10923 ZIP Code — Garnerville, NY
Rockland County, New York
ZIP code 10923 is located in Garnerville, New York, within Rockland County. It covers approximately 2.01 square miles and serves a population of 8,419 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 845.
About ZIP code 10923
The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $441,600. Owner-occupancy sits near the national average at 68%.
The gap between median ($101,771) and mean household income suggests income inequality — a small number of higher earners pull the average up.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.
Educational attainment is near the national average, with 35% of residents holding a bachelor's degree or higher.
8,419
population
2.01
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
10923 ZIP code map
Cities in ZIP code 10923
Below are the cities the US Postal Service accepts for ZIP code 10923. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Garnerville | Preferred |
Nearby ZIP codes
10984 Thiells (0.7 mi)
10993 West Haverstraw (2 mi)
10927 Haverstraw (2.6 mi)
10980 Stony Point (3.4 mi)
10956 New City (3.4 mi)
10548 Montrose (4 mi)
10970 Pomona (4.3 mi)
10511 Buchanan (4.9 mi)
10920 Congers (5.1 mi)
10986 Tomkins Cove (5.3 mi)
10520 Croton On Hudson (6.5 mi)
10977 Spring Valley (6.6 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 8,419 |
| Population density | 4,189 / sq mi |
| State FIPS | 36 |
| County FIPS | 087 |
| Geography | |
|---|---|
| Land area | 2.01 sq mi |
| Water area | 0.03 sq mi |
| Latitude | 41.2044 |
| Longitude | -74.0031 |
| Timezone | Eastern (ET) |
| Area code | 845 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 17.8% | 28.2% | 37.0% |
| $50k – $100k | 41.0% | 24.1% | 27.0% |
| $100k – $200k | 28.9% | 29.3% | 24.4% |
| Over $200k | 12.4% | 18.4% | 11.5% |
Demographics & statistics
8,419
Population
4,189
People per sq mi
40.9
Median age
$101,771
Median household income
$48,563
Per capita income
$441,600
Median home value
$1,735
Median monthly rent
67.7%
Home ownership
12.7%
Poverty rate
5.2%
Unemployment
1,954
Housing units
35.1%
Bachelor's or higher
Age distribution
Male
Female
432
Under 5
412
254
5–9
242
398
10–14
379
167
15–19
160
151
20–24
144
418
25–34
399
532
35–44
508
702
45–54
669
352
55–59
335
326
60–64
312
366
65–74
349
155
75–84
147
56
85+
54
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 2,378 | 28.2% |
| 18 and over | 6,041 | 71.8% |
| 65 and over | 1,127 | 13.4% |
| Median age | 40.9 years | |
Race & ethnicity
White
36.7%
Hispanic or Latino
23.5%
Other race
15.1%
Black or African American
10.9%
Two or more races
9.6%
Asian
4.3%
| Group | Count | % |
|---|---|---|
| White | 4,037 | 36.7% |
| Hispanic or Latino | 2,583 | 23.5% |
| Other race | 1,663 | 15.1% |
| Black or African American | 1,194 | 10.9% |
| Two or more races | 1,053 | 9.6% |
| Asian | 472 | 4.3% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 17.8% | 28.2% | 37.0% |
| $50k – $100k | 41.0% | 24.1% | 27.0% |
| $100k – $200k | 28.9% | 29.3% | 24.4% |
| Over $200k | 12.4% | 18.4% | 11.5% |
Under $10k
2.2%
$10k–$15k
3.8%
$15k–$25k
4.2%
$25k–$35k
2.0%
$35k–$50k
7.9%
$50k–$75k
10.2%
$75k–$100k
19.5%
$100k–$150k
18.8%
$150k–$200k
13.8%
$200k+
17.7%
| Range | % of households |
|---|---|
| Under $10k | 2.2% |
| $10k–$15k | 3.8% |
| $15k–$25k | 4.2% |
| $25k–$35k | 2.0% |
| $35k–$50k | 7.9% |
| $50k–$75k | 10.2% |
| $75k–$100k | 19.5% |
| $100k–$150k | 18.8% |
| $150k–$200k | 13.8% |
| $200k+ | 17.7% |
| Median income | $101,771 |
Housing
Home values
Under $50k
1.8%
$50k–$100k
1.6%
$100k–$150k
1.3%
$150k–$200k
2.0%
$200k–$300k
12.7%
$300k–$500k
53.6%
$500k–$1M
26.8%
$1M+
0.3%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $441,600 |
| Median rent / month | $1,735 |
| Owner occupied | 67.7% |
| Renter occupied | 32.3% |
| Vacant | 2.0% |
| Single-family detached | 61.9% |
| Large apartment buildings | 0.5% |
| Mobile homes | 0.8% |
| Median rooms | 6.2 |
| Avg household size (owned) | 3.06 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 0.5% |
| 2000–2009 | 6.5% |
| 1990–1999 | 7.3% |
| 1980–1989 | 13.2% |
| 1970–1979 | 22.4% |
| 1960–1969 | 18.2% |
| 1950–1959 | 15.0% |
| 1940–1949 | 2.4% |
| 1939 or earlier | 14.5% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.9% |
| 1 bedroom | 14.4% |
| 2 bedrooms | 18.4% |
| 3 bedrooms | 22.5% |
| 4 bedrooms | 27.7% |
| 5+ bedrooms | 15.1% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 8.1% |
| 1 vehicle | 32.5% |
| 2 vehicles | 33.7% |
| 3 or more | 25.7% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 80.1% |
| Electricity | 13.2% |
| Propane / LP gas | 0.7% |
| Solar | 2.5% |
