40475 ZIP Code — Richmond, KY
Madison County, Kentucky
ZIP code 40475 is located in Richmond, Kentucky, within Madison County. It covers approximately 287.34 square miles and serves a population of 64,678 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 859.
About ZIP code 40475
The housing stock consists of a mix of housing types. Most homes were built in the 1990s, giving the area an established character. Median home value is $215,200. Owner-occupancy sits near the national average at 59%.
Median household income is $60,449. 31% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.
Educational attainment is near the national average, with 37% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of smoking (20%) compared to national benchmarks.
64,678
population
287.34
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
40475 ZIP code map
Cities in ZIP code 40475
Below are the cities the US Postal Service accepts for ZIP code 40475. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Richmond | Preferred |
Nearby ZIP codes
40385 Waco (9.7 mi)
40515 Lexington (12.2 mi)
40461 Paint Lick (13 mi)
40404 Berea (13.9 mi)
40509 Lexington (14.8 mi)
40403 Berea (15 mi)
40356 Nicholasville (15.1 mi)
40391 Winchester (16.3 mi)
40444 Lancaster (16.5 mi)
40517 Lexington (18 mi)
40502 Lexington (19.6 mi)
40336 Irvine (19.9 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 64,678 |
| Population density | 225 / sq mi |
| State FIPS | 21 |
| County FIPS | 151 |
| Geography | |
|---|---|
| Land area | 287.34 sq mi |
| Water area | 4.23 sq mi |
| Latitude | 37.7702 |
| Longitude | -84.3073 |
| Timezone | Eastern (ET) |
| Area code | 859 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 47.4% | 48.7% | 47.9% |
| $50k – $100k | 29.6% | 30.4% | 30.3% |
| $100k – $200k | 19.0% | 17.8% | 17.6% |
| Over $200k | 4.0% | 3.1% | 4.2% |
Demographics & statistics
64,678
Population
225
People per sq mi
33.6
Median age
$60,449
Median household income
$32,887
Per capita income
$215,200
Median home value
$839
Median monthly rent
58.6%
Home ownership
15.8%
Poverty rate
6.7%
Unemployment
17,163
Housing units
36.6%
Bachelor's or higher
Age distribution
Male
Female
1,636
Under 5
1,714
1,585
5–9
1,661
1,841
10–14
1,929
2,737
15–19
2,868
4,322
20–24
4,531
4,138
25–34
4,338
3,682
35–44
3,859
3,768
45–54
3,950
1,663
55–59
1,743
1,756
60–64
1,841
2,738
65–74
2,870
1,328
75–84
1,393
384
85+
403
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 12,661 | 19.6% |
| 18 and over | 52,017 | 80.4% |
| 65 and over | 9,116 | 14.1% |
| Median age | 33.6 years | |
Race & ethnicity
White
87%
Black or African American
4.7%
Two or more races
3.9%
Hispanic or Latino
2.1%
Asian
1.1%
Other race
0.9%
Native Hawaiian / Pacific Islander
0.3%
American Indian / Alaska Native
0.1%
| Group | Count | % |
|---|---|---|
| White | 57,434 | 87% |
| Black or African American | 3,076 | 4.7% |
| Two or more races | 2,560 | 3.9% |
| Hispanic or Latino | 1,358 | 2.1% |
| Asian | 739 | 1.1% |
| Other race | 589 | 0.9% |
| Native Hawaiian / Pacific Islander | 200 | 0.3% |
| American Indian / Alaska Native | 80 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 47.4% | 48.7% | 47.9% |
| $50k – $100k | 29.6% | 30.4% | 30.3% |
| $100k – $200k | 19.0% | 17.8% | 17.6% |
| Over $200k | 4.0% | 3.1% | 4.2% |
Under $10k
5.8%
