10548 ZIP Code — Montrose, NY

Westchester County, New York

ZIP code 10548 is located in Montrose, New York, within Westchester County. It covers approximately 2.06 square miles and serves a population of 4,446 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 914.

About ZIP code 10548

The housing stock consists of a mix of housing types. Most homes were built in the 1950s, giving the area an established character. Median home value is $413,000. Owner-occupancy is high at 80%, well above the national average.

Median household income is $119,803. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 38 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 45% of residents holding a bachelor's degree or higher.

Overall, ZIP code 10548 reflects a community defined by high homeownership and a significant Social Security-dependent population.

4,446

population

2.06

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

10548 ZIP code map

Cities in ZIP code 10548

Below are the cities the US Postal Service accepts for ZIP code 10548. Using any city not on this list may result in mail delivery delays.

City	Status
Montrose	Preferred

Nearby ZIP codes

10511 Buchanan (1.4 mi) 10993 West Haverstraw (2.4 mi) 10566 Peekskill (3.1 mi) 10986 Tomkins Cove (3.4 mi) 10927 Haverstraw (3.5 mi) 10923 Garnerville (4 mi) 10520 Croton On Hudson (4.1 mi) 10984 Thiells (4.4 mi) 10980 Stony Point (4.7 mi) 10911 Bear Mountain (5.3 mi) 10920 Congers (5.9 mi) 10956 New City (6.5 mi)

Demographics updated 06/2026

Population
Total population	4,446
Population density	2,158 / sq mi
State FIPS	36
County FIPS	119

Geography
Land area	2.06 sq mi
Water area	0.05 sq mi
Latitude	41.2428
Longitude	-73.9448
Timezone	Eastern (ET)
Area code	914

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	24.9%	27.3%	37.0%
$50k – $100k	29.9%	23.0%	27.0%
$100k – $200k	29.5%	26.5%	24.4%
Over $200k	15.7%	23.2%	11.5%

Demographics & statistics

4,446

Population

2,158

People per sq mi

40.3

Median age

$119,803

Median household income

$41,356

Per capita income

$413,000

Median home value

$1,448

Median monthly rent

80.4%

Home ownership

11.2%

Poverty rate

17.8%

Unemployment

1,242

Housing units

44.5%

Bachelor's or higher

Age distribution

Male Female

144

Under 5

159

5–9

106

10–14

15–19

105

340

20–24

377

137

25–34

152

215

35–44

239

209

45–54

232

212

55–59

235

167

60–64

185

247

65–74

274

75–84

104

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	797	17.9%
18 and over	3,649	82.1%
65 and over	883	19.9%
Median age	40.3 years

Race & ethnicity

White 62.4%

Hispanic or Latino 15.4%

Two or more races 10.2%

Black or African American 5.9%

Other race 5.6%

Asian 0.5%

Group	Count	%
White	3,279	62.4%
Hispanic or Latino	808	15.4%
Two or more races	536	10.2%
Black or African American	311	5.9%
Other race	295	5.6%
Asian	25	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	24.9%	27.3%	37.0%
$50k – $100k	29.9%	23.0%	27.0%
$100k – $200k	29.5%	26.5%	24.4%
Over $200k	15.7%	23.2%	11.5%

Under $10k 2.8%

$15k–$25k 4.7%

$25k–$35k 4.7%

$35k–$50k 7.1%

$50k–$75k 13.7%

$75k–$100k 12.3%

$100k–$150k 16.4%

$150k–$200k 14.8%

$200k+ 23.5%

Range	% of households
Under $10k	2.8%
$15k–$25k	4.7%
$25k–$35k	4.7%
$35k–$50k	7.1%
$50k–$75k	13.7%
$75k–$100k	12.3%
$100k–$150k	16.4%
$150k–$200k	14.8%
$200k+	23.5%
Median income	$119,803

Housing

Home values

Under $50k 5.9%

$100k–$150k 0.9%

$150k–$200k 3.0%

$200k–$300k 16.8%

$300k–$500k 49.3%

$500k–$1M 23.2%

$1M+ 0.8%

Housing overview

Metric	Value
Median home value	$413,000
Median rent / month	$1,448
Owner occupied	80.4%
Renter occupied	19.6%
Vacant	11.4%
Single-family detached	60.1%
Large apartment buildings	4.8%
Mobile homes	3.5%
Median rooms	6.1
Avg household size (owned)	3.20

Year built

Era	%
2020 or later	0.0%
2010–2019	3.7%
2000–2009	4.9%
1990–1999	1.5%
1980–1989	4.4%
1970–1979	12.6%
1960–1969	21.1%
1950–1959	24.6%
1940–1949	9.0%
1939 or earlier	18.4%

Bedrooms

Size	% of units
No bedroom (studio)	2.4%
1 bedroom	14.8%
2 bedrooms	17.2%
3 bedrooms	46.6%
4 bedrooms	17.1%
5+ bedrooms	1.9%

