Merrill ZIP Code List — Saginaw County, MI

There is one unique ZIP code in Merrill, Michigan and it is 48637. Area code: 989.

ZIP codes

70.86

sq mi land

0.05

sq mi water

989

area code

Merrill, MI ZIP code map

About Merrill, MI

Merrill, Michigan, is a charming small town located in the heart of Saginaw County. With a strong sense of community and picturesque landscapes, it is a peaceful place to live and visit. The town is characterized by an inviting atmosphere and a close-knit populace, making it an ideal spot for families and those seeking a slower pace of life.

Location & geography

Merrill is situated in the central part of Michigan, approximately 25 miles southwest of the city of Saginaw and about 35 miles east of the city of Midland. The town encompasses a land area of 70.86 square miles, alongside a minor water area of 0.05 square miles, indicating its predominately terrestrial landscape. The local terrain features flatlands, which are typical of the region, providing ample open space for various outdoor activities.

Community & economy

The character of Merrill is shaped by its friendly residents and vibrant local culture, emphasizing a strong sense of community. Key industries in the area include agriculture and small-scale manufacturing, which contribute to the local economy and job market. Daily life in Merrill often involves community events, outdoor activities, and recreational opportunities afforded by its expansive natural surroundings.

Transportation

Merrill is easily accessible via local roadways, with M-46 running nearby and connecting to larger highways for regional travel. The nearest commercial airport is MBS International Airport, located approximately 30 miles southeast in Freeland, Michigan. Public transportation options are limited, emphasizing a community that relies primarily on personal vehicles for travel.

History

Founded in the late 19th century, Merrill has a rich history tied to the development of agriculture and small industries. The region saw its early growth as settlers moved to the area, cultivating the land and establishing a framework for the current community. Notable events in its history include the establishment of infrastructure that has helped shape its identity over the decades.

Did you know?

One surprising fact about Merrill is that it is often overlooked as a hidden gem within Saginaw County with its rustic charm and welcoming vibe. Many visitors are not aware that the town hosts an array of local festivals which celebrate its agricultural heritage and bring the community together.

ZIP codes for Merrill, MI (1)

ZIP code	City	County	Map
48637	Merrill	Saginaw	View map

Demographics & statistics

3,104

Population

46.1

Median age

$61,100

Median household income

$32,015

Per capita income

$133,300

Median home value

$697

Median monthly rent

90.4%

Home ownership

15.9%

Poverty rate

12.1%

Unemployment

1,205

Housing units

16.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

125

10–14

131

15–19

20–24

147

25–34

154

187

35–44

196

171

45–54

179

108

55–59

113

115

60–64

120

209

65–74

220

121

75–84

127

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	698	22.5%
18 and over	2,406	77.5%
65 and over	770	24.8%
Median age	46.1 years

Race & ethnicity

White 81.2%

Two or more races 8.4%

Hispanic or Latino 8.3%

Other race 1.6%

American Indian / Alaska Native 0.4%

Black or African American 0.1%

Group	Count	%
White	2,748	81.2%
Two or more races	284	8.4%
Hispanic or Latino	280	8.3%
Other race	54	1.6%
American Indian / Alaska Native	14	0.4%
Black or African American	4	0.1%

Household income

Under $10k 9.0%

$10k–$15k 5.3%

$15k–$25k 7.5%

$25k–$35k 8.0%

$35k–$50k 9.4%

$50k–$75k 21.9%

$75k–$100k 13.7%

$100k–$150k 17.2%

$150k–$200k 4.0%

$200k+ 4.1%

Range	% of households
Under $10k	9.0%
$10k–$15k	5.3%
$15k–$25k	7.5%
$25k–$35k	8.0%
$35k–$50k	9.4%
$50k–$75k	21.9%
$75k–$100k	13.7%
$100k–$150k	17.2%
$150k–$200k	4.0%
$200k+	4.1%
Median income	$61,100

Housing

Home values

Under $50k 7.4%

$50k–$100k 29.4%

$100k–$150k 22.5%

$150k–$200k 14.6%

$200k–$300k 14.4%

$300k–$500k 8.5%

$500k–$1M 1.9%

$1M+ 1.4%

Housing overview

Metric	Value
Median home value	$133,300
Median rent / month	$697
Owner occupied	90.4%
Renter occupied	9.6%
Vacant	5.4%
Single-family detached	93.7%
Large apartment buildings	0.0%
Mobile homes	4.0%
Median rooms	6.5
Avg household size (owned)	2.36

Year built

Era	%
2020 or later	0.6%
2010–2019	2.3%
2000–2009	6.6%
1990–1999	6.7%
1980–1989	5.4%
1970–1979	28.6%
1960–1969	11.5%
1950–1959	12.6%
1940–1949	7.7%
1939 or earlier	17.9%

