38108 ZIP Code — Memphis, TN

Shelby County, Tennessee

ZIP code 38108 is located in Memphis, Tennessee, within Shelby County. It covers approximately 7.60 square miles and serves a population of 17,629 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 901.

About ZIP code 38108

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $58,800. Renters make up the majority at 58%, typical of denser urban areas.

Median household income is $29,757. Poverty affects 36% of residents, above the national average. SNAP benefit usage at 38% of households reflects economic stress in the area. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with construction as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 9% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of obesity (48%), diabetes (23%), smoking (31%) compared to national benchmarks. 22% of residents lack health insurance, above the national average.

Notable community characteristics include disability rates above the national average at 23%.

Overall, ZIP code 38108 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

17,629

population

7.60

sq mi land

Standard

ZIP type

Central (CT)

timezone

38108 ZIP code map

Cities in ZIP code 38108

Below are the cities the US Postal Service accepts for ZIP code 38108. Using any city not on this list may result in mail delivery delays.

City	Status
Memphis	Acceptable
Memphis	Preferred

Nearby ZIP codes

38112 Memphis (2.4 mi) 38122 Memphis (2.7 mi) 38107 Memphis (3.2 mi) 38104 Memphis (3.6 mi) 38128 Memphis (3.9 mi) 38152 Memphis (4.1 mi) 38105 Memphis (4.5 mi) 38111 Memphis (4.6 mi) 38117 Memphis (5.1 mi) 38145 Memphis (5.3 mi) 38136 Memphis (5.3 mi) 38148 Memphis (5.3 mi)

Demographics updated 06/2026

Population
Total population	17,629
Population density	2,320 / sq mi
State FIPS	47
County FIPS	157

Geography
Land area	7.60 sq mi
Water area	0.64 sq mi
Latitude	35.1753
Longitude	-89.9602
Timezone	Central (CT)
Area code	901

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	80.3%	48.0%	45.7%
$50k – $100k	14.6%	27.7%	30.9%
$100k – $200k	4.7%	17.7%	18.3%
Over $200k	0.4%	6.5%	5.1%

Demographics & statistics

17,629

Population

2,320

People per sq mi

35.4

Median age

$29,757

Median household income

$17,712

Per capita income

$58,800

Median home value

$808

Median monthly rent

41.8%

Home ownership

35.7%

Poverty rate

11.7%

Unemployment

4,110

Housing units

8.6%

Bachelor's or higher

Age distribution

Male Female

892

Under 5

915

645

5–9

662

573

10–14

588

400

15–19

410

611

20–24

627

1,178

25–34

1,209

1,043

35–44

1,071

747

45–54

767

738

55–59

758

668

60–64

685

646

65–74

663

312

75–84

321

247

85+

253

← Male

Female →

Age summary

Group	Count	%
Under 18	4,687	26.6%
18 and over	12,942	73.4%
65 and over	2,442	13.9%
Median age	35.4 years

Race & ethnicity

Black or African American 52.2%

White 19.6%

Hispanic or Latino 13.3%

Other race 12.6%

Two or more races 2.1%

American Indian / Alaska Native 0.2%

Group	Count	%
Black or African American	10,606	52.2%
White	3,995	19.6%
Hispanic or Latino	2,708	13.3%
Other race	2,570	12.6%
Two or more races	424	2.1%
American Indian / Alaska Native	34	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	80.3%	48.0%	45.7%
$50k – $100k	14.6%	27.7%	30.9%
$100k – $200k	4.7%	17.7%	18.3%
Over $200k	0.4%	6.5%	5.1%

Under $10k 16.6%

$10k–$15k 13.5%

$15k–$25k 14.9%

$25k–$35k 12.0%

$35k–$50k 16.0%

$50k–$75k 13.6%

$75k–$100k 7.0%

$100k–$150k 3.1%

$150k–$200k 2.1%

$200k+ 1.3%

Range	% of households
Under $10k	16.6%
$10k–$15k	13.5%
$15k–$25k	14.9%
$25k–$35k	12.0%
$35k–$50k	16.0%
$50k–$75k	13.6%
$75k–$100k	7.0%
$100k–$150k	3.1%
$150k–$200k	2.1%
$200k+	1.3%
Median income	$29,757

Housing

Home values

Under $50k 39.0%

$50k–$100k 47.0%

$100k–$150k 3.7%

$150k–$200k 1.4%

$200k–$300k 4.0%

$300k–$500k 2.4%

$500k–$1M 0.5%

$1M+ 1.9%

Housing overview

Metric	Value
Median home value	$58,800
Median rent / month	$808
Owner occupied	41.8%
Renter occupied	58.2%
Vacant	17.2%
Single-family detached	74.9%
Large apartment buildings	1.7%
Mobile homes	1.1%
Median rooms	5.3
Avg household size (owned)	2.45

Year built

Era	%
2020 or later	0.2%
2010–2019	0.2%
2000–2009	3.4%
1990–1999	4.5%
1980–1989	0.9%
1970–1979	9.1%
1960–1969	17.2%
1950–1959	33.7%
1940–1949	21.4%
1939 or earlier	9.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	10.5%
2 bedrooms	37.0%
3 bedrooms	41.4%
4 bedrooms	9.8%
5+ bedrooms	0.7%

