28729 ZIP Code — Etowah, NC

Henderson County, North Carolina

ZIP code 28729 is located in Etowah, North Carolina, within Henderson County. It covers approximately 4.15 square miles and serves a population of 3,616 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 828.

About ZIP code 28729

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $300,800. Owner-occupancy is high at 84%, well above the national average.

Median household income is $89,773. The poverty rate of 6% is below the national average. 52% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is near the national average, with 35% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 28729 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

3,616

population

4.15

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28729 ZIP code map

Cities in ZIP code 28729

Below are the cities the US Postal Service accepts for ZIP code 28729. Using any city not on this list may result in mail delivery delays.

City	Status
Etowah	Preferred

Nearby ZIP codes

28766 Penrose (4.2 mi) 28742 Horse Shoe (4.9 mi) 28768 Pisgah Forest (5.8 mi) 28791 Hendersonville (5.9 mi) 28739 Hendersonville (5.9 mi) 28704 Arden (10 mi) 28726 East Flat Rock (10.6 mi) 28790 Zirconia (10.9 mi) 28712 Brevard (11.6 mi) 28732 Fletcher (11.7 mi) 28718 Cedar Mountain (12.1 mi) 28731 Flat Rock (12.2 mi)

Demographics updated 05/2026

Population
Total population	3,616
Population density	871 / sq mi
State FIPS	37
County FIPS	089

Geography
Land area	4.15 sq mi
Water area	0.01 sq mi
Latitude	35.3187
Longitude	-82.6008
Timezone	Eastern (ET)
Area code	828

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.5%	42.5%	44.4%
$50k – $100k	29.0%	33.7%	30.6%
$100k – $200k	31.0%	19.3%	19.1%
Over $200k	5.6%	4.6%	6.0%

Demographics & statistics

3,616

Population

871

People per sq mi

46.9

Median age

$89,773

Median household income

$43,150

Per capita income

$300,800

Median home value

$1,641

Median monthly rent

83.7%

Home ownership

5.5%

Poverty rate

0.0%

Unemployment

1,379

Housing units

34.9%

Bachelor's or higher

Age distribution

Male Female

118

Under 5

5–9

10–14

15–19

192

20–24

151

203

25–34

160

207

35–44

162

249

45–54

195

108

55–59

178

60–64

140

350

65–74

275

183

75–84

144

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	542	15.0%
18 and over	3,074	85.0%
65 and over	1,027	28.4%
Median age	46.9 years

Race & ethnicity

White 85.6%

Hispanic or Latino 6.1%

Other race 5.7%

Asian 1.5%

Two or more races 0.6%

Black or African American 0.4%

Group	Count	%
White	3,296	85.6%
Hispanic or Latino	235	6.1%
Other race	221	5.7%
Asian	59	1.5%
Two or more races	25	0.6%
Black or African American	15	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.5%	42.5%	44.4%
$50k – $100k	29.0%	33.7%	30.6%
$100k – $200k	31.0%	19.3%	19.1%
Over $200k	5.6%	4.6%	6.0%

Under $10k 0.3%

$10k–$15k 0.8%

$15k–$25k 3.5%

$25k–$35k 12.1%

$35k–$50k 11.4%

$50k–$75k 11.8%

$75k–$100k 13.7%

$100k–$150k 29.6%

$150k–$200k 6.0%

$200k+ 10.8%

Range	% of households
Under $10k	0.3%
$10k–$15k	0.8%
$15k–$25k	3.5%
$25k–$35k	12.1%
$35k–$50k	11.4%
$50k–$75k	11.8%
$75k–$100k	13.7%
$100k–$150k	29.6%
$150k–$200k	6.0%
$200k+	10.8%
Median income	$89,773

Housing

Home values

Under $50k 13.6%

$50k–$100k 1.0%

$100k–$150k 0.8%

$150k–$200k 4.5%

$200k–$300k 29.9%

$300k–$500k 37.5%

$500k–$1M 12.7%

Housing overview

Metric	Value
Median home value	$300,800
Median rent / month	$1,641
Owner occupied	83.7%
Renter occupied	16.3%
Vacant	9.0%
Single-family detached	84.7%
Large apartment buildings	0.0%
Mobile homes	7.0%
Median rooms	6.0
Avg household size (owned)	2.49

Year built

Era	%
2020 or later	0.0%
2010–2019	13.9%
2000–2009	14.3%
1990–1999	11.7%
1980–1989	32.6%
1970–1979	6.3%
1960–1969	13.2%
1950–1959	5.8%
1940–1949	1.5%
1939 or earlier	0.7%

Bedrooms

Size	% of units
No bedroom (studio)	2.5%
1 bedroom	0.0%
2 bedrooms	24.1%
3 bedrooms	62.0%
4 bedrooms	11.5%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	1.7%
1 vehicle	17.6%
2 vehicles	43.8%
3 or more	37.0%

