45504 ZIP Code — Springfield, OH

Clark County, Ohio

ZIP code 45504 is located in Springfield, Ohio, within Clark County. It covers approximately 21.95 square miles and serves a population of 16,069 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 326/937.

About ZIP code 45504

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $151,500. Owner-occupancy sits near the national average at 73%.

Median household income is $62,780. SNAP benefit usage at 18% of households reflects economic stress in the area. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 18 minutes is near the national average.

Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 45504 reflects a community defined by a significant Social Security-dependent population and elevated reliance on food assistance.

16,069

population

21.95

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45504 ZIP code map

Cities in ZIP code 45504

Below are the cities the US Postal Service accepts for ZIP code 45504. Using any city not on this list may result in mail delivery delays.

City	Status
Springfield	Preferred

Nearby ZIP codes

45502 Springfield (4 mi) 45506 Springfield (4.8 mi) 45503 Springfield (5.7 mi) 45344 New Carlisle (6.2 mi) 45323 Enon (6.9 mi) 45505 Springfield (7.7 mi) 45341 Medway (9.1 mi) 45387 Yellow Springs (10.7 mi) 45324 Fairborn (11.3 mi) 43072 Saint Paris (12.5 mi) 43078 Urbana (12.7 mi) 45312 Casstown (12.8 mi)

Demographics updated 05/2026

Population
Total population	16,069
Population density	732 / sq mi
State FIPS	39
County FIPS	023

Geography
Land area	21.95 sq mi
Water area	0.15 sq mi
Latitude	39.9526
Longitude	-83.8813
Timezone	Eastern (ET)
Area code	326/937

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.6%	48.7%	43.3%
$50k – $100k	35.4%	32.2%	31.4%
$100k – $200k	15.5%	16.7%	20.0%
Over $200k	3.5%	2.4%	5.2%

Demographics & statistics

16,069

Population

732

People per sq mi

38.4

Median age

$62,780

Median household income

$33,489

Per capita income

$151,500

Median home value

$863

Median monthly rent

72.6%

Home ownership

10.7%

Poverty rate

6.9%

Unemployment

5,282

Housing units

27.7%

Bachelor's or higher

Age distribution

Male Female

449

Under 5

511

460

5–9

524

479

10–14

545

647

15–19

736

635

20–24

722

709

25–34

807

923

35–44

1,050

645

45–54

733

487

55–59

553

462

60–64

525

904

65–74

1,028

544

75–84

618

174

85+

199

← Male

Female →

Age summary

Group	Count	%
Under 18	3,484	21.7%
18 and over	12,585	78.3%
65 and over	3,467	21.6%
Median age	38.4 years

Race & ethnicity

White 87.2%

Two or more races 5.5%

Black or African American 5%

Hispanic or Latino 1.4%

Other race 0.5%

Asian 0.4%

Group	Count	%
White	14,214	87.2%
Two or more races	892	5.5%
Black or African American	813	5%
Hispanic or Latino	231	1.4%
Other race	76	0.5%
Asian	67	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.6%	48.7%	43.3%
$50k – $100k	35.4%	32.2%	31.4%
$100k – $200k	15.5%	16.7%	20.0%
Over $200k	3.5%	2.4%	5.2%

Under $10k 4.7%

$10k–$15k 2.6%

$15k–$25k 7.5%

$25k–$35k 9.3%

$35k–$50k 15.5%

$50k–$75k 17.9%

$75k–$100k 14.5%

$100k–$150k 15.2%

$150k–$200k 7.6%

$200k+ 5.1%

Range	% of households
Under $10k	4.7%
$10k–$15k	2.6%
$15k–$25k	7.5%
$25k–$35k	9.3%
$35k–$50k	15.5%
$50k–$75k	17.9%
$75k–$100k	14.5%
$100k–$150k	15.2%
$150k–$200k	7.6%
$200k+	5.1%
Median income	$62,780

Housing

Home values

Under $50k 10.1%

$50k–$100k 17.4%

$100k–$150k 22.0%

$150k–$200k 17.1%

$200k–$300k 17.0%

$300k–$500k 13.2%

$500k–$1M 3.3%

Housing overview

Metric	Value
Median home value	$151,500
Median rent / month	$863
Owner occupied	72.6%
Renter occupied	27.4%
Vacant	11.3%
Single-family detached	71.5%
Large apartment buildings	2.0%
Mobile homes	5.2%
Median rooms	5.9
Avg household size (owned)	2.38

Year built

Era	%
2020 or later	0.0%
2010–2019	0.7%
2000–2009	5.7%
1990–1999	5.1%
1980–1989	8.1%
1970–1979	13.9%
1960–1969	7.9%
1950–1959	18.5%
1940–1949	9.3%
1939 or earlier	30.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	9.6%
2 bedrooms	28.3%
3 bedrooms	44.7%
4 bedrooms	13.0%
5+ bedrooms	4.1%

