Covington ZIP Codes — Miami County, OH

There is one unique ZIP code in Covington, Ohio and it is 45318. Area code: 326/937.

ZIP codes

46.86

sq mi land

0.31

sq mi water

326/937

area code

Covington, OH ZIP code map

About Covington, OH

Covington is a charming village located in Ohio, nestled within Miami County. This small yet vibrant community is known for its close-knit atmosphere and welcoming spirit. With its historical roots and modern amenities, Covington is a delightful place to live and visit.

Location & geography

Covington is positioned in the southwestern region of Ohio and is surrounded by several neighboring cities, including Piqua to the north at approximately 11 miles, Troy to the northeast around 12 miles, and Sidney to the northwest about 14 miles away. The village spans a total area of 46.86 square miles, comprising both land and a small water area of 0.31 square miles. The terrain is primarily flat, with agricultural landscapes and residential zones contributing to its rural charm.

Community & economy

Covington is characterized by its friendly residents and a strong sense of community, making it a great place for families and individuals alike. The local economy is supported by a mix of agriculture, manufacturing, and small businesses, offering a variety of employment opportunities. Daily life in Covington often revolves around community events, local eateries, and recreational activities, providing residents with a cheerful and engaging environment.

Transportation

Covington is conveniently accessed by several major highways, including Interstate 75, which facilitates travel to larger cities like Dayton and Cincinnati. The nearest airport is the Miami Valley Airport, located around 20 miles away, offering regional flight services. Public transportation options are limited but can be supplemented by personal vehicles for commuting needs.

History

Covington was founded in the early 19th century and has gradually developed into a significant community within Miami County. Initially, agriculture dominated the local economy, but over the years, it has diversified to include various industries. Key events in Covington's history include community-driven initiatives for infrastructure development and the preservation of its historical sites.

Did you know?

One little-known fact about Covington is that it hosts an annual festival that celebrates its heritage and brings together residents and visitors. Additionally, the village is home to several historic buildings, some dating back to the late 1800s, which reflect its rich architectural history.

ZIP codes for Covington, OH (1)

ZIP code	City	County	Map
45318	Covington	Miami	View map

Demographics & statistics

5,210

Population

50.1

Median age

$61,595

Median household income

$33,134

Per capita income

$165,100

Median home value

$719

Median monthly rent

76.6%

Home ownership

5.9%

Poverty rate

3.4%

Unemployment

1,929

Housing units

14.0%

Bachelor's or higher

Age distribution

Male Female

148

Under 5

166

102

5–9

114

128

10–14

142

15–19

20–24

307

25–34

342

277

35–44

308

331

45–54

369

256

55–59

286

143

60–64

160

295

65–74

328

279

75–84

311

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	928	17.8%
18 and over	4,282	82.2%
65 and over	1,320	25.3%
Median age	50.1 years

Race & ethnicity

White 98.5%

Two or more races 0.7%

Black or African American 0.6%

Hispanic or Latino 0.1%

Group	Count	%
White	5,138	98.5%
Two or more races	39	0.7%
Black or African American	33	0.6%
Hispanic or Latino	6	0.1%

Household income

Under $10k 1.1%

$10k–$15k 1.1%

$15k–$25k 10.9%

$25k–$35k 9.1%

$35k–$50k 16.9%

$50k–$75k 19.5%

$75k–$100k 18.6%

$100k–$150k 16.0%

$150k–$200k 4.3%

$200k+ 2.5%

Range	% of households
Under $10k	1.1%
$10k–$15k	1.1%
$15k–$25k	10.9%
$25k–$35k	9.1%
$35k–$50k	16.9%
$50k–$75k	19.5%
$75k–$100k	18.6%
$100k–$150k	16.0%
$150k–$200k	4.3%
$200k+	2.5%
Median income	$61,595

Housing

Home values

Under $50k 3.3%

$50k–$100k 13.4%

$100k–$150k 27.7%

$150k–$200k 18.0%

$200k–$300k 27.7%

$300k–$500k 5.9%

$500k–$1M 3.0%

$1M+ 1.1%

Housing overview

Metric	Value
Median home value	$165,100
Median rent / month	$719
Owner occupied	76.6%
Renter occupied	23.4%
Vacant	9.1%
Single-family detached	84.3%
Large apartment buildings	1.1%
Mobile homes	3.6%
Median rooms	6.2
Avg household size (owned)	2.45

