10920 ZIP Code — Congers, NY

Rockland County, New York

ZIP code 10920 is located in Congers, New York, within Rockland County. It covers approximately 4.46 square miles and serves a population of 8,605 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 845.

About ZIP code 10920

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $498,800. Owner-occupancy is high at 88%, well above the national average.

The gap between median ($138,603) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.

Educational attainment is high — 51% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 10920 reflects a community defined by a highly educated population, high homeownership, and a significant Social Security-dependent population.

8,605

population

4.46

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

10920 ZIP code map

Cities in ZIP code 10920

Below are the cities the US Postal Service accepts for ZIP code 10920. Using any city not on this list may result in mail delivery delays.

City	Status
Congers	Preferred

Nearby ZIP codes

10989 Valley Cottage (2.5 mi) 10927 Haverstraw (2.8 mi) 10956 New City (3.3 mi) 10993 West Haverstraw (4.2 mi) 10520 Croton On Hudson (4.3 mi) 10510 Briarcliff Manor (4.6 mi) 10994 West Nyack (4.7 mi) 10960 Nyack (5 mi) 10923 Garnerville (5.1 mi) 10562 Ossining (5.1 mi) 10984 Thiells (5.8 mi) 10548 Montrose (5.9 mi)

Demographics updated 05/2026

Population
Total population	8,605
Population density	1,929 / sq mi
State FIPS	36
County FIPS	087

Geography
Land area	4.46 sq mi
Water area	0.55 sq mi
Latitude	41.1581
Longitude	-73.9275
Timezone	Eastern (ET)
Area code	845

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	18.7%	28.2%	37.0%
$50k – $100k	18.1%	24.1%	27.0%
$100k – $200k	37.1%	29.3%	24.4%
Over $200k	26.2%	18.4%	11.5%

Demographics & statistics

8,605

Population

1,929

People per sq mi

44.7

Median age

$138,603

Median household income

$57,743

Per capita income

$498,800

Median home value

$2,259

Median monthly rent

87.8%

Home ownership

4.8%

Poverty rate

4.0%

Unemployment

2,549

Housing units

50.7%

Bachelor's or higher

Age distribution

Male Female

182

Under 5

207

164

5–9

187

286

10–14

326

397

15–19

454

283

20–24

323

363

25–34

414

349

35–44

398

715

45–54

817

412

55–59

470

268

60–64

305

321

65–74

366

219

75–84

251

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,860	21.6%
18 and over	6,745	78.4%
65 and over	1,285	14.9%
Median age	44.7 years

Race & ethnicity

White 57.9%

Hispanic or Latino 13.7%

Two or more races 11.7%

Asian 10.4%

Other race 4%

Black or African American 2.3%

Group	Count	%
White	5,770	57.9%
Hispanic or Latino	1,368	13.7%
Two or more races	1,165	11.7%
Asian	1,034	10.4%
Other race	402	4%
Black or African American	234	2.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	18.7%	28.2%	37.0%
$50k – $100k	18.1%	24.1%	27.0%
$100k – $200k	37.1%	29.3%	24.4%
Over $200k	26.2%	18.4%	11.5%

Under $10k 1.7%

$10k–$15k 1.3%

$15k–$25k 2.3%

$25k–$35k 4.2%

$35k–$50k 5.6%

$50k–$75k 7.8%

$75k–$100k 10.4%

$100k–$150k 20.1%

$150k–$200k 14.3%

$200k+ 32.3%

Range	% of households
Under $10k	1.7%
$10k–$15k	1.3%
$15k–$25k	2.3%
$25k–$35k	4.2%
$35k–$50k	5.6%
$50k–$75k	7.8%
$75k–$100k	10.4%
$100k–$150k	20.1%
$150k–$200k	14.3%
$200k+	32.3%
Median income	$138,603

Housing

Home values

Under $50k 1.4%

$50k–$100k 1.3%

$200k–$300k 3.2%

$300k–$500k 44.5%

$500k–$1M 47.3%

$1M+ 2.4%

Housing overview

Metric	Value
Median home value	$498,800
Median rent / month	$2,259
Owner occupied	87.8%
Renter occupied	12.2%
Vacant	3.1%
Single-family detached	70.5%
Large apartment buildings	1.1%
Mobile homes	0.0%
Median rooms	7.1
Avg household size (owned)	3.12

Year built

Era	%
2020 or later	0.0%
2010–2019	1.9%
2000–2009	3.8%
1990–1999	18.0%
1980–1989	15.9%
1970–1979	21.1%
1960–1969	17.5%
1950–1959	7.4%
1940–1949	2.3%
1939 or earlier	12.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.4%
1 bedroom	4.8%
2 bedrooms	15.8%
3 bedrooms	29.5%
4 bedrooms	40.2%
5+ bedrooms	9.2%

Vehicles per household

Vehicles	% of households
No vehicle	2.1%
1 vehicle	25.8%
2 vehicles	42.8%
3 or more	29.3%

