95357 ZIP Code — Modesto, CA
Stanislaus County, California
ZIP code 95357 is located in Modesto, California, within Stanislaus County. It covers approximately 39.35 square miles and serves a population of 14,403 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 209.
About ZIP code 95357
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $392,700. Owner-occupancy sits near the national average at 72%.
Median household income is $92,372.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.
College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.
14,403
population
39.35
sq mi land
Standard
ZIP type
Pacific (PT)
timezone
95357 ZIP code map
Cities in ZIP code 95357
Below are the cities the US Postal Service accepts for ZIP code 95357. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Modesto | Preferred |
Nearby ZIP codes
95355 Modesto (2.7 mi)
95354 Modesto (4.9 mi)
95367 Riverbank (5 mi)
95351 Modesto (5.7 mi)
95326 Hughson (6.1 mi)
95397 Modesto (6.1 mi)
95350 Modesto (6.7 mi)
95328 Keyes (8.1 mi)
95356 Modesto (8.9 mi)
95307 Ceres (9 mi)
95361 Oakdale (10.1 mi)
95382 Turlock (10.5 mi)
Demographics
updated 06/2026
| Population | |
|---|---|
| Total population | 14,403 |
| Population density | 366 / sq mi |
| State FIPS | 06 |
| County FIPS | 099 |
| Geography | |
|---|---|
| Land area | 39.35 sq mi |
| Water area | 0.13 sq mi |
| Latitude | 37.6741 |
| Longitude | -120.8930 |
| Timezone | Pacific (PT) |
| Area code | 209 |
Total population by age
Gender
Race & ethnicity
Economics
updated 06/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 30.8% | 39.7% | 32.6% |
| $50k – $100k | 26.8% | 31.9% | 27.7% |
| $100k – $200k | 33.5% | 22.6% | 26.4% |
| Over $200k | 8.9% | 5.8% | 13.3% |
Demographics & statistics
14,403
Population
366
People per sq mi
35.0
Median age
$92,372
Median household income
$35,373
Per capita income
$392,700
Median home value
$2,004
Median monthly rent
72.2%
Home ownership
12.1%
Poverty rate
6.6%
Unemployment
3,199
Housing units
18.3%
Bachelor's or higher
Age distribution
Male
Female
461
Under 5
439
746
5–9
711
694
10–14
661
343
15–19
327
404
20–24
385
1,040
25–34
991
1,117
35–44
1,064
664
45–54
633
446
55–59
424
594
60–64
565
585
65–74
557
183
75–84
174
100
85+
95
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 4,212 | 29.2% |
| 18 and over | 10,191 | 70.8% |
| 65 and over | 1,694 | 11.8% |
| Median age | 35.0 years | |
Race & ethnicity
White
45%
Hispanic or Latino
20.6%
Other race
12.7%
Two or more races
9.7%
Black or African American
4.4%
Asian
3.3%
Native Hawaiian / Pacific Islander
2.3%
American Indian / Alaska Native
2.1%
| Group | Count | % |
|---|---|---|
| White | 8,155 | 45% |
| Hispanic or Latino | 3,728 | 20.6% |
| Other race | 2,303 | 12.7% |
| Two or more races | 1,759 | 9.7% |
| Black or African American | 800 | 4.4% |
| Asian | 593 | 3.3% |
| Native Hawaiian / Pacific Islander | 418 | 2.3% |
| American Indian / Alaska Native | 375 | 2.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 30.8% | 39.7% | 32.6% |
| $50k – $100k | 26.8% | 31.9% | 27.7% |
| $100k – $200k | 33.5% | 22.6% | 26.4% |
| Over $200k | 8.9% | 5.8% | 13.3% |
Under $10k
5.8%
$10k–$15k
1.3%
$15k–$25k
4.2%
$25k–$35k
8.7%
$35k–$50k
7.9%
$50k–$75k
13.2%
$75k–$100k
13.1%
$100k–$150k
24.5%
$150k–$200k
9.6%
$200k+
11.8%
| Range | % of households |
|---|---|
| Under $10k | 5.8% |
| $10k–$15k | 1.3% |
| $15k–$25k | 4.2% |
| $25k–$35k | 8.7% |
| $35k–$50k | 7.9% |
| $50k–$75k | 13.2% |
| $75k–$100k | 13.1% |
| $100k–$150k | 24.5% |
| $150k–$200k | 9.6% |
| $200k+ | 11.8% |
| Median income | $92,372 |
Housing
Home values
Under $50k
7.9%
$50k–$100k
4.5%
$100k–$150k
3.3%
$150k–$200k
3.0%
$200k–$300k
5.3%
$300k–$500k
45.3%
$500k–$1M
26.7%
$1M+
3.8%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $392,700 |
| Median rent / month | $2,004 |
| Owner occupied | 72.2% |
| Renter occupied | 27.8% |
| Vacant | 2.2% |
| Single-family detached | 89.5% |
| Large apartment buildings | 0.0% |
| Mobile homes | 9.2% |
| Median rooms | 5.9 |
| Avg household size (owned) | 3.11 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 3.4% |
| 2000–2009 | 12.0% |
| 1990–1999 | 34.1% |
| 1980–1989 | 9.8% |
| 1970–1979 | 25.5% |
| 1960–1969 | 5.4% |
| 1950–1959 | 3.8% |
| 1940–1949 | 3.8% |
| 1939 or earlier | 2.2% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.2% |
| 1 bedroom | 3.7% |
| 2 bedrooms | 10.7% |
| 3 bedrooms | 54.2% |
| 4 bedrooms | 25.8% |
| 5+ bedrooms | 5.5% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 1.2% |
| 1 vehicle | 21.1% |
| 2 vehicles | 40.6% |
| 3 or more | 37.1% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 63.2% |
| Electricity | 25.0% |
| Propane / LP gas | 6.0% |
