45317 ZIP Code — Conover, OH

Miami County, Ohio

ZIP code 45317 is located in Conover, Ohio, within Miami County. It covers approximately 21.57 square miles and serves a population of 922 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 326/937.

About ZIP code 45317

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $187,200. Owner-occupancy is high at 87%, well above the national average.

Median household income is $95,947. 54% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average. Remote work is prevalent — 30% of workers work from home.

Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 23%.

Overall, ZIP code 45317 reflects a community defined by high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

922

population

21.57

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45317 ZIP code map

Cities in ZIP code 45317

Below are the cities the US Postal Service accepts for ZIP code 45317. Using any city not on this list may result in mail delivery delays.

City	Status
Conover	Acceptable
Conover	Preferred

Nearby ZIP codes

43072 Saint Paris (4.8 mi) 45312 Casstown (8.4 mi) 43343 Quincy (10.4 mi) 45356 Piqua (10.5 mi) 45367 Sidney (10.8 mi) 45365 Sidney (11.1 mi) 43318 De Graff (11.2 mi) 45373 Troy (12.8 mi) 43078 Urbana (13.2 mi) 45374 Troy (13.3 mi) 45340 Maplewood (13.8 mi) 45344 New Carlisle (14.7 mi)

Demographics updated 05/2026

Population
Total population	922
Population density	43 / sq mi
State FIPS	39
County FIPS	109

Geography
Land area	21.57 sq mi
Water area	0.00 sq mi
Latitude	40.1691
Longitude	-84.0181
Timezone	Eastern (ET)
Area code	326/937

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	19.9%	38.3%	43.3%
$50k – $100k	55.9%	36.3%	31.4%
$100k – $200k	23.3%	21.9%	20.0%
Over $200k	1.0%	3.5%	5.2%

Demographics & statistics

922

Population

People per sq mi

59.4

Median age

$95,947

Median household income

$41,735

Per capita income

$187,200

Median home value

Median monthly rent

87.0%

Home ownership

9.8%

Poverty rate

1.7%

Unemployment

406

Housing units

25.3%

Bachelor's or higher

Age distribution

Male Female

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	112	12.1%
18 and over	810	87.9%
65 and over	267	29.0%
Median age	59.4 years

Race & ethnicity

White 90.3%

Hispanic or Latino 4.9%

Two or more races 3.8%

Other race 1%

Group	Count	%
White	875	90.3%
Hispanic or Latino	47	4.9%
Two or more races	37	3.8%
Other race	10	1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	19.9%	38.3%	43.3%
$50k – $100k	55.9%	36.3%	31.4%
$100k – $200k	23.3%	21.9%	20.0%
Over $200k	1.0%	3.5%	5.2%

$15k–$25k 10.8%

$25k–$35k 2.4%

$35k–$50k 14.7%

$50k–$75k 9.4%

$75k–$100k 17.6%

$100k–$150k 31.8%

$150k–$200k 7.5%

$200k+ 5.8%

Range	% of households
$15k–$25k	10.8%
$25k–$35k	2.4%
$35k–$50k	14.7%
$50k–$75k	9.4%
$75k–$100k	17.6%
$100k–$150k	31.8%
$150k–$200k	7.5%
$200k+	5.8%
Median income	$95,947

Housing

Home values

Under $50k 3.0%

$50k–$100k 24.7%

$100k–$150k 8.3%

$150k–$200k 19.1%

$200k–$300k 19.7%

$300k–$500k 3.0%

$500k–$1M 21.3%

$1M+ 0.8%

Housing overview

Metric	Value
Median home value	$187,200
Median rent / month	$0
Owner occupied	87.0%
Renter occupied	13.0%
Vacant	9.8%
Single-family detached	100.0%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	7.4
Avg household size (owned)	2.21

Year built

Era	%
2020 or later	0.0%
2010–2019	0.7%
2000–2009	5.7%
1990–1999	0.0%
1980–1989	2.8%
1970–1979	5.9%
1960–1969	0.0%
1950–1959	15.7%
1940–1949	1.7%
1939 or earlier	67.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	15.9%
2 bedrooms	10.4%
3 bedrooms	27.8%
4 bedrooms	40.4%
5+ bedrooms	5.4%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	13.0%
2 vehicles	36.4%
3 or more	50.6%

