43078 ZIP Code — Urbana, OH

Champaign County, Ohio

ZIP code 43078 is located in Urbana, Ohio, within Champaign County. It covers approximately 150.39 square miles and serves a population of 20,269 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 937.

About ZIP code 43078

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $158,200. Owner-occupancy sits near the national average at 73%.

Median household income is $69,137. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 25 minutes is near the national average.

College attainment at 21% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

20,269

population

150.39

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

43078 ZIP code map

Cities in ZIP code 43078

Below are the cities the US Postal Service accepts for ZIP code 43078. Using any city not on this list may result in mail delivery delays.

City	Status
Urbana	Preferred

Nearby ZIP codes

43009 Cable (7.4 mi) 43072 Saint Paris (9 mi) 43357 West Liberty (9.5 mi) 45503 Springfield (10.5 mi) 43084 Woodstock (12.3 mi) 45504 Springfield (12.7 mi) 43060 North Lewisburg (12.9 mi) 43044 Mechanicsburg (13.1 mi) 45317 Conover (13.2 mi) 45502 Springfield (13.5 mi) 45505 Springfield (14.5 mi) 43318 De Graff (14.8 mi)

Demographics updated 05/2026

Population
Total population	20,269
Population density	135 / sq mi
State FIPS	39
County FIPS	021

Geography
Land area	150.39 sq mi
Water area	0.07 sq mi
Latitude	40.1185
Longitude	-83.7779
Timezone	Eastern (ET)
Area code	937

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.1%	40.0%	43.3%
$50k – $100k	37.4%	37.2%	31.4%
$100k – $200k	17.5%	20.7%	20.0%
Over $200k	2.1%	2.1%	5.2%

Demographics & statistics

20,269

Population

135

People per sq mi

41.1

Median age

$69,137

Median household income

$33,337

Per capita income

$158,200

Median home value

$851

Median monthly rent

73.3%

Home ownership

11.4%

Poverty rate

4.8%

Unemployment

6,806

Housing units

20.5%

Bachelor's or higher

Age distribution

Male Female

532

Under 5

534

425

5–9

426

845

10–14

847

635

15–19

636

543

20–24

545

1,304

25–34

1,306

1,145

35–44

1,147

1,342

45–54

1,345

656

55–59

657

586

60–64

587

1,205

65–74

1,207

778

75–84

780

128

85+

128

← Male

Female →

Age summary

Group	Count	%
Under 18	4,428	21.8%
18 and over	15,841	78.2%
65 and over	4,226	20.8%
Median age	41.1 years

Race & ethnicity

White 88.4%

Two or more races 4.4%

Black or African American 3%

Hispanic or Latino 2.2%

Other race 0.9%

Asian 0.6%

American Indian / Alaska Native 0.3%

Group	Count	%
White	18,328	88.4%
Two or more races	917	4.4%
Black or African American	623	3%
Hispanic or Latino	466	2.2%
Other race	196	0.9%
Asian	134	0.6%
American Indian / Alaska Native	71	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.1%	40.0%	43.3%
$50k – $100k	37.4%	37.2%	31.4%
$100k – $200k	17.5%	20.7%	20.0%
Over $200k	2.1%	2.1%	5.2%

Under $10k 4.3%

$10k–$15k 2.9%

$15k–$25k 8.9%

$25k–$35k 6.7%

$35k–$50k 11.0%

$50k–$75k 20.1%

$75k–$100k 19.1%

$100k–$150k 15.4%

$150k–$200k 7.5%

$200k+ 4.0%

Range	% of households
Under $10k	4.3%
$10k–$15k	2.9%
$15k–$25k	8.9%
$25k–$35k	6.7%
$35k–$50k	11.0%
$50k–$75k	20.1%
$75k–$100k	19.1%
$100k–$150k	15.4%
$150k–$200k	7.5%
$200k+	4.0%
Median income	$69,137

Housing

Home values

Under $50k 7.7%

$50k–$100k 17.5%

$100k–$150k 22.0%

$150k–$200k 16.4%

$200k–$300k 19.6%

$300k–$500k 12.5%

$500k–$1M 3.5%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$158,200
Median rent / month	$851
Owner occupied	73.3%
Renter occupied	26.7%
Vacant	8.0%
Single-family detached	75.1%
Large apartment buildings	1.9%
Mobile homes	6.3%
Median rooms	6.1
Avg household size (owned)	2.39

Year built

Era	%
2020 or later	0.0%
2010–2019	2.0%
2000–2009	8.1%
1990–1999	12.0%
1980–1989	11.8%
1970–1979	12.9%
1960–1969	9.9%
1950–1959	9.6%
1940–1949	4.2%
1939 or earlier	29.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.9%
1 bedroom	6.5%
2 bedrooms	21.8%
3 bedrooms	52.3%
4 bedrooms	14.2%
5+ bedrooms	4.1%

