95366 ZIP Code — Ripon, CA
San Joaquin County, California
ZIP code 95366 is located in Ripon, California, within San Joaquin County. It covers approximately 34.32 square miles and serves a population of 18,500 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 209.
About ZIP code 95366
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $627,000. Owner-occupancy sits near the national average at 69%.
The gap between median ($104,041) and mean household income suggests income inequality — a small number of higher earners pull the average up. 31% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.
Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.
18,500
population
34.32
sq mi land
Standard
ZIP type
Pacific (PT)
timezone
95366 ZIP code map
Cities in ZIP code 95366
Below are the cities the US Postal Service accepts for ZIP code 95366. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Ripon | Preferred |
Nearby ZIP codes
95368 Salida (3.3 mi)
95356 Modesto (4.9 mi)
95336 Manteca (6.3 mi)
95320 Escalon (6.3 mi)
95337 Manteca (6.8 mi)
95350 Modesto (8.5 mi)
95367 Riverbank (9.7 mi)
95358 Modesto (10.1 mi)
95397 Modesto (10.7 mi)
95351 Modesto (11.3 mi)
95355 Modesto (11.4 mi)
95330 Lathrop (11.6 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 18,500 |
| Population density | 539 / sq mi |
| State FIPS | 06 |
| County FIPS | 077 |
| Geography | |
|---|---|
| Land area | 34.32 sq mi |
| Water area | 0.34 sq mi |
| Latitude | 37.7573 |
| Longitude | -121.1219 |
| Timezone | Pacific (PT) |
| Area code | 209 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 28.3% | 36.1% | 32.6% |
| $50k – $100k | 29.4% | 30.8% | 27.7% |
| $100k – $200k | 30.6% | 25.4% | 26.4% |
| Over $200k | 11.7% | 7.7% | 13.3% |
Demographics & statistics
18,500
Population
539
People per sq mi
39.9
Median age
$104,041
Median household income
$48,281
Per capita income
$627,000
Median home value
$1,752
Median monthly rent
68.5%
Home ownership
9.4%
Poverty rate
3.2%
Unemployment
4,741
Housing units
25.6%
Bachelor's or higher
Age distribution
Male
Female
642
Under 5
607
665
5–9
628
706
10–14
666
548
15–19
517
478
20–24
451
1,128
25–34
1,065
1,285
35–44
1,214
1,137
45–54
1,074
763
55–59
721
594
60–64
561
977
65–74
922
314
75–84
297
278
85+
262
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 4,680 | 25.3% |
| 18 and over | 13,820 | 74.7% |
| 65 and over | 3,050 | 16.5% |
| Median age | 39.9 years | |
Race & ethnicity
White
67.3%
Two or more races
11.6%
Hispanic or Latino
10.8%
Other race
4.3%
Asian
4.2%
American Indian / Alaska Native
0.9%
Black or African American
0.6%
Native Hawaiian / Pacific Islander
0.2%
| Group | Count | % |
|---|---|---|
| White | 13,969 | 67.3% |
| Two or more races | 2,414 | 11.6% |
| Hispanic or Latino | 2,243 | 10.8% |
| Other race | 890 | 4.3% |
| Asian | 876 | 4.2% |
| American Indian / Alaska Native | 188 | 0.9% |
| Black or African American | 124 | 0.6% |
| Native Hawaiian / Pacific Islander | 39 | 0.2% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 28.3% | 36.1% | 32.6% |
| $50k – $100k | 29.4% | 30.8% | 27.7% |
| $100k – $200k | 30.6% | 25.4% | 26.4% |
| Over $200k | 11.7% | 7.7% | 13.3% |
Under $10k
3.2%
$10k–$15k
1.2%
$15k–$25k
6.5%
$25k–$35k
3.6%
$35k–$50k
9.8%
$50k–$75k
12.6%
$75k–$100k
12.5%
$100k–$150k
11.6%
$150k–$200k
17.7%
$200k+
21.2%
| Range | % of households |
|---|---|
| Under $10k | 3.2% |
| $10k–$15k | 1.2% |
| $15k–$25k | 6.5% |
| $25k–$35k | 3.6% |
| $35k–$50k | 9.8% |
| $50k–$75k | 12.6% |
| $75k–$100k | 12.5% |
| $100k–$150k | 11.6% |
| $150k–$200k | 17.7% |
| $200k+ | 21.2% |
| Median income | $104,041 |
Housing
Home values
Under $50k
1.3%
$50k–$100k
0.8%
$100k–$150k
0.3%
$150k–$200k
0.3%
$200k–$300k
2.0%
$300k–$500k
23.8%
$500k–$1M
64.9%
$1M+
6.6%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $627,000 |
| Median rent / month | $1,752 |
| Owner occupied | 68.5% |
| Renter occupied | 31.5% |
| Vacant | 3.5% |
| Single-family detached | 83.0% |
| Large apartment buildings | 3.3% |
| Mobile homes | 1.1% |
| Median rooms | 6.1 |
| Avg household size (owned) | 2.77 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 8.8% |
| 2000–2009 | 27.9% |
| 1990–1999 | 15.2% |
| 1980–1989 | 15.2% |
| 1970–1979 | 12.7% |
| 1960–1969 | 5.5% |
| 1950–1959 | 7.8% |
| 1940–1949 | 2.5% |
| 1939 or earlier | 4.3% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.3% |
| 1 bedroom | 3.3% |
| 2 bedrooms | 19.3% |
| 3 bedrooms | 44.6% |
| 4 bedrooms | 25.1% |
| 5+ bedrooms | 7.3% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 1.9% |
| 1 vehicle | 19.0% |
| 2 vehicles | 44.4% |
| 3 or more | 34.6% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 63.3% |
| Electricity | 23.4% |
| Propane / LP gas | 8.9% |
| Wood | 0.8% |
| Solar | 1.6% |