Vehicles per household

Vehicles	% of households
No vehicle	4.2%
1 vehicle	33.8%
2 vehicles	41.4%
3 or more	20.6%

Heating fuel

Fuel type	%
Utility gas	85.1%
Electricity	12.8%
Propane / LP gas	1.0%
Fuel oil	0.8%
Wood	0.1%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	2,795	45.1%
Cohabiting couple	716	11.6%
Male householder, no spouse	988	16.0%
Female householder, no spouse	1,694	27.4%
Households with children under 18	1,767	28.5%
Households with seniors (65+)	2,348	37.9%
Average household size	2.36

Marital status

Status	Male	Female
Never married	34.8%	31.9%
Married	49.8%	41.1%
Separated	0.9%	1.8%
Widowed	4.6%	10.9%
Divorced	9.9%	14.3%

Education

Less than 9th grade 1.8%

Some HS, no diploma 6.0%

HS graduate 32.7%

Some college, no degree 22.1%

Associate's degree 9.7%

Bachelor's degree 15.9%

Graduate / professional 11.8%

Metric	%
HS diploma or higher	92.2%
Bachelor's or higher	27.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	225	5.2%
Kindergarten	214	4.9%
Elementary school	1,543	35.5%
High school	731	16.8%
College / grad school	1,637	37.6%

Employment

Industry of employment

Education & healthcare 29.7%

Retail trade 13.9%

Manufacturing 13.5%

Arts, food & hospitality 10.4%

Professional & management 7.0%

Finance & real estate 5.7%

Transportation & utilities 4.7%

Other services 4.6%

Public administration 3.6%

Construction 2.7%

Wholesale trade 2.2%

Information 1.5%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	38.2%
Service	20.5%
Sales & office	17.4%
Natural resources & construction	5.4%
Production & transportation	18.4%

Employment type

Type	%
Private sector	82.2%
Government	12.3%
Self-employed	5.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	78.1%
Carpool	9.1%
Public transit	0.2%
Walk	4.3%
Work from home	8.1%
Other means	0.2%
Avg commute (minutes)	17.9

Poverty

All people 10.7%

Under 18 years 13.6%

18 and over 9.9%

Married-couple families 2.0%

Female-led households 20.2%

Income support

Source	% of households
Social Security	37.6%
Retirement income	30.1%
Supplemental Security	4.8%
Cash public assistance	3.2%
Food stamps / SNAP	18.2%

Health indicators

Condition	%
Obesity	35.3%
High blood pressure	36.0%
High cholesterol	34.6%
Diabetes	11.8%
Heart disease	7.6%
Stroke	3.5%
Asthma	11.1%
Arthritis	27.7%
Kidney disease	3.2%
Pulmonary disease	9.5%
Cancer	6.9%

Behavior / access	%
Smoking	21.7%
Binge drinking	17.5%
No physical activity	28.8%
Less than 7 hrs sleep	39.8%
Depression	24.0%
Fair or poor health	16.6%
Poor mental health	17.8%
Poor physical health	11.3%
No health insurance	12.6%
Visited doctor (checkup)	77.1%
Visited dentist	58.7%
Cholesterol screening	85.5%
Teeth loss	16.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	924	7.4%

Disability	%
Any disability	14.1%
Under 18	7.2%
18–64 years	11.3%
65 and over	29.7%

Health insurance coverage

Type	%
Private insurance	66.9%
Public insurance	43.3%
No insurance	6.5%
Uninsured under 19	4.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	15,109	94.0%
Spanish	140	0.9%
Other Indo-European	100	0.7%
Asian & Pacific Islander	22	0.1%
Other languages	8	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	15,778	98.2%
Born in same state	15,735	97.9%
Born in different state	12,796	79.6%
Foreign born	43	0.3%
Naturalized citizen	291	1.8%
Not a US citizen	147	50.5%

Ancestry

Ancestry	Count	%
Italian	2,641	16.4%
French	2,042	12.7%
Arab	1,092	6.8%
English	144	0.9%
Dutch	65	0.4%

Ancestry	Count	%
Irish	54	0.3%
Polish	35	0.2%
German	18	0.1%
Norwegian	14	0.1%

Technology access

Metric	% of households
Computer access	38.5%
Internet access	91.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45504

What city is ZIP code 45504 in?

ZIP code 45504 is primarily assigned to Springfield, Ohio.

What county is ZIP code 45504 in?

ZIP code 45504 falls within Clark County, Ohio.

Does ZIP code 45504 have a large retiree population?

38% of households in ZIP code 45504 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 45504?

The median home value in ZIP code 45504 is $151,500.

What is the population of ZIP code 45504?

ZIP code 45504 has an estimated population of 16,069 residents, with a density of 732 people per square mile.

What is the median household income in ZIP code 45504?

The median household income in ZIP code 45504 is $62,780, below the national median of ~$75,000.

What timezone is ZIP code 45504 in?

ZIP code 45504 observes the EST timezone.