40505 ZIP Code — Lexington, KY

Fayette County, Kentucky

ZIP code 40505 is located in Lexington, Kentucky, within Fayette County. It covers approximately 7.99 square miles and serves a population of 25,969 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 859.

About ZIP code 40505

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $153,100. Owner-occupancy sits near the national average at 61%.

Median household income is $56,957. Poverty affects 19% of residents, above the national average. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (26%) compared to national benchmarks.

Overall, ZIP code 40505 reflects a community defined by economic challenges above the national average and a significant Social Security-dependent population.

25,969

population

7.99

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

40505 ZIP code map

Cities in ZIP code 40505

Below are the cities the US Postal Service accepts for ZIP code 40505. Using any city not on this list may result in mail delivery delays.

City	Status
Lexington	Preferred

Nearby ZIP codes

40507 Lexington (2.6 mi) 40508 Lexington (2.7 mi) 40546 Lexington (2.7 mi) 40526 Lexington (2.7 mi) 40536 Lexington (2.7 mi) 40550 Lexington (2.7 mi) 40598 Lexington (2.7 mi) 40506 Lexington (2.7 mi) 40502 Lexington (3.7 mi) 40516 Lexington (4.8 mi) 40504 Lexington (5 mi) 40517 Lexington (5.4 mi)

Demographics updated 05/2026

Population
Total population	25,969
Population density	3,250 / sq mi
State FIPS	21
County FIPS	067

Geography
Land area	7.99 sq mi
Water area	0.01 sq mi
Latitude	38.0609
Longitude	-84.4523
Timezone	Eastern (ET)
Area code	859

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.3%	42.8%	47.9%
$50k – $100k	30.7%	29.6%	30.3%
$100k – $200k	13.2%	20.7%	17.6%
Over $200k	0.8%	6.9%	4.2%

Demographics & statistics

25,969

Population

3,250

People per sq mi

40.5

Median age

$56,957

Median household income

$30,990

Per capita income

$153,100

Median home value

$933

Median monthly rent

61.2%

Home ownership

19.2%

Poverty rate

5.7%

Unemployment

7,699

Housing units

22.3%

Bachelor's or higher

Age distribution

Male Female

605

Under 5

581

779

5–9

749

846

10–14

812

700

15–19

672

905

20–24

870

1,732

25–34

1,664

1,826

35–44

1,755

1,664

45–54

1,598

1,123

55–59

1,078

939

60–64

902

1,273

65–74

1,222

623

75–84

598

231

85+

222

← Male

Female →

Age summary

Group	Count	%
Under 18	5,342	20.6%
18 and over	20,627	79.4%
65 and over	4,169	16.1%
Median age	40.5 years

Race & ethnicity

White 68.1%

Black or African American 18.3%

Two or more races 5.8%

Hispanic or Latino 4.9%

Other race 2.1%

Asian 0.6%

American Indian / Alaska Native 0.3%

Group	Count	%
White	18,593	68.1%
Black or African American	4,989	18.3%
Two or more races	1,594	5.8%
Hispanic or Latino	1,339	4.9%
Other race	564	2.1%
Asian	156	0.6%
American Indian / Alaska Native	73	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.3%	42.8%	47.9%
$50k – $100k	30.7%	29.6%	30.3%
$100k – $200k	13.2%	20.7%	17.6%
Over $200k	0.8%	6.9%	4.2%

Under $10k 5.1%

$10k–$15k 5.3%

$15k–$25k 11.1%

$25k–$35k 8.9%

$35k–$50k 14.3%

$50k–$75k 19.9%

$75k–$100k 15.0%

$100k–$150k 12.4%

$150k–$200k 5.1%

$200k+ 2.8%

Range	% of households
Under $10k	5.1%
$10k–$15k	5.3%
$15k–$25k	11.1%
$25k–$35k	8.9%
$35k–$50k	14.3%
$50k–$75k	19.9%
$75k–$100k	15.0%
$100k–$150k	12.4%
$150k–$200k	5.1%
$200k+	2.8%
Median income	$56,957

Housing

Home values

Under $50k 3.2%

$50k–$100k 7.2%

$100k–$150k 37.4%

$150k–$200k 27.2%

$200k–$300k 17.7%

$300k–$500k 4.7%

$500k–$1M 2.2%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$153,100
Median rent / month	$933
Owner occupied	61.2%
Renter occupied	38.8%
Vacant	7.9%
Single-family detached	74.2%
Large apartment buildings	2.8%
Mobile homes	0.8%
Median rooms	5.7
Avg household size (owned)	2.27

Year built

Era	%
2020 or later	0.1%
2010–2019	3.4%
2000–2009	4.0%
1990–1999	4.9%
1980–1989	4.6%
1970–1979	13.5%
1960–1969	33.2%
1950–1959	17.8%
1940–1949	8.9%
1939 or earlier	9.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	12.2%
2 bedrooms	22.3%
3 bedrooms	44.5%
4 bedrooms	17.3%
5+ bedrooms	2.8%

