38107 ZIP Code — Memphis, TN

Shelby County, Tennessee

ZIP code 38107 is located in Memphis, Tennessee, within Shelby County. It covers approximately 5.45 square miles and serves a population of 14,509 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 901.

About ZIP code 38107

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $110,100. Renters make up the majority at 62%, typical of denser urban areas.

Median household income is $34,325. Poverty affects 31% of residents, above the national average. SNAP benefit usage at 25% of households reflects economic stress in the area.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of obesity (45%), diabetes (20%), smoking (26%) compared to national benchmarks.

Overall, ZIP code 38107 reflects a community defined by economic challenges above the national average and elevated reliance on food assistance.

14,509

population

5.45

sq mi land

Standard

ZIP type

Central (CT)

timezone

38107 ZIP code map

Cities in ZIP code 38107

Below are the cities the US Postal Service accepts for ZIP code 38107. Using any city not on this list may result in mail delivery delays.

City	Status
Memphis	Acceptable
Memphis	Preferred

Nearby ZIP codes

38105 Memphis (1.7 mi) 38151 Memphis (2.4 mi) 38166 Memphis (2.4 mi) 38136 Memphis (2.4 mi) 38150 Memphis (2.4 mi) 38145 Memphis (2.4 mi) 38161 Memphis (2.4 mi) 38159 Memphis (2.4 mi) 38188 Memphis (2.4 mi) 38163 Memphis (2.4 mi) 38197 Memphis (2.4 mi) 38193 Memphis (2.4 mi)

Demographics updated 05/2026

Population
Total population	14,509
Population density	2,662 / sq mi
State FIPS	47
County FIPS	157

Geography
Land area	5.45 sq mi
Water area	0.11 sq mi
Latitude	35.1725
Longitude	-90.0173
Timezone	Central (CT)
Area code	901

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	65.5%	48.0%	45.7%
$50k – $100k	25.6%	27.7%	30.9%
$100k – $200k	7.7%	17.7%	18.3%
Over $200k	1.2%	6.5%	5.1%

Demographics & statistics

14,509

Population

2,662

People per sq mi

37.1

Median age

$34,325

Median household income

$24,711

Per capita income

$110,100

Median home value

$943

Median monthly rent

37.7%

Home ownership

30.5%

Poverty rate

12.3%

Unemployment

3,824

Housing units

23.2%

Bachelor's or higher

Age distribution

Male Female

343

Under 5

336

389

5–9

383

543

10–14

533

443

15–19

436

489

20–24

480

1,270

25–34

1,247

829

35–44

815

776

45–54

762

461

55–59

452

627

60–64

616

706

65–74

693

291

75–84

285

153

85+

151

← Male

Female →

Age summary

Group	Count	%
Under 18	3,099	21.4%
18 and over	11,410	78.6%
65 and over	2,279	15.7%
Median age	37.1 years

Race & ethnicity

Black or African American 76.2%

White 17.2%

Two or more races 2.4%

Hispanic or Latino 2%

Other race 1.4%

Asian 0.6%

American Indian / Alaska Native 0.1%

Group	Count	%
Black or African American	11,283	76.2%
White	2,547	17.2%
Two or more races	357	2.4%
Hispanic or Latino	298	2%
Other race	213	1.4%
Asian	87	0.6%
American Indian / Alaska Native	21	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	65.5%	48.0%	45.7%
$50k – $100k	25.6%	27.7%	30.9%
$100k – $200k	7.7%	17.7%	18.3%
Over $200k	1.2%	6.5%	5.1%

Under $10k 14.5%

$10k–$15k 10.9%

$15k–$25k 10.9%

$25k–$35k 14.1%

$35k–$50k 12.5%

$50k–$75k 13.1%

$75k–$100k 10.8%

$100k–$150k 8.6%

$150k–$200k 2.4%

$200k+ 2.3%

Range	% of households
Under $10k	14.5%
$10k–$15k	10.9%
$15k–$25k	10.9%
$25k–$35k	14.1%
$35k–$50k	12.5%
$50k–$75k	13.1%
$75k–$100k	10.8%
$100k–$150k	8.6%
$150k–$200k	2.4%
$200k+	2.3%
Median income	$34,325

Housing

Home values

Under $50k 19.3%

$50k–$100k 27.0%

$100k–$150k 15.8%

$150k–$200k 13.3%

$200k–$300k 15.1%

$300k–$500k 8.0%

$500k–$1M 0.9%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$110,100
Median rent / month	$943
Owner occupied	37.7%
Renter occupied	62.3%
Vacant	17.8%
Single-family detached	64.7%
Large apartment buildings	6.4%
Mobile homes	0.3%
Median rooms	5.3
Avg household size (owned)	2.45

Year built

Era	%
2020 or later	1.0%
2010–2019	7.3%
2000–2009	8.6%
1990–1999	2.5%
1980–1989	2.1%
1970–1979	8.2%
1960–1969	10.1%
1950–1959	14.8%
1940–1949	12.3%
1939 or earlier	33.2%