Vehicles per household

Vehicles	% of households
No vehicle	6.0%
1 vehicle	26.3%
2 vehicles	38.3%
3 or more	29.4%

Heating fuel

Fuel type	%
Utility gas	49.1%
Electricity	23.6%
Propane / LP gas	14.3%
Fuel oil	4.9%
Wood	6.3%
Solar	0.2%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	4,172	50.3%
Cohabiting couple	701	8.4%
Male householder, no spouse	1,306	15.7%
Female householder, no spouse	2,120	25.5%
Households with children under 18	2,582	31.1%
Households with seniors (65+)	2,855	34.4%
Average household size	2.38

Marital status

Status	Male	Female
Never married	30.7%	21.2%
Married	52.4%	51.4%
Separated	2.2%	2.1%
Widowed	2.7%	10.3%
Divorced	12.0%	15.0%

Education

Less than 9th grade 2.0%

Some HS, no diploma 7.7%

HS graduate 38.9%

Some college, no degree 21.9%

Associate's degree 9.0%

Bachelor's degree 13.8%

Graduate / professional 6.6%

Metric	%
HS diploma or higher	90.2%
Bachelor's or higher	20.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	245	5.9%
Kindergarten	161	3.9%
Elementary school	2,040	49.2%
High school	1,016	24.5%
College / grad school	687	16.6%

Employment

Industry of employment

Manufacturing 26.4%

Education & healthcare 21.2%

Retail trade 7.0%

Professional & management 6.8%

Transportation & utilities 6.1%

Arts, food & hospitality 5.8%

Other services 5.8%

Public administration 5.5%

Construction 4.6%

Finance & real estate 4.3%

Agriculture & mining 3.4%

Wholesale trade 2.1%

Information 1.1%

Occupation

Category	%
Management, business & arts	33.3%
Service	15.0%
Sales & office	17.8%
Natural resources & construction	7.5%
Production & transportation	26.3%

Employment type

Type	%
Private sector	80.1%
Government	13.9%
Self-employed	6.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	77.9%
Carpool	12.2%
Public transit	0.0%
Walk	3.3%
Work from home	6.0%
Other means	0.6%
Avg commute (minutes)	25.2

Poverty

All people 11.4%

Under 18 years 19.7%

18 and over 9.0%

Married-couple families 3.4%

Female-led households 26.1%

Income support

Source	% of households
Social Security	36.2%
Retirement income	30.9%
Supplemental Security	6.0%
Cash public assistance	2.8%
Food stamps / SNAP	12.7%

Health indicators

Condition	%
Obesity	40.3%
High blood pressure	36.6%
High cholesterol	32.2%
Diabetes	11.7%
Heart disease	7.6%
Stroke	3.5%
Asthma	10.3%
Arthritis	29.1%
Kidney disease	3.1%
Pulmonary disease	9.7%
Cancer	7.2%

Behavior / access	%
Smoking	24.1%
Binge drinking	16.9%
No physical activity	27.8%
Less than 7 hrs sleep	37.2%
Depression	24.5%
Fair or poor health	16.4%
Poor mental health	16.7%
Poor physical health	11.5%
No health insurance	12.3%
Visited doctor (checkup)	76.4%
Visited dentist	58.8%
Cholesterol screening	88.1%
Teeth loss	16.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,348	8.5%

Disability	%
Any disability	14.8%
Under 18	6.3%
18–64 years	12.3%
65 and over	31.2%

Health insurance coverage

Type	%
Private insurance	72.7%
Public insurance	38.2%
No insurance	4.8%
Uninsured under 19	1.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	19,203	94.7%
Spanish	62	0.3%
Other Indo-European	34	0.2%
Asian & Pacific Islander	0	0.0%
Other languages	6	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	20,000	98.7%
Born in same state	19,904	98.2%
Born in different state	17,249	85.1%
Foreign born	96	0.5%
Naturalized citizen	269	1.3%
Not a US citizen	216	80.3%

Ancestry

Ancestry	Count	%
Italian	3,010	14.9%
French	2,490	12.3%
Arab	1,410	7%
English	423	2.1%

Ancestry	Count	%
Irish	75	0.4%
Polish	29	0.1%
German	17	0.1%

Technology access

Metric	% of households
Computer access	40.9%
Internet access	93.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 43078

What city is ZIP code 43078 in?

ZIP code 43078 is primarily assigned to Urbana, Ohio.

What county is ZIP code 43078 in?

ZIP code 43078 falls within Champaign County, Ohio.

Does ZIP code 43078 have a large retiree population?

36% of households in ZIP code 43078 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 43078?

The median home value in ZIP code 43078 is $158,200.

What is the population of ZIP code 43078?

ZIP code 43078 has an estimated population of 20,269 residents, with a density of 135 people per square mile.

What is the median household income in ZIP code 43078?

The median household income in ZIP code 43078 is $69,137, below the national median of ~$75,000.

What timezone is ZIP code 43078 in?

ZIP code 43078 observes the EST timezone.