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North Carolina ZIP Codes
Polk County
Tryon, NC
28782
28782 ZIP Code — Tryon, NC
Polk County, North Carolina
ZIP code 28782 is located in
Tryon ,
North Carolina ,
within Polk County .
It covers approximately 49.06 square miles and serves a population of
6,420 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 828 .
About ZIP code 28782
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $279,800. Owner-occupancy is high at 77%, well above the national average.
Median household income is $59,594. 51% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.
Educational attainment is near the national average, with 41% of residents holding a bachelor's degree or higher.
Notable community characteristics include disability rates above the national average at 23%.
Overall, ZIP code 28782 reflects a community defined by high homeownership and a significant Social Security-dependent population.
28782 ZIP code map
View map of 28782
Cities in ZIP code 28782
Below are the cities the US Postal Service accepts for ZIP code 28782. Using any city not on this list may result in mail delivery delays.
City
Status
Tryon
Preferred
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
6,420
Population density
131 / sq mi
State FIPS
37
County FIPS
149
Geography
Land area
49.06 sq mi
Water area
0.11 sq mi
Latitude
35.2290
Longitude
-82.1758
Timezone
Eastern (ET)
Area code
828
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
45.4%
47.8%
44.4%
$50k – $100k
30.3%
31.7%
30.6%
$100k – $200k
18.3%
16.3%
19.1%
Over $200k
6.0%
4.2%
6.0%
Demographics & statistics
$59,594
Median household income
$279,800
Median home value
$1,272
Median monthly rent
40.8%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 636 9.9% 18 and over 5,784 90.1% 65 and over 2,432 37.9% Median age 59.0 years
Race & ethnicity
Black or African American
5.4%
American Indian / Alaska Native
0.2%
Group Count % White 5,859 90.2% Black or African American 352 5.4% Two or more races 122 1.9% Hispanic or Latino 72 1.1% Other race 68 1% American Indian / Alaska Native 11 0.2% Asian 8 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
45.4%
47.8%
44.4%
$50k – $100k
30.3%
31.7%
30.6%
$100k – $200k
18.3%
16.3%
19.1%
Over $200k
6.0%
4.2%
6.0%
Range % of households Under $10k 6.1% $10k–$15k 4.1% $15k–$25k 7.4% $25k–$35k 13.4% $35k–$50k 10.4% $50k–$75k 18.3% $75k–$100k 11.4% $100k–$150k 13.7% $150k–$200k 5.8% $200k+ 9.5% Median income $59,594
Housing
Housing overview
Metric Value Median home value $279,800 Median rent / month $1,272 Owner occupied 77.1% Renter occupied 22.9% Vacant 17.3% Single-family detached 80.9% Large apartment buildings 0.0% Mobile homes 6.2% Median rooms 5.9 Avg household size (owned) 2.11
Year built
Era % 2020 or later 0.2% 2010–2019 2.8% 2000–2009 9.5% 1990–1999 15.6% 1980–1989 18.4% 1970–1979 14.7% 1960–1969 12.5% 1950–1959 10.1% 1940–1949 4.9% 1939 or earlier 11.3%
Bedrooms
Size % of units No bedroom (studio) 0.9% 1 bedroom 6.4% 2 bedrooms 23.6% 3 bedrooms 52.3% 4 bedrooms 14.6% 5+ bedrooms 2.2%
Vehicles per household
Vehicles % of households No vehicle 4.8% 1 vehicle 30.6% 2 vehicles 39.1% 3 or more 25.6%
Heating fuel
Fuel type % Utility gas 8.9% Electricity 58.0% Propane / LP gas 17.9% Fuel oil 8.5% Wood 4.7% No fuel used 0.7%
Households & families
Household type Count % Married-couple family 1,656 52.6% Cohabiting couple 146 4.6% Male householder, no spouse 540 17.1% Female householder, no spouse 809 25.7% Households with children under 18 364 11.6% Households with seniors (65+) 1,602 50.8% Average household size 2.01
Marital status
