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North Carolina ZIP Codes
Polk County
Saluda, NC
28773
28773 ZIP Code — Saluda, NC
Polk County, North Carolina
ZIP code 28773 is located in
Saluda ,
North Carolina ,
within Polk County .
It covers approximately 48.30 square miles and serves a population of
2,949 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 828 .
About ZIP code 28773
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $278,100. Owner-occupancy is high at 86%, well above the national average.
Median household income is $66,298. 46% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.
Educational attainment is near the national average, with 39% of residents holding a bachelor's degree or higher.
Overall, ZIP code 28773 reflects a community defined by high homeownership and a significant Social Security-dependent population.
28773 ZIP code map
View map of 28773
Cities in ZIP code 28773
Below are the cities the US Postal Service accepts for ZIP code 28773. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
2,949
Population density
61 / sq mi
State FIPS
37
County FIPS
149
Geography
Land area
48.30 sq mi
Water area
0.19 sq mi
Latitude
35.2536
Longitude
-82.3214
Timezone
Eastern (ET)
Area code
828
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
42.3%
47.8%
44.4%
$50k – $100k
37.7%
31.7%
30.6%
$100k – $200k
17.8%
16.3%
19.1%
Over $200k
2.2%
4.2%
6.0%
Demographics & statistics
$66,298
Median household income
$278,100
Median home value
$1,138
Median monthly rent
39.2%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 494 16.8% 18 and over 2,455 83.2% 65 and over 919 31.2% Median age 54.9 years
Race & ethnicity
Black or African American
0.9%
American Indian / Alaska Native
0.1%
Group Count % White 2,850 95.4% Two or more races 59 2% Hispanic or Latino 39 1.3% Black or African American 26 0.9% Asian 11 0.4% American Indian / Alaska Native 3 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
42.3%
47.8%
44.4%
$50k – $100k
37.7%
31.7%
30.6%
$100k – $200k
17.8%
16.3%
19.1%
Over $200k
2.2%
4.2%
6.0%
Range % of households Under $10k 6.7% $10k–$15k 2.3% $15k–$25k 4.0% $25k–$35k 5.3% $35k–$50k 20.4% $50k–$75k 13.4% $75k–$100k 20.0% $100k–$150k 15.0% $150k–$200k 10.7% $200k+ 2.2% Median income $66,298
Housing
Housing overview
Metric Value Median home value $278,100 Median rent / month $1,138 Owner occupied 85.7% Renter occupied 14.3% Vacant 43.6% Single-family detached 91.6% Large apartment buildings 0.0% Mobile homes 7.1% Median rooms 5.8 Avg household size (owned) 2.34
Year built
Era % 2020 or later 0.1% 2010–2019 10.2% 2000–2009 17.7% 1990–1999 14.3% 1980–1989 11.4% 1970–1979 15.1% 1960–1969 7.6% 1950–1959 5.0% 1940–1949 4.3% 1939 or earlier 14.3%
Bedrooms
Size % of units No bedroom (studio) 0.4% 1 bedroom 5.1% 2 bedrooms 25.4% 3 bedrooms 57.3% 4 bedrooms 6.5% 5+ bedrooms 5.2%
Vehicles per household
Vehicles % of households No vehicle 2.0% 1 vehicle 16.1% 2 vehicles 45.8% 3 or more 36.1%
Heating fuel
Fuel type % Utility gas 2.2% Electricity 50.5% Propane / LP gas 23.9% Fuel oil 7.8% Wood 13.2%
Households & families
Household type Count % Married-couple family 721 61.5% Cohabiting couple 50 4.3% Male householder, no spouse 209 17.8% Female householder, no spouse 193 16.5% Households with children under 18 281 24.0% Households with seniors (65+) 573 48.8% Average household size 2.44
Marital status
Status Male Female Never married 13.7% 21.8% Married 64.9% 59.4% Separated 0.4% 0.2% Widowed 2.3% 7.2% Divorced 18.7% 11.3%
Education
Some college, no degree
19.9%
Graduate / professional
11.4%
Metric % HS diploma or higher 94.4% Bachelor's or higher 39.2%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 57 10.6% Kindergarten 12 2.2% Elementary school 250 46.6% High school 113 21.1% College / grad school 104 19.4%
Employment
Industry of employment
Education & healthcare
22.9%
Arts, food & hospitality
9.3%
Professional & management
7.9%
Finance & real estate
4.9%
Agriculture & mining
3.7%
Public administration
3.0%
Transportation & utilities
2.0%
Occupation
Category % Management, business & arts 47.0% Service 16.3% Sales & office 14.5% Natural resources & construction 11.6% Production & transportation 10.6%
Employment type
Type % Private sector 81.3% Government 8.7% Self-employed 6.6% Unpaid family workers 3.4%
Commute
Method % Drive alone 76.4% Carpool 8.5% Public transit 0.0% Walk 2.0% Work from home 13.1% Other means 0.0% Avg commute (minutes) 27.2
Poverty
Married-couple families
4.0%
Female-led households
10.6%
Income support
Source % of households Social Security 46.0% Retirement income 36.6% Supplemental Security 2.7% Cash public assistance 0.0% Food stamps / SNAP 4.4%
Health indicators
Condition % Obesity 33.2% High blood pressure 37.6% High cholesterol 39.7% Diabetes 11.3% Heart disease 8.2% Stroke 3.6% Asthma 8.6% Arthritis 30.7% Kidney disease 3.5% Pulmonary disease 7.8% Cancer 8.9%
Behavior / access % Smoking 15.7% Binge drinking 13.9% No physical activity 20.8% Less than 7 hrs sleep 30.3% Depression 21.8% Fair or poor health 13.1% Poor mental health 12.4% Poor physical health 10.7% No health insurance 13.3% Visited doctor (checkup) 80.3% Visited dentist 69.7% Cholesterol screening 92.9% Teeth loss 10.8%
Veterans & disability
Veterans Count % Civilian veterans 255 10.4%
Disability % Any disability 15.0% Under 18 8.7% 18–64 years 9.7% 65 and over 28.0%
Health insurance coverage
Type % Private insurance 69.5% Public insurance 43.1% No insurance 7.9% Uninsured under 19 2.6%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 2,801 95.0% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 2,885 97.8% Born in same state 2,885 97.8% Born in different state 1,357 46.0% Foreign born 0 0.0% Naturalized citizen 64 2.2% Not a US citizen 34 53.1%
Ancestry
Ancestry Count % French 689 23.4% Arab 496 16.8% Italian 378 12.8% Polish 16 0.5%
Ancestry Count % English 14 0.5% Dutch 7 0.2% Irish 6 0.2% German 1 0%
Technology access
Metric % of households Computer access 39.8% Internet access 96.8%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 28773
What city is ZIP code 28773 in?
ZIP code 28773 is primarily assigned to Saluda, North Carolina.
What county is ZIP code 28773 in?
ZIP code 28773 falls within Polk County, North Carolina.
Does ZIP code 28773 have an older population?
31% of residents in ZIP code 28773 are 65 or older, above the national average of ~17%.
Is ZIP code 28773 mostly owner-occupied?
86% of occupied units in ZIP code 28773 are owner-occupied, well above the national average.
Does ZIP code 28773 have a large retiree population?
46% of households in ZIP code 28773 receive Social Security income, suggesting a significant retiree or disability population.
What is the poverty rate in ZIP code 28773?
16% of residents in ZIP code 28773 live below the poverty line, above the national average.
What timezone is ZIP code 28773 in?
ZIP code 28773 observes the EST timezone.
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