95355 ZIP Code — Modesto, CA
Stanislaus County, California
ZIP code 95355 is located in Modesto, California, within Stanislaus County. It covers approximately 9.35 square miles and serves a population of 60,338 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 209.
About ZIP code 95355
The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $414,500. Owner-occupancy sits near the national average at 61%.
Median household income is $80,266. 32% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.
Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.
60,338
population
9.35
sq mi land
Standard
ZIP type
Pacific (PT)
timezone
95355 ZIP code map
Cities in ZIP code 95355
Below are the cities the US Postal Service accepts for ZIP code 95355. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Modesto | Preferred |
Nearby ZIP codes
95357 Modesto (2.7 mi)
95354 Modesto (2.8 mi)
95351 Modesto (3.4 mi)
95397 Modesto (3.7 mi)
95350 Modesto (3.9 mi)
95367 Riverbank (4.2 mi)
95356 Modesto (6.5 mi)
95326 Hughson (7.6 mi)
95307 Ceres (8.1 mi)
95328 Keyes (8.1 mi)
95368 Salida (8.6 mi)
95358 Modesto (10 mi)
Demographics
updated 06/2026
| Population | |
|---|---|
| Total population | 60,338 |
| Population density | 6,453 / sq mi |
| State FIPS | 06 |
| County FIPS | 099 |
| Geography | |
|---|---|
| Land area | 9.35 sq mi |
| Water area | 0.03 sq mi |
| Latitude | 37.6722 |
| Longitude | -120.9431 |
| Timezone | Pacific (PT) |
| Area code | 209 |
Total population by age
Gender
Race & ethnicity
Economics
updated 06/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 36.0% | 39.7% | 32.6% |
| $50k – $100k | 31.3% | 31.9% | 27.7% |
| $100k – $200k | 25.5% | 22.6% | 26.4% |
| Over $200k | 7.2% | 5.8% | 13.3% |
Demographics & statistics
60,338
Population
6,453
People per sq mi
37.7
Median age
$80,266
Median household income
$37,631
Per capita income
$414,500
Median home value
$1,600
Median monthly rent
61.1%
Home ownership
11.1%
Poverty rate
5.4%
Unemployment
13,613
Housing units
21.7%
Bachelor's or higher
Age distribution
Male
Female
1,612
Under 5
1,680
1,857
5–9
1,934
2,064
10–14
2,151
2,214
15–19
2,306
1,539
20–24
1,604
4,390
25–34
4,572
3,849
35–44
4,009
3,681
45–54
3,835
1,777
55–59
1,851
1,713
60–64
1,784
2,978
65–74
3,102
1,330
75–84
1,385
549
85+
572
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 14,336 | 23.8% |
| 18 and over | 46,002 | 76.2% |
| 65 and over | 9,916 | 16.4% |
| Median age | 37.7 years | |
Race & ethnicity
White
53.4%
Hispanic or Latino
14.4%
Two or more races
12.2%
Asian
7.5%
Other race
6.5%
Black or African American
4.5%
American Indian / Alaska Native
1.1%
Native Hawaiian / Pacific Islander
0.5%
| Group | Count | % |
|---|---|---|
| White | 37,619 | 53.4% |
| Hispanic or Latino | 10,128 | 14.4% |
| Two or more races | 8,562 | 12.2% |
| Asian | 5,276 | 7.5% |
| Other race | 4,580 | 6.5% |
| Black or African American | 3,173 | 4.5% |
| American Indian / Alaska Native | 789 | 1.1% |
| Native Hawaiian / Pacific Islander | 339 | 0.5% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 36.0% | 39.7% | 32.6% |
| $50k – $100k | 31.3% | 31.9% | 27.7% |
| $100k – $200k | 25.5% | 22.6% | 26.4% |
| Over $200k | 7.2% | 5.8% | 13.3% |
Under $10k
3.0%
$10k–$15k
3.2%
$15k–$25k
6.9%
$25k–$35k
4.8%
$35k–$50k
12.3%
$50k–$75k
17.2%
$75k–$100k
13.3%
$100k–$150k
18.9%
$150k–$200k
10.2%
$200k+
10.3%
| Range | % of households |
|---|---|
| Under $10k | 3.0% |
| $10k–$15k | 3.2% |
| $15k–$25k | 6.9% |
| $25k–$35k | 4.8% |
| $35k–$50k | 12.3% |
| $50k–$75k | 17.2% |
| $75k–$100k | 13.3% |
| $100k–$150k | 18.9% |
| $150k–$200k | 10.2% |
| $200k+ | 10.3% |
| Median income | $80,266 |
Housing
Home values
Under $50k
2.7%
$50k–$100k
2.8%
$100k–$150k
0.8%
$150k–$200k
1.5%
$200k–$300k
6.1%
$300k–$500k
59.6%
$500k–$1M
25.3%
$1M+
1.3%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $414,500 |
| Median rent / month | $1,600 |
| Owner occupied | 61.1% |
| Renter occupied | 38.9% |
| Vacant | 3.1% |
| Single-family detached | 67.5% |
| Large apartment buildings | 8.9% |
| Mobile homes | 3.6% |
| Median rooms | 5.7 |
| Avg household size (owned) | 2.93 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.4% |
| 2010–2019 | 3.1% |
| 2000–2009 | 15.9% |
| 1990–1999 | 12.8% |
| 1980–1989 | 22.8% |
| 1970–1979 | 30.7% |
| 1960–1969 | 8.9% |
| 1950–1959 | 3.5% |
| 1940–1949 | 1.2% |
| 1939 or earlier | 0.6% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 2.9% |
| 1 bedroom | 8.4% |
| 2 bedrooms | 21.4% |
| 3 bedrooms | 44.2% |
| 4 bedrooms | 18.2% |
| 5+ bedrooms | 5.0% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 5.9% |
| 1 vehicle | 27.4% |
| 2 vehicles | 41.3% |
| 3 or more | 25.4% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 67.0% |
| Electricity | 30.0% |
| Propane / LP gas | 0.9% |
| Solar | 0.9% |
