48615 ZIP Code — Breckenridge, MI

Gratiot County, Michigan

ZIP code 48615 is located in Breckenridge, Michigan, within Gratiot County. It covers approximately 55.12 square miles and serves a population of 2,817 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48615

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $119,200. Owner-occupancy is high at 81%, well above the national average.

Median household income is $62,768. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 48615 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

2,817

population

55.12

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48615 ZIP code map

Cities in ZIP code 48615

Below are the cities the US Postal Service accepts for ZIP code 48615. Using any city not on this list may result in mail delivery delays.

City	Status
Breckenridge	Preferred

Nearby ZIP codes

48880 Saint Louis (5 mi) 48637 Merrill (6.6 mi) 48801 Alma (10.1 mi) 48847 Ithaca (11.7 mi) 48640 Midland (12.1 mi) 48626 Hemlock (12.5 mi) 48883 Shepherd (14.7 mi) 48832 Elwell (15.5 mi) 48623 Freeland (16.2 mi) 48806 Ashley (16.9 mi) 48667 Midland (16.9 mi) 48674 Midland (16.9 mi)

Demographics updated 05/2026

Population
Total population	2,817
Population density	51 / sq mi
State FIPS	26
County FIPS	057

Geography
Land area	55.12 sq mi
Water area	0.20 sq mi
Latitude	43.4306
Longitude	-84.4688
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.5%	49.9%	42.6%
$50k – $100k	36.2%	33.1%	31.1%
$100k – $200k	17.0%	14.1%	20.6%
Over $200k	2.3%	2.9%	5.7%

Demographics & statistics

2,817

Population

People per sq mi

40.5

Median age

$62,768

Median household income

$30,842

Per capita income

$119,200

Median home value

$814

Median monthly rent

80.7%

Home ownership

10.6%

Poverty rate

4.9%

Unemployment

943

Housing units

18.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

110

5–9

101

118

10–14

109

15–19

20–24

171

25–34

159

205

35–44

189

177

45–54

164

55–59

111

60–64

103

152

65–74

141

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	661	23.5%
18 and over	2,156	76.5%
65 and over	520	18.5%
Median age	40.5 years

Race & ethnicity

White 88.1%

Two or more races 4.8%

Hispanic or Latino 4.4%

Other race 1.7%

American Indian / Alaska Native 0.5%

Native Hawaiian / Pacific Islander 0.4%

Black or African American 0.2%

Group	Count	%
White	2,594	88.1%
Two or more races	140	4.8%
Hispanic or Latino	129	4.4%
Other race	49	1.7%
American Indian / Alaska Native	15	0.5%
Native Hawaiian / Pacific Islander	13	0.4%
Black or African American	6	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.5%	49.9%	42.6%
$50k – $100k	36.2%	33.1%	31.1%
$100k – $200k	17.0%	14.1%	20.6%
Over $200k	2.3%	2.9%	5.7%

Under $10k 3.5%

$10k–$15k 1.2%

$15k–$25k 7.2%

$25k–$35k 10.3%

$35k–$50k 15.2%

$50k–$75k 17.2%

$75k–$100k 15.1%

$100k–$150k 19.1%

$150k–$200k 8.1%

$200k+ 3.0%

Range	% of households
Under $10k	3.5%
$10k–$15k	1.2%
$15k–$25k	7.2%
$25k–$35k	10.3%
$35k–$50k	15.2%
$50k–$75k	17.2%
$75k–$100k	15.1%
$100k–$150k	19.1%
$150k–$200k	8.1%
$200k+	3.0%
Median income	$62,768

Housing

Home values

Under $50k 5.5%

$50k–$100k 36.2%

$100k–$150k 17.8%

$150k–$200k 17.1%

$200k–$300k 16.2%

$300k–$500k 4.4%

$500k–$1M 2.6%

Housing overview

Metric	Value
Median home value	$119,200
Median rent / month	$814
Owner occupied	80.7%
Renter occupied	19.3%
Vacant	6.4%
Single-family detached	84.4%
Large apartment buildings	0.0%
Mobile homes	6.8%
Median rooms	6.3
Avg household size (owned)	2.70

Year built

Era	%
2020 or later	0.0%
2010–2019	3.5%
2000–2009	4.9%
1990–1999	11.4%
1980–1989	10.3%
1970–1979	16.8%
1960–1969	14.0%
1950–1959	14.0%
1940–1949	5.6%
1939 or earlier	19.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	5.7%
2 bedrooms	24.1%
3 bedrooms	47.4%
4 bedrooms	15.8%
5+ bedrooms	6.4%

Vehicles per household

Vehicles	% of households
No vehicle	3.2%
1 vehicle	23.9%
2 vehicles	44.8%
3 or more	28.2%

