48623 ZIP Code — Freeland, MI

Saginaw County, Michigan

ZIP code 48623 is located in Freeland, Michigan, within Saginaw County. It covers approximately 72.85 square miles and serves a population of 15,098 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48623

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $216,700. Owner-occupancy is high at 88%, well above the national average.

Median household income is $91,964. The poverty rate of 5% is below the national average. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.

Educational attainment is near the national average, with 32% of residents holding a bachelor's degree or higher.

Overall, ZIP code 48623 reflects a community defined by high homeownership and a significant Social Security-dependent population.

15,098

population

72.85

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48623 ZIP code map

Cities in ZIP code 48623

Below are the cities the US Postal Service accepts for ZIP code 48623. Using any city not on this list may result in mail delivery delays.

City	Status
Freeland	Preferred

Nearby ZIP codes

48626 Hemlock (7 mi) 48603 Saginaw (7.4 mi) 48609 Saginaw (8.5 mi) 48670 Midland (8.6 mi) 48674 Midland (8.6 mi) 48667 Midland (8.6 mi) 48686 Midland (8.6 mi) 48638 Saginaw (9.5 mi) 48710 University Center (9.6 mi) 48611 Auburn (9.8 mi) 48604 Saginaw (9.9 mi) 48640 Midland (10.8 mi)

Demographics updated 06/2026

Population
Total population	15,098
Population density	207 / sq mi
State FIPS	26
County FIPS	145

Geography
Land area	72.85 sq mi
Water area	0.76 sq mi
Latitude	43.5070
Longitude	-84.1625
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	29.1%	50.4%	42.6%
$50k – $100k	34.1%	29.8%	31.1%
$100k – $200k	29.6%	16.1%	20.6%
Over $200k	7.3%	3.6%	5.7%

Demographics & statistics

15,098

Population

207

People per sq mi

41.5

Median age

$91,964

Median household income

$40,595

Per capita income

$216,700

Median home value

$1,041

Median monthly rent

88.0%

Home ownership

5.0%

Poverty rate

3.3%

Unemployment

4,805

Housing units

31.9%

Bachelor's or higher

Age distribution

Male Female

326

Under 5

264

467

5–9

378

591

10–14

478

559

15–19

451

401

20–24

324

1,068

25–34

863

1,278

35–44

1,034

1,203

45–54

973

716

55–59

579

442

60–64

357

807

65–74

652

374

75–84

303

116

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	3,263	21.6%
18 and over	11,835	78.4%
65 and over	2,346	15.5%
Median age	41.5 years

Race & ethnicity

White 87.6%

Two or more races 4.4%

Black or African American 4.3%

Hispanic or Latino 1.4%

Asian 1.1%

American Indian / Alaska Native 0.9%

Other race 0.2%

Group	Count	%
White	13,414	87.6%
Two or more races	674	4.4%
Black or African American	664	4.3%
Hispanic or Latino	211	1.4%
Asian	174	1.1%
American Indian / Alaska Native	134	0.9%
Other race	38	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	29.1%	50.4%	42.6%
$50k – $100k	34.1%	29.8%	31.1%
$100k – $200k	29.6%	16.1%	20.6%
Over $200k	7.3%	3.6%	5.7%

Under $10k 1.6%

$10k–$15k 2.5%

$15k–$25k 5.2%

$25k–$35k 5.5%

$35k–$50k 10.3%

$50k–$75k 16.7%

$75k–$100k 13.8%

$100k–$150k 19.9%

$150k–$200k 12.5%

$200k+ 11.9%

Range	% of households
Under $10k	1.6%
$10k–$15k	2.5%
$15k–$25k	5.2%
$25k–$35k	5.5%
$35k–$50k	10.3%
$50k–$75k	16.7%
$75k–$100k	13.8%
$100k–$150k	19.9%
$150k–$200k	12.5%
$200k+	11.9%
Median income	$91,964

Housing

Home values

Under $50k 5.6%

$50k–$100k 6.3%

$100k–$150k 11.5%

$150k–$200k 21.3%

$200k–$300k 27.1%

$300k–$500k 23.4%

$500k–$1M 4.0%

$1M+ 0.9%

Housing overview

Metric	Value
Median home value	$216,700
Median rent / month	$1,041
Owner occupied	88.0%
Renter occupied	12.0%
Vacant	4.7%
Single-family detached	84.8%
Large apartment buildings	0.5%
Mobile homes	5.4%
Median rooms	6.4
Avg household size (owned)	2.60

Year built

Era	%
2020 or later	0.6%
2010–2019	8.2%
2000–2009	18.3%
1990–1999	20.3%
1980–1989	7.3%
1970–1979	14.4%
1960–1969	8.7%
1950–1959	9.1%
1940–1949	2.2%
1939 or earlier	10.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	1.9%
2 bedrooms	14.0%
3 bedrooms	64.3%
4 bedrooms	17.1%
5+ bedrooms	2.7%