Bedrooms

Size	% of units
No bedroom (studio)	2.7%
1 bedroom	12.7%
2 bedrooms	37.1%
3 bedrooms	35.6%
4 bedrooms	10.7%
5+ bedrooms	1.3%

Vehicles per household

Vehicles	% of households
No vehicle	16.5%
1 vehicle	51.8%
2 vehicles	23.2%
3 or more	8.5%

Heating fuel

Fuel type	%
Utility gas	50.0%
Electricity	45.9%
Propane / LP gas	2.3%
Fuel oil	0.2%
Solar	0.2%
No fuel used	1.2%

Households & families

Household type	Count	%
Married-couple family	1,057	16.4%
Cohabiting couple	622	9.7%
Male householder, no spouse	2,204	34.2%
Female householder, no spouse	2,558	39.7%
Households with children under 18	1,397	21.7%
Households with seniors (65+)	1,698	26.4%
Average household size	2.21

Marital status

Status	Male	Female
Never married	55.9%	55.0%
Married	21.7%	20.3%
Separated	2.6%	2.2%
Widowed	3.7%	9.1%
Divorced	16.1%	13.4%

Education

Less than 9th grade 4.4%

Some HS, no diploma 10.6%

HS graduate 27.0%

Some college, no degree 28.0%

Associate's degree 6.7%

Bachelor's degree 13.5%

Graduate / professional 9.7%

Metric	%
HS diploma or higher	85.0%
Bachelor's or higher	23.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	166	4.7%
Kindergarten	89	2.5%
Elementary school	1,528	43.1%
High school	759	21.4%
College / grad school	1,000	28.2%

Employment

Industry of employment

Education & healthcare 28.0%

Transportation & utilities 12.8%

Arts, food & hospitality 12.3%

Professional & management 11.4%

Retail trade 9.1%

Manufacturing 7.3%

Public administration 4.8%

Finance & real estate 4.6%

Other services 4.4%

Information 2.7%

Construction 1.5%

Wholesale trade 1.2%

Occupation

Category	%
Management, business & arts	34.4%
Service	23.3%
Sales & office	20.4%
Natural resources & construction	2.5%
Production & transportation	19.5%

Employment type

Type	%
Private sector	84.0%
Government	12.8%
Self-employed	2.9%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	75.5%
Carpool	6.6%
Public transit	5.7%
Walk	3.1%
Work from home	8.2%
Other means	0.9%
Avg commute (minutes)	23.1

Poverty

All people 30.5%

Under 18 years 41.6%

18 and over 27.6%

Married-couple families 1.8%

Female-led households 30.3%

Income support

Source	% of households
Social Security	29.4%
Retirement income	17.5%
Supplemental Security	10.0%
Cash public assistance	2.2%
Food stamps / SNAP	24.8%

Health indicators

Condition	%
Obesity	45.3%
High blood pressure	48.2%
High cholesterol	32.8%
Diabetes	20.3%
Heart disease	7.8%
Stroke	6.2%
Asthma	13.3%
Arthritis	30.5%
Kidney disease	4.5%
Pulmonary disease	10.3%
Cancer	5.3%

Behavior / access	%
Smoking	25.8%
Binge drinking	11.1%
No physical activity	35.1%
Less than 7 hrs sleep	40.7%
Depression	22.8%
Fair or poor health	28.4%
Poor mental health	18.7%
Poor physical health	15.7%
No health insurance	23.9%
Visited doctor (checkup)	81.4%
Visited dentist	46.6%
Cholesterol screening	90.0%
Teeth loss	31.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	919	8.1%

Disability	%
Any disability	18.3%
Under 18	8.6%
18–64 years	16.8%
65 and over	37.6%

Health insurance coverage

Type	%
Private insurance	51.9%
Public insurance	46.4%
No insurance	11.6%
Uninsured under 19	4.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	13,830	95.3%
Spanish	69	0.5%
Other Indo-European	69	0.5%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	14,378	99.1%
Born in same state	14,327	98.7%
Born in different state	9,959	68.6%
Foreign born	51	0.4%
Naturalized citizen	131	0.9%
Not a US citizen	45	34.4%

Ancestry

Ancestry	Count	%
French	445	3.1%
Italian	402	2.8%
Arab	297	2%

Ancestry	Count	%
English	42	0.3%
German	25	0.2%
Polish	9	0.1%

Technology access

Metric	% of households
Computer access	44.4%
Internet access	84.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38107

What city is ZIP code 38107 in?

ZIP code 38107 is primarily assigned to Memphis, Tennessee.

What county is ZIP code 38107 in?

ZIP code 38107 falls within Shelby County, Tennessee.

What is the poverty rate in ZIP code 38107?

31% of residents in ZIP code 38107 live below the poverty line, above the national average.

Is ZIP code 38107 mostly rentals?

62% of occupied units in ZIP code 38107 are renter-occupied.

What are the health statistics for ZIP code 38107?

Health data for ZIP code 38107 shows elevated rates of obesity (45%) and diabetes (20%) and smoking (26%) compared to national benchmarks.

What is the typical home value in ZIP code 38107?

The median home value in ZIP code 38107 is $110,100.

What timezone is ZIP code 38107 in?

ZIP code 38107 observes the CST timezone.