Vehicles per household

Vehicles	% of households
No vehicle	3.5%
1 vehicle	25.8%
2 vehicles	41.1%
3 or more	29.5%

Heating fuel

Fuel type	%
Utility gas	18.8%
Electricity	14.7%
Propane / LP gas	7.4%
Fuel oil	51.4%
Wood	4.8%
No fuel used	1.4%

Households & families

Household type	Count	%
Married-couple family	774	58.1%
Cohabiting couple	68	5.1%
Male householder, no spouse	117	8.8%
Female householder, no spouse	373	28.0%
Households with children under 18	438	32.9%
Households with seniors (65+)	477	35.8%
Average household size	2.99

Marital status

Status	Male	Female
Never married	34.8%	42.1%
Married	50.9%	40.8%
Separated	4.5%	1.9%
Widowed	1.3%	9.2%
Divorced	8.4%	6.1%

Education

Less than 9th grade 2.5%

Some HS, no diploma 4.8%

HS graduate 21.9%

Some college, no degree 18.1%

Associate's degree 8.0%

Bachelor's degree 27.9%

Graduate / professional 16.6%

Metric	%
HS diploma or higher	92.6%
Bachelor's or higher	44.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	108	9.2%
Kindergarten	40	3.4%
Elementary school	236	20.1%
High school	190	16.2%
College / grad school	600	51.1%

Employment

Industry of employment

Education & healthcare 25.0%

Professional & management 16.9%

Retail trade 12.8%

Public administration 11.3%

Construction 7.4%

Finance & real estate 7.1%

Transportation & utilities 5.9%

Other services 4.8%

Arts, food & hospitality 4.7%

Manufacturing 2.3%

Information 1.0%

Wholesale trade 0.8%

Occupation

Category	%
Management, business & arts	46.9%
Service	11.3%
Sales & office	25.7%
Natural resources & construction	12.9%
Production & transportation	3.1%

Employment type

Type	%
Private sector	72.7%
Government	26.2%
Self-employed	1.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	61.4%
Carpool	9.4%
Public transit	12.5%
Walk	1.1%
Work from home	15.6%
Other means	0.0%
Avg commute (minutes)	38.4

Poverty

All people 11.2%

Under 18 years 6.2%

18 and over 12.2%

Married-couple families 5.3%

Female-led households 0.0%

Income support

Source	% of households
Social Security	34.9%
Retirement income	25.7%
Supplemental Security	5.5%
Cash public assistance	1.1%
Food stamps / SNAP	8.1%

Health indicators

Condition	%
Obesity	19.9%
High blood pressure	33.0%
High cholesterol	35.7%
Diabetes	10.4%
Heart disease	8.7%
Stroke	3.8%
Asthma	8.7%
Arthritis	25.7%
Kidney disease	3.7%
Pulmonary disease	7.3%
Cancer	9.6%

Behavior / access	%
Smoking	11.4%
Binge drinking	13.7%
No physical activity	23.0%
Less than 7 hrs sleep	30.3%
Depression	16.7%
Fair or poor health	12.4%
Poor mental health	11.3%
Poor physical health	10.1%
No health insurance	9.2%
Visited doctor (checkup)	79.7%
Visited dentist	72.1%
Cholesterol screening	94.2%
Teeth loss	15.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	248	6.8%

Disability	%
Any disability	12.7%
Under 18	0.0%
18–64 years	11.0%
65 and over	35.3%

Health insurance coverage

Type	%
Private insurance	78.4%
Public insurance	31.7%
No insurance	3.8%
Uninsured under 19	9.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,143	93.2%
Spanish	55	1.3%
Other Indo-European	26	0.6%
Asian & Pacific Islander	25	0.6%
Other languages	4	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,078	91.7%
Born in same state	4,007	90.1%
Born in different state	3,455	77.7%
Foreign born	71	1.6%
Naturalized citizen	368	8.3%
Not a US citizen	252	68.5%

Ancestry

Ancestry	Count	%
Italian	988	22.2%
Arab	586	13.2%
French	131	2.9%
English	104	2.3%

Ancestry	Count	%
Irish	47	1.1%
Polish	46	1%
Dutch	28	0.6%
Norwegian	21	0.5%

Technology access

Metric	% of households
Computer access	30.0%
Internet access	98.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 10548

What city is ZIP code 10548 in?

ZIP code 10548 is primarily assigned to Montrose, New York.

What county is ZIP code 10548 in?

ZIP code 10548 falls within Westchester County, New York.

Is ZIP code 10548 mostly owner-occupied?

80% of occupied units in ZIP code 10548 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 10548?

The median home value in ZIP code 10548 is $413,000.

What is the median household income in ZIP code 10548?

The median household income in ZIP code 10548 is $119,803, above the national median of ~$75,000.

What is the population of ZIP code 10548?

ZIP code 10548 has an estimated population of 4,446 residents, with a density of 2,156 people per square mile.

What timezone is ZIP code 10548 in?

ZIP code 10548 observes the EST timezone.