38122 ZIP Code — Memphis, TN

Shelby County, Tennessee

ZIP code 38122 is located in Memphis, Tennessee, within Shelby County. It covers approximately 6.82 square miles and serves a population of 24,014 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 901.

About ZIP code 38122

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $94,200. Owner-occupancy sits near the national average at 54%.

Median household income is $45,065. Poverty affects 27% of residents, above the national average. SNAP benefit usage at 21% of households reflects economic stress in the area.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks. 26% of residents lack health insurance, above the national average.

Overall, ZIP code 38122 reflects a community defined by economic challenges above the national average and elevated reliance on food assistance.

24,014

population

6.82

sq mi land

Standard

ZIP type

Central (CT)

timezone

38122 ZIP code map

Cities in ZIP code 38122

Below are the cities the US Postal Service accepts for ZIP code 38122. Using any city not on this list may result in mail delivery delays.

City	Status
Memphis	Acceptable
Memphis	Preferred

Nearby ZIP codes

38108 Memphis (2.7 mi) 38152 Memphis (2.9 mi) 38117 Memphis (3 mi) 38134 Memphis (3.4 mi) 38157 Memphis (3.4 mi) 38112 Memphis (3.7 mi) 38111 Memphis (3.7 mi) 38128 Memphis (4.5 mi) 38120 Memphis (4.9 mi) 38104 Memphis (5 mi) 38114 Memphis (5.7 mi) 38107 Memphis (5.7 mi)

Demographics updated 05/2026

Population
Total population	24,014
Population density	3,521 / sq mi
State FIPS	47
County FIPS	157

Geography
Land area	6.82 sq mi
Water area	0.00 sq mi
Latitude	35.1575
Longitude	-89.9181
Timezone	Central (CT)
Area code	901

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.5%	48.0%	45.7%
$50k – $100k	28.9%	27.7%	30.9%
$100k – $200k	9.9%	17.7%	18.3%
Over $200k	0.8%	6.5%	5.1%

Demographics & statistics

24,014

Population

3,521

People per sq mi

32.4

Median age

$45,065

Median household income

$22,501

Per capita income

$94,200

Median home value

$1,085

Median monthly rent

53.5%

Home ownership

27.1%

Poverty rate

6.4%

Unemployment

5,731

Housing units

24.2%

Bachelor's or higher

Age distribution

Male Female

1,315

Under 5

1,435

931

5–9

1,017

944

10–14

1,031

674

15–19

735

744

20–24

812

1,569

25–34

1,713

1,709

35–44

1,866

980

45–54

1,070

628

55–59

685

590

60–64

645

861

65–74

941

372

75–84

407

163

85+

177

← Male

Female →

Age summary

Group	Count	%
Under 18	7,424	30.9%
18 and over	16,590	69.1%
65 and over	2,921	12.2%
Median age	32.4 years

Race & ethnicity

White 41.2%

Hispanic or Latino 20.4%

Other race 15%

Black or African American 14.1%

Two or more races 6.7%

Asian 2.1%

American Indian / Alaska Native 0.6%

Group	Count	%
White	12,417	41.2%
Hispanic or Latino	6,146	20.4%
Other race	4,519	15%
Black or African American	4,249	14.1%
Two or more races	2,015	6.7%
Asian	631	2.1%
American Indian / Alaska Native	179	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.5%	48.0%	45.7%
$50k – $100k	28.9%	27.7%	30.9%
$100k – $200k	9.9%	17.7%	18.3%
Over $200k	0.8%	6.5%	5.1%

Under $10k 8.7%

$10k–$15k 3.3%

$15k–$25k 16.4%

$25k–$35k 11.5%

$35k–$50k 16.4%

$50k–$75k 15.6%

$75k–$100k 12.7%

$100k–$150k 11.4%

$150k–$200k 2.2%

$200k+ 1.8%

Range	% of households
Under $10k	8.7%
$10k–$15k	3.3%
$15k–$25k	16.4%
$25k–$35k	11.5%
$35k–$50k	16.4%
$50k–$75k	15.6%
$75k–$100k	12.7%
$100k–$150k	11.4%
$150k–$200k	2.2%
$200k+	1.8%
Median income	$45,065

Housing

Home values

Under $50k 13.0%

$50k–$100k 40.7%

$100k–$150k 17.5%

$150k–$200k 11.2%

$200k–$300k 11.9%

$300k–$500k 4.4%

$500k–$1M 0.9%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$94,200
Median rent / month	$1,085
Owner occupied	53.5%
Renter occupied	46.5%
Vacant	9.3%
Single-family detached	75.1%
Large apartment buildings	5.2%
Mobile homes	2.2%
Median rooms	5.5
Avg household size (owned)	2.52

Year built

Era	%
2020 or later	0.1%
2010–2019	0.7%
2000–2009	0.7%
1990–1999	2.0%
1980–1989	1.5%
1970–1979	11.1%
1960–1969	15.6%
1950–1959	40.2%
1940–1949	21.1%
1939 or earlier	7.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.1%
1 bedroom	5.0%
2 bedrooms	43.5%
3 bedrooms	41.9%
4 bedrooms	7.0%
5+ bedrooms	2.5%

