Montgomery County, KY ZIP Codes
Kentucky (KY) · 2 ZIP codes · 2 cities
2
ZIP codes
28,219
population (2021)
+6.5%
pop change since 2010
21173
FIPS code
Montgomery County ZIP code map
About Montgomery County
Montgomery County is located in Kentucky and contains 2 ZIP codes across 2 cities and communities.
The county's population was 28,219 as of 2021,
an increase of
6.5% from 26,499 in 2010.
The timezone is Central Time (observes DST).
The Federal Information Processing System (FIPS) code for Montgomery County is 21173.
| Population | |
|---|---|
| 2021 population | 28,219 |
| 2010 population | 26,499 |
| Change | +6.5% |
| County details | |
|---|---|
| State | Kentucky |
| FIPS code | 21173 |
| Timezone | Central |
| Daylight saving | Yes |
Cities in Montgomery County
ZIP codes for Montgomery County, KY (2)
| ZIP code | City | County | Map |
|---|---|---|---|
| 40337 | Jeffersonville | Montgomery | View map |
| 40353 | Mount Sterling | Montgomery | View map |
Demographics & statistics
27,943
Population
40.3
Median age
$53,948
Median household income
$26,408
Per capita income
$127,100
Median home value
$792
Median monthly rent
71.5%
Home ownership
16.8%
Poverty rate
6.0%
Unemployment
8,419
Housing units
16.7%
Bachelor's or higher
Age distribution
Male
Female
777
Under 5
842
887
5–9
962
907
10–14
982
823
15–19
891
882
20–24
956
1,675
25–34
1,815
1,652
35–44
1,790
1,880
45–54
2,037
1,017
55–59
1,102
644
60–64
697
1,407
65–74
1,524
655
75–84
709
206
85+
224
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 6,473 | 25.4% |
| 18 and over | 21,470 | 74.7% |
| 65 and over | 4,725 | 15.3% |
| Median age | 40.3 years | |
Race & ethnicity
White
91%
Black or African American
2.6%
Hispanic or Latino
2.3%
Two or more races
2.2%
Other race
0.9%
American Indian / Alaska Native
0.5%
Asian
0.4%
| Group | Count | % |
|---|---|---|
| White | 26,037 | 91% |
| Black or African American | 755 | 2.6% |
| Hispanic or Latino | 663 | 2.3% |
| Two or more races | 628 | 2.2% |
| Other race | 253 | 0.9% |
| American Indian / Alaska Native | 152 | 0.5% |
| Asian | 118 | 0.4% |
Household income
Under $10k
8.3%
$10k–$15k
6.3%
$15k–$25k
9.8%
$25k–$35k
10.4%
$35k–$50k
12.9%
$50k–$75k
18.2%
$75k–$100k
13.5%
$100k–$150k
15.3%
$150k–$200k
4.5%
$200k+
1.2%
| Range | % of households |
|---|---|
| Under $10k | 8.3% |
| $10k–$15k | 6.3% |
| $15k–$25k | 9.8% |
| $25k–$35k | 10.4% |
| $35k–$50k | 12.9% |
| $50k–$75k | 18.2% |
| $75k–$100k | 13.5% |
| $100k–$150k | 15.3% |
| $150k–$200k | 4.5% |
| $200k+ | 1.2% |
| Median income | $53,948 |
Housing
Home values
Under $50k
14.1%
$50k–$100k
26.3%
$100k–$150k
20.5%
$150k–$200k
16.3%
$200k–$300k
15.2%
$300k–$500k
6.2%
$500k–$1M
1.3%
$1M+
0.4%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $127,100 |
| Median rent / month | $792 |
| Owner occupied | 71.5% |
| Renter occupied | 28.6% |
| Vacant | 14.4% |
| Single-family detached | 59.0% |
| Large apartment buildings | 1.8% |
| Mobile homes | 27.9% |
| Median rooms | 5.7 |
| Avg household size (owned) | 2.80 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.1% |
| 2010–2019 | 8.1% |
| 2000–2009 | 19.4% |
| 1990–1999 | 20.8% |
| 1980–1989 | 11.0% |
| 1970–1979 | 15.9% |
| 1960–1969 | 9.3% |
| 1950–1959 | 7.7% |
| 1940–1949 | 2.1% |
| 1939 or earlier | 6.0% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.4% |
| 1 bedroom | 5.6% |
| 2 bedrooms | 22.0% |
| 3 bedrooms | 54.8% |
| 4 bedrooms | 12.9% |
| 5+ bedrooms | 4.5% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 7.8% |
| 1 vehicle | 26.6% |
| 2 vehicles | 41.4% |
| 3 or more | 24.3% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 24.9% |
| Electricity | 65.0% |
| Propane / LP gas | 6.2% |
| Fuel oil | 0.3% |
| Wood | 3.6% |
| No fuel used | 0.2% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 5,227 | 52.1% |
| Cohabiting couple | 816 | 8.1% |
| Male householder, no spouse | 1,484 | 12.3% |
