28766 ZIP Code — Penrose, NC

Transylvania County, North Carolina

ZIP code 28766 is located in Penrose, North Carolina, within Transylvania County. It covers approximately 6.00 square miles and serves a population of 896 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 828.

About ZIP code 28766

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $283,800. Owner-occupancy is high at 82%, well above the national average.

Median household income is $74,375. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.

Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.

Notable community characteristics include disability rates above the national average at 22%.

Overall, ZIP code 28766 reflects a community defined by high homeownership and a significant Social Security-dependent population.

896

population

6.00

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28766 ZIP code map

Cities in ZIP code 28766

Below are the cities the US Postal Service accepts for ZIP code 28766. Using any city not on this list may result in mail delivery delays.

City	Status
Penrose	Preferred

Nearby ZIP codes

28729 Etowah (4.2 mi) 28768 Pisgah Forest (4.3 mi) 28739 Hendersonville (5.2 mi) 28718 Cedar Mountain (8.2 mi) 28712 Brevard (8.4 mi) 28742 Horse Shoe (8.4 mi) 28790 Zirconia (9.3 mi) 28791 Hendersonville (9.5 mi) 28726 East Flat Rock (11.7 mi) 29635 Cleveland (13.2 mi) 28731 Flat Rock (13.4 mi) 29661 Marietta (14.1 mi)

Demographics updated 05/2026

Population
Total population	896
Population density	149 / sq mi
State FIPS	37
County FIPS	175

Geography
Land area	6.00 sq mi
Water area	0.00 sq mi
Latitude	35.2612
Longitude	-82.6244
Timezone	Eastern (ET)
Area code	828

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.6%	48.1%	44.4%
$50k – $100k	38.1%	31.2%	30.6%
$100k – $200k	19.2%	15.8%	19.1%
Over $200k	2.1%	4.8%	6.0%

Demographics & statistics

896

Population

149

People per sq mi

50.4

Median age

$74,375

Median household income

$35,099

Per capita income

$283,800

Median home value

$945

Median monthly rent

82.0%

Home ownership

11.5%

Poverty rate

0.0%

Unemployment

432

Housing units

26.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	169	18.9%
18 and over	727	81.1%
65 and over	186	20.8%
Median age	50.4 years

Race & ethnicity

White 82.4%

Black or African American 11.5%

Two or more races 4%

American Indian / Alaska Native 1.1%

Hispanic or Latino 1%

Group	Count	%
White	746	82.4%
Black or African American	104	11.5%
Two or more races	36	4%
American Indian / Alaska Native	10	1.1%
Hispanic or Latino	9	1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.6%	48.1%	44.4%
$50k – $100k	38.1%	31.2%	30.6%
$100k – $200k	19.2%	15.8%	19.1%
Over $200k	2.1%	4.8%	6.0%

Under $10k 8.0%

$10k–$15k 7.3%

$15k–$25k 12.8%

$25k–$35k 8.0%

$35k–$50k 3.1%

$50k–$75k 11.8%

$75k–$100k 24.3%

$100k–$150k 14.2%

$150k–$200k 5.9%

$200k+ 4.5%

Range	% of households
Under $10k	8.0%
$10k–$15k	7.3%
$15k–$25k	12.8%
$25k–$35k	8.0%
$35k–$50k	3.1%
$50k–$75k	11.8%
$75k–$100k	24.3%
$100k–$150k	14.2%
$150k–$200k	5.9%
$200k+	4.5%
Median income	$74,375

Housing

Home values

$100k–$150k 18.4%

$150k–$200k 8.1%

$200k–$300k 31.1%

$300k–$500k 29.4%

$500k–$1M 13.0%

Housing overview

Metric	Value
Median home value	$283,800
Median rent / month	$945
Owner occupied	82.0%
Renter occupied	18.0%
Vacant	16.7%
Single-family detached	71.7%
Large apartment buildings	0.0%
Mobile homes	28.3%
Median rooms	5.4
Avg household size (owned)	2.20

Year built

Era	%
2020 or later	0.0%
2010–2019	16.5%
2000–2009	23.0%
1990–1999	24.2%
1980–1989	8.5%
1970–1979	3.1%
1960–1969	9.1%
1950–1959	4.7%
1940–1949	1.4%
1939 or earlier	9.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	3.3%
2 bedrooms	20.3%
3 bedrooms	54.3%
4 bedrooms	20.5%
5+ bedrooms	1.6%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	29.3%
2 vehicles	25.8%
3 or more	44.9%

