45373 ZIP Code — Troy, OH
Miami County, Ohio
ZIP code 45373 is located in Troy, Ohio, within Miami County. It covers approximately 87.69 square miles and serves a population of 37,714 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 326/937.
About ZIP code 45373
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $212,400. Owner-occupancy sits near the national average at 72%.
Median household income is $77,348. 32% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 21 minutes is near the national average.
Educational attainment is near the national average, with 32% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of smoking (22%) compared to national benchmarks.
37,714
population
87.69
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
45373 ZIP code map
Cities in ZIP code 45373
Below are the cities the US Postal Service accepts for ZIP code 45373. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Troy | Preferred |
Nearby ZIP codes
45374 Troy (1.2 mi)
45312 Casstown (5.7 mi)
45371 Tipp City (6.5 mi)
45339 Ludlow Falls (8.8 mi)
45359 Pleasant Hill (8.8 mi)
45356 Piqua (9.9 mi)
45377 Vandalia (10.2 mi)
45383 West Milton (10.3 mi)
45318 Covington (10.6 mi)
45344 New Carlisle (11.1 mi)
45317 Conover (12.8 mi)
45322 Englewood (12.9 mi)
Demographics
updated 06/2026
| Population | |
|---|---|
| Total population | 37,714 |
| Population density | 430 / sq mi |
| State FIPS | 39 |
| County FIPS | 109 |
| Geography | |
|---|---|
| Land area | 87.69 sq mi |
| Water area | 0.71 sq mi |
| Latitude | 40.0326 |
| Longitude | -84.1825 |
| Timezone | Eastern (ET) |
| Area code | 326/937 |
Total population by age
Gender
Race & ethnicity
Economics
updated 06/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 33.6% | 38.3% | 43.3% |
| $50k – $100k | 35.3% | 36.3% | 31.4% |
| $100k – $200k | 26.5% | 21.9% | 20.0% |
| Over $200k | 4.6% | 3.5% | 5.2% |
Demographics & statistics
37,714
Population
430
People per sq mi
40.0
Median age
$77,348
Median household income
$38,131
Per capita income
$212,400
Median home value
$887
Median monthly rent
71.9%
Home ownership
7.5%
Poverty rate
4.0%
Unemployment
11,742
Housing units
31.5%
Bachelor's or higher
Age distribution
Male
Female
935
Under 5
981
1,237
5–9
1,297
1,272
10–14
1,335
1,289
15–19
1,352
1,063
20–24
1,116
2,038
25–34
2,139
2,617
35–44
2,747
2,371
45–54
2,487
1,240
55–59
1,302
1,075
60–64
1,129
1,864
65–74
1,956
1,076
75–84
1,130
325
85+
341
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 8,874 | 23.5% |
| 18 and over | 28,840 | 76.5% |
| 65 and over | 6,692 | 17.7% |
| Median age | 40.0 years | |
Race & ethnicity
White
86.2%
Two or more races
4.9%
Asian
3.2%
Black or African American
2.6%
Hispanic or Latino
2.4%
Other race
0.6%
American Indian / Alaska Native
0.1%
| Group | Count | % |
|---|---|---|
| White | 33,301 | 86.2% |
| Two or more races | 1,874 | 4.9% |
| Asian | 1,247 | 3.2% |
| Black or African American | 1,021 | 2.6% |
| Hispanic or Latino | 908 | 2.4% |
| Other race | 229 | 0.6% |
| American Indian / Alaska Native | 42 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 33.6% | 38.3% | 43.3% |
| $50k – $100k | 35.3% | 36.3% | 31.4% |
| $100k – $200k | 26.5% | 21.9% | 20.0% |
| Over $200k | 4.6% | 3.5% | 5.2% |
Under $10k
3.5%
$10k–$15k
2.6%
$15k–$25k
6.7%
$25k–$35k
5.4%
$35k–$50k
13.1%
$50k–$75k
16.9%
$75k–$100k
14.2%
$100k–$150k
20.4%
$150k–$200k
9.5%
$200k+
7.7%
| Range | % of households |
|---|---|
| Under $10k | 3.5% |
| $10k–$15k | 2.6% |
| $15k–$25k | 6.7% |
| $25k–$35k | 5.4% |
| $35k–$50k | 13.1% |
| $50k–$75k | 16.9% |
| $75k–$100k | 14.2% |
| $100k–$150k | 20.4% |
| $150k–$200k | 9.5% |
| $200k+ | 7.7% |
| Median income | $77,348 |
Housing
Home values
Under $50k
2.0%
$50k–$100k
7.0%
$100k–$150k
18.5%
$150k–$200k
18.8%
$200k–$300k
25.1%
$300k–$500k
22.5%
$500k–$1M
5.9%
$1M+
0.2%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $212,400 |
| Median rent / month | $887 |
| Owner occupied | 71.9% |
| Renter occupied | 28.1% |
| Vacant | 6.3% |
| Single-family detached | 78.1% |
| Large apartment buildings | 3.1% |
| Mobile homes | 0.2% |
| Median rooms | 6.1 |
| Avg household size (owned) | 2.65 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.4% |
| 2010–2019 | 6.4% |
| 2000–2009 | 12.7% |
| 1990–1999 | 13.5% |
| 1980–1989 | 6.9% |
| 1970–1979 | 17.2% |
| 1960–1969 | 11.9% |
| 1950–1959 | 8.8% |
| 1940–1949 | 6.0% |
| 1939 or earlier | 16.2% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.8% |
| 1 bedroom | 7.1% |
| 2 bedrooms | 20.6% |
| 3 bedrooms | 43.0% |
| 4 bedrooms | 23.1% |
| 5+ bedrooms | 4.4% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 6.8% |
| 1 vehicle | 27.1% |
| 2 vehicles | 39.8% |
| 3 or more | 26.2% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 68.1% |
| Electricity | 25.7% |
| Propane / LP gas | 3.6% |