Year built

Era	%
2020 or later	0.0%
2010–2019	1.9%
2000–2009	4.7%
1990–1999	7.7%
1980–1989	4.0%
1970–1979	18.8%
1960–1969	7.7%
1950–1959	8.8%
1940–1949	7.3%
1939 or earlier	39.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.9%
1 bedroom	2.6%
2 bedrooms	29.0%
3 bedrooms	48.7%
4 bedrooms	17.0%
5+ bedrooms	1.8%

Vehicles per household

Vehicles	% of households
No vehicle	3.6%
1 vehicle	26.4%
2 vehicles	47.1%
3 or more	22.8%

Heating fuel

Fuel type	%
Utility gas	33.7%
Electricity	34.3%
Propane / LP gas	16.3%
Fuel oil	9.7%
Wood	4.6%
No fuel used	0.9%

Households & families

Household type	Count	%
Married-couple family	1,193	53.6%
Cohabiting couple	100	4.5%
Male householder, no spouse	387	17.4%
Female householder, no spouse	547	24.6%
Households with children under 18	448	20.1%
Households with seniors (65+)	908	40.8%
Average household size	2.31

Marital status

Status	Male	Female
Never married	21.7%	12.6%
Married	61.4%	55.0%
Separated	0.9%	0.0%
Widowed	4.0%	15.1%
Divorced	12.0%	17.3%

Education

Less than 9th grade 3.6%

Some HS, no diploma 5.0%

HS graduate 47.6%

Some college, no degree 18.6%

Associate's degree 11.2%

Bachelor's degree 8.5%

Graduate / professional 5.5%

Metric	%
HS diploma or higher	91.4%
Bachelor's or higher	14.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	108	12.9%
Kindergarten	33	3.9%
Elementary school	380	45.3%
High school	144	17.2%
College / grad school	174	20.7%

Employment

Industry of employment

Manufacturing 30.4%

Education & healthcare 19.3%

Other services 10.1%

Retail trade 8.4%

Professional & management 6.5%

Wholesale trade 5.4%

Construction 5.2%

Transportation & utilities 4.6%

Arts, food & hospitality 3.3%

Agriculture & mining 2.4%

Finance & real estate 2.4%

Public administration 1.7%

Information 0.4%

Occupation

Category	%
Management, business & arts	26.8%
Service	20.2%
Sales & office	16.2%
Natural resources & construction	7.1%
Production & transportation	29.7%

Employment type

Type	%
Private sector	85.0%
Government	7.1%
Self-employed	7.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.3%
Carpool	9.9%
Public transit	0.0%
Walk	0.8%
Other means	1.2%
Avg commute (minutes)	22.5

Poverty

All people 5.9%

Under 18 years 11.0%

18 and over 4.8%

Married-couple families 3.0%

Female-led households 17.4%

Income support

Source	% of households
Social Security	38.4%
Retirement income	27.4%
Supplemental Security	4.4%
Cash public assistance	1.4%
Food stamps / SNAP	8.2%

Health indicators

Condition	%
High blood pressure	35.3%
High cholesterol	33.3%
Heart disease	8.1%
Stroke	3.6%
Asthma	10.1%
Arthritis	29.9%
Kidney disease	3.2%
Pulmonary disease	9.9%
Cancer	7.5%

Behavior / access	%
Binge drinking	18.1%
No physical activity	28.6%
Less than 7 hrs sleep	36.1%
Fair or poor health	16.0%
Poor mental health	16.8%
Poor physical health	11.5%
No health insurance	12.8%
Visited doctor (checkup)	73.7%
Visited dentist	60.6%
Cholesterol screening	88.2%
Teeth loss	16.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	204	4.8%

Disability	%
Any disability	14.2%
Under 18	1.1%
18–64 years	12.4%
65 and over	28.0%

Health insurance coverage

Type	%
Private insurance	70.1%
Public insurance	36.4%
Uninsured under 19	8.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,896	94.0%
Spanish	15	0.3%
Other Indo-European	15	0.3%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,203	99.9%
Born in same state	5,195	99.7%
Born in different state	4,462	85.6%
Foreign born	8	0.2%
Naturalized citizen	7	0.1%
Not a US citizen	7	100.0%

Ancestry

Ancestry	Count	%
Italian	586	11.2%
French	504	9.7%
Arab	405	7.8%

Ancestry	Count	%
English	54	1%
German	35	0.7%
Irish	17	0.3%

Technology access

Metric	% of households
Computer access	42.7%
Internet access	91.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Covington, OH have?

Covington, OH has one ZIP code: 45318. Each ZIP code serves a distinct delivery area within the city and surrounding region.