46814 ZIP Code — Fort Wayne, IN

Allen County, Indiana

ZIP code 46814 is located in Fort Wayne, Indiana, within Allen County. It covers approximately 19.05 square miles and serves a population of 16,328 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 260.

About ZIP code 46814

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $343,200. Owner-occupancy is high at 92%, well above the national average.

The gap between median ($131,339) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 3% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

Educational attainment is high — 60% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 46814 reflects a community defined by a highly educated population and high homeownership.

16,328

population

19.05

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46814 ZIP code map

Cities in ZIP code 46814

Below are the cities the US Postal Service accepts for ZIP code 46814. Using any city not on this list may result in mail delivery delays.

City	Status
Fort Wayne	Preferred

Nearby ZIP codes

46804 Fort Wayne (3.9 mi) 46809 Fort Wayne (5.4 mi) 46783 Roanoke (5.9 mi) 46808 Fort Wayne (7.5 mi) 46802 Fort Wayne (7.8 mi) 46807 Fort Wayne (8.1 mi) 46798 Yoder (8.2 mi) 46818 Fort Wayne (8.6 mi) 46897 Fort Wayne (8.8 mi) 46819 Fort Wayne (10.4 mi) 46805 Fort Wayne (10.4 mi) 46803 Fort Wayne (11.7 mi)

Demographics updated 05/2026

Population
Total population	16,328
Population density	857 / sq mi
State FIPS	18
County FIPS	003

Geography
Land area	19.05 sq mi
Water area	0.02 sq mi
Latitude	41.0457
Longitude	-85.3059
Timezone	Eastern (ET)
Area code	260

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	15.1%	43.7%	42.9%
$50k – $100k	26.5%	34.2%	32.7%
$100k – $200k	37.4%	18.1%	19.8%
Over $200k	21.1%	4.0%	4.5%

Demographics & statistics

16,328

Population

857

People per sq mi

36.8

Median age

$131,339

Median household income

$64,550

Per capita income

$343,200

Median home value

$1,526

Median monthly rent

92.0%

Home ownership

3.1%

Poverty rate

4.8%

Unemployment

5,281

Housing units

59.9%

Bachelor's or higher

Age distribution

Male Female

517

Under 5

488

919

5–9

866

640

10–14

603

726

15–19

684

194

20–24

182

851

25–34

802

1,244

35–44

1,172

1,086

45–54

1,023

691

55–59

651

571

60–64

538

570

65–74

538

307

75–84

289

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	5,251	32.2%
18 and over	11,077	67.8%
65 and over	1,880	11.5%
Median age	36.8 years

Race & ethnicity

White 81.9%

Asian 6.7%

Two or more races 6.1%

Black or African American 2.6%

Hispanic or Latino 2.1%

Other race 0.6%

Group	Count	%
White	13,658	81.9%
Asian	1,111	6.7%
Two or more races	1,026	6.1%
Black or African American	432	2.6%
Hispanic or Latino	358	2.1%
Other race	101	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	15.1%	43.7%	42.9%
$50k – $100k	26.5%	34.2%	32.7%
$100k – $200k	37.4%	18.1%	19.8%
Over $200k	21.1%	4.0%	4.5%

Under $10k 1.6%

$10k–$15k 1.8%

$15k–$25k 1.7%

$25k–$35k 1.0%

$35k–$50k 5.2%

$50k–$75k 11.5%

$75k–$100k 12.2%

$100k–$150k 20.8%

$150k–$200k 14.7%

$200k+ 29.6%

Range	% of households
Under $10k	1.6%
$10k–$15k	1.8%
$15k–$25k	1.7%
$25k–$35k	1.0%
$35k–$50k	5.2%
$50k–$75k	11.5%
$75k–$100k	12.2%
$100k–$150k	20.8%
$150k–$200k	14.7%
$200k+	29.6%
Median income	$131,339

Housing

Home values

Under $50k 2.9%

$50k–$100k 0.3%

$100k–$150k 0.6%

$150k–$200k 9.6%

$200k–$300k 24.8%

$300k–$500k 40.1%

$500k–$1M 17.2%

$1M+ 4.5%

Housing overview

Metric	Value
Median home value	$343,200
Median rent / month	$1,526
Owner occupied	92.0%
Renter occupied	8.0%
Vacant	3.7%
Single-family detached	92.0%
Large apartment buildings	0.5%
Mobile homes	0.2%
Median rooms	8.1
Avg household size (owned)	3.07

Year built

Era	%
2020 or later	1.7%
2010–2019	24.1%
2000–2009	30.6%
1990–1999	22.5%
1980–1989	9.9%
1970–1979	4.7%
1960–1969	1.0%
1950–1959	1.2%
1940–1949	0.6%
1939 or earlier	3.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.9%
2 bedrooms	8.8%
3 bedrooms	34.7%
4 bedrooms	45.8%
5+ bedrooms	9.8%

