Mount Sterling ZIP Codes — Montgomery County, KY

There is one unique ZIP code in Mount Sterling, Kentucky and it is 40353. Area code: 859.

ZIP codes

141.31

sq mi land

1.22

sq mi water

859

area code

Mount Sterling, KY ZIP code map

About Mount Sterling, KY

Mount Sterling, KY is a charming city located in the heart of Montgomery County, Kentucky. This picturesque city combines the allure of small-town living with the convenience of proximity to larger urban areas. With its rich history and vibrant community spirit, Mount Sterling serves as a hub for both residents and visitors alike.

Location & geography

Situated in central Kentucky, Mount Sterling is approximately 30 miles east of Lexington and about 70 miles west of Ashland. The city covers a land area of 141.31 square miles, with an additional 1.22 square miles of water, providing a lush and diverse landscape. Its topography offers rolling hills and scenic views, making it a perfect place for outdoor activities.

Community & economy

The community of Mount Sterling is known for its warm hospitality and a strong sense of belonging among its residents. The local economy is supported by various industries, including agriculture, retail, and manufacturing, contributing to the city's growth and sustainability. Daily life in Mount Sterling features a blend of community events, local businesses, and a strong emphasis on family and education.

Transportation

Mount Sterling is serviced by major highways, including Interstate 64 and U.S. Route 60, making it accessible for both residents and travelers. The nearest named airport is Blue Grass Airport, located about 28 miles away in Lexington. Public transportation options are available, although many residents rely on personal vehicles for their commute.

History

Mount Sterling was founded in the early 19th century and has since played a significant role in the region's development, particularly as a commercial center. Historically, it has been known for its involvement in agriculture and trade, with notable events including local fairs and markets that showcase the area's agricultural heritage. The city's historical architecture and landmarks reflect its rich past.

Did you know?

One surprising fact about Mount Sterling is its annual Montgomery County Home and Garden Show, which attracts attendees from surrounding areas. Additionally, the city is home to the historic Montgomery County Courthouse, a significant example of local civic architecture.

ZIP codes for Mount Sterling, KY (1)

ZIP code	City	County	Map
40353	Mount Sterling	Montgomery	View map

Demographics & statistics

22,425

Population

41.3

Median age

$54,757

Median household income

$27,808

Per capita income

$158,100

Median home value

$770

Median monthly rent

63.0%

Home ownership

16.3%

Poverty rate

6.1%

Unemployment

6,535

Housing units

18.8%

Bachelor's or higher

Age distribution

Male Female

537

Under 5

568

670

5–9

707

743

10–14

784

683

15–19

722

786

20–24

829

1,283

25–34

1,354

1,397

35–44

1,475

1,495

45–54

1,579

851

55–59

898

501

60–64

529

1,187

65–74

1,253

584

75–84

617

191

85+

202

← Male

Female →

Age summary

Group	Count	%
Under 18	4,880	21.8%
18 and over	17,545	78.2%
65 and over	4,034	18.0%
Median age	41.3 years

Race & ethnicity

White 90%

Black or African American 3.3%

Two or more races 2.5%

Hispanic or Latino 2.4%

Other race 0.7%

American Indian / Alaska Native 0.7%

Asian 0.5%

Group	Count	%
White	20,677	90%
Black or African American	752	3.3%
Two or more races	568	2.5%
Hispanic or Latino	553	2.4%
Other race	163	0.7%
American Indian / Alaska Native	152	0.7%
Asian	113	0.5%

Household income

Under $10k 6.2%

$10k–$15k 6.6%

$15k–$25k 11.4%

$25k–$35k 6.4%

$35k–$50k 15.8%

$50k–$75k 17.6%

$75k–$100k 14.9%

$100k–$150k 16.4%

$150k–$200k 2.8%

$200k+ 1.8%

Range	% of households
Under $10k	6.2%
$10k–$15k	6.6%
$15k–$25k	11.4%
$25k–$35k	6.4%
$35k–$50k	15.8%
$50k–$75k	17.6%
$75k–$100k	14.9%
$100k–$150k	16.4%
$150k–$200k	2.8%
$200k+	1.8%
Median income	$54,757

Housing

Home values

Under $50k 8.9%

$50k–$100k 19.5%

$100k–$150k 18.6%

$150k–$200k 19.9%

$200k–$300k 20.0%

$300k–$500k 9.9%

$500k–$1M 2.5%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$158,100
Median rent / month	$770
Owner occupied	63.0%
Renter occupied	37.0%
Vacant	10.2%
Single-family detached	66.8%
Large apartment buildings	3.6%
Mobile homes	9.6%
Median rooms	5.6
Avg household size (owned)	2.55

