48866 ZIP Code — Ovid, MI

Clinton County, Michigan

ZIP code 48866 is located in Ovid, Michigan, within Clinton County. It covers approximately 49.52 square miles and serves a population of 4,357 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48866

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $152,300. Owner-occupancy is high at 85%, well above the national average.

Median household income is $64,722. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks.

Overall, ZIP code 48866 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

4,357

population

49.52

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48866 ZIP code map

Cities in ZIP code 48866

Below are the cities the US Postal Service accepts for ZIP code 48866. Using any city not on this list may result in mail delivery delays.

City	Status
Ovid	Preferred

Nearby ZIP codes

48831 Elsie (6.7 mi) 48848 Laingsburg (8.3 mi) 48867 Owosso (9.1 mi) 48841 Henderson (9.7 mi) 48841 Henderson (9.7 mi) 48879 Saint Johns (11.5 mi) 48807 Bannister (12 mi) 48808 Bath (12.2 mi) 48649 Oakley (13.9 mi) 48857 Morrice (14.7 mi) 48840 Haslett (14.9 mi) 48820 Dewitt (15.1 mi)

Demographics updated 05/2026

Population
Total population	4,357
Population density	88 / sq mi
State FIPS	26
County FIPS	037

Geography
Land area	49.52 sq mi
Water area	0.37 sq mi
Latitude	42.9905
Longitude	-84.3552
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.8%	38.9%	42.6%
$50k – $100k	43.0%	33.9%	31.1%
$100k – $200k	17.3%	22.1%	20.6%
Over $200k	0.9%	5.1%	5.7%

Demographics & statistics

4,357

Population

People per sq mi

41.0

Median age

$64,722

Median household income

$31,267

Per capita income

$152,300

Median home value

$830

Median monthly rent

84.5%

Home ownership

9.0%

Poverty rate

3.6%

Unemployment

1,573

Housing units

11.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

101

164

5–9

168

182

10–14

187

124

15–19

128

20–24

213

25–34

220

323

35–44

332

248

45–54

255

212

55–59

218

136

60–64

139

228

65–74

235

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,070	24.6%
18 and over	3,287	75.4%
65 and over	720	16.5%
Median age	41.0 years

Race & ethnicity

White 89.9%

Two or more races 4.7%

Hispanic or Latino 3.1%

Other race 1.7%

Black or African American 0.4%

American Indian / Alaska Native 0.1%

Group	Count	%
White	4,044	89.9%
Two or more races	211	4.7%
Hispanic or Latino	140	3.1%
Other race	78	1.7%
Black or African American	20	0.4%
American Indian / Alaska Native	4	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.8%	38.9%	42.6%
$50k – $100k	43.0%	33.9%	31.1%
$100k – $200k	17.3%	22.1%	20.6%
Over $200k	0.9%	5.1%	5.7%

Under $10k 3.0%

$10k–$15k 3.0%

$15k–$25k 5.3%

$25k–$35k 6.0%

$35k–$50k 18.6%

$50k–$75k 19.6%

$75k–$100k 19.6%

$100k–$150k 17.0%

$150k–$200k 3.8%

$200k+ 4.1%

Range	% of households
Under $10k	3.0%
$10k–$15k	3.0%
$15k–$25k	5.3%
$25k–$35k	6.0%
$35k–$50k	18.6%
$50k–$75k	19.6%
$75k–$100k	19.6%
$100k–$150k	17.0%
$150k–$200k	3.8%
$200k+	4.1%
Median income	$64,722

Housing

Home values

Under $50k 10.7%

$50k–$100k 20.2%

$100k–$150k 18.1%

$150k–$200k 19.5%

$200k–$300k 24.3%

$300k–$500k 5.2%

$500k–$1M 1.9%

$1M+ 0.1%

Housing overview

Metric	Value
Median home value	$152,300
Median rent / month	$830
Owner occupied	84.5%
Renter occupied	15.5%
Vacant	5.4%
Single-family detached	83.1%
Large apartment buildings	0.0%
Mobile homes	9.8%
Median rooms	6.3
Avg household size (owned)	2.47

Year built

Era	%
2020 or later	0.0%
2010–2019	0.9%
2000–2009	9.8%
1990–1999	12.2%
1980–1989	9.5%
1970–1979	19.4%
1960–1969	9.3%
1950–1959	6.7%
1940–1949	7.1%
1939 or earlier	25.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	2.9%
2 bedrooms	20.7%
3 bedrooms	52.6%
4 bedrooms	18.7%
5+ bedrooms	4.6%

Vehicles per household

Vehicles	% of households
No vehicle	3.4%
1 vehicle	24.7%
2 vehicles	43.1%
3 or more	28.8%