| No fuel used | 0.6% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 10,495 | 49.6% |
| Cohabiting couple | 1,570 | 7.4% |
| Male householder, no spouse | 3,469 | 16.4% |
| Female householder, no spouse | 5,641 | 26.6% |
| Households with children under 18 | 7,107 | 33.6% |
| Households with seniors (65+) | 6,948 | 32.8% |
| Average household size | 2.81 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 37.8% | 32.5% |
| Married | 49.7% | 44.5% |
| Separated | 1.8% | 2.4% |
| Widowed | 2.5% | 9.3% |
| Divorced | 8.2% | 11.4% |
Education
Less than 9th grade
3.4%
Some HS, no diploma
6.3%
HS graduate
25.7%
Some college, no degree
32.3%
Associate's degree
10.6%
Bachelor's degree
14.4%
Graduate / professional
7.3%
| Metric | % |
|---|---|
| HS diploma or higher | 90.3% |
| Bachelor's or higher | 21.7% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 722 | 4.4% |
| Kindergarten | 573 | 3.5% |
| Elementary school | 6,585 | 40.3% |
| High school | 3,910 | 23.9% |
| College / grad school | 4,540 | 27.8% |
Employment
Industry of employment
Education & healthcare
26.0%
Retail trade
12.6%
Manufacturing
10.6%
Professional & management
8.5%
Construction
7.8%
Other services
7.6%
Arts, food & hospitality
6.8%
Transportation & utilities
6.4%
Public administration
5.8%
Finance & real estate
3.7%
Wholesale trade
2.5%
Information
0.9%
Agriculture & mining
0.8%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 36.4% |
| Service | 19.5% |
| Sales & office | 21.8% |
| Natural resources & construction | 8.5% |
| Production & transportation | 13.9% |
Employment type
| Type | % |
|---|---|
| Private sector | 77.3% |
| Government | 17.5% |
| Self-employed | 5.1% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 77.0% |
| Carpool | 9.5% |
| Public transit | 1.4% |
| Walk | 0.8% |
| Work from home | 9.0% |
| Other means | 2.3% |
| Avg commute (minutes) | 28.6 |
Poverty
All people
11.1%
Under 18 years
12.3%
18 and over
10.7%
Married-couple families
5.6%
Female-led households
18.7%
Income support
| Source | % of households |
|---|---|
| Social Security | 32.3% |
| Retirement income | 26.1% |
| Supplemental Security | 6.3% |
| Cash public assistance | 2.3% |
| Food stamps / SNAP | 12.2% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 30.6% |
| High blood pressure | 29.3% |
| High cholesterol | 31.2% |
| Diabetes | 9.5% |
| Heart disease | 5.8% |
| Stroke | 2.8% |
| Asthma | 10.0% |
| Arthritis | 22.3% |
| Kidney disease | 2.8% |
| Pulmonary disease | 6.5% |
| Cancer | 6.1% |
| Behavior / access | % |
|---|---|
| Smoking | 13.5% |
| Binge drinking | 18.8% |
| No physical activity | 21.7% |
| Less than 7 hrs sleep | 31.4% |
| Depression | 18.6% |
| Fair or poor health | 14.5% |
| Poor mental health | 15.3% |
| Poor physical health | 10.4% |
| No health insurance | 12.1% |
| Visited doctor (checkup) | 66.8% |
| Visited dentist | 64.0% |
| Cholesterol screening | 90.3% |
| Teeth loss | 12.7% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 2,241 | 4.9% |
| Disability | % |
|---|---|
| Any disability | 15.7% |
| Under 18 | 7.0% |
| 18–64 years | 13.3% |
| 65 and over | 37.1% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 67.4% |
| Public insurance | 39.4% |
| No insurance | 4.7% |
| Uninsured under 19 | 4.8% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 57,046 | 94.5% |
| Spanish | 4,407 | 7.7% |
| Other Indo-European | 2,158 | 3.8% |
| Asian & Pacific Islander | 914 | 1.6% |
| Other languages | 1,087 | 1.9% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 52,227 | 86.6% |
| Born in same state | 51,740 | 85.8% |
| Born in different state | 42,897 | 71.1% |
| Foreign born | 487 | 0.8% |
| Naturalized citizen | 8,111 | 13.4% |
| Not a US citizen | 4,976 | 61.3% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 5,382 | 8.9% |
| French | 4,046 | 6.7% |
| Arab | 1,548 | 2.6% |
| Polish | 934 | 1.5% |
| Ancestry | Count | % |
|---|---|---|
| English | 640 | 1.1% |
| Dutch | 324 | 0.5% |
| German | 101 | 0.2% |
| Irish | 62 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 35.1% |
| Internet access | 95.1% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 95355
What part of Modesto is ZIP code 95355?
ZIP code 95355 covers a portion of Modesto, California, within Stanislaus County.
What county is ZIP code 95355 in?
ZIP code 95355 falls within Stanislaus County, California.
What is the typical home value in ZIP code 95355?
The median home value in ZIP code 95355 is $414,500.
What is the population of ZIP code 95355?
ZIP code 95355 has an estimated population of 60,338 residents, with a density of 6,456 people per square mile.
What is the median household income in ZIP code 95355?
The median household income in ZIP code 95355 is $80,266, above the national median of ~$75,000.
What timezone is ZIP code 95355 in?
ZIP code 95355 observes the PST timezone.