| No fuel used | 3.3% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 1,369 | 48.8% |
| Cohabiting couple | 130 | 4.6% |
| Male householder, no spouse | 492 | 17.6% |
| Female householder, no spouse | 812 | 29.0% |
| Households with children under 18 | 1,080 | 38.5% |
| Households with seniors (65+) | 719 | 25.7% |
| Average household size | 2.96 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 34.5% | 29.6% |
| Married | 49.0% | 50.8% |
| Separated | 2.6% | 2.2% |
| Widowed | 6.8% | 8.2% |
| Divorced | 7.1% | 9.3% |
Education
Less than 9th grade
7.6%
Some HS, no diploma
1.9%
HS graduate
24.9%
Some college, no degree
22.2%
Associate's degree
8.3%
Bachelor's degree
26.0%
Graduate / professional
9.1%
| Metric | % |
|---|---|
| HS diploma or higher | 90.5% |
| Bachelor's or higher | 35.1% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 167 | 8.1% |
| Kindergarten | 164 | 7.9% |
| Elementary school | 1,036 | 50.0% |
| High school | 390 | 18.8% |
| College / grad school | 313 | 15.1% |
Employment
Industry of employment
Education & healthcare
36.5%
Professional & management
13.3%
Public administration
8.6%
Transportation & utilities
8.0%
Manufacturing
7.9%
Finance & real estate
5.2%
Arts, food & hospitality
4.9%
Retail trade
4.6%
Wholesale trade
4.4%
Other services
3.3%
Information
1.9%
Agriculture & mining
0.8%
Construction
0.6%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 43.8% |
| Service | 19.5% |
| Sales & office | 16.0% |
| Natural resources & construction | 3.4% |
| Production & transportation | 17.3% |
Employment type
| Type | % |
|---|---|
| Private sector | 70.9% |
| Government | 24.0% |
| Self-employed | 5.1% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 80.6% |
| Carpool | 6.0% |
| Public transit | 7.0% |
| Walk | 0.4% |
| Work from home | 6.0% |
| Other means | 0.0% |
| Avg commute (minutes) | 31.2 |
Poverty
All people
12.7%
Under 18 years
24.2%
18 and over
8.4%
Married-couple families
6.0%
Female-led households
26.0%
Income support
| Source | % of households |
|---|---|
| Social Security | 29.1% |
| Retirement income | 29.5% |
| Supplemental Security | 3.6% |
| Cash public assistance | 2.5% |
| Food stamps / SNAP | 8.8% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 29.8% |
| High blood pressure | 28.3% |
| High cholesterol | 30.5% |
| Diabetes | 9.8% |
| Heart disease | 5.3% |
| Stroke | 2.7% |
| Asthma | 10.0% |
| Arthritis | 20.0% |
| Kidney disease | 2.7% |
| Pulmonary disease | 5.6% |
| Cancer | 5.8% |
| Behavior / access | % |
|---|---|
| Smoking | 14.7% |
| Binge drinking | 15.8% |
| No physical activity | 23.4% |
| Less than 7 hrs sleep | 31.3% |
| Depression | 17.5% |
| Fair or poor health | 13.0% |
| Poor mental health | 13.5% |
| Poor physical health | 9.3% |
| No health insurance | 15.8% |
| Visited doctor (checkup) | 78.4% |
| Visited dentist | 65.7% |
| Cholesterol screening | 90.8% |
| Teeth loss | 12.5% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 178 | 2.9% |
| Disability | % |
|---|---|
| Any disability | 11.4% |
| Under 18 | 6.5% |
| 18–64 years | 8.9% |
| 65 and over | 33.0% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 73.2% |
| Public insurance | 40.2% |
| No insurance | 1.2% |
| Uninsured under 19 | 0.0% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 7,575 | 90.0% |
| Spanish | 1,191 | 15.7% |
| Other Indo-European | 1,002 | 13.2% |
| Asian & Pacific Islander | 162 | 2.1% |
| Other languages | 27 | 0.4% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 6,645 | 78.9% |
| Born in same state | 6,330 | 75.2% |
| Born in different state | 5,519 | 65.6% |
| Foreign born | 315 | 3.7% |
| Naturalized citizen | 1,774 | 21.1% |
| Not a US citizen | 1,104 | 62.2% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 677 | 8% |
| Arab | 448 | 5.3% |
| French | 195 | 2.3% |
| Ancestry | Count | % |
|---|---|---|
| Irish | 29 | 0.3% |
| German | 9 | 0.1% |
| English | 9 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 33.3% |
| Internet access | 96.9% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 10923
What city is ZIP code 10923 in?
ZIP code 10923 is primarily assigned to Garnerville, New York.
What county is ZIP code 10923 in?
ZIP code 10923 falls within Rockland County, New York.
What is the typical home value in ZIP code 10923?
The median home value in ZIP code 10923 is $441,600.
What is the population of ZIP code 10923?
ZIP code 10923 has an estimated population of 8,419 residents, with a density of 4,195 people per square mile.
What is the median household income in ZIP code 10923?
The median household income in ZIP code 10923 is $101,771, above the national median of ~$75,000.
What timezone is ZIP code 10923 in?
ZIP code 10923 observes the EST timezone.