$10k–$15k
5.4%
$15k–$25k
9.0%
$25k–$35k
9.1%
$35k–$50k
12.9%
$50k–$75k
15.3%
$75k–$100k
12.1%
$100k–$150k
17.3%
$150k–$200k
7.6%
$200k+
5.4%
| Range | % of households |
|---|---|
| Under $10k | 5.8% |
| $10k–$15k | 5.4% |
| $15k–$25k | 9.0% |
| $25k–$35k | 9.1% |
| $35k–$50k | 12.9% |
| $50k–$75k | 15.3% |
| $75k–$100k | 12.1% |
| $100k–$150k | 17.3% |
| $150k–$200k | 7.6% |
| $200k+ | 5.4% |
| Median income | $60,449 |
Housing
Home values
Under $50k
6.2%
$50k–$100k
5.1%
$100k–$150k
15.1%
$150k–$200k
18.0%
$200k–$300k
30.0%
$300k–$500k
19.2%
$500k–$1M
5.6%
$1M+
0.8%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $215,200 |
| Median rent / month | $839 |
| Owner occupied | 58.6% |
| Renter occupied | 41.4% |
| Vacant | 7.6% |
| Single-family detached | 59.1% |
| Large apartment buildings | 3.2% |
| Mobile homes | 6.9% |
| Median rooms | 5.5 |
| Avg household size (owned) | 2.58 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.7% |
| 2010–2019 | 14.1% |
| 2000–2009 | 21.0% |
| 1990–1999 | 21.5% |
| 1980–1989 | 14.2% |
| 1970–1979 | 13.2% |
| 1960–1969 | 6.3% |
| 1950–1959 | 3.9% |
| 1940–1949 | 0.8% |
| 1939 or earlier | 4.3% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.4% |
| 1 bedroom | 10.6% |
| 2 bedrooms | 24.7% |
| 3 bedrooms | 44.7% |
| 4 bedrooms | 13.6% |
| 5+ bedrooms | 4.9% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 4.6% |
| 1 vehicle | 31.6% |
| 2 vehicles | 40.3% |
| 3 or more | 23.5% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 13.7% |
| Electricity | 82.9% |
| Propane / LP gas | 1.6% |
| Fuel oil | 0.1% |
| Wood | 0.8% |
| Solar | 0.1% |
| No fuel used | 0.5% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 11,742 | 45.7% |
| Cohabiting couple | 2,307 | 9.0% |
| Male householder, no spouse | 5,062 | 19.7% |
| Female householder, no spouse | 6,591 | 25.6% |
| Households with children under 18 | 6,858 | 26.7% |
| Households with seniors (65+) | 6,794 | 26.4% |
| Average household size | 2.36 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 38.2% | 33.4% |
| Married | 47.6% | 45.4% |
| Separated | 1.2% | 1.8% |
| Widowed | 1.8% | 6.3% |
| Divorced | 11.2% | 13.0% |
Education
Less than 9th grade
2.6%
Some HS, no diploma
5.2%
HS graduate
26.5%
Some college, no degree
19.1%
Associate's degree
10.0%
Bachelor's degree
21.8%
Graduate / professional
14.8%
| Metric | % |
|---|---|
| HS diploma or higher | 92.2% |
| Bachelor's or higher | 36.6% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 831 | 4.4% |
| Kindergarten | 676 | 3.6% |
| Elementary school | 5,430 | 28.8% |
| High school | 2,782 | 14.7% |
| College / grad school | 9,146 | 48.5% |
Employment
Industry of employment
Education & healthcare
26.0%
Manufacturing
12.5%
Arts, food & hospitality
11.7%
Retail trade
11.3%
Professional & management
8.6%
Other services
5.8%
Transportation & utilities
5.4%
Public administration
5.4%
Construction
5.1%
Finance & real estate
4.5%
Wholesale trade
1.6%
Information
1.3%
Agriculture & mining
0.9%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 38.5% |
| Service | 18.9% |
| Sales & office | 20.5% |
| Natural resources & construction | 6.7% |
| Production & transportation | 15.4% |
Employment type
| Type | % |
|---|---|
| Private sector | 76.2% |
| Government | 18.6% |
| Self-employed | 5.0% |
| Unpaid family workers | 0.3% |