Heating fuel

Fuel type	%
Utility gas	51.3%
Electricity	6.3%
Propane / LP gas	30.8%
Fuel oil	3.2%
Wood	6.0%
Solar	0.3%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	635	59.0%
Cohabiting couple	104	9.7%
Male householder, no spouse	155	14.4%
Female householder, no spouse	183	17.0%
Households with children under 18	361	33.5%
Households with seniors (65+)	366	34.0%
Average household size	2.60

Marital status

Status	Male	Female
Never married	29.7%	22.4%
Married	59.3%	55.6%
Separated	1.7%	0.4%
Widowed	2.8%	9.9%
Divorced	6.5%	11.8%

Education

Less than 9th grade 0.6%

Some HS, no diploma 4.9%

HS graduate 41.3%

Some college, no degree 23.5%

Associate's degree 11.6%

Bachelor's degree 12.7%

Graduate / professional 5.5%

Metric	%
HS diploma or higher	94.5%
Bachelor's or higher	18.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	21	3.1%
Kindergarten	44	6.4%
Elementary school	313	45.7%
High school	174	25.4%
College / grad school	133	19.4%

Employment

Industry of employment

Education & healthcare 25.6%

Manufacturing 16.3%

Retail trade 11.4%

Public administration 9.5%

Construction 8.3%

Professional & management 6.6%

Agriculture & mining 5.1%

Arts, food & hospitality 4.6%

Wholesale trade 3.4%

Finance & real estate 3.4%

Other services 2.3%

Transportation & utilities 2.1%

Information 1.3%

Occupation

Category	%
Management, business & arts	29.3%
Service	24.8%
Sales & office	19.5%
Natural resources & construction	10.7%
Production & transportation	15.7%

Employment type

Type	%
Private sector	77.6%
Government	18.1%
Self-employed	4.0%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	81.4%
Carpool	7.5%
Public transit	0.0%
Walk	2.4%
Work from home	8.1%
Other means	0.6%
Avg commute (minutes)	28.5

Poverty

All people 10.6%

Under 18 years 14.3%

18 and over 9.5%

Married-couple families 1.3%

Female-led households 26.8%

Income support

Source	% of households
Social Security	40.2%
Retirement income	35.7%
Supplemental Security	7.3%
Cash public assistance	3.0%
Food stamps / SNAP	8.9%

Health indicators

Condition	%
Obesity	38.7%
High blood pressure	34.3%
High cholesterol	34.7%
Diabetes	10.9%
Heart disease	6.9%
Stroke	3.2%
Asthma	11.2%
Arthritis	30.2%
Kidney disease	3.0%
Pulmonary disease	8.5%
Cancer	6.9%

Behavior / access	%
Smoking	22.2%
Binge drinking	19.1%
No physical activity	22.3%
Less than 7 hrs sleep	32.0%
Depression	23.1%
Fair or poor health	15.5%
Poor mental health	16.9%
Poor physical health	11.7%
No health insurance	10.1%
Visited doctor (checkup)	73.1%
Visited dentist	65.3%
Cholesterol screening	90.6%
Teeth loss	14.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	134	6.2%

Disability	%
Any disability	13.2%
Under 18	2.0%
18–64 years	12.2%
65 and over	31.0%

Health insurance coverage

Type	%
Private insurance	74.6%
Public insurance	37.7%
No insurance	4.6%
Uninsured under 19	0.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,720	96.6%
Spanish	26	1.0%
Other Indo-European	19	0.7%
Asian & Pacific Islander	0	0.0%
Other languages	7	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,787	98.9%
Born in same state	2,748	97.6%
Born in different state	2,540	90.2%
Foreign born	39	1.4%
Naturalized citizen	30	1.1%
Not a US citizen	10	33.3%

Ancestry

Ancestry	Count	%
French	532	18.9%
Italian	265	9.4%
Arab	218	7.7%
English	48	1.7%

Ancestry	Count	%
German	44	1.6%
Irish	19	0.7%
Polish	13	0.5%
Dutch	10	0.4%

Technology access

Metric	% of households
Computer access	38.2%
Internet access	91.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48615

What city is ZIP code 48615 in?

ZIP code 48615 is primarily assigned to Breckenridge, Michigan.

What county is ZIP code 48615 in?

ZIP code 48615 falls within Gratiot County, Michigan.

Is ZIP code 48615 mostly owner-occupied?

81% of occupied units in ZIP code 48615 are owner-occupied, well above the national average.

Does ZIP code 48615 have a large retiree population?

40% of households in ZIP code 48615 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 48615?

The median home value in ZIP code 48615 is $119,200.

What is the population of ZIP code 48615?

ZIP code 48615 has an estimated population of 2,817 residents, with a density of 51 people per square mile.

What timezone is ZIP code 48615 in?

ZIP code 48615 observes the EST timezone.