Heating fuel

Fuel type	%
Utility gas	86.3%
Electricity	5.0%
Propane / LP gas	2.6%
Fuel oil	3.6%
Wood	1.9%
Solar	0.4%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	1,822	65.0%
Cohabiting couple	61	2.2%
Male householder, no spouse	197	7.0%
Female householder, no spouse	721	25.7%
Households with children under 18	905	32.3%
Households with seniors (65+)	874	31.2%
Average household size	3.06

Marital status

Status	Male	Female
Never married	36.6%	30.9%
Married	58.8%	50.7%
Separated	0.4%	0.4%
Widowed	1.7%	8.8%
Divorced	2.5%	9.2%

Education

Less than 9th grade 2.4%

Some HS, no diploma 3.1%

HS graduate 16.1%

Some college, no degree 17.9%

Associate's degree 9.7%

Bachelor's degree 29.5%

Graduate / professional 21.2%

Metric	%
HS diploma or higher	94.5%
Bachelor's or higher	50.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	195	8.2%
Kindergarten	102	4.3%
Elementary school	607	25.6%
High school	872	36.8%
College / grad school	595	25.1%

Employment

Industry of employment

Education & healthcare 25.8%

Professional & management 13.4%

Retail trade 11.0%

Public administration 7.8%

Arts, food & hospitality 7.5%

Construction 5.9%

Manufacturing 5.8%

Transportation & utilities 5.8%

Finance & real estate 5.8%

Information 4.5%

Other services 3.7%

Wholesale trade 2.9%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	47.0%
Service	20.0%
Sales & office	20.4%
Natural resources & construction	6.2%
Production & transportation	6.5%

Employment type

Type	%
Private sector	77.8%
Government	18.4%
Self-employed	3.6%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	74.2%
Carpool	8.8%
Public transit	3.8%
Walk	0.0%
Work from home	11.2%
Other means	1.9%
Avg commute (minutes)	31.1

Poverty

All people 4.8%

Under 18 years 8.6%

18 and over 3.8%

Married-couple families 2.5%

Female-led households 3.0%

Income support

Source	% of households
Social Security	37.2%
Retirement income	27.0%
Supplemental Security	5.5%
Cash public assistance	2.0%
Food stamps / SNAP	3.9%

Health indicators

Condition	%
Obesity	23.7%
High blood pressure	26.1%
High cholesterol	31.7%
Diabetes	7.9%
Heart disease	4.8%
Stroke	2.1%
Asthma	8.8%
Arthritis	19.3%
Kidney disease	2.3%
Pulmonary disease	4.5%
Cancer	6.6%

Behavior / access	%
Smoking	11.0%
Binge drinking	15.9%
No physical activity	17.5%
Less than 7 hrs sleep	27.9%
Depression	16.1%
Fair or poor health	8.5%
Poor mental health	11.2%
Poor physical health	7.1%
No health insurance	9.3%
Visited doctor (checkup)	78.6%
Visited dentist	75.0%
Cholesterol screening	93.0%
Teeth loss	8.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	235	3.5%

Disability	%
Any disability	7.7%
Under 18	0.0%
18–64 years	6.4%
65 and over	24.3%

Health insurance coverage

Type	%
Private insurance	83.9%
Public insurance	25.9%
No insurance	2.0%
Uninsured under 19	1.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	8,216	95.5%
Spanish	577	7.0%
Other Indo-European	240	2.9%
Asian & Pacific Islander	168	2.0%
Other languages	169	2.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,009	81.5%
Born in same state	6,858	79.7%
Born in different state	5,420	63.0%
Foreign born	151	1.8%
Naturalized citizen	1,596	18.5%
Not a US citizen	1,320	82.7%

Ancestry

Ancestry	Count	%
Italian	1,918	22.3%
Arab	313	3.6%
French	225	2.6%
Polish	37	0.4%
English	29	0.3%

Ancestry	Count	%
Norwegian	17	0.2%
Irish	14	0.2%
Dutch	11	0.1%
German	9	0.1%

Technology access

Metric	% of households
Computer access	32.6%
Internet access	98.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 10920

What city is ZIP code 10920 in?

ZIP code 10920 is primarily assigned to Congers, New York.

What county is ZIP code 10920 in?

ZIP code 10920 falls within Rockland County, New York.

Is ZIP code 10920 mostly owner-occupied?

88% of occupied units in ZIP code 10920 are owner-occupied, well above the national average.

How educated is the population of ZIP code 10920?

51% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 10920 have a large retiree population?

37% of households in ZIP code 10920 receive Social Security income, suggesting a significant retiree or disability population.

What is the median household income in ZIP code 10920?

The median household income in ZIP code 10920 is $138,603, above the national median of ~$75,000.

What timezone is ZIP code 10920 in?

ZIP code 10920 observes the EST timezone.