Vehicles per household

Vehicles	% of households
No vehicle	10.3%
1 vehicle	33.0%
2 vehicles	38.9%
3 or more	17.8%

Heating fuel

Fuel type	%
Utility gas	66.8%
Electricity	32.2%
Propane / LP gas	0.5%
Fuel oil	0.3%
Wood	0.1%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	3,931	35.6%
Cohabiting couple	1,175	10.6%
Male householder, no spouse	2,725	24.7%
Female householder, no spouse	3,204	29.0%
Households with children under 18	2,775	25.1%
Households with seniors (65+)	3,267	29.6%
Average household size	2.35

Marital status

Status	Male	Female
Never married	37.3%	27.9%
Married	38.5%	39.4%
Separated	2.4%	2.1%
Widowed	4.0%	10.6%
Divorced	17.9%	20.1%

Education

Less than 9th grade 4.8%

Some HS, no diploma 9.3%

HS graduate 31.5%

Some college, no degree 22.3%

Associate's degree 9.7%

Bachelor's degree 15.0%

Graduate / professional 7.4%

Metric	%
HS diploma or higher	85.9%
Bachelor's or higher	22.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	213	4.2%
Kindergarten	198	3.9%
Elementary school	2,333	45.6%
High school	1,348	26.3%
College / grad school	1,028	20.1%

Employment

Industry of employment

Education & healthcare 21.2%

Retail trade 14.5%

Professional & management 12.8%

Arts, food & hospitality 12.2%

Manufacturing 10.2%

Other services 7.1%

Construction 6.7%

Transportation & utilities 4.8%

Public administration 3.2%

Finance & real estate 3.1%

Information 1.9%

Wholesale trade 1.4%

Agriculture & mining 0.9%

Occupation

Category	%
Management, business & arts	30.0%
Service	23.0%
Sales & office	22.8%
Natural resources & construction	7.5%
Production & transportation	16.8%

Employment type

Type	%
Private sector	81.0%
Government	12.1%
Self-employed	6.3%
Unpaid family workers	0.7%

Commute

Method	%
Drive alone	75.2%
Carpool	13.6%
Public transit	2.1%
Walk	2.0%
Work from home	5.0%
Other means	2.2%
Avg commute (minutes)	20.3

Poverty

All people 19.2%

Under 18 years 31.5%

18 and over 16.0%

Married-couple families 5.0%

Female-led households 37.6%

Income support

Source	% of households
Social Security	36.3%
Retirement income	23.4%
Supplemental Security	7.7%
Cash public assistance	0.6%
Food stamps / SNAP	15.7%

Health indicators

Condition	%
Obesity	38.0%
High blood pressure	42.5%
High cholesterol	36.0%
Diabetes	13.8%
Heart disease	8.0%
Stroke	4.1%
Asthma	11.8%
Arthritis	32.3%
Kidney disease	3.6%
Pulmonary disease	11.1%
Cancer	6.4%

Behavior / access	%
Smoking	25.6%
Binge drinking	14.0%
No physical activity	37.8%
Less than 7 hrs sleep	37.5%
Depression	26.1%
Fair or poor health	24.2%
Poor mental health	19.0%
Poor physical health	15.7%
No health insurance	13.8%
Visited doctor (checkup)	77.9%
Visited dentist	52.6%
Cholesterol screening	89.2%
Teeth loss	22.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,457	7.1%

Disability	%
Any disability	19.0%
Under 18	6.7%
18–64 years	17.3%
65 and over	40.9%

Health insurance coverage

Type	%
Private insurance	53.0%
Public insurance	46.8%
No insurance	10.6%
Uninsured under 19	4.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	24,783	95.4%
Spanish	976	3.9%
Other Indo-European	718	2.9%
Asian & Pacific Islander	76	0.3%
Other languages	139	0.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	24,465	94.2%
Born in same state	24,137	92.9%
Born in different state	18,380	70.8%
Foreign born	328	1.3%
Naturalized citizen	1,504	5.8%
Not a US citizen	301	20.0%

Ancestry

Ancestry	Count	%
French	2,694	10.4%
Arab	2,454	9.4%
Italian	2,178	8.4%
German	242	0.9%
English	180	0.7%

Ancestry	Count	%
Irish	52	0.2%
Dutch	48	0.2%
Polish	39	0.2%
Norwegian	30	0.1%

Technology access

Metric	% of households
Computer access	42.5%
Internet access	90.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40505

What city is ZIP code 40505 in?

ZIP code 40505 is primarily assigned to Lexington, Kentucky.

What county is ZIP code 40505 in?

ZIP code 40505 falls within Fayette County, Kentucky.

What is the poverty rate in ZIP code 40505?

19% of residents in ZIP code 40505 live below the poverty line, above the national average.

Does ZIP code 40505 have a large retiree population?

36% of households in ZIP code 40505 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 40505?

The median home value in ZIP code 40505 is $153,100.

What is the population of ZIP code 40505?

ZIP code 40505 has an estimated population of 25,969 residents, with a density of 3,251 people per square mile.

What timezone is ZIP code 40505 in?

ZIP code 40505 observes the EST timezone.