Heating fuel

Fuel type	%
Utility gas	43.8%
Electricity	48.2%
Propane / LP gas	1.1%
Wood	6.9%

Households & families

Household type	Count	%
Married-couple family	969	65.7%
Cohabiting couple	104	7.1%
Male householder, no spouse	187	12.7%
Female householder, no spouse	214	14.5%
Households with children under 18	304	20.6%
Households with seniors (65+)	715	48.5%
Average household size	2.45

Marital status

Status	Male	Female
Never married	26.4%	23.4%
Married	53.1%	58.2%
Separated	0.0%	0.0%
Widowed	2.4%	6.0%
Divorced	18.1%	12.4%

Education

Less than 9th grade 0.0%

Some HS, no diploma 3.5%

HS graduate 22.3%

Some college, no degree 28.6%

Associate's degree 10.8%

Bachelor's degree 25.6%

Graduate / professional 9.3%

Metric	%
HS diploma or higher	96.5%
Bachelor's or higher	34.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	42	7.0%
Kindergarten	25	4.1%
Elementary school	81	13.4%
High school	170	28.1%
College / grad school	286	47.4%

Employment

Industry of employment

Education & healthcare 23.9%

Construction 16.2%

Manufacturing 9.7%

Transportation & utilities 9.5%

Other services 9.0%

Retail trade 8.2%

Professional & management 7.7%

Arts, food & hospitality 6.3%

Finance & real estate 3.2%

Public administration 2.9%

Wholesale trade 2.7%

Information 0.7%

Occupation

Category	%
Management, business & arts	31.3%
Service	19.3%
Sales & office	19.7%
Natural resources & construction	14.0%
Production & transportation	15.8%

Employment type

Type	%
Private sector	81.5%
Government	13.6%
Self-employed	4.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	67.7%
Carpool	27.2%
Public transit	0.0%
Walk	0.0%
Work from home	5.0%
Other means	0.0%
Avg commute (minutes)	26.0

Poverty

All people 5.5%

Under 18 years 0.0%

18 and over 6.5%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	51.8%
Retirement income	36.5%
Supplemental Security	1.9%
Cash public assistance	0.0%
Food stamps / SNAP	10.6%

Health indicators

Condition	%
Obesity	34.7%
High blood pressure	38.9%
High cholesterol	41.0%
Diabetes	12.1%
Heart disease	9.4%
Stroke	4.1%
Asthma	8.5%
Arthritis	33.0%
Kidney disease	3.8%
Pulmonary disease	8.6%
Cancer	9.7%

Behavior / access	%
Smoking	16.5%
Binge drinking	12.4%
No physical activity	22.2%
Less than 7 hrs sleep	30.3%
Depression	21.0%
Fair or poor health	14.5%
Poor mental health	12.2%
Poor physical health	11.4%
No health insurance	15.0%
Visited doctor (checkup)	81.2%
Visited dentist	67.8%
Cholesterol screening	93.1%
Teeth loss	12.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	376	12.2%

Disability	%
Any disability	20.0%
Under 18	0.0%
18–64 years	24.7%
65 and over	21.1%

Health insurance coverage

Type	%
Private insurance	63.1%
Public insurance	45.8%
No insurance	13.4%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,406	94.2%
Spanish	91	2.7%
Other Indo-European	10	0.3%
Asian & Pacific Islander	14	0.4%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,443	95.2%
Born in same state	3,435	95.0%
Born in different state	1,913	52.9%
Foreign born	8	0.2%
Naturalized citizen	173	4.8%
Not a US citizen	145	83.8%

Ancestry

Ancestry	Count	%
French	425	11.8%
Italian	370	10.2%
Arab	217	6%
Irish	95	2.6%

Ancestry	Count	%
Polish	71	2%
German	15	0.4%
Dutch	8	0.2%

Technology access

Metric	% of households
Computer access	40.8%
Internet access	96.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28729

What city is ZIP code 28729 in?

ZIP code 28729 is primarily assigned to Etowah, North Carolina.

What county is ZIP code 28729 in?

ZIP code 28729 falls within Henderson County, North Carolina.

Does ZIP code 28729 have an older population?

28% of residents in ZIP code 28729 are 65 or older, above the national average of ~17%.

Does ZIP code 28729 have a large retiree population?

52% of households in ZIP code 28729 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 28729 mostly owner-occupied?

84% of occupied units in ZIP code 28729 are owner-occupied, well above the national average.

Does ZIP code 28729 have a large veteran population?

12% of civilians in ZIP code 28729 are veterans, above the national average of ~7%.

What timezone is ZIP code 28729 in?

ZIP code 28729 observes the EST timezone.