Vehicles per household

Vehicles	% of households
No vehicle	7.9%
1 vehicle	41.0%
2 vehicles	32.1%
3 or more	18.9%

Heating fuel

Fuel type	%
Utility gas	58.1%
Electricity	39.8%
Propane / LP gas	1.2%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	2,786	31.0%
Cohabiting couple	584	6.5%
Male householder, no spouse	2,233	24.8%
Female householder, no spouse	3,398	37.8%
Households with children under 18	3,005	33.4%
Households with seniors (65+)	2,425	26.9%
Average household size	2.67

Marital status

Status	Male	Female
Never married	43.6%	37.0%
Married	39.5%	34.8%
Separated	5.0%	3.2%
Widowed	2.8%	11.2%
Divorced	9.2%	13.8%

Education

Less than 9th grade 11.3%

Some HS, no diploma 10.2%

HS graduate 30.7%

Some college, no degree 18.1%

Associate's degree 5.5%

Bachelor's degree 16.5%

Graduate / professional 7.7%

Metric	%
HS diploma or higher	78.4%
Bachelor's or higher	24.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	259	4.3%
Kindergarten	792	13.1%
Elementary school	3,164	52.4%
High school	1,076	17.8%
College / grad school	744	12.3%

Employment

Industry of employment

Education & healthcare 19.3%

Retail trade 14.8%

Construction 12.4%

Arts, food & hospitality 12.2%

Professional & management 9.9%

Other services 7.8%

Manufacturing 6.8%

Transportation & utilities 6.1%

Finance & real estate 4.6%

Wholesale trade 2.3%

Public administration 1.9%

Agriculture & mining 0.9%

Information 0.9%

Occupation

Category	%
Management, business & arts	26.6%
Service	22.1%
Sales & office	21.0%
Natural resources & construction	16.2%
Production & transportation	14.0%

Employment type

Type	%
Private sector	83.0%
Government	8.1%
Self-employed	8.6%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	78.8%
Carpool	11.4%
Public transit	0.8%
Walk	1.3%
Work from home	6.4%
Other means	1.4%
Avg commute (minutes)	23.6

Poverty

All people 27.1%

Under 18 years 37.9%

18 and over 22.3%

Married-couple families 13.6%

Female-led households 47.5%

Income support

Source	% of households
Social Security	28.8%
Retirement income	15.9%
Supplemental Security	5.3%
Cash public assistance	2.4%
Food stamps / SNAP	20.5%

Health indicators

Condition	%
Obesity	38.3%
High blood pressure	37.6%
High cholesterol	32.6%
Diabetes	14.0%
Heart disease	7.2%
Stroke	4.2%
Asthma	11.3%
Arthritis	26.7%
Kidney disease	3.5%
Pulmonary disease	10.1%
Cancer	5.3%

Behavior / access	%
Smoking	25.2%
Binge drinking	14.1%
No physical activity	31.9%
Less than 7 hrs sleep	34.5%
Depression	25.4%
Fair or poor health	23.9%
Poor mental health	18.6%
Poor physical health	14.3%
No health insurance	26.8%
Visited doctor (checkup)	74.7%
Visited dentist	48.9%
Cholesterol screening	86.5%
Teeth loss	26.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	651	3.9%

Disability	%
Any disability	13.3%
Under 18	4.4%
18–64 years	12.2%
65 and over	40.8%

Health insurance coverage

Type	%
Private insurance	46.9%
Public insurance	38.6%
No insurance	25.8%
Uninsured under 19	14.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	21,264	88.5%
Spanish	3,189	15.0%
Other Indo-European	2,755	13.0%
Asian & Pacific Islander	0	0.0%
Other languages	184	0.9%

Place of birth & citizenship

Origin	Count	%
Native born (US)	19,392	80.8%
Born in same state	19,216	80.0%
Born in different state	14,118	58.8%
Foreign born	176	0.7%
Naturalized citizen	4,622	19.2%
Not a US citizen	1,023	22.1%

Ancestry

Ancestry	Count	%
Italian	1,657	6.9%
French	1,493	6.2%
Arab	1,271	5.3%
English	163	0.7%

Ancestry	Count	%
Polish	22	0.1%
Norwegian	19	0.1%
Dutch	10	0%
German	9	0%

Technology access

Metric	% of households
Computer access	37.5%
Internet access	91.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38122

What city is ZIP code 38122 in?

ZIP code 38122 is primarily assigned to Memphis, Tennessee.

What county is ZIP code 38122 in?

ZIP code 38122 falls within Shelby County, Tennessee.

Is ZIP code 38122 family-oriented?

31% of residents in ZIP code 38122 are under 18, reflecting a younger, family-oriented community.

What is the poverty rate in ZIP code 38122?

27% of residents in ZIP code 38122 live below the poverty line, above the national average.

What is the typical home value in ZIP code 38122?

The median home value in ZIP code 38122 is $94,200.

What is the median household income in ZIP code 38122?

The median household income in ZIP code 38122 is $45,065, below the national median of ~$75,000.

What timezone is ZIP code 38122 in?

ZIP code 38122 observes the CST timezone.