28742 ZIP Code — Horse Shoe, NC

Henderson County, North Carolina

ZIP code 28742 is located in Horse Shoe, North Carolina, within Henderson County. It covers approximately 46.38 square miles and serves a population of 3,000 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 828.

About ZIP code 28742

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $297,300. Owner-occupancy is high at 87%, well above the national average.

Median household income is $79,904. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

Educational attainment is near the national average, with 37% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 28742 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

3,000

population

46.38

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28742 ZIP code map

Cities in ZIP code 28742

Below are the cities the US Postal Service accepts for ZIP code 28742. Using any city not on this list may result in mail delivery delays.

City	Status
Horse Shoe	Preferred

Nearby ZIP codes

28729 Etowah (4.9 mi) 28704 Arden (6.6 mi) 28768 Pisgah Forest (7.4 mi) 28791 Hendersonville (7.4 mi) 28766 Penrose (8.4 mi) 28715 Candler (9.9 mi) 28732 Fletcher (10.3 mi) 28739 Hendersonville (10.8 mi) 28803 Asheville (12.3 mi) 28806 Asheville (13.1 mi) 28712 Brevard (13.6 mi) 28716 Canton (13.8 mi)

Demographics updated 05/2026

Population
Total population	3,000
Population density	65 / sq mi
State FIPS	37
County FIPS	089

Geography
Land area	46.38 sq mi
Water area	0.24 sq mi
Latitude	35.3824
Longitude	-82.6410
Timezone	Eastern (ET)
Area code	828

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.7%	42.5%	44.4%
$50k – $100k	28.2%	33.7%	30.6%
$100k – $200k	27.5%	19.3%	19.1%
Over $200k	2.5%	4.6%	6.0%

Demographics & statistics

3,000

Population

People per sq mi

50.5

Median age

$79,904

Median household income

$40,754

Per capita income

$297,300

Median home value

$946

Median monthly rent

87.1%

Home ownership

11.2%

Poverty rate

7.0%

Unemployment

1,169

Housing units

37.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

104

20–24

139

181

25–34

242

35–44

111

157

45–54

209

113

55–59

150

191

60–64

255

200

65–74

267

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	317	10.6%
18 and over	2,683	89.4%
65 and over	649	21.6%
Median age	50.5 years

Race & ethnicity

White 95%

Two or more races 3.5%

Hispanic or Latino 0.7%

Other race 0.7%

Group	Count	%
White	2,871	95%
Two or more races	107	3.5%
Hispanic or Latino	21	0.7%
Other race	21	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.7%	42.5%	44.4%
$50k – $100k	28.2%	33.7%	30.6%
$100k – $200k	27.5%	19.3%	19.1%
Over $200k	2.5%	4.6%	6.0%

Under $10k 3.8%

$10k–$15k 3.7%

$15k–$25k 2.2%

$25k–$35k 4.7%

$35k–$50k 18.9%

$50k–$75k 14.1%

$75k–$100k 13.7%

$100k–$150k 21.3%

$150k–$200k 5.3%

$200k+ 12.4%

Range	% of households
Under $10k	3.8%
$10k–$15k	3.7%
$15k–$25k	2.2%
$25k–$35k	4.7%
$35k–$50k	18.9%
$50k–$75k	14.1%
$75k–$100k	13.7%
$100k–$150k	21.3%
$150k–$200k	5.3%
$200k+	12.4%
Median income	$79,904

Housing

Home values

Under $50k 1.8%

$50k–$100k 8.9%

$100k–$150k 4.6%

$150k–$200k 12.5%

$200k–$300k 22.8%

$300k–$500k 30.4%

$500k–$1M 18.4%

$1M+ 0.6%

Housing overview

Metric	Value
Median home value	$297,300
Median rent / month	$946
Owner occupied	87.1%
Renter occupied	12.9%
Vacant	5.4%
Single-family detached	75.1%
Large apartment buildings	0.5%
Mobile homes	24.4%
Median rooms	6.0
Avg household size (owned)	2.40

Year built

Era	%
2020 or later	0.0%
2010–2019	8.6%
2000–2009	14.8%
1990–1999	20.1%
1980–1989	34.1%
1970–1979	11.1%
1960–1969	1.7%
1950–1959	5.3%
1940–1949	2.8%
1939 or earlier	1.4%

Bedrooms

Size	% of units
No bedroom (studio)	2.3%
1 bedroom	4.0%
2 bedrooms	29.0%
3 bedrooms	51.4%
4 bedrooms	12.4%
5+ bedrooms	1.0%

Vehicles per household

Vehicles	% of households
No vehicle	1.7%
1 vehicle	30.4%
2 vehicles	49.5%
3 or more	18.4%