Heating fuel

Fuel type	%
Electricity	89.4%
Fuel oil	1.7%
Wood	9.0%

Households & families

Household type	Count	%
Married-couple family	242	57.2%
Cohabiting couple	13	3.1%
Male householder, no spouse	34	8.0%
Female householder, no spouse	134	31.7%
Households with children under 18	133	31.4%
Households with seniors (65+)	145	34.3%
Average household size	2.11

Marital status

Status	Male	Female
Never married	14.6%	15.2%
Married	76.7%	54.2%
Separated	0.0%	0.0%
Widowed	0.3%	15.9%
Divorced	8.4%	14.7%

Education

Less than 9th grade 0.0%

Some HS, no diploma 4.5%

HS graduate 30.1%

Some college, no degree 29.3%

Associate's degree 9.7%

Bachelor's degree 24.0%

Graduate / professional 2.5%

Metric	%
HS diploma or higher	95.5%
Bachelor's or higher	26.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	19	10.1%
Kindergarten	11	5.8%
Elementary school	101	53.4%
High school	10	5.3%
College / grad school	48	25.4%

Employment

Industry of employment

Education & healthcare 21.7%

Retail trade 19.4%

Manufacturing 16.1%

Professional & management 10.7%

Finance & real estate 8.4%

Construction 8.2%

Agriculture & mining 4.9%

Transportation & utilities 3.3%

Arts, food & hospitality 3.3%

Other services 1.6%

Wholesale trade 1.2%

Public administration 1.2%

Occupation

Category	%
Management, business & arts	39.5%
Service	15.9%
Sales & office	19.4%
Natural resources & construction	10.7%
Production & transportation	14.5%

Employment type

Type	%
Private sector	75.7%
Government	14.7%
Self-employed	9.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.6%
Carpool	6.8%
Public transit	0.0%
Walk	0.0%
Work from home	12.6%
Other means	0.0%
Avg commute (minutes)	22.7

Poverty

All people 11.5%

Under 18 years 11.2%

18 and over 11.6%

Married-couple families 3.7%

Female-led households 48.3%

Income support

Source	% of households
Social Security	39.5%
Retirement income	33.8%
Supplemental Security	1.7%
Cash public assistance	0.0%
Food stamps / SNAP	0.2%

Health indicators

Condition	%
Obesity	27.1%
High blood pressure	30.7%
High cholesterol	34.5%
Diabetes	8.5%
Heart disease	6.0%
Stroke	2.6%
Asthma	8.4%
Arthritis	25.0%
Kidney disease	2.6%
Pulmonary disease	5.8%
Cancer	7.3%

Behavior / access	%
Smoking	15.1%
Binge drinking	16.8%
No physical activity	17.8%
Less than 7 hrs sleep	30.3%
Depression	22.4%
Fair or poor health	10.2%
Poor mental health	13.0%
Poor physical health	9.0%
No health insurance	12.7%
Visited doctor (checkup)	78.1%
Visited dentist	71.9%
Cholesterol screening	91.4%
Teeth loss	9.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	41	5.6%

Disability	%
Any disability	22.4%
Under 18	17.8%
18–64 years	19.4%
65 and over	35.5%

Health insurance coverage

Type	%
Private insurance	69.2%
Public insurance	37.8%
No insurance	10.4%
Uninsured under 19	11.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	867	96.8%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	885	98.8%
Born in same state	885	98.8%
Born in different state	553	61.7%
Foreign born	0	0.0%
Naturalized citizen	11	1.2%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	176	19.6%
Italian	161	18%

Ancestry	Count	%
French	78	8.7%
English	18	2%

Technology access

Metric	% of households
Computer access	47.2%
Internet access	87.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28766

What city is ZIP code 28766 in?

ZIP code 28766 is primarily assigned to Penrose, North Carolina.

What county is ZIP code 28766 in?

ZIP code 28766 falls within Transylvania County, North Carolina.

Is ZIP code 28766 mostly owner-occupied?

82% of occupied units in ZIP code 28766 are owner-occupied, well above the national average.

Does ZIP code 28766 have a large retiree population?

40% of households in ZIP code 28766 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 28766?

ZIP code 28766 has an estimated population of 896 residents, with a density of 149 people per square mile.

What is the typical home value in ZIP code 28766?

The median home value in ZIP code 28766 is $283,800.

What timezone is ZIP code 28766 in?

ZIP code 28766 observes the EST timezone.