95356 ZIP Code — Modesto, CA
Stanislaus County, California
ZIP code 95356 is located in Modesto, California, within Stanislaus County. It covers approximately 22.21 square miles and serves a population of 33,033 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 209.
About ZIP code 95356
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $459,200. Owner-occupancy sits near the national average at 67%.
The gap between median ($91,034) and mean household income suggests income inequality — a small number of higher earners pull the average up. 33% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.
Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.
33,033
population
22.21
sq mi land
Standard
ZIP type
Pacific (PT)
timezone
95356 ZIP code map
Cities in ZIP code 95356
Below are the cities the US Postal Service accepts for ZIP code 95356. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Modesto | Preferred |
Nearby ZIP codes
95368 Salida (2.5 mi)
95350 Modesto (4.1 mi)
95366 Ripon (4.9 mi)
95367 Riverbank (5.3 mi)
95397 Modesto (6.3 mi)
95355 Modesto (6.5 mi)
95320 Escalon (6.5 mi)
95351 Modesto (6.8 mi)
95354 Modesto (7.1 mi)
95358 Modesto (8.4 mi)
95357 Modesto (8.9 mi)
95336 Manteca (10.9 mi)
Demographics
updated 06/2026
| Population | |
|---|---|
| Total population | 33,033 |
| Population density | 1,487 / sq mi |
| State FIPS | 06 |
| County FIPS | 099 |
| Geography | |
|---|---|
| Land area | 22.21 sq mi |
| Water area | 0.15 sq mi |
| Latitude | 37.7219 |
| Longitude | -121.0437 |
| Timezone | Pacific (PT) |
| Area code | 209 |
Total population by age
Gender
Race & ethnicity
Economics
updated 06/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 31.8% | 39.7% | 32.6% |
| $50k – $100k | 29.1% | 31.9% | 27.7% |
| $100k – $200k | 29.1% | 22.6% | 26.4% |
| Over $200k | 10.0% | 5.8% | 13.3% |
Demographics & statistics
33,033
Population
1,487
People per sq mi
39.7
Median age
$91,034
Median household income
$43,030
Per capita income
$459,200
Median home value
$1,659
Median monthly rent
67.3%
Home ownership
9.2%
Poverty rate
5.6%
Unemployment
7,932
Housing units
27.6%
Bachelor's or higher
Age distribution
Male
Female
744
Under 5
791
928
5–9
987
1,316
10–14
1,399
1,200
15–19
1,276
866
20–24
922
2,021
25–34
2,151
2,031
35–44
2,160
2,170
45–54
2,308
1,041
55–59
1,107
1,129
60–64
1,201
1,366
65–74
1,453
888
75–84
945
307
85+
326
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 7,940 | 24.0% |
| 18 and over | 25,093 | 76.0% |
| 65 and over | 5,285 | 16.0% |
| Median age | 39.7 years | |
Race & ethnicity
White
51.5%
Hispanic or Latino
17%
Two or more races
11.7%
Other race
8.2%
Asian
7.3%
Black or African American
2%
Native Hawaiian / Pacific Islander
1.1%
American Indian / Alaska Native
1.1%
| Group | Count | % |
|---|---|---|
| White | 20,504 | 51.5% |
| Hispanic or Latino | 6,788 | 17% |
| Two or more races | 4,643 | 11.7% |
| Other race | 3,269 | 8.2% |
| Asian | 2,909 | 7.3% |
| Black or African American | 805 | 2% |
| Native Hawaiian / Pacific Islander | 456 | 1.1% |
| American Indian / Alaska Native | 447 | 1.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 31.8% | 39.7% | 32.6% |
| $50k – $100k | 29.1% | 31.9% | 27.7% |
| $100k – $200k | 29.1% | 22.6% | 26.4% |
| Over $200k | 10.0% | 5.8% | 13.3% |
Under $10k
3.9%
$10k–$15k
1.8%
$15k–$25k
3.3%
$25k–$35k
4.7%
$35k–$50k
6.9%
$50k–$75k
20.6%
$75k–$100k
13.3%
$100k–$150k
19.2%
$150k–$200k
11.7%
$200k+
14.5%
| Range | % of households |
|---|---|
| Under $10k | 3.9% |
| $10k–$15k | 1.8% |
| $15k–$25k | 3.3% |
| $25k–$35k | 4.7% |
| $35k–$50k | 6.9% |
| $50k–$75k | 20.6% |
| $75k–$100k | 13.3% |
| $100k–$150k | 19.2% |
| $150k–$200k | 11.7% |
| $200k+ | 14.5% |
| Median income | $91,034 |
Housing
Home values
Under $50k
3.2%
$50k–$100k
1.3%
$100k–$150k
0.6%
$150k–$200k
1.7%
$200k–$300k
8.1%
$300k–$500k
45.0%
$500k–$1M
32.8%
$1M+
7.3%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $459,200 |
| Median rent / month | $1,659 |
| Owner occupied | 67.3% |
| Renter occupied | 32.7% |
| Vacant | 2.9% |
| Single-family detached | 71.3% |
| Large apartment buildings | 5.9% |
| Mobile homes | 3.9% |
| Median rooms | 5.8 |
| Avg household size (owned) | 2.88 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.2% |
| 2010–2019 | 2.3% |
| 2000–2009 | 19.0% |
| 1990–1999 | 10.6% |
| 1980–1989 | 32.2% |
| 1970–1979 | 27.7% |
| 1960–1969 | 4.7% |
| 1950–1959 | 1.1% |
| 1940–1949 | 1.0% |
| 1939 or earlier | 1.1% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.5% |
| 1 bedroom | 5.8% |
| 2 bedrooms | 22.5% |
| 3 bedrooms | 40.2% |
| 4 bedrooms | 24.0% |
| 5+ bedrooms | 6.9% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 3.3% |
| 1 vehicle | 30.6% |
| 2 vehicles | 35.1% |
| 3 or more | 30.9% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 67.6% |
| Electricity | 30.0% |
| Propane / LP gas | 0.9% |
| Wood | 0.5% |
