Tomkins Cove ZIP Code List — Rockland County, NY

There is one unique ZIP code in Tomkins Cove, New York and it is 10986. Area code: 845.
1
ZIP codes
9.87
sq mi land
0.07
sq mi water
845
area code
Tomkins Cove, NY ZIP code map

About Tomkins Cove, NY

Tomkins Cove is a charming village located in Rockland County, New York. Nestled along the western banks of the Hudson River, it offers residents and visitors a picturesque setting surrounded by natural beauty. Its small-town atmosphere is complemented by the stunning views of nearby mountains and river landscapes.

Location & geography

Tomkins Cove is situated approximately 30 miles north of New York City, making it a serene escape from the hustle and bustle of urban life. The village is bordered by the quaint communities of Stony Point to the south and Haverstraw to the north, providing easy access to additional amenities. With a total land area of 9.87 square miles and a water area of only 0.07 square miles, the geography features rolling hills and lush foliage typical of the region.

Community & economy

This community is characterized by its friendly environment and close-knit neighborhood where many residents have deep roots. The local economy primarily revolves around small businesses, and some residents commute to nearby urban centers for work. Daily life in Tomkins Cove reflects a slower pace, with opportunities for outdoor recreation such as hiking, fishing, and enjoying the scenic waterfront.

Transportation

The main thoroughfare serving Tomkins Cove is Route 9W, which connects the village with nearby towns and provides access to major highways. The nearest airport is the Westchester County Airport, located about 30 miles away, offering both domestic and regional flights. Public transit options are limited, making personal vehicles the most common mode of transport.

History

Tomkins Cove was initially settled in the early 18th century and has a rich history involving the river's trade and transportation significance. The village experienced several economic transformations, moving from agriculture to small-scale commerce as the area developed. Notably, the region is home to historical sites that echo its past, including remnants of the old Haverstraw and New York Railroad.

Did you know?

One surprising fact about Tomkins Cove is that the village is known for its proximity to the beautiful Bear Mountain State Park, which attracts numerous visitors for hiking and outdoor activities. Additionally, the area is recognized for its stunning vistas of the Hudson River, particularly during the fall foliage season.

ZIP codes for Tomkins Cove, NY (1)
ZIP code City County Map
10986 Tomkins Cove Rockland View map

Demographics & statistics

1,529
Population
47.1
Median age
$155,417
Median household income
$58,727
Per capita income
$543,800
Median home value
$2,031
Median monthly rent
88.9%
Home ownership
5.7%
Poverty rate
6.8%
Unemployment
512
Housing units
37.7%
Bachelor's or higher

Age distribution

Male Female
20
Under 5
24
33
5–9
37
33
10–14
37
33
15–19
38
73
20–24
83
88
25–34
100
63
35–44
72
84
45–54
96
95
55–59
108
91
60–64
105
33
65–74
38
42
75–84
49
25
85+
29
← Male
Female →

Age summary

GroupCount%
Under 1821714.2%
18 and over1,31285.8%
65 and over21614.1%
Median age47.1 years

Race & ethnicity

White 78.5%
Hispanic or Latino 7.3%
Other race 4.8%
Black or African American 4%
Two or more races 2.9%
Asian 2.5%
GroupCount%
White1,29478.5%
Hispanic or Latino1207.3%
Other race794.8%
Black or African American664%
Two or more races482.9%
Asian422.5%

Household income

Under $10k 12.3%
$10k–$15k 0.9%
$25k–$35k 6.0%
$35k–$50k 4.0%
$50k–$75k 18.1%
$75k–$100k 1.8%
$100k–$150k 5.4%
$150k–$200k 11.2%
$200k+ 40.2%
Range% of households
Under $10k12.3%
$10k–$15k0.9%
$25k–$35k6.0%
$35k–$50k4.0%
$50k–$75k18.1%
$75k–$100k1.8%
$100k–$150k5.4%
$150k–$200k11.2%
$200k+40.2%
Median income$155,417

Housing

Home values

$100k–$150k 1.6%
$200k–$300k 1.6%
$300k–$500k 39.1%
$500k–$1M 57.6%

Housing overview

MetricValue
Median home value$543,800
Median rent / month$2,031
Owner occupied88.9%
Renter occupied11.1%
Vacant3.7%
Single-family detached82.4%
Large apartment buildings0.0%
Mobile homes0.0%
Median rooms7.3
Avg household size (owned)2.88

Year built

Era%
2020 or later0.0%
2010–20192.4%
2000–20095.2%
1990–199916.2%
1980–19899.1%
1970–19793.5%
1960–196917.5%
1950–195915.4%
1940–19497.2%
1939 or earlier23.6%

