48626 ZIP Code — Hemlock, MI

Saginaw County, Michigan

ZIP code 48626 is located in Hemlock, Michigan, within Saginaw County. It covers approximately 65.52 square miles and serves a population of 5,899 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48626

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $197,900. Owner-occupancy is high at 93%, well above the national average.

Median household income is $81,699. 44% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is near the national average, with 29% of residents holding a bachelor's degree or higher.

Overall, ZIP code 48626 reflects a community defined by high homeownership and a significant Social Security-dependent population.

5,899

population

65.52

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48626 ZIP code map

Cities in ZIP code 48626

Below are the cities the US Postal Service accepts for ZIP code 48626. Using any city not on this list may result in mail delivery delays.

City	Status
Hemlock	Preferred

Nearby ZIP codes

48637 Merrill (5.9 mi) 48623 Freeland (7 mi) 48609 Saginaw (7.5 mi) 48655 Saint Charles (8.8 mi) 48638 Saginaw (10 mi) 48603 Saginaw (10.4 mi) 48615 Breckenridge (12.5 mi) 48602 Saginaw (12.5 mi) 48640 Midland (13.3 mi) 48604 Saginaw (13.5 mi) 48663 Saginaw (13.6 mi) 48667 Midland (13.9 mi)

Demographics updated 06/2026

Population
Total population	5,899
Population density	90 / sq mi
State FIPS	26
County FIPS	145

Geography
Land area	65.52 sq mi
Water area	0.35 sq mi
Latitude	43.4149
Longitude	-84.2208
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.5%	50.4%	42.6%
$50k – $100k	31.7%	29.8%	31.1%
$100k – $200k	32.0%	16.1%	20.6%
Over $200k	2.9%	3.6%	5.7%

Demographics & statistics

5,899

Population

People per sq mi

49.8

Median age

$81,699

Median household income

$39,824

Per capita income

$197,900

Median home value

$902

Median monthly rent

92.7%

Home ownership

8.9%

Poverty rate

6.5%

Unemployment

2,249

Housing units

29.3%

Bachelor's or higher

Age distribution

Male Female

144

Under 5

158

145

5–9

160

153

10–14

168

238

15–19

263

145

20–24

159

208

25–34

230

243

35–44

268

445

45–54

490

257

55–59

282

250

60–64

275

332

65–74

366

179

75–84

198

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,220	20.7%
18 and over	4,679	79.3%
65 and over	1,218	20.6%
Median age	49.8 years

Race & ethnicity

White 94.7%

Two or more races 1.9%

Hispanic or Latino 1.2%

Asian 1.2%

American Indian / Alaska Native 0.6%

Black or African American 0.3%

Other race 0.1%

Group	Count	%
White	5,659	94.7%
Two or more races	111	1.9%
Hispanic or Latino	74	1.2%
Asian	74	1.2%
American Indian / Alaska Native	33	0.6%
Black or African American	15	0.3%
Other race	7	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.5%	50.4%	42.6%
$50k – $100k	31.7%	29.8%	31.1%
$100k – $200k	32.0%	16.1%	20.6%
Over $200k	2.9%	3.6%	5.7%

Under $10k 2.8%

$10k–$15k 5.2%

$15k–$25k 3.4%

$25k–$35k 8.2%

$35k–$50k 14.0%

$50k–$75k 14.1%

$75k–$100k 9.6%

$100k–$150k 22.2%

$150k–$200k 15.0%

$200k+ 5.4%

Range	% of households
Under $10k	2.8%
$10k–$15k	5.2%
$15k–$25k	3.4%
$25k–$35k	8.2%
$35k–$50k	14.0%
$50k–$75k	14.1%
$75k–$100k	9.6%
$100k–$150k	22.2%
$150k–$200k	15.0%
$200k+	5.4%
Median income	$81,699

Housing

Home values

Under $50k 2.5%

$50k–$100k 9.1%

$100k–$150k 18.8%

$150k–$200k 20.3%

$200k–$300k 33.3%

$300k–$500k 14.9%

$500k–$1M 1.2%

Housing overview

Metric	Value
Median home value	$197,900
Median rent / month	$902
Owner occupied	92.7%
Renter occupied	7.3%
Vacant	2.9%
Single-family detached	94.3%
Large apartment buildings	0.0%
Mobile homes	1.7%
Median rooms	6.8
Avg household size (owned)	2.51

Year built

Era	%
2020 or later	0.0%
2010–2019	2.3%
2000–2009	14.0%
1990–1999	12.9%
1980–1989	5.2%
1970–1979	25.4%
1960–1969	12.7%
1950–1959	11.1%
1940–1949	3.9%
1939 or earlier	12.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	1.4%
2 bedrooms	12.5%
3 bedrooms	61.0%
4 bedrooms	23.6%
5+ bedrooms	1.5%

Vehicles per household

Vehicles	% of households
No vehicle	3.2%
1 vehicle	22.7%
2 vehicles	34.2%
3 or more	39.9%

