Troy ZIP Codes — Miami County, OH

There are 2 unique ZIP codes in Troy, Ohio. Area code: 326/937.

ZIP codes

87.69

sq mi land

0.71

sq mi water

326/937

area code

Troy, OH ZIP code map

About Troy, OH

Troy, Ohio, is a vibrant city located in the heart of Miami County. Known for its rich history and charming downtown area, Troy offers a unique blend of small-town appeal and modern amenities. Residents enjoy a community-oriented lifestyle with various cultural, recreational, and educational opportunities.

Location & geography

Troy is situated in Southwestern Ohio, approximately 20 miles north of Dayton and 30 miles west of Columbus. The city encompasses a land area of 87.69 square miles, with an additional 0.71 square miles designated as water. The terrain mainly consists of flat lands, making it easily accessible and pleasant for both residents and visitors.

Community & economy

The character of Troy is defined by its strong sense of community and friendly atmosphere. The local economy is supported by various industries, including manufacturing, retail, and agriculture, which significantly contribute to the city's growth. Daily life in Troy is enriched by numerous parks, festivals, and community events that foster connection among residents.

Transportation

Troy is conveniently served by several major highways, including Interstate 75, which provides direct access to larger metropolitan areas. The nearest named airport is the Dayton International Airport, located approximately 18 miles to the south, enhancing connectivity for the community. Public transportation options are more limited, but local services do provide essential links for residents.

History

Troy was founded in 1814 and has since evolved into a significant center for commerce and trade in the region. Historically, the city was known for its thriving agriculture industry, which played a crucial role in its development. Key events like the annual Strawberry Festival highlight the city’s rich cultural heritage and community spirit.

Did you know?

One surprising fact about Troy is that it is home to the famous Troy Hayner Cultural Center, a historic mansion that now serves as an art gallery and community event space. Additionally, the city boasts a vibrant public art program, featuring murals and sculptures that enhance its streetscapes.

ZIP codes for Troy, OH (2)

ZIP code	City	County	Map
45373	Troy	Miami	View map
45374	Troy	Miami	View map

Demographics & statistics

37,714

Population

40.0

Median age

$77,348

Median household income

$38,131

Per capita income

$212,400

Median home value

$887

Median monthly rent

71.9%

Home ownership

7.5%

Poverty rate

4.0%

Unemployment

11,742

Housing units

31.5%

Bachelor's or higher

Age distribution

Male Female

935

Under 5

981

1,237

5–9

1,297

1,272

10–14

1,335

1,289

15–19

1,352

1,063

20–24

1,116

2,038

25–34

2,139

2,617

35–44

2,747

2,371

45–54

2,487

1,240

55–59

1,302

1,075

60–64

1,129

1,864

65–74

1,956

1,076

75–84

1,130

325

85+

341

← Male

Female →

Age summary

Group	Count	%
Under 18	8,874	23.5%
18 and over	28,840	76.5%
65 and over	6,692	17.7%
Median age	40.0 years

Race & ethnicity

White 86.2%

Two or more races 4.9%

Asian 3.2%

Black or African American 2.6%

Hispanic or Latino 2.4%

Other race 0.6%

American Indian / Alaska Native 0.1%

Group	Count	%
White	33,301	86.2%
Two or more races	1,874	4.9%
Asian	1,247	3.2%
Black or African American	1,021	2.6%
Hispanic or Latino	908	2.4%
Other race	229	0.6%
American Indian / Alaska Native	42	0.1%

Household income

Under $10k 3.5%

$10k–$15k 2.6%

$15k–$25k 6.7%

$25k–$35k 5.4%

$35k–$50k 13.1%

$50k–$75k 16.9%

$75k–$100k 14.2%

$100k–$150k 20.4%

$150k–$200k 9.5%

$200k+ 7.7%

Range	% of households
Under $10k	3.5%
$10k–$15k	2.6%
$15k–$25k	6.7%
$25k–$35k	5.4%
$35k–$50k	13.1%
$50k–$75k	16.9%
$75k–$100k	14.2%
$100k–$150k	20.4%
$150k–$200k	9.5%
$200k+	7.7%
Median income	$77,348

Housing

Home values

Under $50k 2.0%

$50k–$100k 7.0%

$100k–$150k 18.5%

$150k–$200k 18.8%

$200k–$300k 25.1%

$300k–$500k 22.5%

$500k–$1M 5.9%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$212,400
Median rent / month	$887
Owner occupied	71.9%
Renter occupied	28.1%
Vacant	6.3%
Single-family detached	78.1%
Large apartment buildings	3.1%
Mobile homes	0.2%
Median rooms	6.1
Avg household size (owned)	2.65

