48807 ZIP Code — Bannister, MI

Gratiot County, Michigan

ZIP code 48807 is located in Bannister, Michigan, within Gratiot County. It covers approximately 25.66 square miles and serves a population of 787 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48807

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $105,200. Owner-occupancy is high at 88%, well above the national average.

Median household income is $58,333. The poverty rate of 7% is below the national average. 51% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Overall, ZIP code 48807 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

787

population

25.66

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48807 ZIP code map

Cities in ZIP code 48807

Below are the cities the US Postal Service accepts for ZIP code 48807. Using any city not on this list may result in mail delivery delays.

City	Status
Bannister	Preferred

Nearby ZIP codes

48806 Ashley (4.2 mi) 48831 Elsie (5.4 mi) 48841 Henderson (9.9 mi) 48841 Henderson (9.9 mi) 48649 Oakley (10 mi) 48847 Ithaca (11.2 mi) 48866 Ovid (12 mi) 48871 Perrinton (13.9 mi) 48879 Saint Johns (13.9 mi) 48616 Chesaning (14.6 mi) 48655 Saint Charles (14.9 mi) 48867 Owosso (16.5 mi)

Demographics updated 05/2026

Population
Total population	787
Population density	31 / sq mi
State FIPS	26
County FIPS	057

Geography
Land area	25.66 sq mi
Water area	0.03 sq mi
Latitude	43.1594
Longitude	-84.4145
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.1%	49.9%	42.6%
$50k – $100k	43.3%	33.1%	31.1%
$100k – $200k	14.7%	14.1%	20.6%
Over $200k	1.9%	2.9%	5.7%

Demographics & statistics

787

Population

People per sq mi

49.4

Median age

$58,333

Median household income

$31,830

Per capita income

$105,200

Median home value

$755

Median monthly rent

88.2%

Home ownership

7.3%

Poverty rate

4.7%

Unemployment

332

Housing units

18.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	146	18.6%
18 and over	641	81.4%
65 and over	160	20.3%
Median age	49.4 years

Race & ethnicity

White 96.6%

Hispanic or Latino 1.4%

Two or more races 1%

Other race 0.6%

Black or African American 0.4%

Group	Count	%
White	771	96.6%
Hispanic or Latino	11	1.4%
Two or more races	8	1%
Other race	5	0.6%
Black or African American	3	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.1%	49.9%	42.6%
$50k – $100k	43.3%	33.1%	31.1%
$100k – $200k	14.7%	14.1%	20.6%
Over $200k	1.9%	2.9%	5.7%

Under $10k 3.9%

$10k–$15k 1.5%

$15k–$25k 6.1%

$25k–$35k 6.4%

$35k–$50k 13.6%

$50k–$75k 33.3%

$75k–$100k 13.9%

$100k–$150k 11.2%

$150k–$200k 7.6%

$200k+ 2.4%

Range	% of households
Under $10k	3.9%
$10k–$15k	1.5%
$15k–$25k	6.1%
$25k–$35k	6.4%
$35k–$50k	13.6%
$50k–$75k	33.3%
$75k–$100k	13.9%
$100k–$150k	11.2%
$150k–$200k	7.6%
$200k+	2.4%
Median income	$58,333

Housing

Home values

Under $50k 8.2%

$50k–$100k 38.8%

$100k–$150k 18.6%

$150k–$200k 11.3%

$200k–$300k 8.2%

$300k–$500k 11.0%

$500k–$1M 3.8%

Housing overview

Metric	Value
Median home value	$105,200
Median rent / month	$755
Owner occupied	88.2%
Renter occupied	11.8%
Vacant	11.1%
Single-family detached	83.6%
Large apartment buildings	0.0%
Mobile homes	15.1%
Median rooms	6.7
Avg household size (owned)	2.40

Year built

Era	%
2020 or later	1.3%
2010–2019	2.7%
2000–2009	10.8%
1990–1999	13.2%
1980–1989	4.9%
1970–1979	17.8%
1960–1969	17.8%
1950–1959	11.6%
1940–1949	4.3%
1939 or earlier	15.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.8%
2 bedrooms	18.1%
3 bedrooms	63.6%
4 bedrooms	15.4%
5+ bedrooms	2.2%

Vehicles per household

Vehicles	% of households
No vehicle	0.6%
1 vehicle	20.0%
2 vehicles	52.4%
3 or more	27.0%