Heating fuel

Fuel type	%
Utility gas	40.7%
Electricity	4.6%
Propane / LP gas	38.1%
Fuel oil	8.8%
Wood	5.2%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	1,435	61.0%
Cohabiting couple	103	4.4%
Male householder, no spouse	245	10.4%
Female householder, no spouse	568	24.2%
Households with children under 18	732	31.1%
Households with seniors (65+)	917	39.0%
Average household size	2.49

Marital status

Status	Male	Female
Never married	27.9%	19.6%
Married	59.2%	59.8%
Separated	1.1%	0.0%
Widowed	1.8%	11.8%
Divorced	10.0%	8.8%

Education

Less than 9th grade 0.6%

Some HS, no diploma 2.5%

HS graduate 32.8%

Some college, no degree 24.4%

Associate's degree 10.3%

Bachelor's degree 19.6%

Graduate / professional 9.8%

Metric	%
HS diploma or higher	96.8%
Bachelor's or higher	29.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	59	4.5%
Kindergarten	43	3.3%
Elementary school	484	36.6%
High school	403	30.5%
College / grad school	334	25.2%

Employment

Industry of employment

Education & healthcare 25.4%

Manufacturing 19.4%

Retail trade 9.4%

Arts, food & hospitality 8.1%

Construction 6.3%

Public administration 5.6%

Professional & management 5.5%

Finance & real estate 5.3%

Transportation & utilities 4.7%

Other services 4.2%

Agriculture & mining 3.1%

Wholesale trade 2.2%

Information 0.7%

Occupation

Category	%
Management, business & arts	39.9%
Service	15.8%
Sales & office	18.6%
Natural resources & construction	10.8%
Production & transportation	14.9%

Employment type

Type	%
Private sector	79.4%
Government	15.3%
Self-employed	5.0%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	81.2%
Carpool	9.5%
Public transit	0.7%
Walk	1.0%
Work from home	7.0%
Other means	0.7%
Avg commute (minutes)	26.0

Poverty

All people 8.9%

Under 18 years 10.5%

18 and over 8.5%

Married-couple families 5.6%

Female-led households 16.1%

Income support

Source	% of households
Social Security	43.6%
Retirement income	39.7%
Supplemental Security	2.8%
Cash public assistance	0.6%
Food stamps / SNAP	5.7%

Health indicators

Condition	%
Obesity	38.6%
High blood pressure	32.9%
High cholesterol	35.5%
Diabetes	10.3%
Heart disease	6.5%
Stroke	2.9%
Asthma	10.5%
Arthritis	31.4%
Kidney disease	2.8%
Pulmonary disease	7.3%
Cancer	7.3%

Behavior / access	%
Smoking	18.9%
Binge drinking	21.0%
No physical activity	19.7%
Less than 7 hrs sleep	33.2%
Depression	22.1%
Fair or poor health	12.9%
Poor mental health	15.7%
Poor physical health	10.2%
No health insurance	8.4%
Visited doctor (checkup)	74.2%
Visited dentist	71.5%
Cholesterol screening	92.1%
Teeth loss	10.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	384	8.2%

Disability	%
Any disability	12.6%
Under 18	4.9%
18–64 years	9.4%
65 and over	29.7%

Health insurance coverage

Type	%
Private insurance	84.9%
Public insurance	33.3%
No insurance	2.9%
Uninsured under 19	0.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,597	94.9%
Spanish	69	1.2%
Other Indo-European	18	0.3%
Asian & Pacific Islander	19	0.3%
Other languages	32	0.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,813	98.5%
Born in same state	5,778	97.9%
Born in different state	5,285	89.6%
Foreign born	35	0.6%
Naturalized citizen	86	1.5%
Not a US citizen	85	98.8%

Ancestry

Ancestry	Count	%
French	797	13.5%
Italian	572	9.7%
Arab	219	3.7%
Polish	137	2.3%
German	83	1.4%

Ancestry	Count	%
Irish	48	0.8%
Dutch	34	0.6%
English	25	0.4%
Norwegian	8	0.1%

Technology access

Metric	% of households
Computer access	39.9%
Internet access	91.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48626

What city is ZIP code 48626 in?

ZIP code 48626 is primarily assigned to Hemlock, Michigan.

What county is ZIP code 48626 in?

ZIP code 48626 falls within Saginaw County, Michigan.

Is ZIP code 48626 mostly owner-occupied?

93% of occupied units in ZIP code 48626 are owner-occupied, well above the national average.

Does ZIP code 48626 have a large retiree population?

44% of households in ZIP code 48626 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 48626?

ZIP code 48626 has an estimated population of 5,899 residents, with a density of 90 people per square mile.

What is the typical home value in ZIP code 48626?

The median home value in ZIP code 48626 is $197,900.

What timezone is ZIP code 48626 in?

ZIP code 48626 observes the EST timezone.