46725 ZIP Code — Columbia City, IN

Whitley County, Indiana

ZIP code 46725 is located in Columbia City, Indiana, within Whitley County. It covers approximately 202.75 square miles and serves a population of 23,463 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 260.

About ZIP code 46725

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $196,500. Owner-occupancy is high at 81%, well above the national average.

Median household income is $73,891. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 22 minutes is near the national average.

Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks.

Overall, ZIP code 46725 reflects a community defined by high homeownership and a significant Social Security-dependent population.

23,463

population

202.75

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46725 ZIP code map

Cities in ZIP code 46725

Below are the cities the US Postal Service accepts for ZIP code 46725. Using any city not on this list may result in mail delivery delays.

City	Status
Columbia City	Acceptable
Columbia City	Preferred

Nearby ZIP codes

46764 Larwill (8.8 mi) 46723 Churubusco (8.9 mi) 46787 South Whitley (9.1 mi) 46814 Fort Wayne (11.7 mi) 46562 Pierceton (11.8 mi) 46818 Fort Wayne (12.1 mi) 46783 Roanoke (14.4 mi) 46760 Kimmell (14.5 mi) 46701 Albion (14.5 mi) 46804 Fort Wayne (14.9 mi) 46808 Fort Wayne (16 mi) 46555 North Webster (16.1 mi)

Demographics updated 05/2026

Population
Total population	23,463
Population density	116 / sq mi
State FIPS	18
County FIPS	183

Geography
Land area	202.75 sq mi
Water area	2.26 sq mi
Latitude	41.1532
Longitude	-85.4806
Timezone	Eastern (ET)
Area code	260

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.1%	38.0%	42.9%
$50k – $100k	38.9%	38.5%	32.7%
$100k – $200k	18.9%	20.3%	19.8%
Over $200k	3.0%	3.2%	4.5%

Demographics & statistics

23,463

Population

116

People per sq mi

42.3

Median age

$73,891

Median household income

$37,055

Per capita income

$196,500

Median home value

$912

Median monthly rent

80.6%

Home ownership

7.6%

Poverty rate

4.0%

Unemployment

8,776

Housing units

25.3%

Bachelor's or higher

Age distribution

Male Female

582

Under 5

579

684

5–9

682

834

10–14

830

673

15–19

671

700

20–24

698

1,362

25–34

1,356

1,410

35–44

1,404

1,595

45–54

1,589

724

55–59

721

921

60–64

918

1,356

65–74

1,350

661

75–84

658

253

85+

252

← Male

Female →

Age summary

Group	Count	%
Under 18	5,054	21.5%
18 and over	18,409	78.5%
65 and over	4,530	19.3%
Median age	42.3 years

Race & ethnicity

White 91.6%

Two or more races 4%

Hispanic or Latino 3.2%

Other race 0.8%

Black or African American 0.3%

American Indian / Alaska Native 0.1%

Group	Count	%
White	22,186	91.6%
Two or more races	966	4%
Hispanic or Latino	766	3.2%
Other race	193	0.8%
Black or African American	83	0.3%
American Indian / Alaska Native	35	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.1%	38.0%	42.9%
$50k – $100k	38.9%	38.5%	32.7%
$100k – $200k	18.9%	20.3%	19.8%
Over $200k	3.0%	3.2%	4.5%

Under $10k 2.4%

$10k–$15k 2.9%

$15k–$25k 5.8%

$25k–$35k 7.3%

$35k–$50k 11.7%

$50k–$75k 21.0%

$75k–$100k 18.4%

$100k–$150k 16.9%

$150k–$200k 7.8%

$200k+ 5.9%

Range	% of households
Under $10k	2.4%
$10k–$15k	2.9%
$15k–$25k	5.8%
$25k–$35k	7.3%
$35k–$50k	11.7%
$50k–$75k	21.0%
$75k–$100k	18.4%
$100k–$150k	16.9%
$150k–$200k	7.8%
$200k+	5.9%
Median income	$73,891

Housing

Home values

Under $50k 5.1%

$50k–$100k 7.8%

$100k–$150k 16.3%

$150k–$200k 22.2%

$200k–$300k 26.6%

$300k–$500k 15.9%

$500k–$1M 5.4%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$196,500
Median rent / month	$912
Owner occupied	80.6%
Renter occupied	19.4%
Vacant	8.5%
Single-family detached	81.5%
Large apartment buildings	2.0%
Mobile homes	5.9%
Median rooms	6.2
Avg household size (owned)	2.44

Year built

Era	%
2020 or later	0.2%
2010–2019	7.2%
2000–2009	14.3%
1990–1999	17.9%
1980–1989	10.0%
1970–1979	10.2%
1960–1969	7.0%
1950–1959	7.7%
1940–1949	4.8%
1939 or earlier	20.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	6.3%
2 bedrooms	22.6%
3 bedrooms	50.0%
4 bedrooms	17.1%
5+ bedrooms	3.3%

