40391 ZIP Code — Winchester, KY

Clark County, Kentucky

ZIP code 40391 is located in Winchester, Kentucky, within Clark County. It covers approximately 237.30 square miles and serves a population of 36,584 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 859.

About ZIP code 40391

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $182,700. Owner-occupancy sits near the national average at 72%.

The gap between median ($62,198) and mean household income suggests income inequality — a small number of higher earners pull the average up. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Overall, ZIP code 40391 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

36,584

population

237.30

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

40391 ZIP code map

Cities in ZIP code 40391

Below are the cities the US Postal Service accepts for ZIP code 40391. Using any city not on this list may result in mail delivery delays.

City	Status
Winchester	Acceptable
Winchester	Preferred

Nearby ZIP codes

40509 Lexington (12.2 mi) 40353 Mount Sterling (13.5 mi) 40516 Lexington (14.4 mi) 40312 Clay City (14.8 mi) 40337 Jeffersonville (14.8 mi) 40515 Lexington (15.5 mi) 40475 Richmond (16.3 mi) 40385 Waco (16.9 mi) 40361 Paris (17.8 mi) 40505 Lexington (17.9 mi) 40517 Lexington (18.7 mi) 40502 Lexington (18.9 mi)

Demographics updated 05/2026

Population
Total population	36,584
Population density	154 / sq mi
State FIPS	21
County FIPS	049

Geography
Land area	237.30 sq mi
Water area	2.48 sq mi
Latitude	37.9684
Longitude	-84.1460
Timezone	Eastern (ET)
Area code	859

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.5%	45.5%	47.9%
$50k – $100k	33.8%	33.8%	30.3%
$100k – $200k	17.5%	17.5%	17.6%
Over $200k	3.3%	3.3%	4.2%

Demographics & statistics

36,584

Population

154

People per sq mi

40.8

Median age

$62,198

Median household income

$35,999

Per capita income

$182,700

Median home value

$859

Median monthly rent

71.6%

Home ownership

15.1%

Poverty rate

5.2%

Unemployment

11,833

Housing units

19.7%

Bachelor's or higher

Age distribution

Male Female

1,028

Under 5

1,069

1,042

5–9

1,084

1,215

10–14

1,265

1,045

15–19

1,087

1,019

20–24

1,060

2,314

25–34

2,407

2,176

35–44

2,265

2,433

45–54

2,532

1,316

55–59

1,369

1,113

60–64

1,159

1,873

65–74

1,948

985

75–84

1,024

370

85+

386

← Male

Female →

Age summary

Group	Count	%
Under 18	8,188	22.4%
18 and over	28,396	77.6%
65 and over	6,586	18.0%
Median age	40.8 years

Race & ethnicity

White 89.4%

Black or African American 3.8%

Two or more races 3.2%

Hispanic or Latino 1.8%

Other race 1.1%

Asian 0.6%

American Indian / Alaska Native 0.1%

Group	Count	%
White	33,313	89.4%
Black or African American	1,422	3.8%
Two or more races	1,181	3.2%
Hispanic or Latino	661	1.8%
Other race	406	1.1%
Asian	232	0.6%
American Indian / Alaska Native	30	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.5%	45.5%	47.9%
$50k – $100k	33.8%	33.8%	30.3%
$100k – $200k	17.5%	17.5%	17.6%
Over $200k	3.3%	3.3%	4.2%

Under $10k 4.7%

$10k–$15k 5.6%

$15k–$25k 8.8%

$25k–$35k 8.3%

$35k–$50k 13.5%

$50k–$75k 18.8%

$75k–$100k 11.7%

$100k–$150k 17.8%

$150k–$200k 6.1%

$200k+ 4.8%

Range	% of households
Under $10k	4.7%
$10k–$15k	5.6%
$15k–$25k	8.8%
$25k–$35k	8.3%
$35k–$50k	13.5%
$50k–$75k	18.8%
$75k–$100k	11.7%
$100k–$150k	17.8%
$150k–$200k	6.1%
$200k+	4.8%
Median income	$62,198

Housing

Home values

Under $50k 7.1%

$50k–$100k 8.3%

$100k–$150k 21.4%

$150k–$200k 19.5%

$200k–$300k 23.5%

$300k–$500k 15.4%

$500k–$1M 3.8%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$182,700
Median rent / month	$859
Owner occupied	71.6%
Renter occupied	28.4%
Vacant	8.5%
Single-family detached	71.1%
Large apartment buildings	1.4%
Mobile homes	8.4%
Median rooms	5.9
Avg household size (owned)	2.53

Year built

Era	%
2020 or later	0.4%
2010–2019	5.5%
2000–2009	14.2%
1990–1999	19.5%
1980–1989	11.0%
1970–1979	15.2%
1960–1969	10.8%
1950–1959	9.1%
1940–1949	6.2%
1939 or earlier	8.1%

Bedrooms

Size	% of units
No bedroom (studio)	2.0%
1 bedroom	6.0%
2 bedrooms	20.1%
3 bedrooms	49.4%
4 bedrooms	18.9%
5+ bedrooms	3.6%

