38128 ZIP Code — Memphis, TN

Shelby County, Tennessee

ZIP code 38128 is located in Memphis, Tennessee, within Shelby County. It covers approximately 23.64 square miles and serves a population of 44,400 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 901.

About ZIP code 38128

The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $111,100. Renters make up the majority at 58%, typical of denser urban areas.

Median household income is $40,497. Poverty affects 26% of residents, above the national average. SNAP benefit usage at 28% of households reflects economic stress in the area.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (16%), smoking (25%) compared to national benchmarks.

Overall, ZIP code 38128 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and elevated reliance on food assistance.

44,400

population

23.64

sq mi land

Standard

ZIP type

Central (CT)

timezone

38128 ZIP code map

Cities in ZIP code 38128

Below are the cities the US Postal Service accepts for ZIP code 38128. Using any city not on this list may result in mail delivery delays.

City	Status
Memphis	Acceptable
Memphis	Preferred

Nearby ZIP codes

38108 Memphis (3.9 mi) 38122 Memphis (4.5 mi) 38135 Memphis (4.5 mi) 38134 Memphis (4.6 mi) 38112 Memphis (6.3 mi) 38107 Memphis (6.4 mi) 38152 Memphis (7.2 mi) 38133 Memphis (7.4 mi) 38117 Memphis (7.5 mi) 38104 Memphis (7.5 mi) 38055 Millington (7.6 mi) 38157 Memphis (7.7 mi)

Demographics updated 05/2026

Population
Total population	44,400
Population density	1,878 / sq mi
State FIPS	47
County FIPS	157

Geography
Land area	23.64 sq mi
Water area	0.36 sq mi
Latitude	35.2222
Longitude	-89.9222
Timezone	Central (CT)
Area code	901

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	62.5%	48.0%	45.7%
$50k – $100k	27.4%	27.7%	30.9%
$100k – $200k	9.2%	17.7%	18.3%
Over $200k	1.0%	6.5%	5.1%

Demographics & statistics

44,400

Population

1,878

People per sq mi

30.3

Median age

$40,497

Median household income

$22,728

Per capita income

$111,100

Median home value

$1,069

Median monthly rent

41.8%

Home ownership

26.1%

Poverty rate

7.7%

Unemployment

9,373

Housing units

14.4%

Bachelor's or higher

Age distribution

Male Female

1,548

Under 5

1,895

2,070

5–9

2,534

1,656

10–14

2,027

1,116

15–19

1,367

1,571

20–24

1,922

3,544

25–34

4,338

2,138

35–44

2,617

1,938

45–54

2,373

989

55–59

1,211

1,147

60–64

1,405

1,354

65–74

1,657

670

75–84

819

222

85+

272

← Male

Female →

Age summary

Group	Count	%
Under 18	13,399	30.2%
18 and over	31,001	69.8%
65 and over	4,994	11.2%
Median age	30.3 years

Race & ethnicity

Black or African American 78.1%

White 10.6%

Hispanic or Latino 4.1%

Two or more races 3.6%

Other race 3.3%

Asian 0.3%

American Indian / Alaska Native 0.1%

Group	Count	%
Black or African American	36,154	78.1%
White	4,900	10.6%
Hispanic or Latino	1,892	4.1%
Two or more races	1,671	3.6%
Other race	1,509	3.3%
Asian	142	0.3%
American Indian / Alaska Native	24	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	62.5%	48.0%	45.7%
$50k – $100k	27.4%	27.7%	30.9%
$100k – $200k	9.2%	17.7%	18.3%
Over $200k	1.0%	6.5%	5.1%

Under $10k 9.2%

$10k–$15k 6.1%

$15k–$25k 11.6%

$25k–$35k 14.8%

$35k–$50k 16.7%

$50k–$75k 18.0%

$75k–$100k 11.2%

$100k–$150k 6.8%

$150k–$200k 2.6%

$200k+ 3.0%

Range	% of households
Under $10k	9.2%
$10k–$15k	6.1%
$15k–$25k	11.6%
$25k–$35k	14.8%
$35k–$50k	16.7%
$50k–$75k	18.0%
$75k–$100k	11.2%
$100k–$150k	6.8%
$150k–$200k	2.6%
$200k+	3.0%
Median income	$40,497

Housing

Home values

Under $50k 8.7%

$50k–$100k 36.0%

$100k–$150k 26.1%

$150k–$200k 16.6%

$200k–$300k 9.1%

$300k–$500k 2.1%

$500k–$1M 1.3%

$1M+ 0.1%

Housing overview

Metric	Value
Median home value	$111,100
Median rent / month	$1,069
Owner occupied	41.8%
Renter occupied	58.2%
Vacant	14.9%
Single-family detached	62.2%
Large apartment buildings	4.7%
Mobile homes	3.0%
Median rooms	5.3
Avg household size (owned)	2.71

Year built

Era	%
2020 or later	0.0%
2010–2019	1.9%
2000–2009	6.8%
1990–1999	13.7%
1980–1989	15.1%
1970–1979	29.6%
1960–1969	17.2%
1950–1959	9.6%
1940–1949	3.1%
1939 or earlier	3.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	8.3%
2 bedrooms	27.2%
3 bedrooms	50.8%
4 bedrooms	10.4%
5+ bedrooms	2.4%

