48616 ZIP Code — Chesaning, MI

Saginaw County, Michigan

ZIP code 48616 is located in Chesaning, Michigan, within Saginaw County. It covers approximately 81.13 square miles and serves a population of 7,486 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48616

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $143,200. Owner-occupancy is high at 80%, well above the national average.

Median household income is $59,552. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 27 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 48616 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

7,486

population

81.13

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48616 ZIP code map

Cities in ZIP code 48616

Below are the cities the US Postal Service accepts for ZIP code 48616. Using any city not on this list may result in mail delivery delays.

City	Status
Chesaning	Preferred

Nearby ZIP codes

48649 Oakley (4.9 mi) 48655 Saint Charles (6.9 mi) 48841 Henderson (8.6 mi) 48841 Henderson (8.6 mi) 48460 New Lothrop (9.3 mi) 48457 Montrose (10.1 mi) 48417 Burt (10.4 mi) 48817 Corunna (13.1 mi) 48867 Owosso (14.1 mi) 48609 Saginaw (14.5 mi) 48807 Bannister (14.6 mi) 48831 Elsie (14.8 mi)

Demographics updated 05/2026

Population
Total population	7,486
Population density	92 / sq mi
State FIPS	26
County FIPS	145

Geography
Land area	81.13 sq mi
Water area	0.38 sq mi
Latitude	43.1978
Longitude	-84.1305
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.6%	50.4%	42.6%
$50k – $100k	33.5%	29.8%	31.1%
$100k – $200k	16.9%	16.1%	20.6%
Over $200k	2.0%	3.6%	5.7%

Demographics & statistics

7,486

Population

People per sq mi

43.4

Median age

$59,552

Median household income

$30,463

Per capita income

$143,200

Median home value

$743

Median monthly rent

79.5%

Home ownership

10.5%

Poverty rate

4.6%

Unemployment

2,652

Housing units

14.6%

Bachelor's or higher

Age distribution

Male Female

170

Under 5

175

205

5–9

211

185

10–14

191

186

15–19

191

237

20–24

243

546

25–34

561

371

35–44

382

374

45–54

384

305

55–59

314

254

60–64

262

532

65–74

546

226

75–84

232

100

85+

103

← Male

Female →

Age summary

Group	Count	%
Under 18	1,402	18.7%
18 and over	6,084	81.3%
65 and over	1,739	23.2%
Median age	43.4 years

Race & ethnicity

White 89.5%

Hispanic or Latino 4.2%

Two or more races 2.7%

Other race 2%

Black or African American 0.8%

Asian 0.8%

Group	Count	%
White	6,999	89.5%
Hispanic or Latino	332	4.2%
Two or more races	211	2.7%
Other race	154	2%
Black or African American	62	0.8%
Asian	60	0.8%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.6%	50.4%	42.6%
$50k – $100k	33.5%	29.8%	31.1%
$100k – $200k	16.9%	16.1%	20.6%
Over $200k	2.0%	3.6%	5.7%

Under $10k 2.5%

$10k–$15k 4.3%

$15k–$25k 9.5%

$25k–$35k 9.7%

$35k–$50k 13.4%

$50k–$75k 22.8%

$75k–$100k 12.8%

$100k–$150k 15.3%

$150k–$200k 6.1%

$200k+ 3.8%

Range	% of households
Under $10k	2.5%
$10k–$15k	4.3%
$15k–$25k	9.5%
$25k–$35k	9.7%
$35k–$50k	13.4%
$50k–$75k	22.8%
$75k–$100k	12.8%
$100k–$150k	15.3%
$150k–$200k	6.1%
$200k+	3.8%
Median income	$59,552

Housing

Home values

Under $50k 9.5%

$50k–$100k 17.6%

$100k–$150k 26.7%

$150k–$200k 20.1%

$200k–$300k 21.1%

$300k–$500k 3.6%

$500k–$1M 1.2%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$143,200
Median rent / month	$743
Owner occupied	79.5%
Renter occupied	20.5%
Vacant	7.3%
Single-family detached	84.4%
Large apartment buildings	1.5%
Mobile homes	4.6%
Median rooms	6.0
Avg household size (owned)	2.51

Year built

Era	%
2020 or later	0.0%
2010–2019	0.9%
2000–2009	9.8%
1990–1999	8.4%
1980–1989	12.4%
1970–1979	19.5%
1960–1969	8.8%
1950–1959	16.4%
1940–1949	3.8%
1939 or earlier	20.0%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	7.6%
2 bedrooms	20.0%
3 bedrooms	56.2%
4 bedrooms	11.2%
5+ bedrooms	3.9%

Vehicles per household

Vehicles	% of households
No vehicle	5.9%
1 vehicle	25.6%
2 vehicles	40.3%
3 or more	28.2%

