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Kentucky ZIP Codes
Garrard County
Paint Lick, KY
40461
40461 ZIP Code — Paint Lick, KY
Garrard County, Kentucky
ZIP code 40461 is located in
Paint Lick ,
Kentucky ,
within Garrard County .
It covers approximately 55.68 square miles and serves a population of
2,417 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 859/606 .
About ZIP code 40461
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $157,300. Owner-occupancy is high at 79%, well above the national average.
Median household income is $70,542. 48% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.
Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of smoking (22%) compared to national benchmarks.
Overall, ZIP code 40461 reflects a community defined by high homeownership and a significant Social Security-dependent population.
40461 ZIP code map
View map of 40461
Cities in ZIP code 40461
Below are the cities the US Postal Service accepts for ZIP code 40461. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
2,417
Population density
43 / sq mi
State FIPS
21
County FIPS
079
Geography
Land area
55.68 sq mi
Water area
0.45 sq mi
Latitude
37.6047
Longitude
-84.4189
Timezone
Eastern (ET)
Area code
859/606
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
41.4%
44.4%
47.9%
$50k – $100k
41.4%
34.9%
30.3%
$100k – $200k
15.4%
17.2%
17.6%
Over $200k
1.8%
3.5%
4.2%
Demographics & statistics
$70,542
Median household income
$157,300
Median home value
23.7%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 497 20.6%
18 and over 1,920 79.4%
65 and over 514 21.3%
Median age 44.4 years
Race & ethnicity
Black or African American
0.4%
Group Count %
White 2,370 98.1%
Asian 27 1.1%
Black or African American 10 0.4%
Two or more races 10 0.4%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
41.4%
44.4%
47.9%
$50k – $100k
41.4%
34.9%
30.3%
$100k – $200k
15.4%
17.2%
17.6%
Over $200k
1.8%
3.5%
4.2%
Range % of households
Under $10k 3.1%
$10k–$15k 0.6%
$15k–$25k 11.7%
$25k–$35k 11.0%
$35k–$50k 15.4%
$50k–$75k 14.8%
$75k–$100k 14.0%
$100k–$150k 8.8%
$150k–$200k 12.4%
$200k+ 8.1%
Median income $70,542
Housing
Housing overview
Metric Value
Median home value $157,300
Median rent / month $858
Owner occupied 78.5%
Renter occupied 21.5%
Vacant 6.4%
Single-family detached 79.9%
Large apartment buildings 0.0%
Mobile homes 14.1%
Median rooms 6.4
Avg household size (owned) 2.53
Year built
Era %
2020 or later 0.0%
2010–2019 12.4%
2000–2009 6.0%
1990–1999 20.4%
1980–1989 10.0%
1970–1979 14.0%
1960–1969 15.2%
1950–1959 5.4%
1940–1949 10.6%
1939 or earlier 6.1%
Bedrooms
Size % of units
No bedroom (studio) 0.0%
1 bedroom 3.1%
2 bedrooms 18.9%
3 bedrooms 42.2%
4 bedrooms 34.2%
5+ bedrooms 1.5%
Vehicles per household
Vehicles % of households
No vehicle 0.0%
1 vehicle 21.9%
2 vehicles 47.7%
3 or more 30.4%
Heating fuel
Fuel type %
Utility gas 14.9%
Electricity 67.9%
Propane / LP gas 6.5%
Fuel oil 1.2%
Wood 5.6%
Households & families
Household type Count %
Married-couple family 582 62.8%
Cohabiting couple 61 6.6%
Male householder, no spouse 118 12.7%
Female householder, no spouse 166 17.9%
Households with children under 18 245 26.4%
Households with seniors (65+) 398 42.9%
Average household size 2.61
Marital status
Status Male Female
Never married 15.9% 15.0%
Married 67.2% 67.4%
Separated 0.0% 0.0%
Widowed 4.7% 7.4%
Divorced 12.3% 10.2%
Education
Some HS, no diploma
12.5%
Some college, no degree
13.7%
Graduate / professional
11.0%
Metric %
HS diploma or higher 81.8%
Bachelor's or higher 23.7%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 9 2.0%
Kindergarten 23 5.0%
Elementary school 285 62.2%
High school 103 22.5%
College / grad school 38 8.3%
Employment
Industry of employment
Education & healthcare
32.8%
Transportation & utilities
7.5%
Public administration
3.5%
Professional & management
2.5%
Finance & real estate
1.2%
Occupation
Category %
Management, business & arts 34.6%
Service 7.7%
Sales & office 16.2%
Natural resources & construction 15.3%
Production & transportation 26.1%
Employment type
Type %
Private sector 70.5%
Government 26.6%
Self-employed 2.1%
Unpaid family workers 0.9%
Commute
Method %
Drive alone 94.8%
Carpool 5.2%
Public transit 0.0%
Walk 0.0%
Work from home 0.0%
Other means 0.0%
Avg commute (minutes) 24.8
Poverty
Married-couple families
10.1%
Female-led households
25.6%
Income support
Source % of households
Social Security 47.6%
Retirement income 28.6%
Supplemental Security 13.1%
Cash public assistance 1.8%
Food stamps / SNAP 8.4%
Health indicators
Condition %
Obesity 36.6%
High blood pressure 36.3%
High cholesterol 34.5%
Diabetes 10.3%
Heart disease 6.4%
Stroke 2.9%
Asthma 11.0%
Arthritis 28.1%
Kidney disease 2.7%
Pulmonary disease 9.2%
Cancer 6.0%
Behavior / access %
Smoking 22.3%
Binge drinking 16.5%
No physical activity 28.1%
Less than 7 hrs sleep 39.0%
Depression 26.1%
Fair or poor health 18.1%
Poor mental health 18.3%
Poor physical health 12.8%
No health insurance 10.3%
Visited doctor (checkup) 75.2%
Visited dentist 56.4%
Cholesterol screening 89.4%
Teeth loss 17.5%
Veterans & disability
Veterans Count %
Civilian veterans 167 8.7%
Disability %
Any disability 20.7%
Under 18 0.0%
18–64 years 24.6%
65 and over 30.0%
Health insurance coverage
Type %
Private insurance 67.5%
Public insurance 42.1%
No insurance 3.6%
Uninsured under 19 2.4%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 2,271 94.0%
Spanish 14 0.6%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 14 0.6%
Place of birth & citizenship
Origin Count %
Native born (US) 2,403 99.4%
Born in same state 2,385 98.7%
Born in different state 1,838 76.0%
Foreign born 18 0.7%
Naturalized citizen 14 0.6%
Not a US citizen 14 100.0%
Ancestry
Ancestry Count %
Arab 645 26.7%
French 243 10.1%
Ancestry Count %
Italian 115 4.8%
Technology access
Metric % of households
Computer access 38.4%
Internet access 92.1%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 40461
What city is ZIP code 40461 in?
ZIP code 40461 is primarily assigned to Paint Lick, Kentucky.
What county is ZIP code 40461 in?
ZIP code 40461 falls within Garrard County, Kentucky.
Does ZIP code 40461 have a large retiree population?
48% of households in ZIP code 40461 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 40461?
The median home value in ZIP code 40461 is $157,300.
What is the population of ZIP code 40461?
ZIP code 40461 has an estimated population of 2,417 residents, with a density of 43 people per square mile.
What is the median household income in ZIP code 40461?
The median household income in ZIP code 40461 is $70,542, below the national median of ~$75,000.
What timezone is ZIP code 40461 in?
ZIP code 40461 observes the EST timezone.
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