Heating fuel

Fuel type	%
Utility gas	10.8%
Electricity	60.3%
Propane / LP gas	13.2%
Fuel oil	6.0%
Wood	9.8%

Households & families

Household type	Count	%
Married-couple family	699	55.5%
Cohabiting couple	26	2.1%
Male householder, no spouse	247	19.6%
Female householder, no spouse	287	22.8%
Households with children under 18	196	15.6%
Households with seniors (65+)	539	42.8%
Average household size	2.38

Marital status

Status	Male	Female
Never married	21.4%	21.2%
Married	65.8%	61.3%
Separated	0.0%	0.0%
Widowed	3.4%	8.6%
Divorced	9.3%	8.9%

Education

Less than 9th grade 0.0%

Some HS, no diploma 9.6%

HS graduate 18.5%

Some college, no degree 20.5%

Associate's degree 14.3%

Bachelor's degree 22.3%

Graduate / professional 14.9%

Metric	%
HS diploma or higher	90.4%
Bachelor's or higher	37.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	21	3.7%
Kindergarten	21	3.7%
Elementary school	156	27.4%
High school	110	19.3%
College / grad school	261	45.9%

Employment

Industry of employment

Education & healthcare 22.5%

Manufacturing 19.5%

Arts, food & hospitality 16.3%

Finance & real estate 10.7%

Professional & management 9.2%

Public administration 6.0%

Construction 4.8%

Wholesale trade 4.1%

Retail trade 2.5%

Information 2.5%

Other services 0.9%

Agriculture & mining 0.5%

Transportation & utilities 0.5%

Occupation

Category	%
Management, business & arts	41.5%
Service	16.7%
Sales & office	22.7%
Natural resources & construction	6.0%
Production & transportation	13.1%

Employment type

Type	%
Private sector	81.5%
Government	14.1%
Self-employed	4.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	70.7%
Carpool	13.1%
Public transit	0.0%
Walk	0.0%
Work from home	15.8%
Other means	0.4%
Avg commute (minutes)	24.0

Poverty

All people 11.2%

Under 18 years 5.4%

18 and over 11.9%

Married-couple families 4.4%

Female-led households 11.3%

Income support

Source	% of households
Social Security	34.4%
Retirement income	33.2%
Supplemental Security	11.4%
Cash public assistance	1.7%
Food stamps / SNAP	5.2%

Health indicators

Condition	%
Obesity	33.8%
High blood pressure	33.0%
High cholesterol	37.1%
Diabetes	9.7%
Heart disease	6.9%
Stroke	3.1%
Asthma	8.5%
Arthritis	27.5%
Kidney disease	3.0%
Pulmonary disease	6.9%
Cancer	7.7%

Behavior / access	%
Smoking	16.9%
Binge drinking	15.0%
No physical activity	19.6%
Less than 7 hrs sleep	31.1%
Depression	21.9%
Fair or poor health	12.1%
Poor mental health	12.9%
Poor physical health	10.0%
No health insurance	14.2%
Visited doctor (checkup)	78.6%
Visited dentist	69.4%
Cholesterol screening	91.9%
Teeth loss	10.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	318	11.9%

Disability	%
Any disability	15.8%
Under 18	0.0%
18–64 years	14.4%
65 and over	27.9%

Health insurance coverage

Type	%
Private insurance	69.1%
Public insurance	32.9%
No insurance	14.4%
Uninsured under 19	4.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,890	96.3%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,991	99.7%
Born in same state	2,984	99.5%
Born in different state	1,497	49.9%
Foreign born	7	0.2%
Naturalized citizen	9	0.3%
Not a US citizen	9	100.0%

Ancestry

Ancestry	Count	%
French	790	26.3%
Italian	495	16.5%

Ancestry	Count	%
Arab	452	15.1%
English	4	0.1%

Technology access

Metric	% of households
Computer access	42.0%
Internet access	83.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28742

What city is ZIP code 28742 in?

ZIP code 28742 is primarily assigned to Horse Shoe, North Carolina.

What county is ZIP code 28742 in?

ZIP code 28742 falls within Henderson County, North Carolina.

Is ZIP code 28742 mostly owner-occupied?

87% of occupied units in ZIP code 28742 are owner-occupied, well above the national average.

Does ZIP code 28742 have a large veteran population?

12% of civilians in ZIP code 28742 are veterans, above the national average of ~7%.

What is the population of ZIP code 28742?

ZIP code 28742 has an estimated population of 3,000 residents, with a density of 65 people per square mile.

What is the typical home value in ZIP code 28742?

The median home value in ZIP code 28742 is $297,300.

What timezone is ZIP code 28742 in?

ZIP code 28742 observes the EST timezone.