| Solar | 0.6% |
| No fuel used | 0.3% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 5,879 | 52.1% |
| Cohabiting couple | 914 | 8.1% |
| Male householder, no spouse | 1,687 | 14.9% |
| Female householder, no spouse | 2,808 | 24.9% |
| Households with children under 18 | 3,957 | 35.1% |
| Households with seniors (65+) | 3,708 | 32.8% |
| Average household size | 2.90 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 39.2% | 27.9% |
| Married | 48.9% | 46.4% |
| Separated | 1.2% | 2.7% |
| Widowed | 1.4% | 9.7% |
| Divorced | 9.4% | 13.4% |
Education
Less than 9th grade
4.4%
Some HS, no diploma
6.7%
HS graduate
26.1%
Some college, no degree
24.6%
Associate's degree
10.5%
Bachelor's degree
18.1%
Graduate / professional
9.5%
| Metric | % |
|---|---|
| HS diploma or higher | 88.9% |
| Bachelor's or higher | 27.6% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 213 | 2.5% |
| Kindergarten | 391 | 4.6% |
| Elementary school | 3,791 | 44.9% |
| High school | 2,134 | 25.3% |
| College / grad school | 1,913 | 22.7% |
Employment
Industry of employment
Education & healthcare
24.1%
Manufacturing
17.2%
Retail trade
11.8%
Professional & management
9.7%
Arts, food & hospitality
7.2%
Construction
6.1%
Transportation & utilities
5.7%
Finance & real estate
4.8%
Other services
4.7%
Public administration
4.0%
Wholesale trade
2.3%
Agriculture & mining
1.9%
Information
0.4%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 37.0% |
| Service | 14.9% |
| Sales & office | 21.1% |
| Natural resources & construction | 9.5% |
| Production & transportation | 17.5% |
Employment type
| Type | % |
|---|---|
| Private sector | 80.5% |
| Government | 12.4% |
| Self-employed | 6.9% |
| Unpaid family workers | 0.2% |
Commute
| Method | % |
|---|---|
| Drive alone | 74.4% |
| Carpool | 9.9% |
| Public transit | 1.1% |
| Walk | 1.9% |
| Work from home | 11.3% |
| Other means | 1.4% |
| Avg commute (minutes) | 28.2 |
Poverty
All people
9.2%
Under 18 years
8.1%
18 and over
9.6%
Married-couple families
3.6%
Female-led households
19.0%
Income support
| Source | % of households |
|---|---|
| Social Security | 32.9% |
| Retirement income | 22.9% |
| Supplemental Security | 8.4% |
| Cash public assistance | 3.5% |
| Food stamps / SNAP | 10.9% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 30.3% |
| High blood pressure | 29.3% |
| High cholesterol | 31.4% |
| Diabetes | 9.6% |
| Heart disease | 5.6% |
| Stroke | 2.8% |
| Asthma | 9.9% |
| Arthritis | 22.0% |
| Kidney disease | 2.7% |
| Pulmonary disease | 6.3% |
| Cancer | 5.9% |
| Behavior / access | % |
|---|---|
| Smoking | 13.5% |
| Binge drinking | 18.6% |
| No physical activity | 21.8% |
| Less than 7 hrs sleep | 31.5% |
| Depression | 18.2% |
| Fair or poor health | 14.4% |
| Poor mental health | 15.1% |
| Poor physical health | 10.3% |
| No health insurance | 12.1% |
| Visited doctor (checkup) | 66.7% |
| Visited dentist | 63.8% |
| Cholesterol screening | 90.4% |
| Teeth loss | 12.1% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,379 | 5.5% |
| Disability | % |
|---|---|
| Any disability | 13.1% |
| Under 18 | 2.8% |
| 18–64 years | 10.7% |
| 65 and over | 37.5% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 67.3% |
| Public insurance | 37.0% |
| No insurance | 5.9% |
| Uninsured under 19 | 4.6% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 31,498 | 95.4% |
| Spanish | 3,763 | 11.9% |
| Other Indo-European | 2,071 | 6.6% |
| Asian & Pacific Islander | 730 | 2.3% |
| Other languages | 559 | 1.8% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 27,126 | 82.1% |
| Born in same state | 26,861 | 81.3% |
| Born in different state | 22,820 | 69.1% |
| Foreign born | 265 | 0.8% |
| Naturalized citizen | 5,907 | 17.9% |
| Not a US citizen | 3,421 | 57.9% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 2,570 | 7.8% |
| Italian | 2,546 | 7.7% |
| Arab | 1,034 | 3.1% |
| English | 627 | 1.9% |
| Ancestry | Count | % |
|---|---|---|
| Polish | 318 | 1% |
| Dutch | 86 | 0.3% |
| German | 21 | 0.1% |
| Irish | 8 | 0% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 34.2% |
| Internet access | 97.9% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 95356
What city is ZIP code 95356 in?
ZIP code 95356 is primarily assigned to Modesto, California.
What county is ZIP code 95356 in?
ZIP code 95356 falls within Stanislaus County, California.
What is the typical home value in ZIP code 95356?
The median home value in ZIP code 95356 is $459,200.
What is the population of ZIP code 95356?
ZIP code 95356 has an estimated population of 33,033 residents, with a density of 1,487 people per square mile.
What is the median household income in ZIP code 95356?
The median household income in ZIP code 95356 is $91,034, above the national median of ~$75,000.
What timezone is ZIP code 95356 in?
ZIP code 95356 observes the PST timezone.