95354 ZIP Code — Modesto, CA

Stanislaus County, California

ZIP code 95354 is located in Modesto, California, within Stanislaus County. It covers approximately 7.65 square miles and serves a population of 25,100 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 209.

About ZIP code 95354

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $328,700. Owner-occupancy sits near the national average at 48%.

Median household income is $63,064. SNAP benefit usage at 20% of households reflects economic stress in the area. 32% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 95354 reflects a community defined by a trades-oriented workforce, a significant Social Security-dependent population, and elevated reliance on food assistance.

25,100

population

7.65

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95354 ZIP code map

Cities in ZIP code 95354

Below are the cities the US Postal Service accepts for ZIP code 95354. Using any city not on this list may result in mail delivery delays.

City	Status
Modesto	Preferred

Nearby ZIP codes

95351 Modesto (0.8 mi) 95397 Modesto (1.4 mi) 95355 Modesto (2.8 mi) 95350 Modesto (3.2 mi) 95357 Modesto (4.9 mi) 95307 Ceres (5.6 mi) 95328 Keyes (6.3 mi) 95367 Riverbank (6.7 mi) 95356 Modesto (7.1 mi) 95326 Hughson (7.4 mi) 95358 Modesto (7.8 mi) 95368 Salida (8.5 mi)

Demographics updated 06/2026

Population
Total population	25,100
Population density	3,281 / sq mi
State FIPS	06
County FIPS	099

Geography
Land area	7.65 sq mi
Water area	0.09 sq mi
Latitude	37.6374
Longitude	-120.9701
Timezone	Pacific (PT)
Area code	209

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.7%	39.7%	32.6%
$50k – $100k	30.2%	31.9%	27.7%
$100k – $200k	19.7%	22.6%	26.4%
Over $200k	2.4%	5.8%	13.3%

Demographics & statistics

25,100

Population

3,281

People per sq mi

34.7

Median age

$63,064

Median household income

$30,195

Per capita income

$328,700

Median home value

$1,348

Median monthly rent

47.7%

Home ownership

15.8%

Poverty rate

8.1%

Unemployment

4,800

Housing units

16.1%

Bachelor's or higher

Age distribution

Male Female

840

Under 5

913

965

5–9

1,048

974

10–14

1,058

681

15–19

740

608

20–24

660

2,036

25–34

2,213

1,590

35–44

1,728

1,459

45–54

1,586

718

55–59

781

501

60–64

545

1,089

65–74

1,183

443

75–84

481

126

85+

136

← Male

Female →

Age summary

Group	Count	%
Under 18	6,677	26.6%
18 and over	18,423	73.4%
65 and over	3,458	13.8%
Median age	34.7 years

Race & ethnicity

White 40.4%

Hispanic or Latino 23.6%

Two or more races 17.1%

Other race 8.7%

Black or African American 4.5%

Asian 4.4%

American Indian / Alaska Native 1%

Native Hawaiian / Pacific Islander 0.4%

Group	Count	%
White	13,275	40.4%
Hispanic or Latino	7,752	23.6%
Two or more races	5,608	17.1%
Other race	2,860	8.7%
Black or African American	1,470	4.5%
Asian	1,431	4.4%
American Indian / Alaska Native	331	1%
Native Hawaiian / Pacific Islander	125	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.7%	39.7%	32.6%
$50k – $100k	30.2%	31.9%	27.7%
$100k – $200k	19.7%	22.6%	26.4%
Over $200k	2.4%	5.8%	13.3%

Under $10k 5.3%

$10k–$15k 7.1%

$15k–$25k 7.8%

$25k–$35k 8.4%

$35k–$50k 9.3%

$50k–$75k 20.0%

$75k–$100k 11.6%

$100k–$150k 17.8%

$150k–$200k 5.7%

$200k+ 6.9%

Range	% of households
Under $10k	5.3%
$10k–$15k	7.1%
$15k–$25k	7.8%
$25k–$35k	8.4%
$35k–$50k	9.3%
$50k–$75k	20.0%
$75k–$100k	11.6%
$100k–$150k	17.8%
$150k–$200k	5.7%
$200k+	6.9%
Median income	$63,064

Housing

Home values

Under $50k 3.3%

$50k–$100k 0.5%

$100k–$150k 0.3%

$150k–$200k 2.3%

$200k–$300k 33.2%

$300k–$500k 48.0%

$500k–$1M 10.1%

$1M+ 2.3%

Housing overview

Metric	Value
Median home value	$328,700
Median rent / month	$1,348
Owner occupied	47.7%
Renter occupied	52.3%
Vacant	6.8%
Single-family detached	72.1%
Large apartment buildings	7.4%
Mobile homes	0.5%
Median rooms	4.8
Avg household size (owned)	2.92

Year built

Era	%
2020 or later	0.0%
2010–2019	2.8%
2000–2009	2.0%
1990–1999	6.9%
1980–1989	10.6%
1970–1979	24.6%
1960–1969	5.3%
1950–1959	12.3%
1940–1949	14.0%
1939 or earlier	21.5%

Bedrooms

Size	% of units
No bedroom (studio)	3.5%
1 bedroom	13.1%
2 bedrooms	36.7%
3 bedrooms	37.6%
4 bedrooms	8.3%
5+ bedrooms	0.8%