Bedrooms

Size% of units
No bedroom (studio)1.7%
1 bedroom10.3%
2 bedrooms5.8%
3 bedrooms38.2%
4 bedrooms31.6%
5+ bedrooms12.4%

Vehicles per household

Vehicles% of households
No vehicle6.2%
1 vehicle37.0%
2 vehicles20.3%
3 or more36.6%

Heating fuel

Fuel type%
Utility gas72.6%
Electricity3.3%
Propane / LP gas6.2%
Fuel oil17.9%

Households & families

Household typeCount%
Married-couple family33560.7%
Cohabiting couple295.3%
Male householder, no spouse7613.8%
Female householder, no spouse11220.3%
Households with children under 1812222.1%
Households with seniors (65+)15327.7%
Average household size2.77

Marital status

StatusMaleFemale
Never married33.3%22.5%
Married53.7%50.9%
Separated1.0%3.8%
Widowed4.9%10.1%
Divorced7.0%12.7%

Education

Less than 9th grade 2.1%
Some HS, no diploma 4.0%
HS graduate 26.0%
Some college, no degree 14.8%
Associate's degree 15.4%
Bachelor's degree 17.4%
Graduate / professional 20.2%
Metric%
HS diploma or higher93.8%
Bachelor's or higher37.7%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool124.1%
Kindergarten72.4%
Elementary school8830.1%
High school5217.8%
College / grad school13345.5%

Employment

Industry of employment

Retail trade 26.0%
Education & healthcare 17.1%
Other services 11.6%
Professional & management 9.6%
Construction 6.4%
Arts, food & hospitality 6.3%
Finance & real estate 5.4%
Public administration 5.2%
Transportation & utilities 4.3%
Manufacturing 4.2%
Wholesale trade 3.9%

Occupation

Category%
Management, business & arts34.1%
Service11.0%
Sales & office35.0%
Natural resources & construction7.1%
Production & transportation12.8%

Employment type

Type%
Private sector81.4%
Government13.9%
Self-employed4.7%
Unpaid family workers0.0%

Commute

Method%
Drive alone79.1%
Carpool5.9%
Public transit1.2%
Walk1.6%
Other means0.0%
Avg commute (minutes)28.3

Poverty

All people 5.7%
Under 18 years 0.0%
18 and over 6.6%
Married-couple families 4.2%
Female-led households 0.0%

Income support

Source% of households
Social Security35.9%
Retirement income25.7%
Supplemental Security2.9%
Cash public assistance6.5%
Food stamps / SNAP6.2%

Health indicators

Condition%
High blood pressure27.4%
High cholesterol32.1%
Heart disease5.2%
Stroke2.4%
Asthma9.6%
Arthritis20.9%
Kidney disease2.5%
Pulmonary disease5.5%
Cancer6.7%
Behavior / access%
Binge drinking17.0%
No physical activity18.3%
Less than 7 hrs sleep28.6%
Fair or poor health9.8%
Poor mental health12.4%
Poor physical health8.2%
No health insurance9.5%
Visited doctor (checkup)78.4%
Visited dentist72.9%
Cholesterol screening92.6%
Teeth loss9.8%

Veterans & disability

VeteransCount%
Civilian veterans1128.6%
Disability%
Any disability15.6%
Under 180.0%
18–64 years13.7%
65 and over41.2%

Health insurance coverage

Type%
Private insurance85.4%
Public insurance20.8%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,48597.1%
Spanish946.3%
Other Indo-European583.9%
Asian & Pacific Islander241.6%
Other languages120.8%

Place of birth & citizenship

OriginCount%
Native born (US)1,35088.3%
Born in same state1,32886.9%
Born in different state1,02967.3%
Foreign born221.4%
Naturalized citizen17911.7%
Not a US citizen11262.6%

Ancestry

AncestryCount%
Italian23815.6%
French624.1%
Polish302%
German221.4%
AncestryCount%
Irish161%
English120.8%
Arab60.4%

Technology access

Metric% of households
Computer access36.1%
Internet access94.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions
What is the ZIP code for Tomkins Cove, NY?
Tomkins Cove, NY has one ZIP code: 10986.
What is the main ZIP code for Tomkins Cove, NY?
The primary ZIP code for Tomkins Cove, NY is 10986. The city uses area code 845 for phone service.
What county is Tomkins Cove, NY in?
Tomkins Cove is located in Rockland County, New York.
How many ZIP codes are in Tomkins Cove, NY?
Tomkins Cove, NY has 1 ZIP code.
What is the ZIP code for the Tomkins Cove waterfront area along the Hudson River?
The Tomkins Cove waterfront area, including properties along the Hudson River in this Rockland County community, uses the ZIP code 10986.
What ZIP code should I use for mailing addresses in downtown Tomkins Cove?
All mailing addresses in downtown Tomkins Cove and throughout the village use ZIP code 10986.
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