Commute
| Method | % |
|---|---|
| Drive alone | 78.7% |
| Carpool | 9.4% |
| Public transit | 0.2% |
| Walk | 3.4% |
| Work from home | 7.0% |
| Other means | 1.3% |
| Avg commute (minutes) | 24.8 |
Poverty
All people
15.8%
Under 18 years
16.4%
18 and over
15.6%
Married-couple families
4.7%
Female-led households
28.9%
Income support
| Source | % of households |
|---|---|
| Social Security | 31.1% |
| Retirement income | 24.2% |
| Supplemental Security | 5.7% |
| Cash public assistance | 1.2% |
| Food stamps / SNAP | 9.8% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 34.4% |
| High blood pressure | 33.3% |
| High cholesterol | 32.2% |
| Diabetes | 9.3% |
| Heart disease | 5.8% |
| Stroke | 2.7% |
| Asthma | 11.6% |
| Arthritis | 25.2% |
| Kidney disease | 2.6% |
| Pulmonary disease | 8.3% |
| Cancer | 5.4% |
| Behavior / access | % |
|---|---|
| Smoking | 20.1% |
| Binge drinking | 16.5% |
| No physical activity | 26.3% |
| Less than 7 hrs sleep | 39.8% |
| Depression | 26.8% |
| Fair or poor health | 17.5% |
| Poor mental health | 19.4% |
| Poor physical health | 12.3% |
| No health insurance | 9.9% |
| Visited doctor (checkup) | 75.4% |
| Visited dentist | 56.8% |
| Cholesterol screening | 86.9% |
| Teeth loss | 17.1% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 3,867 | 7.4% |
| Disability | % |
|---|---|
| Any disability | 13.9% |
| Under 18 | 5.7% |
| 18–64 years | 12.0% |
| 65 and over | 34.3% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 69.2% |
| Public insurance | 37.8% |
| No insurance | 5.6% |
| Uninsured under 19 | 3.0% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 61,328 | 94.8% |
| Spanish | 626 | 1.0% |
| Other Indo-European | 319 | 0.5% |
| Asian & Pacific Islander | 88 | 0.1% |
| Other languages | 164 | 0.3% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 62,967 | 97.4% |
| Born in same state | 62,362 | 96.4% |
| Born in different state | 44,390 | 68.6% |
| Foreign born | 605 | 0.9% |
| Naturalized citizen | 1,711 | 2.6% |
| Not a US citizen | 878 | 51.3% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 8,849 | 13.7% |
| Arab | 8,401 | 13% |
| Italian | 6,766 | 10.5% |
| English | 474 | 0.7% |
| Dutch | 181 | 0.3% |
| Ancestry | Count | % |
|---|---|---|
| Polish | 148 | 0.2% |
| Irish | 66 | 0.1% |
| German | 54 | 0.1% |
| Norwegian | 24 | 0% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 39.7% |
| Internet access | 93.8% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 40475
What part of Richmond is ZIP code 40475?
ZIP code 40475 covers a portion of Richmond, Kentucky, within Madison County.
What county is ZIP code 40475 in?
ZIP code 40475 falls within Madison County, Kentucky.
What is the poverty rate in ZIP code 40475?
16% of residents in ZIP code 40475 live below the poverty line, above the national average.
What is the population of ZIP code 40475?
ZIP code 40475 has an estimated population of 64,678 residents, with a density of 225 people per square mile.
What is the median household income in ZIP code 40475?
The median household income in ZIP code 40475 is $60,449, below the national median of ~$75,000.
What is the typical home value in ZIP code 40475?
The median home value in ZIP code 40475 is $215,200.
What timezone is ZIP code 40475 in?
ZIP code 40475 observes the EST timezone.