Vehicles per household

Vehicles	% of households
No vehicle	8.5%
1 vehicle	37.9%
2 vehicles	31.0%
3 or more	22.6%

Heating fuel

Fuel type	%
Utility gas	66.8%
Electricity	30.7%
Propane / LP gas	1.2%
Solar	0.2%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	3,360	38.5%
Cohabiting couple	646	7.4%
Male householder, no spouse	1,876	21.5%
Female householder, no spouse	2,839	32.6%
Households with children under 18	2,909	33.4%
Households with seniors (65+)	2,640	30.3%
Average household size	2.84

Marital status

Status	Male	Female
Never married	36.0%	34.2%
Married	46.5%	37.8%
Separated	2.4%	3.4%
Widowed	3.3%	6.3%
Divorced	11.9%	18.3%

Education

Less than 9th grade 9.1%

Some HS, no diploma 10.2%

HS graduate 35.3%

Some college, no degree 22.0%

Associate's degree 7.3%

Bachelor's degree 10.5%

Graduate / professional 5.6%

Metric	%
HS diploma or higher	80.7%
Bachelor's or higher	16.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	361	5.8%
Kindergarten	305	4.9%
Elementary school	3,211	51.9%
High school	1,361	22.0%
College / grad school	951	15.4%

Employment

Industry of employment

Education & healthcare 19.4%

Arts, food & hospitality 11.1%

Retail trade 11.0%

Professional & management 10.9%

Manufacturing 10.8%

Transportation & utilities 9.1%

Construction 7.4%

Other services 6.7%

Finance & real estate 4.2%

Public administration 4.1%

Agriculture & mining 2.1%

Wholesale trade 2.0%

Information 1.3%

Occupation

Category	%
Management, business & arts	29.8%
Service	17.9%
Sales & office	19.8%
Natural resources & construction	14.0%
Production & transportation	18.5%

Employment type

Type	%
Private sector	81.4%
Government	12.7%
Self-employed	5.5%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	76.0%
Carpool	15.7%
Public transit	0.9%
Walk	1.3%
Work from home	4.2%
Other means	1.9%
Avg commute (minutes)	28.5

Poverty

All people 15.8%

Under 18 years 14.8%

18 and over 16.1%

Married-couple families 7.6%

Female-led households 20.4%

Income support

Source	% of households
Social Security	31.6%
Retirement income	17.3%
Supplemental Security	12.1%
Cash public assistance	5.5%
Food stamps / SNAP	19.7%

Health indicators

Condition	%
Obesity	34.5%
High blood pressure	30.1%
High cholesterol	30.5%
Diabetes	10.9%
Heart disease	6.1%
Stroke	3.2%
Asthma	10.9%
Arthritis	22.2%
Kidney disease	3.1%
Pulmonary disease	7.8%
Cancer	5.2%

Behavior / access	%
Smoking	17.7%
Binge drinking	19.1%
No physical activity	27.3%
Less than 7 hrs sleep	33.3%
Depression	20.0%
Fair or poor health	20.0%
Poor mental health	17.5%
Poor physical health	12.8%
No health insurance	18.0%
Visited doctor (checkup)	64.9%
Visited dentist	54.4%
Cholesterol screening	87.0%
Teeth loss	17.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,009	5.5%

Disability	%
Any disability	14.4%
Under 18	4.2%
18–64 years	12.2%
65 and over	43.9%

Health insurance coverage

Type	%
Private insurance	47.4%
Public insurance	54.8%
No insurance	4.9%
Uninsured under 19	1.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	23,348	93.0%
Spanish	3,405	14.6%
Other Indo-European	2,504	10.7%
Asian & Pacific Islander	324	1.4%
Other languages	568	2.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	20,322	81.0%
Born in same state	20,141	80.2%
Born in different state	17,761	70.8%
Foreign born	181	0.7%
Naturalized citizen	4,778	19.0%
Not a US citizen	1,670	35.0%

Ancestry

Ancestry	Count	%
Italian	1,958	7.8%
French	1,627	6.5%
Arab	550	2.2%
English	350	1.4%

Ancestry	Count	%
Dutch	141	0.6%
Irish	101	0.4%
Polish	95	0.4%
German	17	0.1%

Technology access

Metric	% of households
Computer access	34.7%
Internet access	93.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95354

What city is ZIP code 95354 in?

ZIP code 95354 is primarily assigned to Modesto, California.

What county is ZIP code 95354 in?

ZIP code 95354 falls within Stanislaus County, California.

What is the poverty rate in ZIP code 95354?

16% of residents in ZIP code 95354 live below the poverty line, above the national average.

What is the typical home value in ZIP code 95354?

The median home value in ZIP code 95354 is $328,700.

What is the population of ZIP code 95354?

ZIP code 95354 has an estimated population of 25,100 residents, with a density of 3,279 people per square mile.

What is the median household income in ZIP code 95354?

The median household income in ZIP code 95354 is $63,064, below the national median of ~$75,000.

What timezone is ZIP code 95354 in?

ZIP code 95354 observes the PST timezone.