Vehicles per household

Vehicles	% of households
No vehicle	19.7%
1 vehicle	42.1%
2 vehicles	24.7%
3 or more	13.5%

Heating fuel

Fuel type	%
Utility gas	67.3%
Electricity	30.5%
Propane / LP gas	1.1%
No fuel used	1.1%

Households & families

Household type	Count	%
Married-couple family	1,649	25.1%
Cohabiting couple	374	5.7%
Male householder, no spouse	1,661	25.3%
Female householder, no spouse	2,876	43.8%
Households with children under 18	1,978	30.2%
Households with seniors (65+)	2,069	31.5%
Average household size	2.67

Marital status

Status	Male	Female
Never married	49.8%	42.4%
Married	31.6%	26.9%
Separated	6.5%	6.3%
Widowed	5.2%	13.6%
Divorced	6.9%	10.9%

Education

Less than 9th grade 9.1%

Some HS, no diploma 17.1%

HS graduate 36.2%

Some college, no degree 24.3%

Associate's degree 4.7%

Bachelor's degree 5.5%

Graduate / professional 3.0%

Metric	%
HS diploma or higher	73.8%
Bachelor's or higher	8.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	173	4.8%
Kindergarten	347	9.6%
Elementary school	1,817	50.1%
High school	723	19.9%
College / grad school	569	15.7%

Employment

Industry of employment

Construction 19.4%

Arts, food & hospitality 15.2%

Retail trade 14.1%

Education & healthcare 10.1%

Transportation & utilities 8.7%

Manufacturing 8.5%

Professional & management 8.4%

Other services 6.1%

Finance & real estate 4.3%

Wholesale trade 3.3%

Public administration 1.0%

Information 0.6%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	13.0%
Service	24.5%
Sales & office	20.0%
Natural resources & construction	21.8%
Production & transportation	20.7%

Employment type

Type	%
Private sector	90.1%
Government	4.4%
Self-employed	5.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.1%
Carpool	14.0%
Public transit	2.7%
Walk	0.9%
Work from home	1.5%
Other means	1.7%
Avg commute (minutes)	24.4

Poverty

All people 35.7%

Under 18 years 51.4%

18 and over 30.1%

Married-couple families 19.8%

Female-led households 42.0%

Income support

Source	% of households
Social Security	34.0%
Retirement income	20.5%
Supplemental Security	15.4%
Cash public assistance	3.4%
Food stamps / SNAP	37.9%

Health indicators

Condition	%
Obesity	47.6%
High blood pressure	50.5%
High cholesterol	34.6%
Diabetes	23.0%
Heart disease	9.8%
Stroke	7.4%
Asthma	13.5%
Arthritis	33.5%
Kidney disease	5.4%
Pulmonary disease	13.4%
Cancer	5.6%

Behavior / access	%
Smoking	30.7%
Binge drinking	10.7%
No physical activity	42.4%
Less than 7 hrs sleep	41.0%
Depression	24.2%
Fair or poor health	35.5%
Poor mental health	20.1%
Poor physical health	19.2%
No health insurance	32.2%
Visited doctor (checkup)	79.9%
Visited dentist	37.2%
Cholesterol screening	87.3%
Teeth loss	39.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	807	6.2%

Disability	%
Any disability	22.9%
Under 18	7.0%
18–64 years	24.0%
65 and over	49.0%

Health insurance coverage

Type	%
Private insurance	30.5%
Public insurance	57.6%
No insurance	21.5%
Uninsured under 19	8.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	15,822	89.7%
Spanish	1,397	8.8%
Other Indo-European	1,397	8.8%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	15,932	90.4%
Born in same state	15,865	90.0%
Born in different state	12,423	70.5%
Foreign born	67	0.4%
Naturalized citizen	1,697	9.6%
Not a US citizen	218	12.8%

Ancestry

Ancestry	Count	%
Italian	724	4.1%
Arab	287	1.6%
French	199	1.1%

Ancestry	Count	%
English	25	0.1%
Dutch	17	0.1%

Technology access

Metric	% of households
Computer access	37.2%
Internet access	80.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38108

What city is ZIP code 38108 in?

ZIP code 38108 is primarily assigned to Memphis, Tennessee.

What county is ZIP code 38108 in?

ZIP code 38108 falls within Shelby County, Tennessee.

What is the poverty rate in ZIP code 38108?

36% of residents in ZIP code 38108 live below the poverty line, above the national average.

How educated is the population of ZIP code 38108?

9% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 38108 mostly rentals?

58% of occupied units in ZIP code 38108 are renter-occupied.

What are the health statistics for ZIP code 38108?

Health data for ZIP code 38108 shows elevated rates of obesity (48%) and diabetes (23%) and smoking (31%) compared to national benchmarks.

What timezone is ZIP code 38108 in?

ZIP code 38108 observes the CST timezone.