46723 ZIP Code — Churubusco, IN

Whitley County, Indiana

ZIP code 46723 is located in Churubusco, Indiana, within Whitley County. It covers approximately 58.28 square miles and serves a population of 7,550 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 260.

About ZIP code 46723

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $186,500. Owner-occupancy is high at 85%, well above the national average.

Median household income is $77,943. 32% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 29 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 46723 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

7,550
population
58.28
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
46723 ZIP code map
Cities in ZIP code 46723

Below are the cities the US Postal Service accepts for ZIP code 46723. Using any city not on this list may result in mail delivery delays.

City Status
Churubusco Acceptable
Churubusco Preferred
Nearby ZIP codes
46818 Fort Wayne (7.1 mi) 46763 Laotto (7.3 mi) 46725 Columbia City (8.9 mi) 46701 Albion (9.7 mi) 46710 Avilla (9.7 mi) 46748 Huntertown (9.8 mi) 46738 Garrett (12.3 mi) 46808 Fort Wayne (12.6 mi) 46845 Fort Wayne (12.9 mi) 46814 Fort Wayne (13.1 mi) 46825 Fort Wayne (13.4 mi) 46760 Kimmell (13.7 mi)
Demographics updated 05/2026
Population
Total population 7,550
Population density 130 / sq mi
State FIPS 18
County FIPS 183
Geography
Land area 58.28 sq mi
Water area 0.48 sq mi
Latitude 41.2334
Longitude -85.3460
Timezone Eastern (ET)
Area code 260
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 35.1% 38.0% 42.9%
$50k – $100k 40.0% 38.5% 32.7%
$100k – $200k 21.5% 20.3% 19.8%
Over $200k 3.4% 3.2% 4.5%

Demographics & statistics

7,550
Population
130
People per sq mi
45.4
Median age
$77,943
Median household income
$37,136
Per capita income
$186,500
Median home value
$782
Median monthly rent
84.9%
Home ownership
9.4%
Poverty rate
3.9%
Unemployment
2,814
Housing units
16.2%
Bachelor's or higher

Age distribution

Male Female
177
Under 5
170
211
5–9
202
259
10–14
248
191
15–19
182
239
20–24
228
456
25–34
435
364
35–44
348
582
45–54
556
224
55–59
215
451
60–64
431
467
65–74
446
214
75–84
204
26
85+
24
← Male
Female →

Age summary

GroupCount%
Under 181,49819.8%
18 and over6,05280.2%
65 and over1,38118.3%
Median age45.4 years

Race & ethnicity

White 94%
Two or more races 2.1%
Hispanic or Latino 2%
Other race 0.9%
Asian 0.5%
Black or African American 0.5%
GroupCount%
White7,23894%
Two or more races1612.1%
Hispanic or Latino1542%
Other race700.9%
Asian400.5%
Black or African American380.5%

Household income

Income range This ZIP County avg State avg
Under $50k 35.1% 38.0% 42.9%
$50k – $100k 40.0% 38.5% 32.7%
$100k – $200k 21.5% 20.3% 19.8%
Over $200k 3.4% 3.2% 4.5%
Under $10k 4.6%
$10k–$15k 1.3%
$15k–$25k 4.4%
$25k–$35k 8.8%
$35k–$50k 10.1%
$50k–$75k 19.2%
$75k–$100k 21.7%
$100k–$150k 22.2%
$150k–$200k 5.6%
$200k+ 2.2%
Range% of households
Under $10k4.6%
$10k–$15k1.3%
$15k–$25k4.4%
$25k–$35k8.8%
$35k–$50k10.1%
$50k–$75k19.2%
$75k–$100k21.7%
$100k–$150k22.2%
$150k–$200k5.6%
$200k+2.2%
Median income$77,943

Housing

Home values

Under $50k 0.5%
$50k–$100k 12.1%
$100k–$150k 19.6%
$150k–$200k 21.8%
$200k–$300k 24.9%
$300k–$500k 14.6%
$500k–$1M 5.7%
$1M+ 0.7%

Housing overview

MetricValue
Median home value$186,500
Median rent / month$782
Owner occupied84.9%
Renter occupied15.1%
Vacant5.1%
Single-family detached92.8%
Large apartment buildings1.7%
Mobile homes2.2%
Median rooms6.1
Avg household size (owned)2.49

Year built

Era%
2020 or later0.3%
2010–20198.3%
2000–200910.8%
1990–199911.7%
1980–198913.3%
1970–197916.9%
1960–196910.2%
1950–19597.7%
1940–19492.7%
1939 or earlier18.0%

Bedrooms

Size% of units
No bedroom (studio)1.2%
1 bedroom4.7%
2 bedrooms16.1%
3 bedrooms58.8%
4 bedrooms15.1%
5+ bedrooms4.1%

