38104 ZIP Code — Memphis, TN
Shelby County, Tennessee
ZIP code 38104 is located in Memphis, Tennessee, within Shelby County. It covers approximately 4.95 square miles and serves a population of 23,408 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 901.
About ZIP code 38104
The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the pre-1940, giving the area an established character. Median home value is $288,900. Renters make up the majority at 63%, typical of denser urban areas.
The gap between median ($53,351) and mean household income suggests income inequality — a small number of higher earners pull the average up.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average.
Educational attainment is high — 50% of residents hold a bachelor's degree or higher, well above the national average of 33%.
23,408
population
4.95
sq mi land
Standard
ZIP type
Central (CT)
timezone
38104 ZIP code map
Cities in ZIP code 38104
Below are the cities the US Postal Service accepts for ZIP code 38104. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Memphis | Acceptable |
| Memphis | Preferred |
Nearby ZIP codes
38112 Memphis (1.3 mi)
38105 Memphis (2.2 mi)
38126 Memphis (2.5 mi)
38114 Memphis (2.6 mi)
38107 Memphis (2.7 mi)
37501 Memphis (2.8 mi)
38136 Memphis (2.8 mi)
38159 Memphis (2.8 mi)
38145 Memphis (2.8 mi)
38197 Memphis (2.8 mi)
38151 Memphis (2.8 mi)
38150 Memphis (2.8 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 23,408 |
| Population density | 4,729 / sq mi |
| State FIPS | 47 |
| County FIPS | 157 |
| Geography | |
|---|---|
| Land area | 4.95 sq mi |
| Water area | 0.00 sq mi |
| Latitude | 35.1356 |
| Longitude | -90.0019 |
| Timezone | Central (CT) |
| Area code | 901 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 55.1% | 48.0% | 45.7% |
| $50k – $100k | 23.9% | 27.7% | 30.9% |
| $100k – $200k | 14.0% | 17.7% | 18.3% |
| Over $200k | 7.1% | 6.5% | 5.1% |
Demographics & statistics
23,408
Population
4,729
People per sq mi
37.1
Median age
$53,351
Median household income
$49,764
Per capita income
$288,900
Median home value
$1,002
Median monthly rent
37.5%
Home ownership
15.0%
Poverty rate
4.7%
Unemployment
6,443
Housing units
50.2%
Bachelor's or higher
Age distribution
Male
Female
428
Under 5
436
372
5–9
378
435
10–14
443
504
15–19
512
836
20–24
851
2,872
25–34
2,921
1,691
35–44
1,721
1,449
45–54
1,475
669
55–59
680
703
60–64
716
1,045
65–74
1,064
461
75–84
468
138
85+
140
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 3,035 | 13.0% |
| 18 and over | 20,373 | 87.0% |
| 65 and over | 3,316 | 14.2% |
| Median age | 37.1 years | |
Race & ethnicity
White
60.5%
Black or African American
27.9%
Two or more races
3.6%
Asian
3.2%
Hispanic or Latino
2.9%
Other race
1.5%
American Indian / Alaska Native
0.2%
Native Hawaiian / Pacific Islander
0.1%
| Group | Count | % |
|---|---|---|
| White | 14,587 | 60.5% |
| Black or African American | 6,728 | 27.9% |
| Two or more races | 878 | 3.6% |
| Asian | 774 | 3.2% |
| Hispanic or Latino | 711 | 2.9% |
| Other race | 364 | 1.5% |
| American Indian / Alaska Native | 60 | 0.2% |
| Native Hawaiian / Pacific Islander | 17 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 55.1% | 48.0% | 45.7% |
| $50k – $100k | 23.9% | 27.7% | 30.9% |
| $100k – $200k | 14.0% | 17.7% | 18.3% |
| Over $200k | 7.1% | 6.5% | 5.1% |
Under $10k
7.3%
$10k–$15k
5.7%
$15k–$25k
9.6%
$25k–$35k
6.9%
$35k–$50k
17.3%
$50k–$75k
17.0%
$75k–$100k
10.5%
$100k–$150k
11.0%
$150k–$200k
5.2%
$200k+
9.4%
| Range | % of households |
|---|---|
| Under $10k | 7.3% |
| $10k–$15k | 5.7% |
| $15k–$25k | 9.6% |
| $25k–$35k | 6.9% |
| $35k–$50k | 17.3% |
| $50k–$75k | 17.0% |
| $75k–$100k | 10.5% |
| $100k–$150k | 11.0% |
| $150k–$200k | 5.2% |
| $200k+ | 9.4% |
| Median income | $53,351 |
Housing
Home values
Under $50k
1.9%
$50k–$100k
6.3%
$100k–$150k
7.7%
$150k–$200k
6.0%
$200k–$300k
32.1%
$300k–$500k
33.9%
$500k–$1M
10.7%
$1M+
1.4%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $288,900 |
| Median rent / month | $1,002 |
| Owner occupied | 37.5% |
| Renter occupied | 62.5% |
| Vacant | 11.5% |
| Single-family detached | 38.1% |
| Large apartment buildings | 27.5% |
| Mobile homes | 0.2% |
| Median rooms | 4.6 |
| Avg household size (owned) | 2.13 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.7% |
| 2010–2019 | 1.7% |
| 2000–2009 | 7.3% |
| 1990–1999 | 1.4% |
| 1980–1989 | 4.5% |
| 1970–1979 | 8.0% |
| 1960–1969 | 10.1% |
| 1950–1959 | 15.7% |
| 1940–1949 | 6.3% |
| 1939 or earlier | 44.4% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 5.2% |
| 1 bedroom | 31.1% |
| 2 bedrooms | 34.6% |
| 3 bedrooms | 17.5% |
| 4 bedrooms | 9.0% |
| 5+ bedrooms | 2.7% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 12.8% |
| 1 vehicle | 51.0% |
| 2 vehicles | 27.4% |
| 3 or more | 8.9% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 51.8% |
| Electricity | 46.5% |
| Propane / LP gas | 0.5% |
