48806 ZIP Code — Ashley, MI

Gratiot County, Michigan

ZIP code 48806 is located in Ashley, Michigan, within Gratiot County. It covers approximately 64.30 square miles and serves a population of 1,794 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48806

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $136,800. Owner-occupancy is high at 80%, well above the national average.

Median household income is $57,083. Poverty affects 22% of residents, above the national average. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 48806 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

1,794

population

64.30

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48806 ZIP code map

Cities in ZIP code 48806

Below are the cities the US Postal Service accepts for ZIP code 48806. Using any city not on this list may result in mail delivery delays.

City	Status
Ashley	Preferred

Nearby ZIP codes

48807 Bannister (4.2 mi) 48847 Ithaca (7.4 mi) 48831 Elsie (8.9 mi) 48871 Perrinton (10.2 mi) 48856 Middleton (13.1 mi) 48879 Saint Johns (13.7 mi) 48649 Oakley (13.8 mi) 48841 Henderson (14.1 mi) 48841 Henderson (14.1 mi) 48866 Ovid (15.2 mi) 48801 Alma (15.7 mi) 48889 Sumner (16.7 mi)

Demographics updated 05/2026

Population
Total population	1,794
Population density	28 / sq mi
State FIPS	26
County FIPS	057

Geography
Land area	64.30 sq mi
Water area	0.32 sq mi
Latitude	43.1867
Longitude	-84.4893
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.7%	49.9%	42.6%
$50k – $100k	29.0%	33.1%	31.1%
$100k – $200k	15.7%	14.1%	20.6%
Over $200k	0.6%	2.9%	5.7%

Demographics & statistics

1,794

Population

People per sq mi

41.4

Median age

$57,083

Median household income

$27,956

Per capita income

$136,800

Median home value

$943

Median monthly rent

80.1%

Home ownership

22.4%

Poverty rate

8.7%

Unemployment

608

Housing units

12.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

144

35–44

142

111

45–54

109

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	392	21.9%
18 and over	1,402	78.1%
65 and over	328	18.3%
Median age	41.4 years

Race & ethnicity

White 95.1%

Two or more races 3.3%

Hispanic or Latino 0.9%

Black or African American 0.4%

Asian 0.2%

American Indian / Alaska Native 0.1%

Group	Count	%
White	1,722	95.1%
Two or more races	59	3.3%
Hispanic or Latino	17	0.9%
Black or African American	7	0.4%
Asian	4	0.2%
American Indian / Alaska Native	2	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.7%	49.9%	42.6%
$50k – $100k	29.0%	33.1%	31.1%
$100k – $200k	15.7%	14.1%	20.6%
Over $200k	0.6%	2.9%	5.7%

Under $10k 2.0%

$10k–$15k 9.6%

$15k–$25k 5.7%

$25k–$35k 16.4%

$35k–$50k 9.6%

$50k–$75k 18.3%

$75k–$100k 11.7%

$100k–$150k 16.2%

$150k–$200k 8.3%

$200k+ 2.0%

Range	% of households
Under $10k	2.0%
$10k–$15k	9.6%
$15k–$25k	5.7%
$25k–$35k	16.4%
$35k–$50k	9.6%
$50k–$75k	18.3%
$75k–$100k	11.7%
$100k–$150k	16.2%
$150k–$200k	8.3%
$200k+	2.0%
Median income	$57,083

Housing

Home values

Under $50k 15.0%

$50k–$100k 18.6%

$100k–$150k 24.8%

$150k–$200k 8.9%

$200k–$300k 14.8%

$300k–$500k 16.6%

$500k–$1M 1.3%

Housing overview

Metric	Value
Median home value	$136,800
Median rent / month	$943
Owner occupied	80.1%
Renter occupied	19.9%
Vacant	8.1%
Single-family detached	86.7%
Large apartment buildings	0.0%
Mobile homes	7.5%
Median rooms	6.3
Avg household size (owned)	2.63

Year built

Era	%
2020 or later	0.1%
2010–2019	2.7%
2000–2009	6.2%
1990–1999	14.0%
1980–1989	3.1%
1970–1979	10.5%
1960–1969	17.9%
1950–1959	7.1%
1940–1949	12.2%
1939 or earlier	26.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	4.7%
2 bedrooms	19.1%
3 bedrooms	56.5%
4 bedrooms	15.9%
5+ bedrooms	3.9%

Vehicles per household

Vehicles	% of households
No vehicle	2.0%
1 vehicle	27.2%
2 vehicles	35.7%
3 or more	35.1%

Heating fuel

Fuel type	%
Utility gas	31.4%
Electricity	2.9%
Propane / LP gas	41.7%
Fuel oil	3.8%
Wood	18.0%