Status Male Female Never married 21.3% 17.0% Married 62.6% 55.4% Separated 2.8% 1.7% Widowed 3.5% 13.1% Divorced 9.8% 12.8%
Education
Some college, no degree
21.9%
Graduate / professional
14.7%
Metric % HS diploma or higher 95.1% Bachelor's or higher 40.8%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 14 2.1% Kindergarten 29 4.3% Elementary school 401 58.8% High school 90 13.2% College / grad school 148 21.7%
Employment
Industry of employment
Education & healthcare
22.3%
Professional & management
14.6%
Finance & real estate
8.7%
Agriculture & mining
4.9%
Arts, food & hospitality
4.4%
Transportation & utilities
3.5%
Public administration
1.7%
Occupation
Category % Management, business & arts 41.4% Service 12.3% Sales & office 21.6% Natural resources & construction 12.3% Production & transportation 12.3%
Employment type
Type % Private sector 77.7% Government 8.9% Self-employed 13.5% Unpaid family workers 0.0%
Commute
Method % Drive alone 69.8% Carpool 10.8% Public transit 0.0% Walk 3.1% Work from home 16.0% Other means 0.3% Avg commute (minutes) 24.7
Poverty
Married-couple families
8.3%
Female-led households
0.0%
Income support
Source % of households Social Security 50.9% Retirement income 34.2% Supplemental Security 5.3% Cash public assistance 2.4% Food stamps / SNAP 5.5%
Health indicators
Condition % Obesity 31.8% High blood pressure 40.3% High cholesterol 41.3% Diabetes 12.1% Heart disease 8.8% Stroke 3.9% Asthma 8.5% Arthritis 32.0% Kidney disease 3.7% Pulmonary disease 7.8% Cancer 9.8%
Behavior / access % Smoking 14.5% Binge drinking 13.0% No physical activity 22.0% Less than 7 hrs sleep 30.1% Depression 20.9% Fair or poor health 13.6% Poor mental health 11.8% Poor physical health 10.9% No health insurance 14.2% Visited doctor (checkup) 81.6% Visited dentist 70.0% Cholesterol screening 93.5% Teeth loss 11.2%
Veterans & disability
Veterans Count % Civilian veterans 516 8.9%
Disability % Any disability 22.8% Under 18 16.0% 18–64 years 18.2% 65 and over 31.2%
Health insurance coverage
Type % Private insurance 68.9% Public insurance 46.5% No insurance 8.4% Uninsured under 19 1.2%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 6,284 97.9% Spanish 22 0.4% Other Indo-European 8 0.1% Asian & Pacific Islander 6 0.1% Other languages 8 0.1%
Place of birth & citizenship
Origin Count % Native born (US) 6,242 97.2% Born in same state 6,219 96.9% Born in different state 2,012 31.3% Foreign born 23 0.4% Naturalized citizen 178 2.8% Not a US citizen 100 56.2%
Ancestry
Ancestry Count % French 961 15% Italian 875 13.6% Arab 813 12.7% English 65 1%
Ancestry Count % Polish 61 1% German 36 0.6% Dutch 25 0.4% Irish 4 0.1%
Technology access
Metric % of households Computer access 49.1% Internet access 91.3%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 28782
What city is ZIP code 28782 in?
ZIP code 28782 is primarily assigned to Tryon, North Carolina.
What county is ZIP code 28782 in?
ZIP code 28782 falls within Polk County, North Carolina.
Does ZIP code 28782 have an older population?
38% of residents in ZIP code 28782 are 65 or older, above the national average of ~17%.
Does ZIP code 28782 have a large retiree population?
51% of households in ZIP code 28782 receive Social Security income, suggesting a significant retiree or disability population.
What is the population of ZIP code 28782?
ZIP code 28782 has an estimated population of 6,420 residents, with a density of 131 people per square mile.
What is the median household income in ZIP code 28782?
The median household income in ZIP code 28782 is $59,594, below the national median of ~$75,000.
What timezone is ZIP code 28782 in?
ZIP code 28782 observes the EST timezone.
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