Heating fuel

Fuel type	%
Utility gas	54.5%
Electricity	6.3%
Propane / LP gas	27.3%
Fuel oil	6.7%
Wood	2.8%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	909	52.1%
Cohabiting couple	147	8.4%
Male householder, no spouse	284	16.3%
Female householder, no spouse	404	23.2%
Households with children under 18	615	35.3%
Households with seniors (65+)	500	28.7%
Average household size	2.45

Marital status

Status	Male	Female
Never married	29.1%	24.7%
Married	55.1%	49.6%
Separated	0.8%	0.8%
Widowed	5.6%	11.4%
Divorced	9.4%	13.4%

Education

Less than 9th grade 2.9%

Some HS, no diploma 4.7%

HS graduate 38.6%

Some college, no degree 27.6%

Associate's degree 14.7%

Bachelor's degree 8.9%

Graduate / professional 2.6%

Metric	%
HS diploma or higher	92.4%
Bachelor's or higher	11.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	62	5.7%
Kindergarten	46	4.3%
Elementary school	564	52.2%
High school	252	23.3%
College / grad school	157	14.5%

Employment

Industry of employment

Education & healthcare 22.5%

Manufacturing 20.6%

Retail trade 13.3%

Transportation & utilities 8.4%

Construction 7.5%

Public administration 5.9%

Professional & management 5.2%

Finance & real estate 4.9%

Other services 4.9%

Arts, food & hospitality 3.1%

Agriculture & mining 2.0%

Information 0.9%

Wholesale trade 0.7%

Occupation

Category	%
Management, business & arts	29.0%
Service	14.4%
Sales & office	19.7%
Natural resources & construction	9.3%
Production & transportation	27.7%

Employment type

Type	%
Private sector	81.5%
Government	12.7%
Self-employed	5.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.2%
Carpool	5.6%
Public transit	0.4%
Walk	1.7%
Work from home	11.4%
Other means	0.6%
Avg commute (minutes)	28.2

Poverty

All people 9.0%

Under 18 years 12.1%

18 and over 7.9%

Married-couple families 3.1%

Female-led households 24.8%

Income support

Source	% of households
Social Security	34.7%
Retirement income	28.7%
Supplemental Security	6.4%
Cash public assistance	1.8%
Food stamps / SNAP	9.8%

Health indicators

Condition	%
Obesity	36.0%
High blood pressure	33.1%
High cholesterol	34.8%
Diabetes	10.6%
Heart disease	6.7%
Stroke	3.0%
Asthma	10.8%
Arthritis	30.7%
Kidney disease	2.9%
Pulmonary disease	7.7%
Cancer	7.0%

Behavior / access	%
Smoking	20.1%
Binge drinking	19.2%
No physical activity	20.4%
Less than 7 hrs sleep	32.9%
Depression	21.9%
Fair or poor health	14.0%
Poor mental health	16.1%
Poor physical health	10.8%
No health insurance	9.5%
Visited doctor (checkup)	75.3%
Visited dentist	70.5%
Cholesterol screening	91.4%
Teeth loss	11.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	262	8.0%

Disability	%
Any disability	14.0%
Under 18	6.5%
18–64 years	12.0%
65 and over	32.6%

Health insurance coverage

Type	%
Private insurance	75.1%
Public insurance	38.7%
No insurance	6.8%
Uninsured under 19	2.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,158	95.4%
Spanish	2	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	2	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,325	99.3%
Born in same state	4,322	99.2%
Born in different state	3,904	89.6%
Foreign born	3	0.1%
Naturalized citizen	32	0.7%
Not a US citizen	13	40.6%

Ancestry

Ancestry	Count	%
Italian	714	16.4%
French	610	14%
Arab	252	5.8%
English	113	2.6%
Polish	42	1%

Ancestry	Count	%
German	31	0.7%
Dutch	14	0.3%
Irish	8	0.2%
Norwegian	4	0.1%

Technology access

Metric	% of households
Computer access	40.0%
Internet access	95.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48866

What city is ZIP code 48866 in?

ZIP code 48866 is primarily assigned to Ovid, Michigan.

What county is ZIP code 48866 in?

ZIP code 48866 falls within Clinton County, Michigan.

How educated is the population of ZIP code 48866?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 48866 mostly owner-occupied?

85% of occupied units in ZIP code 48866 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 48866?

The median home value in ZIP code 48866 is $152,300.

What is the population of ZIP code 48866?

ZIP code 48866 has an estimated population of 4,357 residents, with a density of 88 people per square mile.

What timezone is ZIP code 48866 in?

ZIP code 48866 observes the EST timezone.