Vehicles per household

Vehicles	% of households
No vehicle	2.9%
1 vehicle	26.5%
2 vehicles	41.7%
3 or more	28.8%

Heating fuel

Fuel type	%
Utility gas	46.2%
Electricity	25.4%
Propane / LP gas	21.8%
Fuel oil	0.7%
Wood	1.6%
No fuel used	0.9%

Households & families

Household type	Count	%
Married-couple family	5,305	54.3%
Cohabiting couple	698	7.1%
Male householder, no spouse	1,704	17.4%
Female householder, no spouse	2,061	21.1%
Households with children under 18	2,815	28.8%
Households with seniors (65+)	3,161	32.4%
Average household size	2.37

Marital status

Status	Male	Female
Never married	26.9%	21.3%
Married	57.2%	54.7%
Separated	0.7%	3.1%
Widowed	3.8%	9.0%
Divorced	11.3%	11.9%

Education

Less than 9th grade 2.2%

Some HS, no diploma 5.1%

HS graduate 36.0%

Some college, no degree 20.2%

Associate's degree 11.1%

Bachelor's degree 18.6%

Graduate / professional 6.7%

Metric	%
HS diploma or higher	92.6%
Bachelor's or higher	25.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	192	3.9%
Kindergarten	506	10.2%
Elementary school	2,103	42.3%
High school	1,359	27.3%
College / grad school	813	16.3%

Employment

Industry of employment

Manufacturing 26.4%

Education & healthcare 21.2%

Retail trade 11.1%

Construction 6.2%

Other services 5.5%

Transportation & utilities 4.9%

Finance & real estate 4.6%

Professional & management 4.5%

Arts, food & hospitality 4.2%

Wholesale trade 3.6%

Public administration 3.5%

Agriculture & mining 2.6%

Information 1.9%

Occupation

Category	%
Management, business & arts	30.2%
Service	13.1%
Sales & office	19.3%
Natural resources & construction	12.2%
Production & transportation	25.2%

Employment type

Type	%
Private sector	85.2%
Government	9.1%
Self-employed	5.5%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	87.7%
Carpool	4.7%
Public transit	0.3%
Walk	0.8%
Work from home	5.8%
Other means	0.7%
Avg commute (minutes)	22.3

Poverty

All people 7.6%

Under 18 years 10.3%

18 and over 6.9%

Married-couple families 1.6%

Female-led households 13.3%

Income support

Source	% of households
Social Security	35.5%
Retirement income	29.8%
Supplemental Security	5.7%
Cash public assistance	0.5%
Food stamps / SNAP	5.3%

Health indicators

Condition	%
Obesity	36.8%
High blood pressure	34.6%
High cholesterol	34.1%
Diabetes	10.4%
Heart disease	6.9%
Stroke	3.1%
Asthma	9.7%
Arthritis	27.5%
Kidney disease	2.9%
Pulmonary disease	7.9%
Cancer	7.2%

Behavior / access	%
Smoking	20.3%
Binge drinking	16.6%
No physical activity	25.0%
Less than 7 hrs sleep	33.8%
Depression	23.7%
Fair or poor health	14.4%
Poor mental health	15.1%
Poor physical health	10.7%
No health insurance	11.9%
Visited doctor (checkup)	74.4%
Visited dentist	64.9%
Cholesterol screening	89.4%
Teeth loss	15.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,593	8.7%

Disability	%
Any disability	13.7%
Under 18	3.3%
18–64 years	11.1%
65 and over	33.2%

Health insurance coverage

Type	%
Private insurance	75.6%
Public insurance	31.7%
No insurance	5.7%
Uninsured under 19	4.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	22,302	95.1%
Spanish	14	0.1%
Other Indo-European	14	0.1%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	23,265	99.2%
Born in same state	23,184	98.8%
Born in different state	18,546	79.0%
Foreign born	81	0.3%
Naturalized citizen	198	0.8%
Not a US citizen	183	92.4%

Ancestry

Ancestry	Count	%
French	2,261	9.6%
Italian	2,137	9.1%
Arab	2,082	8.9%
English	128	0.5%
Polish	110	0.5%

Ancestry	Count	%
German	84	0.4%
Irish	52	0.2%
Norwegian	22	0.1%
Dutch	9	0%

Technology access

Metric	% of households
Computer access	41.6%
Internet access	95.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46725

What city is ZIP code 46725 in?

ZIP code 46725 is primarily assigned to Columbia City, Indiana.

What county is ZIP code 46725 in?

ZIP code 46725 falls within Whitley County, Indiana.

Is ZIP code 46725 mostly owner-occupied?

81% of occupied units in ZIP code 46725 are owner-occupied, well above the national average.

Does ZIP code 46725 have a large retiree population?

36% of households in ZIP code 46725 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 46725?

ZIP code 46725 has an estimated population of 23,463 residents, with a density of 116 people per square mile.

What is the typical home value in ZIP code 46725?

The median home value in ZIP code 46725 is $196,500.

What timezone is ZIP code 46725 in?

ZIP code 46725 observes the EST timezone.