| No fuel used | 1.8% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 4,252 | 64.7% |
| Cohabiting couple | 335 | 5.1% |
| Male householder, no spouse | 734 | 11.2% |
| Female householder, no spouse | 1,252 | 19.0% |
| Households with children under 18 | 2,267 | 34.5% |
| Households with seniors (65+) | 2,101 | 32.0% |
| Average household size | 2.80 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 28.6% | 21.8% |
| Married | 63.4% | 58.2% |
| Separated | 1.0% | 0.9% |
| Widowed | 2.3% | 8.8% |
| Divorced | 4.8% | 10.3% |
Education
Less than 9th grade
3.5%
Some HS, no diploma
5.5%
HS graduate
26.9%
Some college, no degree
28.7%
Associate's degree
9.8%
Bachelor's degree
16.9%
Graduate / professional
8.7%
| Metric | % |
|---|---|
| HS diploma or higher | 91.0% |
| Bachelor's or higher | 25.6% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 551 | 10.4% |
| Kindergarten | 151 | 2.8% |
| Elementary school | 2,178 | 41.0% |
| High school | 1,126 | 21.2% |
| College / grad school | 1,302 | 24.5% |
Employment
Industry of employment
Education & healthcare
27.2%
Professional & management
9.7%
Public administration
9.2%
Retail trade
9.1%
Manufacturing
9.0%
Construction
7.2%
Arts, food & hospitality
6.4%
Finance & real estate
5.6%
Agriculture & mining
4.5%
Transportation & utilities
4.2%
Wholesale trade
4.1%
Other services
3.0%
Information
0.7%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 36.8% |
| Service | 16.3% |
| Sales & office | 22.0% |
| Natural resources & construction | 10.4% |
| Production & transportation | 14.6% |
Employment type
| Type | % |
|---|---|
| Private sector | 72.0% |
| Government | 21.4% |
| Self-employed | 6.6% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 82.9% |
| Carpool | 7.4% |
| Public transit | 0.8% |
| Walk | 0.3% |
| Work from home | 7.3% |
| Other means | 1.4% |
| Avg commute (minutes) | 29.5 |
Poverty
All people
9.4%
Under 18 years
10.3%
18 and over
9.1%
Married-couple families
6.8%
Female-led households
12.8%
Income support
| Source | % of households |
|---|---|
| Social Security | 30.5% |
| Retirement income | 26.6% |
| Supplemental Security | 3.7% |
| Cash public assistance | 1.2% |
| Food stamps / SNAP | 2.7% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 28.5% |
| High blood pressure | 28.8% |
| High cholesterol | 31.1% |
| Diabetes | 9.0% |
| Heart disease | 5.8% |
| Stroke | 2.8% |
| Asthma | 10.1% |
| Arthritis | 22.6% |
| Kidney disease | 2.7% |
| Pulmonary disease | 6.4% |
| Cancer | 6.3% |
| Behavior / access | % |
|---|---|
| Smoking | 13.5% |
| Binge drinking | 20.9% |
| No physical activity | 18.8% |
| Less than 7 hrs sleep | 31.5% |
| Depression | 18.1% |
| Fair or poor health | 13.8% |
| Poor mental health | 15.2% |
| Poor physical health | 10.3% |
| No health insurance | 10.9% |
| Visited doctor (checkup) | 68.2% |
| Visited dentist | 68.6% |
| Cholesterol screening | 90.9% |
| Teeth loss | 11.2% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,006 | 7.3% |
| Disability | % |
|---|---|
| Any disability | 11.7% |
| Under 18 | 2.5% |
| 18–64 years | 8.5% |
| 65 and over | 37.6% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 78.8% |
| Public insurance | 31.4% |
| No insurance | 4.8% |
| Uninsured under 19 | 4.8% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 17,251 | 93.2% |
| Spanish | 1,104 | 6.4% |
| Other Indo-European | 823 | 4.8% |
| Asian & Pacific Islander | 112 | 0.6% |
| Other languages | 169 | 1.0% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 16,853 | 91.1% |
| Born in same state | 16,670 | 90.1% |
| Born in different state | 13,906 | 75.2% |
| Foreign born | 183 | 1.0% |
| Naturalized citizen | 1,647 | 8.9% |
| Not a US citizen | 1,154 | 70.1% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 2,493 | 13.5% |
| French | 1,869 | 10.1% |
| English | 1,665 | 9% |
| Arab | 407 | 2.2% |
| Ancestry | Count | % |
|---|---|---|
| Dutch | 71 | 0.4% |
| Polish | 63 | 0.3% |
| German | 39 | 0.2% |
| Irish | 13 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 35.5% |
| Internet access | 97.3% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 95366
What city is ZIP code 95366 in?
ZIP code 95366 is primarily assigned to Ripon, California.
What county is ZIP code 95366 in?
ZIP code 95366 falls within San Joaquin County, California.
What is the typical home value in ZIP code 95366?
The median home value in ZIP code 95366 is $627,000.
What is the median household income in ZIP code 95366?
The median household income in ZIP code 95366 is $104,041, above the national median of ~$75,000.
What is the population of ZIP code 95366?
ZIP code 95366 has an estimated population of 18,500 residents, with a density of 539 people per square mile.
What timezone is ZIP code 95366 in?
ZIP code 95366 observes the PST timezone.