| Female householder, no spouse | 3,096 | 27.5% |
| Households with children under 18 | 3,499 | 35.3% |
| Households with seniors (65+) | 3,250 | 28.7% |
| Average household size | 2.76 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 28.0% | 21.5% |
| Married | 52.2% | 47.5% |
| Separated | 2.9% | 4.0% |
| Widowed | 3.3% | 9.7% |
| Divorced | 13.7% | 17.4% |
Education
Less than 9th grade
7.0%
Some HS, no diploma
9.5%
HS graduate
42.2%
Some college, no degree
16.9%
Associate's degree
7.8%
Bachelor's degree
9.5%
Graduate / professional
7.2%
| Metric | % |
|---|---|
| HS diploma or higher | 83.6% |
| Bachelor's or higher | 16.7% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 391 | 4.8% |
| Kindergarten | 377 | 6.5% |
| Elementary school | 3,107 | 58.4% |
| High school | 1,400 | 21.7% |
| College / grad school | 766 | 8.9% |
Employment
Industry of employment
Manufacturing
21.7%
Education & healthcare
20.3%
Retail trade
19.1%
Construction
8.6%
Arts, food & hospitality
5.7%
Public administration
4.6%
Professional & management
4.5%
Finance & real estate
4.0%
Transportation & utilities
3.8%
Other services
3.3%
Wholesale trade
2.5%
Information
1.3%
Agriculture & mining
0.9%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 23.6% |
| Service | 15.1% |
| Sales & office | 22.8% |
| Natural resources & construction | 8.4% |
| Production & transportation | 30.3% |
Employment type
| Type | % |
|---|---|
| Private sector | 81.4% |
| Government | 14.2% |
| Self-employed | 4.1% |
| Unpaid family workers | 0.3% |
Commute
| Method | % |
|---|---|
| Drive alone | 84.5% |
| Carpool | 9.1% |
| Public transit | 0.1% |
| Walk | 0.6% |
| Other means | 1.7% |
| Avg commute (minutes) | 28.2 |
Poverty
All people
16.8%
Under 18 years
17.2%
18 and over
16.8%
Married-couple families
7.9%
Female-led households
36.3%
Income support
| Source | % of households |
|---|---|
| Social Security | 35.0% |
| Retirement income | 21.9% |
| Supplemental Security | 9.6% |
| Cash public assistance | 1.2% |
| Food stamps / SNAP | 21.7% |
Health indicators
| Condition | % |
|---|---|
| High blood pressure | 41.6% |
| High cholesterol | 36.9% |
| Heart disease | 7.7% |
| Stroke | 3.7% |
| Asthma | 11.8% |
| Arthritis | 31.6% |
| Kidney disease | 3.2% |
| Pulmonary disease | 11.5% |
| Cancer | 6.3% |
| Behavior / access | % |
|---|---|
| Binge drinking | 15.5% |
| No physical activity | 34.1% |
| Less than 7 hrs sleep | 38.8% |
| Fair or poor health | 22.4% |
| Poor mental health | 19.5% |
| Poor physical health | 15.4% |
| No health insurance | 11.7% |
| Visited doctor (checkup) | 77.3% |
| Visited dentist | 51.5% |
| Cholesterol screening | 88.5% |
| Teeth loss | 21.8% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,588 | 7.0% |
| Disability | % |
|---|---|
| Any disability | 20.8% |
| Under 18 | 7.6% |
| 18–64 years | 18.5% |
| 65 and over | 52.3% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 54.4% |
| Public insurance | 49.8% |
| Uninsured under 19 | 2.0% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 26,324 | 92.9% |
| Spanish | 138 | 0.4% |
| Other Indo-European | 80 | 0.2% |
| Asian & Pacific Islander | 47 | 0.1% |
| Other languages | 11 | 0.1% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 27,599 | 99.0% |
| Born in same state | 27,452 | 98.7% |
| Born in different state | 21,957 | 80.1% |
| Foreign born | 147 | 0.4% |
| Naturalized citizen | 344 | 1.0% |
| Not a US citizen | 180 | 40.1% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Arab | 9,425 | 33.7% |
| French | 3,302 | 11.8% |
| Italian | 2,388 | 8.5% |
| Polish | 92 | 0.3% |
| English | 89 | 0.3% |
| Ancestry | Count | % |
|---|---|---|
| Dutch | 78 | 0.3% |
| Irish | 59 | 0.2% |
| German | 12 | 0% |
| Norwegian | 4 | 0% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 36.2% |
| Internet access | 92.4% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
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