Vehicles per household

Vehicles	% of households
No vehicle	0.6%
1 vehicle	25.7%
2 vehicles	41.1%
3 or more	32.6%

Heating fuel

Fuel type	%
Utility gas	76.8%
Electricity	8.6%
Propane / LP gas	10.9%
Fuel oil	1.2%
Wood	1.2%
Solar	0.1%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	3,282	63.4%
Cohabiting couple	451	8.7%
Male householder, no spouse	513	9.9%
Female householder, no spouse	928	17.9%
Households with children under 18	1,683	32.5%
Households with seniors (65+)	1,502	29.0%
Average household size	2.60

Marital status

Status	Male	Female
Never married	37.1%	19.0%
Married	49.1%	59.3%
Separated	0.8%	1.3%
Widowed	2.1%	8.4%
Divorced	10.8%	11.9%

Education

Less than 9th grade 0.8%

Some HS, no diploma 3.8%

HS graduate 29.1%

Some college, no degree 21.2%

Associate's degree 13.2%

Bachelor's degree 19.4%

Graduate / professional 12.5%

Metric	%
HS diploma or higher	95.4%
Bachelor's or higher	31.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	161	4.7%
Kindergarten	127	3.7%
Elementary school	1,455	42.5%
High school	1,069	31.2%
College / grad school	615	17.9%

Employment

Industry of employment

Education & healthcare 25.3%

Manufacturing 19.7%

Arts, food & hospitality 9.6%

Professional & management 8.4%

Retail trade 7.8%

Finance & real estate 7.5%

Other services 6.3%

Construction 5.8%

Public administration 2.8%

Wholesale trade 2.0%

Transportation & utilities 1.7%

Agriculture & mining 1.6%

Information 1.3%

Occupation

Category	%
Management, business & arts	41.2%
Service	14.2%
Sales & office	22.1%
Natural resources & construction	8.6%
Production & transportation	13.9%

Employment type

Type	%
Private sector	86.1%
Government	10.3%
Self-employed	3.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.7%
Carpool	6.8%
Public transit	0.0%
Walk	1.6%
Work from home	9.2%
Other means	1.7%
Avg commute (minutes)	22.6

Poverty

All people 5.0%

Under 18 years 2.1%

18 and over 6.0%

Married-couple families 0.6%

Female-led households 13.1%

Income support

Source	% of households
Social Security	32.7%
Retirement income	30.9%
Supplemental Security	5.1%
Cash public assistance	1.9%
Food stamps / SNAP	9.3%

Health indicators

Condition	%
Obesity	37.9%
High blood pressure	29.3%
High cholesterol	33.9%
Diabetes	8.6%
Heart disease	5.2%
Stroke	2.3%
Asthma	9.9%
Arthritis	26.1%
Kidney disease	2.3%
Pulmonary disease	5.7%
Cancer	6.0%

Behavior / access	%
Smoking	18.0%
Binge drinking	23.6%
No physical activity	17.6%
Less than 7 hrs sleep	34.0%
Depression	20.8%
Fair or poor health	10.9%
Poor mental health	15.2%
Poor physical health	8.7%
No health insurance	8.7%
Visited doctor (checkup)	72.3%
Visited dentist	72.5%
Cholesterol screening	91.4%
Teeth loss	9.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	776	6.6%

Disability	%
Any disability	8.5%
Under 18	3.8%
18–64 years	7.6%
65 and over	18.4%

Health insurance coverage

Type	%
Private insurance	85.8%
Public insurance	26.4%
No insurance	2.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	14,508	96.1%
Spanish	30	0.2%
Other Indo-European	21	0.1%
Asian & Pacific Islander	9	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	14,990	99.3%
Born in same state	14,924	98.8%
Born in different state	13,136	87.0%
Foreign born	66	0.4%
Naturalized citizen	108	0.7%
Not a US citizen	108	100.0%

Ancestry

Ancestry	Count	%
Italian	2,013	13.3%
French	1,586	10.5%
Arab	437	2.9%
German	258	1.7%

Ancestry	Count	%
Irish	225	1.5%
Polish	184	1.2%
English	128	0.8%

Technology access

Metric	% of households
Computer access	34.3%
Internet access	97.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48623

What city is ZIP code 48623 in?

ZIP code 48623 is primarily assigned to Freeland, Michigan.

What county is ZIP code 48623 in?

ZIP code 48623 falls within Saginaw County, Michigan.

Is ZIP code 48623 mostly owner-occupied?

88% of occupied units in ZIP code 48623 are owner-occupied, well above the national average.

What is the population of ZIP code 48623?

ZIP code 48623 has an estimated population of 15,098 residents, with a density of 207 people per square mile.

What is the median household income in ZIP code 48623?

The median household income in ZIP code 48623 is $91,964, above the national median of ~$75,000.

What is the typical home value in ZIP code 48623?

The median home value in ZIP code 48623 is $216,700.

What timezone is ZIP code 48623 in?

ZIP code 48623 observes the EST timezone.