28790 ZIP Code — Zirconia, NC

Henderson County, North Carolina

ZIP code 28790 is located in Zirconia, North Carolina, within Henderson County. It covers approximately 47.64 square miles and serves a population of 3,358 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 828.

About ZIP code 28790

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $371,100. Owner-occupancy is high at 91%, well above the national average.

Median household income is $95,352. The poverty rate of 4% is below the national average. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.

Notable community characteristics include disability rates above the national average at 22%.

Overall, ZIP code 28790 reflects a community defined by high homeownership and a significant Social Security-dependent population.

3,358
population
47.64
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
28790 ZIP code map
Cities in ZIP code 28790

Below are the cities the US Postal Service accepts for ZIP code 28790. Using any city not on this list may result in mail delivery delays.

City Status
Zirconia Preferred
Nearby ZIP codes
28739 Hendersonville (4.9 mi) 28726 East Flat Rock (6.7 mi) 28731 Flat Rock (8.1 mi) 28718 Cedar Mountain (8.3 mi) 29690 Travelers Rest (9.1 mi) 28766 Penrose (9.3 mi) 29661 Marietta (9.6 mi) 28773 Saluda (9.8 mi) 28729 Etowah (10.9 mi) 28791 Hendersonville (11.6 mi) 29635 Cleveland (12.4 mi) 28768 Pisgah Forest (13.6 mi)
Demographics updated 05/2026
Population
Total population 3,358
Population density 70 / sq mi
State FIPS 37
County FIPS 089
Geography
Land area 47.64 sq mi
Water area 0.27 sq mi
Latitude 35.1966
Longitude -82.4796
Timezone Eastern (ET)
Area code 828
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 24.1% 42.5% 44.4%
$50k – $100k 53.1% 33.7% 30.6%
$100k – $200k 13.2% 19.3% 19.1%
Over $200k 9.5% 4.6% 6.0%

Demographics & statistics

3,358
Population
70
People per sq mi
48.5
Median age
$95,352
Median household income
$41,124
Per capita income
$371,100
Median home value
$1,233
Median monthly rent
91.0%
Home ownership
3.9%
Poverty rate
11.5%
Unemployment
1,553
Housing units
24.8%
Bachelor's or higher

Age distribution

Male Female
23
Under 5
26
85
5–9
92
62
10–14
68
139
15–19
152
107
20–24
116
127
25–34
139
80
35–44
87
387
45–54
422
181
55–59
196
94
60–64
102
218
65–74
238
75
75–84
81
29
85+
32
← Male
Female →

Age summary

GroupCount%
Under 1849914.9%
18 and over2,85985.1%
65 and over67320.0%
Median age48.5 years

Race & ethnicity

White 83.8%
Hispanic or Latino 5.3%
Other race 5.3%
American Indian / Alaska Native 2.5%
Two or more races 2.2%
Black or African American 0.9%
GroupCount%
White2,97083.8%
Hispanic or Latino1885.3%
Other race1885.3%
American Indian / Alaska Native882.5%
Two or more races792.2%
Black or African American330.9%

Household income

Income range This ZIP County avg State avg
Under $50k 24.1% 42.5% 44.4%
$50k – $100k 53.1% 33.7% 30.6%
$100k – $200k 13.2% 19.3% 19.1%
Over $200k 9.5% 4.6% 6.0%
Under $10k 2.0%
$10k–$15k 0.9%
$15k–$25k 9.9%
$25k–$35k 8.6%
$35k–$50k 4.3%
$50k–$75k 11.8%
$75k–$100k 35.3%
$100k–$150k 12.0%
$150k–$200k 5.4%
$200k+ 9.8%
Range% of households
Under $10k2.0%
$10k–$15k0.9%
$15k–$25k9.9%
$25k–$35k8.6%
$35k–$50k4.3%
$50k–$75k11.8%
$75k–$100k35.3%
$100k–$150k12.0%
$150k–$200k5.4%
$200k+9.8%
Median income$95,352

Housing

Home values

Under $50k 7.9%
$50k–$100k 4.0%
$100k–$150k 10.3%
$150k–$200k 4.1%
$200k–$300k 19.2%
$300k–$500k 34.1%
$500k–$1M 12.4%
$1M+ 8.0%

Housing overview

MetricValue
Median home value$371,100
Median rent / month$1,233
Owner occupied91.0%
Renter occupied9.0%
Vacant20.7%
Single-family detached81.9%
Large apartment buildings0.0%
Mobile homes17.7%
Median rooms6.7
Avg household size (owned)2.49

Year built

Era%
2020 or later0.9%
2010–201912.7%
2000–200921.3%
1990–199919.3%
1980–19897.7%
1970–19799.8%
1960–19699.0%
1950–19599.5%
1940–19490.7%
1939 or earlier9.1%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom3.8%
2 bedrooms20.7%
3 bedrooms63.1%
4 bedrooms9.5%
5+ bedrooms2.9%