Vehicles per household

Vehicles	% of households
No vehicle	10.7%
1 vehicle	38.7%
2 vehicles	34.3%
3 or more	16.3%

Heating fuel

Fuel type	%
Utility gas	30.9%
Electricity	67.6%
Propane / LP gas	0.7%
Fuel oil	0.3%
Wood	0.1%
Solar	0.3%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	3,860	24.4%
Cohabiting couple	1,675	10.6%
Male householder, no spouse	2,605	16.5%
Female householder, no spouse	7,678	48.5%
Households with children under 18	6,077	38.4%
Households with seniors (65+)	3,703	23.4%
Average household size	2.78

Marital status

Status	Male	Female
Never married	54.8%	51.1%
Married	31.2%	23.8%
Separated	3.6%	2.7%
Widowed	2.3%	6.3%
Divorced	8.1%	16.2%

Education

Less than 9th grade 3.3%

Some HS, no diploma 10.6%

HS graduate 40.3%

Some college, no degree 23.6%

Associate's degree 7.8%

Bachelor's degree 9.6%

Graduate / professional 4.9%

Metric	%
HS diploma or higher	86.1%
Bachelor's or higher	14.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	951	7.7%
Kindergarten	933	7.6%
Elementary school	6,312	51.4%
High school	2,138	17.4%
College / grad school	1,955	15.9%

Employment

Industry of employment

Education & healthcare 21.8%

Transportation & utilities 16.5%

Retail trade 14.1%

Professional & management 9.6%

Arts, food & hospitality 9.0%

Manufacturing 8.3%

Public administration 6.4%

Other services 4.8%

Construction 4.6%

Finance & real estate 2.2%

Wholesale trade 2.1%

Information 0.5%

Agriculture & mining 0.1%

Occupation

Category	%
Management, business & arts	20.5%
Service	27.3%
Sales & office	18.6%
Natural resources & construction	7.7%
Production & transportation	25.9%

Employment type

Type	%
Private sector	77.9%
Government	17.2%
Self-employed	4.4%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	81.1%
Carpool	12.9%
Public transit	0.1%
Walk	0.5%
Work from home	4.1%
Other means	1.2%
Avg commute (minutes)	23.7

Poverty

All people 26.1%

Under 18 years 37.4%

18 and over 21.2%

Married-couple families 8.3%

Female-led households 32.5%

Income support

Source	% of households
Social Security	24.9%
Retirement income	14.3%
Supplemental Security	8.5%
Cash public assistance	1.8%
Food stamps / SNAP	27.8%

Health indicators

Condition	%
Obesity	43.8%
High blood pressure	42.6%
High cholesterol	30.5%
Diabetes	15.6%
Heart disease	6.1%
Stroke	4.3%
Asthma	12.9%
Arthritis	26.3%
Kidney disease	3.4%
Pulmonary disease	8.5%
Cancer	4.6%

Behavior / access	%
Smoking	25.0%
Binge drinking	11.9%
No physical activity	32.7%
Less than 7 hrs sleep	40.4%
Depression	23.4%
Fair or poor health	24.2%
Poor mental health	19.3%
Poor physical health	13.6%
No health insurance	25.1%
Visited doctor (checkup)	79.7%
Visited dentist	47.7%
Cholesterol screening	89.0%
Teeth loss	24.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,810	5.9%

Disability	%
Any disability	14.8%
Under 18	7.0%
18–64 years	14.6%
65 and over	36.8%

Health insurance coverage

Type	%
Private insurance	49.6%
Public insurance	44.9%
No insurance	14.2%
Uninsured under 19	4.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	40,957	92.2%
Spanish	990	2.4%
Other Indo-European	838	2.0%
Asian & Pacific Islander	0	0.0%
Other languages	84	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	42,834	96.5%
Born in same state	42,617	96.0%
Born in different state	33,642	75.8%
Foreign born	217	0.5%
Naturalized citizen	1,566	3.5%
Not a US citizen	616	39.3%

Ancestry

Ancestry	Count	%
French	939	2.1%
Arab	734	1.7%
Italian	541	1.2%

Ancestry	Count	%
English	60	0.1%
Irish	12	0%

Technology access

Metric	% of households
Computer access	35.6%
Internet access	91.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38128

What city is ZIP code 38128 in?

ZIP code 38128 is primarily assigned to Memphis, Tennessee.

What county is ZIP code 38128 in?

ZIP code 38128 falls within Shelby County, Tennessee.

Is ZIP code 38128 family-oriented?

30% of residents in ZIP code 38128 are under 18, reflecting a younger, family-oriented community.

What is the poverty rate in ZIP code 38128?

26% of residents in ZIP code 38128 live below the poverty line, above the national average.

Is ZIP code 38128 mostly rentals?

58% of occupied units in ZIP code 38128 are renter-occupied.

How educated is the population of ZIP code 38128?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What timezone is ZIP code 38128 in?

ZIP code 38128 observes the CST timezone.