46818 ZIP Code — Fort Wayne, IN

Allen County, Indiana

ZIP code 46818 is located in Fort Wayne, Indiana, within Allen County. It covers approximately 66.79 square miles and serves a population of 21,752 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 260.

About ZIP code 46818

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $200,600. Owner-occupancy is high at 86%, well above the national average.

Median household income is $80,874. 30% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.

Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 46818 reflects a community defined by high homeownership and a significant Social Security-dependent population.

21,752

population

66.79

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46818 ZIP code map

Cities in ZIP code 46818

Below are the cities the US Postal Service accepts for ZIP code 46818. Using any city not on this list may result in mail delivery delays.

City	Status
Fort Wayne	Acceptable
Fort Wayne	Preferred

Nearby ZIP codes

46808 Fort Wayne (5.5 mi) 46723 Churubusco (7.1 mi) 46825 Fort Wayne (7.1 mi) 46748 Huntertown (7.6 mi) 46805 Fort Wayne (8.1 mi) 46804 Fort Wayne (8.1 mi) 46802 Fort Wayne (8.2 mi) 46897 Fort Wayne (8.3 mi) 46845 Fort Wayne (8.5 mi) 46814 Fort Wayne (8.6 mi) 46763 Laotto (9.6 mi) 46807 Fort Wayne (9.8 mi)

Demographics updated 05/2026

Population
Total population	21,752
Population density	326 / sq mi
State FIPS	18
County FIPS	003

Geography
Land area	66.79 sq mi
Water area	0.11 sq mi
Latitude	41.1623
Longitude	-85.2484
Timezone	Eastern (ET)
Area code	260

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.7%	43.7%	42.9%
$50k – $100k	35.9%	34.2%	32.7%
$100k – $200k	23.6%	18.1%	19.8%
Over $200k	3.7%	4.0%	4.5%

Demographics & statistics

21,752

Population

326

People per sq mi

35.4

Median age

$80,874

Median household income

$35,134

Per capita income

$200,600

Median home value

$1,165

Median monthly rent

85.6%

Home ownership

9.1%

Poverty rate

2.4%

Unemployment

7,224

Housing units

28.2%

Bachelor's or higher

Age distribution

Male Female

729

Under 5

692

886

5–9

842

785

10–14

745

646

15–19

614

560

20–24

532

1,902

25–34

1,806

1,575

35–44

1,495

1,329

45–54

1,262

507

55–59

481

603

60–64

572

1,170

65–74

1,112

339

75–84

322

126

85+

120

← Male

Female →

Age summary

Group	Count	%
Under 18	5,534	25.4%
18 and over	16,218	74.6%
65 and over	3,189	14.7%
Median age	35.4 years

Race & ethnicity

White 79.7%

Two or more races 6.8%

Hispanic or Latino 4.8%

Black or African American 3.3%

Asian 2.7%

Other race 2.3%

American Indian / Alaska Native 0.2%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	18,207	79.7%
Two or more races	1,561	6.8%
Hispanic or Latino	1,095	4.8%
Black or African American	765	3.3%
Asian	622	2.7%
Other race	527	2.3%
American Indian / Alaska Native	36	0.2%
Native Hawaiian / Pacific Islander	34	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.7%	43.7%	42.9%
$50k – $100k	35.9%	34.2%	32.7%
$100k – $200k	23.6%	18.1%	19.8%
Over $200k	3.7%	4.0%	4.5%

Under $10k 2.1%

$10k–$15k 1.8%

$15k–$25k 3.7%

$25k–$35k 7.2%

$35k–$50k 13.0%

$50k–$75k 18.0%

$75k–$100k 17.1%

$100k–$150k 21.7%

$150k–$200k 8.5%

$200k+ 6.9%

Range	% of households
Under $10k	2.1%
$10k–$15k	1.8%
$15k–$25k	3.7%
$25k–$35k	7.2%
$35k–$50k	13.0%
$50k–$75k	18.0%
$75k–$100k	17.1%
$100k–$150k	21.7%
$150k–$200k	8.5%
$200k+	6.9%
Median income	$80,874

Housing

Home values

Under $50k 14.4%

$50k–$100k 4.1%

$100k–$150k 10.8%

$150k–$200k 20.4%

$200k–$300k 36.9%

$300k–$500k 10.4%

$500k–$1M 2.5%

$1M+ 0.6%

Housing overview

Metric	Value
Median home value	$200,600
Median rent / month	$1,165
Owner occupied	85.6%
Renter occupied	14.4%
Vacant	4.5%
Single-family detached	77.0%
Large apartment buildings	0.6%
Mobile homes	18.1%
Median rooms	6.1
Avg household size (owned)	2.67

Year built

Era	%
2020 or later	1.6%
2010–2019	15.0%
2000–2009	23.9%
1990–1999	19.0%
1980–1989	10.5%
1970–1979	9.1%
1960–1969	6.4%
1950–1959	4.9%
1940–1949	3.9%
1939 or earlier	5.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	1.4%
2 bedrooms	14.4%
3 bedrooms	63.8%
4 bedrooms	18.8%
5+ bedrooms	1.5%