Vehicles per household

Vehicles	% of households
No vehicle	1.5%
1 vehicle	15.0%
2 vehicles	47.9%
3 or more	35.6%

Heating fuel

Fuel type	%
Utility gas	79.7%
Electricity	18.5%
Propane / LP gas	0.5%
Wood	0.5%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	4,000	72.6%
Cohabiting couple	335	6.1%
Male householder, no spouse	574	10.4%
Female householder, no spouse	602	10.9%
Households with children under 18	2,472	44.9%
Households with seniors (65+)	1,239	22.5%
Average household size	2.95

Marital status

Status	Male	Female
Never married	24.3%	17.5%
Married	62.6%	68.6%
Separated	0.0%	0.3%
Widowed	1.5%	5.2%
Divorced	11.7%	8.4%

Education

Less than 9th grade 0.9%

Some HS, no diploma 1.2%

HS graduate 15.4%

Some college, no degree 12.1%

Associate's degree 10.5%

Bachelor's degree 31.4%

Graduate / professional 28.5%

Metric	%
HS diploma or higher	97.9%
Bachelor's or higher	59.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	272	5.5%
Kindergarten	357	7.2%
Elementary school	2,482	49.8%
High school	1,408	28.3%
College / grad school	463	9.3%

Employment

Industry of employment

Education & healthcare 29.1%

Manufacturing 18.9%

Professional & management 11.8%

Finance & real estate 11.2%

Retail trade 9.2%

Arts, food & hospitality 7.0%

Wholesale trade 3.3%

Transportation & utilities 2.8%

Other services 2.3%

Public administration 1.8%

Construction 1.0%

Information 0.9%

Agriculture & mining 0.7%

Occupation

Category	%
Management, business & arts	65.5%
Service	7.3%
Sales & office	18.5%
Natural resources & construction	2.4%
Production & transportation	6.4%

Employment type

Type	%
Private sector	87.7%
Government	7.5%
Self-employed	4.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.0%
Carpool	6.7%
Public transit	0.0%
Walk	0.0%
Work from home	11.3%
Other means	0.0%
Avg commute (minutes)	24.5

Poverty

All people 3.1%

Under 18 years 2.2%

18 and over 3.5%

Married-couple families 2.1%

Female-led households 7.8%

Income support

Source	% of households
Social Security	20.4%
Retirement income	21.2%
Supplemental Security	0.7%
Cash public assistance	3.5%
Food stamps / SNAP	0.6%

Health indicators

Condition	%
Obesity	31.7%
High blood pressure	28.9%
High cholesterol	29.7%
Diabetes	8.1%
Heart disease	4.9%
Stroke	2.1%
Asthma	9.3%
Arthritis	23.1%
Kidney disease	2.2%
Pulmonary disease	5.1%
Cancer	6.5%

Behavior / access	%
Smoking	14.2%
Binge drinking	16.5%
No physical activity	17.8%
Less than 7 hrs sleep	28.7%
Depression	20.8%
Fair or poor health	9.8%
Poor mental health	12.4%
Poor physical health	8.0%
No health insurance	8.0%
Visited doctor (checkup)	75.1%
Visited dentist	73.6%
Cholesterol screening	92.2%
Teeth loss	8.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	572	5.2%

Disability	%
Any disability	5.8%
Under 18	2.1%
18–64 years	4.1%
65 and over	25.5%

Health insurance coverage

Type	%
Private insurance	90.3%
Public insurance	16.2%
No insurance	3.0%
Uninsured under 19	0.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	15,323	93.8%
Spanish	299	2.0%
Other Indo-European	7	0.0%
Asian & Pacific Islander	68	0.4%
Other languages	224	1.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	15,104	92.5%
Born in same state	14,961	91.6%
Born in different state	10,616	65.0%
Foreign born	143	0.9%
Naturalized citizen	1,224	7.5%
Not a US citizen	801	65.4%

Ancestry

Ancestry	Count	%
French	1,601	9.8%
Italian	1,206	7.4%
Arab	819	5%
English	230	1.4%

Ancestry	Count	%
Polish	178	1.1%
Irish	125	0.8%
German	16	0.1%

Technology access

Metric	% of households
Computer access	33.8%
Internet access	98.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46814

What city is ZIP code 46814 in?

ZIP code 46814 is primarily assigned to Fort Wayne, Indiana.

What county is ZIP code 46814 in?

ZIP code 46814 falls within Allen County, Indiana.

Is ZIP code 46814 family-oriented?

32% of residents in ZIP code 46814 are under 18, reflecting a younger, family-oriented community.

How educated is the population of ZIP code 46814?

60% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 46814 mostly owner-occupied?

92% of occupied units in ZIP code 46814 are owner-occupied, well above the national average.

What is the median household income in ZIP code 46814?

The median household income in ZIP code 46814 is $131,339, above the national median of ~$75,000.

What timezone is ZIP code 46814 in?

ZIP code 46814 observes the EST timezone.