Heating fuel

Fuel type	%
Utility gas	50.1%
Electricity	7.6%
Propane / LP gas	27.6%
Fuel oil	5.4%
Wood	7.0%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	1,483	48.9%
Cohabiting couple	306	10.1%
Male householder, no spouse	570	18.8%
Female householder, no spouse	674	22.2%
Households with children under 18	731	24.1%
Households with seniors (65+)	1,181	38.9%
Average household size	2.44

Marital status

Status	Male	Female
Never married	36.7%	27.5%
Married	49.0%	49.9%
Separated	0.4%	0.9%
Widowed	4.1%	9.9%
Divorced	9.8%	11.8%

Education

Less than 9th grade 3.1%

Some HS, no diploma 6.7%

HS graduate 41.8%

Some college, no degree 22.0%

Associate's degree 11.8%

Bachelor's degree 9.4%

Graduate / professional 5.2%

Metric	%
HS diploma or higher	90.1%
Bachelor's or higher	14.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	74	5.3%
Kindergarten	84	6.1%
Elementary school	622	44.8%
High school	365	26.3%
College / grad school	242	17.4%

Employment

Industry of employment

Manufacturing 21.9%

Education & healthcare 21.1%

Retail trade 10.9%

Professional & management 9.1%

Agriculture & mining 7.2%

Arts, food & hospitality 6.8%

Finance & real estate 4.9%

Construction 4.8%

Other services 4.7%

Transportation & utilities 4.2%

Wholesale trade 2.1%

Public administration 1.2%

Information 1.0%

Occupation

Category	%
Management, business & arts	27.8%
Service	17.0%
Sales & office	17.3%
Natural resources & construction	15.9%
Production & transportation	22.0%

Employment type

Type	%
Private sector	87.4%
Government	6.9%
Self-employed	5.7%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	77.3%
Carpool	13.3%
Public transit	0.0%
Walk	1.8%
Work from home	4.4%
Other means	3.2%
Avg commute (minutes)	26.5

Poverty

All people 10.5%

Under 18 years 7.5%

18 and over 11.1%

Married-couple families 2.9%

Female-led households 20.8%

Income support

Source	% of households
Social Security	44.6%
Retirement income	34.1%
Supplemental Security	6.9%
Cash public assistance	2.4%
Food stamps / SNAP	11.9%

Health indicators

Condition	%
Obesity	40.6%
High blood pressure	35.0%
High cholesterol	36.7%
Diabetes	11.6%
Heart disease	7.4%
Stroke	3.4%
Asthma	10.9%
Arthritis	33.4%
Kidney disease	3.1%
Pulmonary disease	8.7%
Cancer	7.4%

Behavior / access	%
Smoking	21.9%
Binge drinking	20.4%
No physical activity	22.8%
Less than 7 hrs sleep	34.5%
Depression	22.8%
Fair or poor health	15.5%
Poor mental health	16.5%
Poor physical health	11.7%
No health insurance	9.8%
Visited doctor (checkup)	74.2%
Visited dentist	67.2%
Cholesterol screening	91.3%
Teeth loss	13.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	348	5.7%

Disability	%
Any disability	19.6%
Under 18	6.8%
18–64 years	14.4%
65 and over	43.3%

Health insurance coverage

Type	%
Private insurance	70.4%
Public insurance	44.6%
No insurance	2.8%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,141	95.4%
Spanish	34	0.5%
Other Indo-European	16	0.2%
Asian & Pacific Islander	0	0.0%
Other languages	18	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,423	99.2%
Born in same state	7,399	98.8%
Born in different state	6,905	92.2%
Foreign born	24	0.3%
Naturalized citizen	63	0.8%
Not a US citizen	45	71.4%

Ancestry

Ancestry	Count	%
French	1,426	19%
Italian	802	10.7%
Arab	339	4.5%
English	97	1.3%
German	83	1.1%

Ancestry	Count	%
Irish	58	0.8%
Polish	22	0.3%
Norwegian	18	0.2%
Dutch	4	0.1%

Technology access

Metric	% of households
Computer access	40.5%
Internet access	92.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48616

What city is ZIP code 48616 in?

ZIP code 48616 is primarily assigned to Chesaning, Michigan.

What county is ZIP code 48616 in?

ZIP code 48616 falls within Saginaw County, Michigan.

Does ZIP code 48616 have a large retiree population?

45% of households in ZIP code 48616 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 48616?

15% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the typical home value in ZIP code 48616?

The median home value in ZIP code 48616 is $143,200.

What is the population of ZIP code 48616?

ZIP code 48616 has an estimated population of 7,486 residents, with a density of 92 people per square mile.

What timezone is ZIP code 48616 in?

ZIP code 48616 observes the EST timezone.