| Fuel oil | 1.4% |
| Wood | 0.9% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 7,993 | 53.5% |
| Cohabiting couple | 980 | 6.6% |
| Male householder, no spouse | 2,238 | 15.0% |
| Female householder, no spouse | 3,717 | 24.9% |
| Households with children under 18 | 5,031 | 33.7% |
| Households with seniors (65+) | 4,605 | 30.8% |
| Average household size | 2.49 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 31.7% | 22.9% |
| Married | 56.8% | 53.7% |
| Separated | 0.5% | 1.5% |
| Widowed | 3.0% | 8.2% |
| Divorced | 8.0% | 13.7% |
Education
Less than 9th grade
1.0%
Some HS, no diploma
5.9%
HS graduate
33.3%
Some college, no degree
18.2%
Associate's degree
10.2%
Bachelor's degree
20.0%
Graduate / professional
11.5%
| Metric | % |
|---|---|
| HS diploma or higher | 93.1% |
| Bachelor's or higher | 31.5% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 698 | 7.6% |
| Kindergarten | 401 | 4.3% |
| Elementary school | 3,985 | 43.1% |
| High school | 2,350 | 25.4% |
| College / grad school | 1,810 | 19.6% |
Employment
Industry of employment
Manufacturing
26.2%
Education & healthcare
20.1%
Retail trade
9.9%
Professional & management
9.2%
Arts, food & hospitality
8.7%
Construction
4.8%
Other services
4.5%
Public administration
4.3%
Transportation & utilities
4.0%
Finance & real estate
4.0%
Wholesale trade
2.1%
Agriculture & mining
1.3%
Information
0.9%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 40.3% |
| Service | 16.1% |
| Sales & office | 19.9% |
| Natural resources & construction | 6.1% |
| Production & transportation | 17.6% |
Employment type
| Type | % |
|---|---|
| Private sector | 84.4% |
| Government | 10.7% |
| Self-employed | 4.8% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 80.7% |
| Carpool | 8.1% |
| Public transit | 0.3% |
| Walk | 0.7% |
| Work from home | 8.5% |
| Other means | 1.7% |
| Avg commute (minutes) | 20.5 |
Poverty
All people
7.5%
Under 18 years
10.2%
18 and over
6.7%
Married-couple families
1.6%
Female-led households
22.6%
Income support
| Source | % of households |
|---|---|
| Social Security | 32.3% |
| Retirement income | 26.9% |
| Supplemental Security | 5.0% |
| Cash public assistance | 3.1% |
| Food stamps / SNAP | 9.3% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 34.9% |
| High blood pressure | 32.8% |
| High cholesterol | 31.3% |
| Diabetes | 10.7% |
| Heart disease | 6.8% |
| Stroke | 3.1% |
| Asthma | 10.0% |
| Arthritis | 27.2% |
| Kidney disease | 2.9% |
| Pulmonary disease | 8.3% |
| Cancer | 6.8% |
| Behavior / access | % |
|---|---|
| Smoking | 22.4% |
| Binge drinking | 18.6% |
| No physical activity | 25.8% |
| Less than 7 hrs sleep | 35.7% |
| Depression | 23.9% |
| Fair or poor health | 14.1% |
| Poor mental health | 16.3% |
| Poor physical health | 10.3% |
| No health insurance | 11.6% |
| Visited doctor (checkup) | 73.4% |
| Visited dentist | 63.4% |
| Cholesterol screening | 88.6% |
| Teeth loss | 13.9% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 2,422 | 8.4% |
| Disability | % |
|---|---|
| Any disability | 11.3% |
| Under 18 | 5.4% |
| 18–64 years | 8.1% |
| 65 and over | 30.3% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 74.2% |
| Public insurance | 33.7% |
| No insurance | 4.1% |
| Uninsured under 19 | 2.0% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 35,798 | 94.9% |
| Spanish | 863 | 2.4% |
| Other Indo-European | 57 | 0.2% |
| Asian & Pacific Islander | 262 | 0.7% |
| Other languages | 544 | 1.5% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 36,037 | 95.6% |
| Born in same state | 35,786 | 94.9% |
| Born in different state | 28,987 | 76.9% |
| Foreign born | 251 | 0.7% |
| Naturalized citizen | 1,677 | 4.4% |
| Not a US citizen | 813 | 48.5% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 4,535 | 12% |
| French | 4,408 | 11.7% |
| Arab | 2,632 | 7% |
| English | 557 | 1.5% |
| Irish | 122 | 0.3% |
| Ancestry | Count | % |
|---|---|---|
| German | 80 | 0.2% |
| Norwegian | 78 | 0.2% |
| Polish | 73 | 0.2% |
| Dutch | 18 | 0% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 39.6% |
| Internet access | 93.7% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 45373
What city is ZIP code 45373 in?
ZIP code 45373 is primarily assigned to Troy, Ohio.
What county is ZIP code 45373 in?
ZIP code 45373 falls within Miami County, Ohio.
What is the population of ZIP code 45373?
ZIP code 45373 has an estimated population of 37,714 residents, with a density of 430 people per square mile.
What is the typical home value in ZIP code 45373?
The median home value in ZIP code 45373 is $212,400.
What is the median household income in ZIP code 45373?
The median household income in ZIP code 45373 is $77,348, above the national median of ~$75,000.
What timezone is ZIP code 45373 in?
ZIP code 45373 observes the EST timezone.