Vehicles per household

Vehicles% of households
No vehicle0.9%
1 vehicle20.8%
2 vehicles25.7%
3 or more52.6%

Heating fuel

Fuel type%
Utility gas4.1%
Electricity65.6%
Propane / LP gas12.4%
Fuel oil6.7%
Wood7.5%

Households & families

Household typeCount%
Married-couple family85164.2%
Cohabiting couple846.3%
Male householder, no spouse1078.1%
Female householder, no spouse28421.4%
Households with children under 1821816.4%
Households with seniors (65+)56542.6%
Average household size2.51

Marital status

StatusMaleFemale
Never married24.2%23.8%
Married58.7%49.6%
Separated1.6%0.0%
Widowed0.0%15.0%
Divorced15.5%11.6%

Education

Less than 9th grade 1.8%
Some HS, no diploma 3.0%
HS graduate 36.3%
Some college, no degree 20.8%
Associate's degree 13.3%
Bachelor's degree 17.3%
Graduate / professional 7.5%
Metric%
HS diploma or higher95.2%
Bachelor's or higher24.8%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool142.5%
Kindergarten142.5%
Elementary school22540.4%
High school19735.4%
College / grad school10719.2%

Employment

Industry of employment

Education & healthcare 24.3%
Retail trade 19.0%
Transportation & utilities 16.3%
Manufacturing 11.2%
Professional & management 8.0%
Public administration 4.9%
Construction 4.4%
Arts, food & hospitality 2.9%
Finance & real estate 2.6%
Information 2.5%
Other services 2.4%
Agriculture & mining 1.6%

Occupation

Category%
Management, business & arts22.1%
Service14.4%
Sales & office36.5%
Natural resources & construction9.3%
Production & transportation17.7%

Employment type

Type%
Private sector68.0%
Government24.9%
Self-employed7.0%
Unpaid family workers0.0%

Commute

Method%
Drive alone86.6%
Carpool9.0%
Public transit0.0%
Walk0.0%
Work from home2.9%
Other means1.4%
Avg commute (minutes)24.4

Poverty

All people 3.9%
Under 18 years 5.6%
18 and over 3.6%
Married-couple families 1.3%
Female-led households 0.0%

Income support

Source% of households
Social Security41.9%
Retirement income44.0%
Supplemental Security4.1%
Cash public assistance1.6%
Food stamps / SNAP4.1%

Health indicators

Condition%
Obesity33.6%
High blood pressure30.6%
High cholesterol35.4%
Diabetes8.7%
Heart disease6.2%
Stroke2.7%
Asthma8.3%
Arthritis25.3%
Kidney disease2.7%
Pulmonary disease6.1%
Cancer7.2%
Behavior / access%
Smoking15.8%
Binge drinking16.0%
No physical activity18.1%
Less than 7 hrs sleep30.6%
Depression21.6%
Fair or poor health10.9%
Poor mental health12.8%
Poor physical health9.1%
No health insurance13.7%
Visited doctor (checkup)77.7%
Visited dentist70.6%
Cholesterol screening91.2%
Teeth loss9.7%

Veterans & disability

VeteransCount%
Civilian veterans1756.1%
Disability%
Any disability22.2%
Under 186.6%
18–64 years17.5%
65 and over49.2%

Health insurance coverage

Type%
Private insurance73.7%
Public insurance32.5%
No insurance11.3%
Uninsured under 1911.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only3,30998.5%
Spanish822.5%
Other Indo-European822.5%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)3,22496.0%
Born in same state3,22496.0%
Born in different state2,17764.8%
Foreign born00.0%
Naturalized citizen1344.0%
Not a US citizen3223.9%

Ancestry

AncestryCount%
French73822%
Italian39311.7%
Arab2798.3%
Irish471.4%
AncestryCount%
English190.6%
German130.4%
Dutch70.2%

Technology access

Metric% of households
Computer access39.5%
Internet access92.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28790

What city is ZIP code 28790 in?

ZIP code 28790 is primarily assigned to Zirconia, North Carolina.

What county is ZIP code 28790 in?

ZIP code 28790 falls within Henderson County, North Carolina.

Is ZIP code 28790 mostly owner-occupied?

91% of occupied units in ZIP code 28790 are owner-occupied, well above the national average.

Does ZIP code 28790 have a large retiree population?

42% of households in ZIP code 28790 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 28790?

The median home value in ZIP code 28790 is $371,100.

What is the population of ZIP code 28790?

ZIP code 28790 has an estimated population of 3,358 residents, with a density of 70 people per square mile.

What timezone is ZIP code 28790 in?

ZIP code 28790 observes the EST timezone.

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