Heating fuel

Fuel type	%
Utility gas	16.7%
Electricity	3.6%
Propane / LP gas	63.6%
Fuel oil	2.7%
Wood	12.7%

Households & families

Household type	Count	%
Married-couple family	203	61.5%
Cohabiting couple	38	11.5%
Male householder, no spouse	20	6.1%
Female householder, no spouse	69	20.9%
Households with children under 18	65	19.7%
Households with seniors (65+)	116	35.2%
Average household size	2.38

Marital status

Status	Male	Female
Never married	20.3%	23.2%
Married	70.9%	58.6%
Separated	0.0%	0.6%
Widowed	1.0%	9.1%
Divorced	7.8%	8.5%

Education

Less than 9th grade 0.3%

Some HS, no diploma 5.2%

HS graduate 41.4%

Some college, no degree 21.3%

Associate's degree 13.0%

Bachelor's degree 14.9%

Graduate / professional 3.8%

Metric	%
HS diploma or higher	94.5%
Bachelor's or higher	18.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	24	18.0%
Elementary school	78	58.6%
High school	18	13.5%
College / grad school	13	9.8%

Employment

Industry of employment

Education & healthcare 19.4%

Manufacturing 17.2%

Information 12.8%

Retail trade 11.5%

Construction 9.0%

Agriculture & mining 8.5%

Professional & management 7.9%

Public administration 4.4%

Transportation & utilities 3.8%

Arts, food & hospitality 2.7%

Finance & real estate 1.1%

Wholesale trade 0.8%

Other services 0.8%

Occupation

Category	%
Management, business & arts	36.1%
Service	13.4%
Sales & office	21.0%
Natural resources & construction	14.2%
Production & transportation	15.3%

Employment type

Type	%
Private sector	84.7%
Government	10.1%
Self-employed	5.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	76.1%
Carpool	3.8%
Public transit	0.0%
Walk	0.8%
Work from home	15.9%
Other means	3.3%
Avg commute (minutes)	29.5

Poverty

All people 7.3%

Under 18 years 9.5%

18 and over 6.9%

Married-couple families 1.5%

Female-led households 50.0%

Income support

Source	% of households
Social Security	51.2%
Retirement income	33.0%
Supplemental Security	0.3%
Cash public assistance	0.6%
Food stamps / SNAP	3.6%

Health indicators

Condition	%
Obesity	39.9%
High blood pressure	35.0%
High cholesterol	35.5%
Diabetes	11.3%
Heart disease	7.4%
Stroke	3.4%
Asthma	11.0%
Arthritis	31.4%
Kidney disease	3.1%
Pulmonary disease	8.9%
Cancer	7.0%

Behavior / access	%
Smoking	23.5%
Binge drinking	19.9%
No physical activity	23.1%
Less than 7 hrs sleep	33.1%
Depression	23.2%
Fair or poor health	16.1%
Poor mental health	17.0%
Poor physical health	12.0%
No health insurance	10.3%
Visited doctor (checkup)	73.2%
Visited dentist	64.4%
Cholesterol screening	90.5%
Teeth loss	14.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	40	6.2%

Disability	%
Any disability	18.0%
Under 18	0.0%
18–64 years	19.3%
65 and over	30.6%

Health insurance coverage

Type	%
Private insurance	73.2%
Public insurance	38.1%
No insurance	8.5%
Uninsured under 19	17.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	766	97.3%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	787	100.0%
Born in same state	787	100.0%
Born in different state	699	88.8%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	163	20.7%
Italian	61	7.8%
English	50	6.4%

Ancestry	Count	%
Arab	44	5.6%
Irish	6	0.8%
Polish	5	0.6%

Technology access

Metric	% of households
Computer access	41.9%
Internet access	93.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48807

What city is ZIP code 48807 in?

ZIP code 48807 is primarily assigned to Bannister, Michigan.

What county is ZIP code 48807 in?

ZIP code 48807 falls within Gratiot County, Michigan.

Does ZIP code 48807 have a large retiree population?

51% of households in ZIP code 48807 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 48807 mostly owner-occupied?

88% of occupied units in ZIP code 48807 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 48807?

The median home value in ZIP code 48807 is $105,200.

What is the population of ZIP code 48807?

ZIP code 48807 has an estimated population of 787 residents, with a density of 31 people per square mile.

What timezone is ZIP code 48807 in?

ZIP code 48807 observes the EST timezone.