Vehicles per household

Vehicles	% of households
No vehicle	6.6%
1 vehicle	30.2%
2 vehicles	39.3%
3 or more	23.9%

Heating fuel

Fuel type	%
Utility gas	36.9%
Electricity	55.7%
Propane / LP gas	5.8%
Fuel oil	0.3%
Wood	0.8%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	7,028	48.1%
Cohabiting couple	1,217	8.3%
Male householder, no spouse	2,428	16.6%
Female householder, no spouse	3,948	27.0%
Households with children under 18	4,445	30.4%
Households with seniors (65+)	4,786	32.7%
Average household size	2.47

Marital status

Status	Male	Female
Never married	30.6%	22.6%
Married	52.4%	46.1%
Separated	1.9%	2.4%
Widowed	3.3%	10.1%
Divorced	11.8%	18.8%

Education

Less than 9th grade 4.1%

Some HS, no diploma 7.0%

HS graduate 37.6%

Some college, no degree 21.9%

Associate's degree 9.5%

Bachelor's degree 12.6%

Graduate / professional 7.1%

Metric	%
HS diploma or higher	88.9%
Bachelor's or higher	19.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	528	6.9%
Kindergarten	414	5.4%
Elementary school	3,544	46.0%
High school	1,740	22.6%
College / grad school	1,471	19.1%

Employment

Industry of employment

Education & healthcare 23.3%

Manufacturing 16.2%

Retail trade 14.1%

Professional & management 9.9%

Construction 7.9%

Transportation & utilities 7.0%

Arts, food & hospitality 5.0%

Finance & real estate 4.6%

Public administration 4.1%

Other services 3.5%

Wholesale trade 2.4%

Agriculture & mining 1.0%

Information 0.9%

Occupation

Category	%
Management, business & arts	35.5%
Service	13.3%
Sales & office	23.4%
Natural resources & construction	9.6%
Production & transportation	18.2%

Employment type

Type	%
Private sector	82.0%
Government	13.3%
Self-employed	4.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.6%
Carpool	6.8%
Public transit	0.0%
Walk	1.2%
Work from home	7.7%
Other means	1.7%
Avg commute (minutes)	25.6

Poverty

All people 15.1%

Under 18 years 21.3%

18 and over 13.3%

Married-couple families 3.5%

Female-led households 29.5%

Income support

Source	% of households
Social Security	38.1%
Retirement income	26.2%
Supplemental Security	6.7%
Cash public assistance	1.9%
Food stamps / SNAP	13.1%

Health indicators

Condition	%
Obesity	35.6%
High blood pressure	39.9%
High cholesterol	36.3%
Diabetes	11.8%
Heart disease	7.5%
Stroke	3.6%
Asthma	11.3%
Arthritis	31.8%
Kidney disease	3.2%
Pulmonary disease	10.4%
Cancer	6.8%

Behavior / access	%
Smoking	23.9%
Binge drinking	15.4%
No physical activity	31.4%
Less than 7 hrs sleep	40.1%
Depression	26.4%
Fair or poor health	20.4%
Poor mental health	17.9%
Poor physical health	14.0%
No health insurance	10.5%
Visited doctor (checkup)	76.8%
Visited dentist	53.2%
Cholesterol screening	90.0%
Teeth loss	19.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,161	7.6%

Disability	%
Any disability	18.6%
Under 18	4.5%
18–64 years	17.3%
65 and over	41.0%

Health insurance coverage

Type	%
Private insurance	64.0%
Public insurance	47.6%
No insurance	4.4%
Uninsured under 19	2.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	34,487	94.3%
Spanish	539	1.6%
Other Indo-European	331	1.0%
Asian & Pacific Islander	43	0.1%
Other languages	165	0.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	35,878	98.1%
Born in same state	35,579	97.3%
Born in different state	27,153	74.2%
Foreign born	299	0.8%
Naturalized citizen	706	1.9%
Not a US citizen	366	51.8%

Ancestry

Ancestry	Count	%
French	5,195	14.2%
Italian	4,365	11.9%
Arab	4,082	11.2%
English	221	0.6%

Ancestry	Count	%
German	84	0.2%
Polish	63	0.2%
Dutch	25	0.1%
Irish	20	0.1%

Technology access

Metric	% of households
Computer access	40.0%
Internet access	92.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40391

What city is ZIP code 40391 in?

ZIP code 40391 is primarily assigned to Winchester, Kentucky.

What county is ZIP code 40391 in?

ZIP code 40391 falls within Clark County, Kentucky.

What is the poverty rate in ZIP code 40391?

15% of residents in ZIP code 40391 live below the poverty line, above the national average.

Does ZIP code 40391 have a large retiree population?

38% of households in ZIP code 40391 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 40391?

The median home value in ZIP code 40391 is $182,700.

What is the population of ZIP code 40391?

ZIP code 40391 has an estimated population of 36,584 residents, with a density of 154 people per square mile.

What timezone is ZIP code 40391 in?

ZIP code 40391 observes the EST timezone.