| Wood | 3.7% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 2,654 | 61.7% |
| Cohabiting couple | 132 | 3.1% |
| Male householder, no spouse | 605 | 14.1% |
| Female householder, no spouse | 909 | 21.1% |
| Households with children under 18 | 1,974 | 45.9% |
| Households with seniors (65+) | 1,299 | 30.2% |
| Average household size | 3.35 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 34.2% | 26.0% |
| Married | 55.8% | 55.6% |
| Separated | 1.5% | 2.2% |
| Widowed | 2.7% | 6.5% |
| Divorced | 5.7% | 9.7% |
Education
Less than 9th grade
7.2%
Some HS, no diploma
9.8%
HS graduate
33.0%
Some college, no degree
25.6%
Associate's degree
6.2%
Bachelor's degree
13.2%
Graduate / professional
5.1%
| Metric | % |
|---|---|
| HS diploma or higher | 83.0% |
| Bachelor's or higher | 18.3% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 143 | 3.3% |
| Kindergarten | 265 | 6.1% |
| Elementary school | 1,960 | 45.3% |
| High school | 922 | 21.3% |
| College / grad school | 1,038 | 24.0% |
Employment
Industry of employment
Education & healthcare
23.4%
Manufacturing
14.4%
Retail trade
11.5%
Arts, food & hospitality
10.2%
Construction
8.4%
Transportation & utilities
7.3%
Professional & management
5.4%
Public administration
4.6%
Agriculture & mining
4.4%
Other services
4.3%
Finance & real estate
3.8%
Wholesale trade
1.9%
Information
0.3%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 38.2% |
| Service | 16.0% |
| Sales & office | 19.5% |
| Natural resources & construction | 12.3% |
| Production & transportation | 14.0% |
Employment type
| Type | % |
|---|---|
| Private sector | 74.3% |
| Government | 18.5% |
| Self-employed | 7.2% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 84.4% |
| Carpool | 7.9% |
| Public transit | 1.8% |
| Walk | 0.5% |
| Work from home | 3.7% |
| Other means | 1.7% |
| Avg commute (minutes) | 30.4 |
Poverty
All people
12.1%
Under 18 years
16.0%
18 and over
10.5%
Married-couple families
6.5%
Female-led households
26.6%
Income support
| Source | % of households |
|---|---|
| Social Security | 28.5% |
| Retirement income | 23.0% |
| Supplemental Security | 6.3% |
| Cash public assistance | 1.5% |
| Food stamps / SNAP | 7.0% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 33.1% |
| High blood pressure | 30.0% |
| High cholesterol | 31.7% |
| Diabetes | 10.7% |
| Heart disease | 6.1% |
| Stroke | 3.1% |
| Asthma | 10.5% |
| Arthritis | 22.5% |
| Kidney disease | 3.0% |
| Pulmonary disease | 7.4% |
| Cancer | 5.5% |
| Behavior / access | % |
|---|---|
| Smoking | 16.0% |
| Binge drinking | 18.8% |
| No physical activity | 25.5% |
| Less than 7 hrs sleep | 32.5% |
| Depression | 19.3% |
| Fair or poor health | 18.1% |
| Poor mental health | 16.4% |
| Poor physical health | 12.1% |
| No health insurance | 16.3% |
| Visited doctor (checkup) | 65.6% |
| Visited dentist | 58.5% |
| Cholesterol screening | 88.9% |
| Teeth loss | 16.7% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 478 | 4.7% |
| Disability | % |
|---|---|
| Any disability | 11.1% |
| Under 18 | 5.5% |
| 18–64 years | 8.6% |
| 65 and over | 37.6% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 63.0% |
| Public insurance | 37.9% |
| No insurance | 5.3% |
| Uninsured under 19 | 0.3% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 13,503 | 93.8% |
| Spanish | 1,878 | 13.9% |
| Other Indo-European | 1,512 | 11.2% |
| Asian & Pacific Islander | 115 | 0.9% |
| Other languages | 157 | 1.2% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 11,608 | 80.6% |
| Born in same state | 11,469 | 79.6% |
| Born in different state | 9,921 | 68.9% |
| Foreign born | 139 | 1.0% |
| Naturalized citizen | 2,795 | 19.4% |
| Not a US citizen | 1,614 | 57.7% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Arab | 940 | 6.5% |
| French | 911 | 6.3% |
| Italian | 677 | 4.7% |
| English | 203 | 1.4% |
| Ancestry | Count | % |
|---|---|---|
| Dutch | 168 | 1.2% |
| Polish | 52 | 0.4% |
| German | 9 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 29.9% |
| Internet access | 96.1% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 95357
What city is ZIP code 95357 in?
ZIP code 95357 is primarily assigned to Modesto, California.
What county is ZIP code 95357 in?
ZIP code 95357 falls within Stanislaus County, California.
What is the typical home value in ZIP code 95357?
The median home value in ZIP code 95357 is $392,700.
What is the population of ZIP code 95357?
ZIP code 95357 has an estimated population of 14,403 residents, with a density of 366 people per square mile.
What is the median household income in ZIP code 95357?
The median household income in ZIP code 95357 is $92,372, above the national median of ~$75,000.
What timezone is ZIP code 95357 in?
ZIP code 95357 observes the PST timezone.