Vehicles per household

Vehicles% of households
No vehicle1.9%
1 vehicle26.5%
2 vehicles32.4%
3 or more39.1%

Heating fuel

Fuel type%
Utility gas43.1%
Electricity28.9%
Propane / LP gas16.4%
Fuel oil1.9%
Wood6.3%
No fuel used2.0%

Households & families

Household typeCount%
Married-couple family1,73255.6%
Cohabiting couple1133.6%
Male householder, no spouse49515.9%
Female householder, no spouse77624.9%
Households with children under 1880725.9%
Households with seniors (65+)94130.2%
Average household size2.42

Marital status

StatusMaleFemale
Never married27.0%17.0%
Married60.5%58.5%
Separated0.4%0.5%
Widowed1.9%9.2%
Divorced10.3%14.7%

Education

Less than 9th grade 1.2%
Some HS, no diploma 5.5%
HS graduate 39.8%
Some college, no degree 22.8%
Associate's degree 14.4%
Bachelor's degree 11.7%
Graduate / professional 4.6%
Metric%
HS diploma or higher93.2%
Bachelor's or higher16.2%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool634.2%
Kindergarten805.3%
Elementary school77351.5%
High school30220.1%
College / grad school28418.9%

Employment

Industry of employment

Manufacturing 25.9%
Education & healthcare 24.7%
Retail trade 9.9%
Construction 8.7%
Professional & management 8.5%
Transportation & utilities 6.0%
Other services 4.3%
Public administration 3.6%
Finance & real estate 3.5%
Arts, food & hospitality 3.0%
Wholesale trade 1.0%
Information 0.6%
Agriculture & mining 0.3%

Occupation

Category%
Management, business & arts30.5%
Service17.9%
Sales & office20.1%
Natural resources & construction10.0%
Production & transportation21.4%

Employment type

Type%
Private sector90.9%
Government6.1%
Self-employed2.9%
Unpaid family workers0.0%

Commute

Method%
Drive alone83.8%
Carpool7.5%
Public transit0.0%
Walk1.3%
Work from home7.4%
Other means0.0%
Avg commute (minutes)29.3

Poverty

All people 9.4%
Under 18 years 16.5%
18 and over 7.7%
Married-couple families 1.0%
Female-led households 20.5%

Income support

Source% of households
Social Security31.8%
Retirement income25.7%
Supplemental Security2.2%
Cash public assistance1.7%
Food stamps / SNAP6.0%

Health indicators

Condition%
Obesity37.1%
High blood pressure33.6%
High cholesterol32.9%
Diabetes10.2%
Heart disease6.5%
Stroke2.9%
Asthma9.9%
Arthritis26.5%
Kidney disease2.7%
Pulmonary disease7.9%
Cancer6.6%
Behavior / access%
Smoking21.4%
Binge drinking17.1%
No physical activity24.8%
Less than 7 hrs sleep33.6%
Depression24.0%
Fair or poor health14.5%
Poor mental health15.5%
Poor physical health10.8%
No health insurance12.0%
Visited doctor (checkup)73.9%
Visited dentist64.2%
Cholesterol screening89.0%
Teeth loss15.1%

Veterans & disability

VeteransCount%
Civilian veterans3726.1%
Disability%
Any disability11.9%
Under 183.5%
18–64 years10.5%
65 and over25.9%

Health insurance coverage

Type%
Private insurance73.2%
Public insurance29.2%
No insurance8.7%
Uninsured under 191.7%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only7,20395.4%
Spanish100.1%
Other Indo-European30.0%
Asian & Pacific Islander00.0%
Other languages70.1%

Place of birth & citizenship

OriginCount%
Native born (US)7,42998.4%
Born in same state7,37397.7%
Born in different state6,04380.0%
Foreign born560.7%
Naturalized citizen1211.6%
Not a US citizen7562.0%

Ancestry

AncestryCount%
French79510.5%
Italian77210.2%
Arab5817.7%
English731%
AncestryCount%
German390.5%
Irish290.4%
Dutch210.3%
Polish160.2%

Technology access

Metric% of households
Computer access41.3%
Internet access95.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46723

What city is ZIP code 46723 in?

ZIP code 46723 is primarily assigned to Churubusco, Indiana.

What county is ZIP code 46723 in?

ZIP code 46723 falls within Whitley County, Indiana.

Is ZIP code 46723 mostly owner-occupied?

85% of occupied units in ZIP code 46723 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 46723?

The median home value in ZIP code 46723 is $186,500.

What is the population of ZIP code 46723?

ZIP code 46723 has an estimated population of 7,550 residents, with a density of 130 people per square mile.

What is the median household income in ZIP code 46723?

The median household income in ZIP code 46723 is $77,943, above the national median of ~$75,000.

What timezone is ZIP code 46723 in?

ZIP code 46723 observes the EST timezone.

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