Year built

Era	%
2020 or later	0.4%
2010–2019	6.4%
2000–2009	12.7%
1990–1999	13.5%
1980–1989	6.9%
1970–1979	17.2%
1960–1969	11.9%
1950–1959	8.8%
1940–1949	6.0%
1939 or earlier	16.2%

Bedrooms

Size	% of units
No bedroom (studio)	1.8%
1 bedroom	7.1%
2 bedrooms	20.6%
3 bedrooms	43.0%
4 bedrooms	23.1%
5+ bedrooms	4.4%

Vehicles per household

Vehicles	% of households
No vehicle	6.8%
1 vehicle	27.1%
2 vehicles	39.8%
3 or more	26.2%

Heating fuel

Fuel type	%
Utility gas	68.1%
Electricity	25.7%
Propane / LP gas	3.6%
Fuel oil	1.4%
Wood	0.9%

Households & families

Household type	Count	%
Married-couple family	7,993	53.5%
Cohabiting couple	980	6.6%
Male householder, no spouse	2,238	15.0%
Female householder, no spouse	3,717	24.9%
Households with children under 18	5,031	33.7%
Households with seniors (65+)	4,605	30.8%
Average household size	2.49

Marital status

Status	Male	Female
Never married	31.7%	22.9%
Married	56.8%	53.7%
Separated	0.5%	1.5%
Widowed	3.0%	8.2%
Divorced	8.0%	13.7%

Education

Less than 9th grade 1.0%

Some HS, no diploma 5.9%

HS graduate 33.3%

Some college, no degree 18.2%

Associate's degree 10.2%

Bachelor's degree 20.0%

Graduate / professional 11.5%

Metric	%
HS diploma or higher	93.1%
Bachelor's or higher	31.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	698	7.6%
Kindergarten	401	4.3%
Elementary school	3,985	43.1%
High school	2,350	25.4%
College / grad school	1,810	19.6%

Employment

Industry of employment

Manufacturing 26.2%

Education & healthcare 20.1%

Retail trade 9.9%

Professional & management 9.2%

Arts, food & hospitality 8.7%

Construction 4.8%

Other services 4.5%

Public administration 4.3%

Transportation & utilities 4.0%

Finance & real estate 4.0%

Wholesale trade 2.1%

Agriculture & mining 1.3%

Information 0.9%

Occupation

Category	%
Management, business & arts	40.3%
Service	16.1%
Sales & office	19.9%
Natural resources & construction	6.1%
Production & transportation	17.6%

Employment type

Type	%
Private sector	84.4%
Government	10.7%
Self-employed	4.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.7%
Carpool	8.1%
Public transit	0.3%
Walk	0.7%
Other means	1.7%
Avg commute (minutes)	20.5

Poverty

All people 7.5%

Under 18 years 10.2%

18 and over 6.7%

Married-couple families 1.6%

Female-led households 22.6%

Income support

Source	% of households
Social Security	32.3%
Retirement income	26.9%
Supplemental Security	5.0%
Cash public assistance	3.1%
Food stamps / SNAP	9.3%

Health indicators

Condition	%
High blood pressure	32.8%
High cholesterol	31.3%
Heart disease	6.8%
Stroke	3.1%
Asthma	10.0%
Arthritis	27.2%
Kidney disease	2.9%
Pulmonary disease	8.3%
Cancer	6.8%

Behavior / access	%
Binge drinking	18.6%
No physical activity	25.8%
Less than 7 hrs sleep	35.7%
Fair or poor health	14.1%
Poor mental health	16.3%
Poor physical health	10.3%
No health insurance	11.6%
Visited doctor (checkup)	73.4%
Visited dentist	63.4%
Cholesterol screening	88.6%
Teeth loss	13.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,422	8.4%

Disability	%
Any disability	11.3%
Under 18	5.4%
18–64 years	8.1%
65 and over	30.3%

Health insurance coverage

Type	%
Private insurance	74.2%
Public insurance	33.7%
Uninsured under 19	2.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	35,798	94.9%
Spanish	863	2.4%
Other Indo-European	57	0.2%
Asian & Pacific Islander	262	0.7%
Other languages	544	1.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	36,037	95.6%
Born in same state	35,786	94.9%
Born in different state	28,987	76.9%
Foreign born	251	0.7%
Naturalized citizen	1,677	4.4%
Not a US citizen	813	48.5%

Ancestry

Ancestry	Count	%
Italian	4,535	12%
French	4,408	11.7%
Arab	2,632	7%
English	557	1.5%
Irish	122	0.3%

Ancestry	Count	%
German	80	0.2%
Norwegian	78	0.2%
Polish	73	0.2%
Dutch	18	0%

Technology access

Metric	% of households
Computer access	39.6%
Internet access	93.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Troy, OH have?

Troy, OH has two ZIP codes: 45373 and 45374. Each ZIP code serves a distinct delivery area within the city and surrounding region.