Bedrooms

Size	% of units
No bedroom (studio)	1.0%
1 bedroom	3.2%
2 bedrooms	14.6%
3 bedrooms	62.3%
4 bedrooms	15.1%
5+ bedrooms	3.8%

Vehicles per household

Vehicles	% of households
No vehicle	4.4%
1 vehicle	27.4%
2 vehicles	38.7%
3 or more	29.6%

Heating fuel

Fuel type	%
Utility gas	31.9%
Electricity	3.8%
Propane / LP gas	46.6%
Fuel oil	6.5%
Wood	8.9%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	662	52.8%
Cohabiting couple	75	6.0%
Male householder, no spouse	216	17.2%
Female householder, no spouse	301	24.0%
Households with children under 18	320	25.5%
Households with seniors (65+)	514	41.0%
Average household size	2.47

Marital status

Status	Male	Female
Never married	26.7%	19.4%
Married	57.9%	57.7%
Separated	0.5%	0.5%
Widowed	3.8%	11.9%
Divorced	11.1%	10.4%

Education

Less than 9th grade 2.4%

Some HS, no diploma 3.1%

HS graduate 47.3%

Some college, no degree 21.2%

Associate's degree 9.8%

Bachelor's degree 11.9%

Graduate / professional 4.3%

Metric	%
HS diploma or higher	94.5%
Bachelor's or higher	16.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	25	3.6%
Kindergarten	51	7.4%
Elementary school	349	50.4%
High school	166	24.0%
College / grad school	102	14.7%

Employment

Industry of employment

Education & healthcare 25.8%

Manufacturing 21.8%

Retail trade 12.6%

Arts, food & hospitality 6.6%

Construction 6.4%

Transportation & utilities 5.8%

Public administration 4.3%

Other services 4.1%

Finance & real estate 3.6%

Agriculture & mining 3.5%

Professional & management 3.4%

Wholesale trade 1.6%

Information 0.5%

Occupation

Category	%
Management, business & arts	27.2%
Service	18.5%
Sales & office	22.7%
Natural resources & construction	11.7%
Production & transportation	19.9%

Employment type

Type	%
Private sector	82.3%
Government	12.7%
Self-employed	4.7%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	85.9%
Carpool	6.9%
Public transit	0.0%
Walk	0.8%
Other means	2.0%
Avg commute (minutes)	32.1

Poverty

All people 15.9%

Under 18 years 23.5%

18 and over 13.7%

Married-couple families 5.3%

Female-led households 23.0%

Income support

Source	% of households
Social Security	46.9%
Retirement income	38.1%
Supplemental Security	9.1%
Cash public assistance	4.1%
Food stamps / SNAP	10.8%

Health indicators

Condition	%
High blood pressure	34.5%
High cholesterol	36.4%
Heart disease	7.3%
Stroke	3.3%
Asthma	10.7%
Arthritis	32.4%
Kidney disease	3.0%
Pulmonary disease	8.2%
Cancer	7.4%

Behavior / access	%
Binge drinking	20.5%
No physical activity	21.8%
Less than 7 hrs sleep	33.6%
Fair or poor health	14.7%
Poor mental health	16.2%
Poor physical health	11.2%
No health insurance	9.5%
Visited doctor (checkup)	74.1%
Visited dentist	68.3%
Cholesterol screening	91.3%
Teeth loss	12.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	183	7.6%

Disability	%
Any disability	17.1%
Under 18	4.3%
18–64 years	15.9%
65 and over	31.3%

Health insurance coverage

Type	%
Private insurance	70.2%
Public insurance	50.8%
Uninsured under 19	2.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,979	96.0%
Spanish	2	0.1%
Other Indo-European	2	0.1%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,033	97.7%
Born in same state	3,026	97.5%
Born in different state	2,875	92.6%
Foreign born	7	0.2%
Naturalized citizen	71	2.3%
Not a US citizen	27	38.0%

Ancestry

Ancestry	Count	%
Italian	301	9.7%
French	257	8.3%
Arab	145	4.7%
German	59	1.9%
Polish	29	0.9%

Ancestry	Count	%
English	21	0.7%
Irish	19	0.6%
Dutch	6	0.2%
Norwegian	3	0.1%

Technology access

Metric	% of households
Computer access	40.4%
Internet access	86.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Merrill, MI?

Merrill, MI has one ZIP code: 48637.

What is the main ZIP code for Merrill, MI?

The primary ZIP code for Merrill, MI is 48637. The city uses area code 989 for phone service.

What county is Merrill, MI in?

Merrill is located in Saginaw County, Michigan.

How many ZIP codes are in Merrill, MI?

Merrill, MI has 1 ZIP code.

What ZIP code covers the downtown area of Merrill, Michigan?

The downtown area of Merrill is located in ZIP code 48637, which serves as the central business district for this Saginaw County community.

If I'm sending mail to a business in Merrill, MI, what ZIP code should I use?

All addresses in Merrill, Michigan use the ZIP code 48637, as it is the single ZIP code that covers the entire city.