Year built

Era	%
2020 or later	0.2%
2010–2019	7.2%
2000–2009	19.7%
1990–1999	13.5%
1980–1989	7.0%
1970–1979	21.7%
1960–1969	11.3%
1950–1959	5.1%
1940–1949	3.0%
1939 or earlier	11.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	7.6%
2 bedrooms	26.9%
3 bedrooms	50.7%
4 bedrooms	10.6%
5+ bedrooms	3.6%

Vehicles per household

Vehicles	% of households
No vehicle	5.4%
1 vehicle	32.1%
2 vehicles	39.0%
3 or more	23.5%

Heating fuel

Fuel type	%
Utility gas	28.7%
Electricity	66.5%
Propane / LP gas	2.9%
Fuel oil	0.5%
Wood	1.1%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	4,192	47.7%
Cohabiting couple	656	7.5%
Male householder, no spouse	1,304	14.8%
Female householder, no spouse	2,637	30.0%
Households with children under 18	2,785	31.7%
Households with seniors (65+)	2,779	31.6%
Average household size	2.51

Marital status

Status	Male	Female
Never married	32.2%	20.1%
Married	50.3%	45.6%
Separated	3.3%	3.8%
Widowed	3.6%	12.5%
Divorced	10.6%	17.9%

Education

Less than 9th grade 6.2%

Some HS, no diploma 7.8%

HS graduate 41.2%

Some college, no degree 19.2%

Associate's degree 6.7%

Bachelor's degree 11.4%

Graduate / professional 7.4%

Metric	%
HS diploma or higher	86.0%
Bachelor's or higher	18.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	369	7.5%
Kindergarten	303	6.1%
Elementary school	2,349	47.5%
High school	1,190	24.1%
College / grad school	735	14.9%

Employment

Industry of employment

Manufacturing 23.0%

Education & healthcare 19.7%

Retail trade 18.2%

Arts, food & hospitality 7.5%

Construction 6.2%

Professional & management 5.8%

Transportation & utilities 5.1%

Finance & real estate 4.7%

Other services 3.3%

Public administration 2.8%

Agriculture & mining 1.2%

Wholesale trade 1.2%

Information 1.1%

Occupation

Category	%
Management, business & arts	26.2%
Service	13.5%
Sales & office	23.6%
Natural resources & construction	7.1%
Production & transportation	29.6%

Employment type

Type	%
Private sector	84.5%
Government	11.7%
Self-employed	3.2%
Unpaid family workers	0.6%

Commute

Method	%
Drive alone	87.7%
Carpool	5.5%
Public transit	0.1%
Walk	0.9%
Other means	0.6%
Avg commute (minutes)	23.3

Poverty

All people 16.3%

Under 18 years 19.3%

18 and over 15.5%

Married-couple families 5.2%

Female-led households 42.5%

Income support

Source	% of households
Social Security	35.5%
Retirement income	25.0%
Supplemental Security	6.6%
Cash public assistance	1.6%
Food stamps / SNAP	18.2%

Health indicators

Condition	%
High blood pressure	41.3%
High cholesterol	36.5%
Heart disease	7.6%
Stroke	3.6%
Asthma	11.6%
Arthritis	31.2%
Kidney disease	3.2%
Pulmonary disease	10.9%
Cancer	6.5%

Behavior / access	%
Binge drinking	15.5%
No physical activity	33.2%
Less than 7 hrs sleep	38.3%
Fair or poor health	21.5%
Poor mental health	18.9%
Poor physical health	14.8%
No health insurance	11.4%
Visited doctor (checkup)	77.6%
Visited dentist	53.0%
Cholesterol screening	88.8%
Teeth loss	20.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,336	7.6%

Disability	%
Any disability	21.3%
Under 18	9.4%
18–64 years	16.4%
65 and over	52.8%

Health insurance coverage

Type	%
Private insurance	55.6%
Public insurance	49.3%
Uninsured under 19	3.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	21,320	95.1%
Spanish	126	0.6%
Other Indo-European	79	0.4%
Asian & Pacific Islander	47	0.2%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	22,113	98.6%
Born in same state	21,971	98.0%
Born in different state	17,403	77.6%
Foreign born	142	0.6%
Naturalized citizen	312	1.4%
Not a US citizen	172	55.1%

Ancestry

Ancestry	Count	%
Arab	6,904	30.8%
French	2,937	13.1%
Italian	1,949	8.7%
Dutch	78	0.3%

Ancestry	Count	%
English	70	0.3%
Irish	59	0.3%
Polish	56	0.2%
German	12	0.1%

Technology access

Metric	% of households
Computer access	39.2%
Internet access	93.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Mount Sterling, KY have?

Mount Sterling, KY has one ZIP code: 40353. Each ZIP code serves a distinct delivery area within the city and surrounding region.