Heating fuel

Fuel type	%
Utility gas	2.7%
Electricity	24.3%
Propane / LP gas	66.5%
Wood	5.8%

Households & families

Household type	Count	%
Married-couple family	280	67.5%
Cohabiting couple	11	2.7%
Male householder, no spouse	28	6.7%
Female householder, no spouse	96	23.1%
Households with children under 18	95	22.9%
Households with seniors (65+)	162	39.0%
Average household size	2.22

Marital status

Status	Male	Female
Never married	18.9%	20.6%
Married	70.3%	57.3%
Separated	0.0%	0.0%
Widowed	2.6%	7.2%
Divorced	8.1%	14.8%

Education

Less than 9th grade 1.8%

Some HS, no diploma 6.7%

HS graduate 47.9%

Some college, no degree 15.3%

Associate's degree 2.9%

Bachelor's degree 18.9%

Graduate / professional 6.4%

Metric	%
HS diploma or higher	91.5%
Bachelor's or higher	25.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	24	14.8%
Kindergarten	0	0.0%
Elementary school	32	19.8%
High school	36	22.2%
College / grad school	70	43.2%

Employment

Industry of employment

Education & healthcare 22.5%

Manufacturing 14.9%

Other services 14.4%

Agriculture & mining 12.8%

Arts, food & hospitality 9.3%

Construction 8.7%

Retail trade 8.1%

Public administration 6.4%

Professional & management 2.9%

Occupation

Category	%
Management, business & arts	47.6%
Service	19.0%
Sales & office	11.2%
Natural resources & construction	5.9%
Production & transportation	16.3%

Employment type

Type	%
Private sector	51.2%
Government	21.6%
Self-employed	27.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	65.4%
Carpool	0.0%
Public transit	2.5%
Walk	0.0%
Work from home	30.0%
Other means	2.1%
Avg commute (minutes)	29.1

Poverty

All people 9.8%

Under 18 years 25.9%

18 and over 7.5%

Married-couple families 0.0%

Female-led households 100.0%

Income support

Source	% of households
Social Security	53.7%
Retirement income	43.1%
Supplemental Security	4.6%
Cash public assistance	0.0%
Food stamps / SNAP	6.3%

Health indicators

Condition	%
Obesity	38.1%
High blood pressure	34.3%
High cholesterol	31.3%
Diabetes	10.8%
Heart disease	7.3%
Stroke	3.2%
Asthma	9.9%
Arthritis	27.9%
Kidney disease	2.9%
Pulmonary disease	8.9%
Cancer	6.8%

Behavior / access	%
Smoking	24.2%
Binge drinking	18.6%
No physical activity	26.3%
Less than 7 hrs sleep	36.7%
Depression	24.3%
Fair or poor health	14.9%
Poor mental health	16.5%
Poor physical health	10.8%
No health insurance	11.7%
Visited doctor (checkup)	74.3%
Visited dentist	61.5%
Cholesterol screening	88.5%
Teeth loss	14.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	48	5.9%

Disability	%
Any disability	23.0%
Under 18	8.0%
18–64 years	18.2%
65 and over	39.0%

Health insurance coverage

Type	%
Private insurance	73.1%
Public insurance	46.9%
No insurance	0.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	922	100.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	922	100.0%
Born in same state	922	100.0%
Born in different state	812	88.1%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	266	28.9%
Italian	89	9.7%

Ancestry	Count	%
Arab	66	7.2%
Dutch	11	1.2%

Technology access

Metric	% of households
Computer access	45.0%
Internet access	86.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45317

What city is ZIP code 45317 in?

ZIP code 45317 is primarily assigned to Conover, Ohio.

What county is ZIP code 45317 in?

ZIP code 45317 falls within Champaign County, Ohio.

Does ZIP code 45317 have an older population?

29% of residents in ZIP code 45317 are 65 or older, above the national average of ~17%.

Does ZIP code 45317 have a large retiree population?

54% of households in ZIP code 45317 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 45317 mostly owner-occupied?

87% of occupied units in ZIP code 45317 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 45317?

The median home value in ZIP code 45317 is $187,200.

What timezone is ZIP code 45317 in?

ZIP code 45317 observes the EST timezone.