Vehicles per household

Vehicles	% of households
No vehicle	1.8%
1 vehicle	27.7%
2 vehicles	44.2%
3 or more	26.3%

Heating fuel

Fuel type	%
Utility gas	73.9%
Electricity	17.0%
Propane / LP gas	7.2%
Fuel oil	1.0%
Wood	0.4%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	4,549	56.9%
Cohabiting couple	754	9.4%
Male householder, no spouse	1,291	16.2%
Female householder, no spouse	1,399	17.5%
Households with children under 18	2,767	34.6%
Households with seniors (65+)	2,175	27.2%
Average household size	2.69

Marital status

Status	Male	Female
Never married	31.9%	23.8%
Married	54.7%	56.3%
Separated	1.3%	1.9%
Widowed	1.7%	6.5%
Divorced	10.4%	11.5%

Education

Less than 9th grade 3.7%

Some HS, no diploma 5.7%

HS graduate 27.8%

Some college, no degree 22.1%

Associate's degree 12.6%

Bachelor's degree 21.1%

Graduate / professional 7.1%

Metric	%
HS diploma or higher	90.6%
Bachelor's or higher	28.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	374	7.5%
Kindergarten	234	4.7%
Elementary school	2,491	50.2%
High school	1,043	21.0%
College / grad school	819	16.5%

Employment

Industry of employment

Education & healthcare 23.0%

Manufacturing 19.9%

Retail trade 11.7%

Professional & management 9.5%

Arts, food & hospitality 8.7%

Transportation & utilities 5.9%

Construction 5.4%

Finance & real estate 4.6%

Other services 4.5%

Wholesale trade 2.2%

Public administration 2.0%

Information 1.6%

Agriculture & mining 1.1%

Occupation

Category	%
Management, business & arts	42.5%
Service	14.8%
Sales & office	19.2%
Natural resources & construction	6.5%
Production & transportation	17.0%

Employment type

Type	%
Private sector	87.7%
Government	8.4%
Self-employed	3.8%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	81.8%
Carpool	9.6%
Public transit	0.3%
Walk	1.5%
Work from home	6.1%
Other means	0.6%
Avg commute (minutes)	21.7

Poverty

All people 9.1%

Under 18 years 14.2%

18 and over 7.4%

Married-couple families 2.9%

Female-led households 16.9%

Income support

Source	% of households
Social Security	30.2%
Retirement income	22.2%
Supplemental Security	3.7%
Cash public assistance	2.7%
Food stamps / SNAP	7.1%

Health indicators

Condition	%
Obesity	35.1%
High blood pressure	30.4%
High cholesterol	29.7%
Diabetes	9.3%
Heart disease	5.9%
Stroke	2.7%
Asthma	10.2%
Arthritis	24.4%
Kidney disease	2.6%
Pulmonary disease	7.5%
Cancer	6.0%

Behavior / access	%
Smoking	21.6%
Binge drinking	17.6%
No physical activity	24.2%
Less than 7 hrs sleep	31.9%
Depression	23.7%
Fair or poor health	14.5%
Poor mental health	15.5%
Poor physical health	10.6%
No health insurance	12.9%
Visited doctor (checkup)	73.1%
Visited dentist	63.6%
Cholesterol screening	87.6%
Teeth loss	16.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,192	7.4%

Disability	%
Any disability	11.8%
Under 18	4.6%
18–64 years	10.5%
65 and over	29.4%

Health insurance coverage

Type	%
Private insurance	75.6%
Public insurance	30.5%
No insurance	5.8%
Uninsured under 19	5.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	20,331	93.5%
Spanish	755	3.7%
Other Indo-European	152	0.7%
Asian & Pacific Islander	82	0.4%
Other languages	403	2.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	20,166	92.7%
Born in same state	19,993	91.9%
Born in different state	15,210	69.9%
Foreign born	173	0.8%
Naturalized citizen	1,586	7.3%
Not a US citizen	1,104	69.6%

Ancestry

Ancestry	Count	%
Italian	2,278	10.5%
French	2,178	10%
Arab	1,403	6.4%
Irish	250	1.1%

Ancestry	Count	%
English	232	1.1%
Polish	142	0.7%
Dutch	42	0.2%
German	26	0.1%

Technology access

Metric	% of households
Computer access	36.7%
Internet access	96.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46818

What city is ZIP code 46818 in?

ZIP code 46818 is primarily assigned to Fort Wayne, Indiana.

What county is ZIP code 46818 in?

ZIP code 46818 falls within Allen County, Indiana.

Is ZIP code 46818 mostly owner-occupied?

86% of occupied units in ZIP code 46818 are owner-occupied, well above the national average.

What is the population of ZIP code 46818?

ZIP code 46818 has an estimated population of 21,752 residents, with a density of 326 people per square mile.

What is the typical home value in ZIP code 46818?

The median home value in ZIP code 46818 is $200,600.

What is the median household income in ZIP code 46818?

The median household income in ZIP code 46818 is $80,874, above the national median of ~$75,000.

What timezone is ZIP code 46818 in?

ZIP code 46818 observes the EST timezone.