Households & families

Household type	Count	%
Married-couple family	339	49.6%
Cohabiting couple	82	12.0%
Male householder, no spouse	120	17.5%
Female householder, no spouse	143	20.9%
Households with children under 18	236	34.5%
Households with seniors (65+)	204	29.8%
Average household size	2.53

Marital status

Status	Male	Female
Never married	35.4%	29.2%
Married	46.0%	46.4%
Separated	1.0%	0.0%
Widowed	5.4%	9.4%
Divorced	12.1%	14.9%

Education

Less than 9th grade 2.2%

Some HS, no diploma 5.1%

HS graduate 40.4%

Some college, no degree 31.0%

Associate's degree 8.9%

Bachelor's degree 8.9%

Graduate / professional 3.5%

Metric	%
HS diploma or higher	92.7%
Bachelor's or higher	12.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	14	3.3%
Kindergarten	6	1.4%
Elementary school	175	41.5%
High school	104	24.6%
College / grad school	123	29.1%

Employment

Industry of employment

Education & healthcare 28.0%

Manufacturing 17.9%

Agriculture & mining 9.1%

Construction 8.4%

Arts, food & hospitality 7.4%

Retail trade 7.0%

Public administration 6.5%

Transportation & utilities 5.2%

Finance & real estate 3.6%

Professional & management 3.2%

Other services 2.3%

Wholesale trade 0.8%

Information 0.4%

Occupation

Category	%
Management, business & arts	31.3%
Service	21.0%
Sales & office	12.3%
Natural resources & construction	13.5%
Production & transportation	21.9%

Employment type

Type	%
Private sector	73.1%
Government	16.1%
Self-employed	10.2%
Unpaid family workers	0.6%

Commute

Method	%
Drive alone	79.1%
Carpool	12.3%
Public transit	0.0%
Walk	4.0%
Work from home	4.0%
Other means	0.6%
Avg commute (minutes)	29.9

Poverty

All people 22.4%

Under 18 years 26.8%

18 and over 21.1%

Married-couple families 4.7%

Female-led households 34.9%

Income support

Source	% of households
Social Security	37.7%
Retirement income	30.3%
Supplemental Security	6.4%
Cash public assistance	2.5%
Food stamps / SNAP	6.7%

Health indicators

Condition	%
Obesity	38.0%
High blood pressure	36.4%
High cholesterol	36.0%
Diabetes	11.6%
Heart disease	7.7%
Stroke	3.5%
Asthma	10.8%
Arthritis	32.5%
Kidney disease	3.3%
Pulmonary disease	8.9%
Cancer	7.9%

Behavior / access	%
Smoking	21.5%
Binge drinking	18.3%
No physical activity	22.7%
Less than 7 hrs sleep	31.2%
Depression	22.4%
Fair or poor health	15.7%
Poor mental health	16.0%
Poor physical health	11.8%
No health insurance	9.8%
Visited doctor (checkup)	74.5%
Visited dentist	65.9%
Cholesterol screening	91.6%
Teeth loss	13.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	96	6.8%

Disability	%
Any disability	14.4%
Under 18	3.8%
18–64 years	12.1%
65 and over	37.7%

Health insurance coverage

Type	%
Private insurance	66.9%
Public insurance	44.3%
No insurance	6.9%
Uninsured under 19	6.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,699	94.7%
Spanish	5	0.3%
Other Indo-European	0	0.0%
Asian & Pacific Islander	4	0.2%
Other languages	1	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,782	99.3%
Born in same state	1,775	98.9%
Born in different state	1,599	89.1%
Foreign born	7	0.4%
Naturalized citizen	12	0.7%
Not a US citizen	3	25.0%

Ancestry

Ancestry	Count	%
Italian	179	10%
French	130	7.2%
Arab	70	3.9%
English	36	2%

Ancestry	Count	%
German	10	0.6%
Dutch	7	0.4%
Polish	4	0.2%
Norwegian	2	0.1%

Technology access

Metric	% of households
Computer access	38.1%
Internet access	92.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48806

What city is ZIP code 48806 in?

ZIP code 48806 is primarily assigned to Ashley, Michigan.

What county is ZIP code 48806 in?

ZIP code 48806 falls within Gratiot County, Michigan.

What is the poverty rate in ZIP code 48806?

22% of residents in ZIP code 48806 live below the poverty line, above the national average.

How educated is the population of ZIP code 48806?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 48806 mostly owner-occupied?

80% of occupied units in ZIP code 48806 are owner-occupied, well above the national average.

Does ZIP code 48806 have a large retiree population?

38% of households in ZIP code 48806 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 48806 in?

ZIP code 48806 observes the EST timezone.