| No fuel used | 0.3% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 2,710 | 21.2% |
| Cohabiting couple | 813 | 6.4% |
| Male householder, no spouse | 4,354 | 34.1% |
| Female householder, no spouse | 4,891 | 38.3% |
| Households with children under 18 | 1,797 | 14.1% |
| Households with seniors (65+) | 2,715 | 21.3% |
| Average household size | 1.76 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 52.8% | 47.4% |
| Married | 28.8% | 29.3% |
| Separated | 3.0% | 1.7% |
| Widowed | 1.6% | 6.1% |
| Divorced | 13.9% | 15.5% |
Education
Less than 9th grade
2.4%
Some HS, no diploma
4.6%
HS graduate
15.8%
Some college, no degree
22.5%
Associate's degree
4.5%
Bachelor's degree
29.2%
Graduate / professional
21.0%
| Metric | % |
|---|---|
| HS diploma or higher | 93.0% |
| Bachelor's or higher | 50.2% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 215 | 5.1% |
| Kindergarten | 319 | 7.6% |
| Elementary school | 1,055 | 25.3% |
| High school | 645 | 15.4% |
| College / grad school | 1,943 | 46.5% |
Employment
Industry of employment
Education & healthcare
26.8%
Professional & management
15.6%
Arts, food & hospitality
14.0%
Retail trade
8.3%
Transportation & utilities
8.2%
Manufacturing
6.8%
Finance & real estate
6.3%
Other services
5.5%
Construction
3.2%
Public administration
1.9%
Information
1.7%
Wholesale trade
1.6%
Agriculture & mining
0.2%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 52.5% |
| Service | 17.3% |
| Sales & office | 18.1% |
| Natural resources & construction | 3.2% |
| Production & transportation | 8.9% |
Employment type
| Type | % |
|---|---|
| Private sector | 84.0% |
| Government | 10.3% |
| Self-employed | 5.8% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 75.3% |
| Carpool | 8.2% |
| Public transit | 0.9% |
| Walk | 4.4% |
| Work from home | 10.0% |
| Other means | 1.2% |
| Avg commute (minutes) | 18.6 |
Poverty
All people
15.0%
Under 18 years
8.2%
18 and over
16.0%
Married-couple families
3.2%
Female-led households
6.6%
Income support
| Source | % of households |
|---|---|
| Social Security | 20.8% |
| Retirement income | 11.3% |
| Supplemental Security | 5.8% |
| Cash public assistance | 0.8% |
| Food stamps / SNAP | 9.9% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 34.5% |
| High blood pressure | 35.8% |
| High cholesterol | 32.0% |
| Diabetes | 12.4% |
| Heart disease | 6.0% |
| Stroke | 3.5% |
| Asthma | 10.5% |
| Arthritis | 24.7% |
| Kidney disease | 3.0% |
| Pulmonary disease | 7.1% |
| Cancer | 5.5% |
| Behavior / access | % |
|---|---|
| Smoking | 17.9% |
| Binge drinking | 14.9% |
| No physical activity | 22.9% |
| Less than 7 hrs sleep | 32.2% |
| Depression | 23.4% |
| Fair or poor health | 16.3% |
| Poor mental health | 16.0% |
| Poor physical health | 10.6% |
| No health insurance | 16.1% |
| Visited doctor (checkup) | 76.2% |
| Visited dentist | 61.0% |
| Cholesterol screening | 90.0% |
| Teeth loss | 17.7% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 954 | 4.7% |
| Disability | % |
|---|---|
| Any disability | 12.8% |
| Under 18 | 5.5% |
| 18–64 years | 10.3% |
| 65 and over | 34.2% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 70.2% |
| Public insurance | 23.8% |
| No insurance | 13.4% |
| Uninsured under 19 | 1.7% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 22,544 | 96.3% |
| Spanish | 523 | 2.3% |
| Other Indo-European | 261 | 1.2% |
| Asian & Pacific Islander | 17 | 0.1% |
| Other languages | 226 | 1.0% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 22,165 | 94.7% |
| Born in same state | 21,841 | 93.3% |
| Born in different state | 12,703 | 54.3% |
| Foreign born | 324 | 1.4% |
| Naturalized citizen | 1,243 | 5.3% |
| Not a US citizen | 555 | 44.7% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 2,663 | 11.4% |
| Italian | 1,986 | 8.5% |
| Arab | 854 | 3.6% |
| English | 199 | 0.9% |
| Polish | 131 | 0.6% |
| Ancestry | Count | % |
|---|---|---|
| Irish | 70 | 0.3% |
| German | 61 | 0.3% |
| Dutch | 40 | 0.2% |
| Norwegian | 19 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 54.5% |
| Internet access | 91.5% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 38104
What city is ZIP code 38104 in?
ZIP code 38104 is primarily assigned to Memphis, Tennessee.
What county is ZIP code 38104 in?
ZIP code 38104 falls within Shelby County, Tennessee.
Is ZIP code 38104 mostly rentals?
63% of occupied units in ZIP code 38104 are renter-occupied.
How educated is the population of ZIP code 38104?
50% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
What is the population of ZIP code 38104?
ZIP code 38104 has an estimated population of 23,408 residents, with a density of 4,727 people per square mile.
What is the median household income in ZIP code 38104?
The median household income in ZIP code 38104 is $53,351, below the national median of ~$75,000.
What timezone is ZIP code 38104 in?
ZIP code 38104 observes the CST timezone.