40484 ZIP Code — Stanford, KY

Lincoln County, Kentucky

ZIP code 40484 is located in Stanford, Kentucky, within Lincoln County. It covers approximately 139.56 square miles and serves a population of 12,220 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 606.

About ZIP code 40484

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $142,100. Owner-occupancy is high at 76%, well above the national average.

Median household income is $55,746. Poverty affects 18% of residents, above the national average. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (27%) compared to national benchmarks.

Overall, ZIP code 40484 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

12,220

population

139.56

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

40484 ZIP code map

Cities in ZIP code 40484

Below are the cities the US Postal Service accepts for ZIP code 40484. Using any city not on this list may result in mail delivery delays.

City	Status
Stanford	Preferred

Nearby ZIP codes

40440 Junction City (8.3 mi) 40437 Hustonville (8.8 mi) 40422 Danville (9.7 mi) 42541 Middleburg (10.8 mi) 40489 Waynesburg (10.9 mi) 40442 Kings Mountain (11.7 mi) 40444 Lancaster (12.8 mi) 40419 Crab Orchard (13.3 mi) 40464 Parksville (13.7 mi) 40461 Paint Lick (16.9 mi) 40328 Gravel Switch (16.9 mi) 40468 Perryville (17.3 mi)

Demographics updated 05/2026

Population
Total population	12,220
Population density	88 / sq mi
State FIPS	21
County FIPS	137

Geography
Land area	139.56 sq mi
Water area	2.46 sq mi
Latitude	37.5196
Longitude	-84.7073
Timezone	Eastern (ET)
Area code	606

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.4%	57.5%	47.9%
$50k – $100k	30.0%	29.5%	30.3%
$100k – $200k	13.1%	11.1%	17.6%
Over $200k	2.5%	1.9%	4.2%

Demographics & statistics

12,220

Population

People per sq mi

44.5

Median age

$55,746

Median household income

$28,782

Per capita income

$142,100

Median home value

$672

Median monthly rent

76.4%

Home ownership

18.0%

Poverty rate

5.2%

Unemployment

4,440

Housing units

18.1%

Bachelor's or higher

Age distribution

Male Female

322

Under 5

339

337

5–9

355

312

10–14

328

338

15–19

356

286

20–24

302

808

25–34

851

668

35–44

703

900

45–54

949

542

55–59

571

339

60–64

358

696

65–74

734

302

75–84

319

100

85+

105

← Male

Female →

Age summary

Group	Count	%
Under 18	2,447	20.0%
18 and over	9,773	80.0%
65 and over	2,256	18.5%
Median age	44.5 years

Race & ethnicity

White 88.8%

Black or African American 3%

Hispanic or Latino 3%

Other race 2.6%

Two or more races 2%

Asian 0.5%

Group	Count	%
White	11,186	88.8%
Black or African American	383	3%
Hispanic or Latino	383	3%
Other race	328	2.6%
Two or more races	258	2%
Asian	65	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.4%	57.5%	47.9%
$50k – $100k	30.0%	29.5%	30.3%
$100k – $200k	13.1%	11.1%	17.6%
Over $200k	2.5%	1.9%	4.2%

Under $10k 5.4%

$10k–$15k 6.1%

$15k–$25k 13.2%

$25k–$35k 12.8%

$35k–$50k 9.6%

$50k–$75k 18.5%

$75k–$100k 10.4%

$100k–$150k 15.6%

$150k–$200k 5.9%

$200k+ 2.4%

Range	% of households
Under $10k	5.4%
$10k–$15k	6.1%
$15k–$25k	13.2%
$25k–$35k	12.8%
$35k–$50k	9.6%
$50k–$75k	18.5%
$75k–$100k	10.4%
$100k–$150k	15.6%
$150k–$200k	5.9%
$200k+	2.4%
Median income	$55,746

Housing

Home values

Under $50k 12.0%

$50k–$100k 13.3%

$100k–$150k 30.0%

$150k–$200k 16.6%

$200k–$300k 17.9%

$300k–$500k 8.6%

$500k–$1M 0.8%

$1M+ 0.9%

Housing overview

Metric	Value
Median home value	$142,100
Median rent / month	$672
Owner occupied	76.4%
Renter occupied	23.6%
Vacant	10.0%
Single-family detached	77.3%
Large apartment buildings	0.0%
Mobile homes	14.4%
Median rooms	5.5
Avg household size (owned)	2.37

Year built

Era	%
2020 or later	0.6%
2010–2019	5.6%
2000–2009	19.3%
1990–1999	19.3%
1980–1989	12.2%
1970–1979	19.7%
1960–1969	6.6%
1950–1959	4.7%
1940–1949	2.0%
1939 or earlier	10.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	5.6%
2 bedrooms	15.9%
3 bedrooms	59.0%
4 bedrooms	16.8%
5+ bedrooms	1.9%

Vehicles per household

Vehicles	% of households
No vehicle	6.0%
1 vehicle	30.4%
2 vehicles	34.1%
3 or more	29.5%

Heating fuel

Fuel type	%
Utility gas	13.9%
Electricity	73.9%
Propane / LP gas	1.2%
Fuel oil	1.6%
Wood	7.2%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	2,639	52.1%
Cohabiting couple	325	6.4%
Male householder, no spouse	804	15.9%
Female householder, no spouse	1,301	25.7%
Households with children under 18	1,656	32.7%
Households with seniors (65+)	1,744	34.4%
Average household size	2.36

Marital status

Status	Male	Female
Never married	23.4%	17.8%
Married	55.1%	53.7%
Separated	1.1%	1.5%
Widowed	4.0%	11.1%
Divorced	16.6%	15.9%

Education

Less than 9th grade 4.8%

Some HS, no diploma 9.1%

HS graduate 42.9%

Some college, no degree 16.2%

Associate's degree 8.8%

Bachelor's degree 10.4%

Graduate / professional 7.7%

Metric	%
HS diploma or higher	86.0%
Bachelor's or higher	18.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	155	6.4%
Kindergarten	155	6.4%
Elementary school	996	41.3%
High school	624	25.9%
College / grad school	483	20.0%

Employment

Industry of employment

Education & healthcare 29.0%

Manufacturing 12.0%

Retail trade 11.0%

Public administration 7.4%

Transportation & utilities 6.6%

Construction 5.1%

Other services 5.1%

Information 4.5%

Professional & management 4.5%

Arts, food & hospitality 4.5%

Agriculture & mining 4.2%

Finance & real estate 3.4%

Wholesale trade 2.7%

Occupation

Category	%
Management, business & arts	31.4%
Service	18.9%
Sales & office	18.3%
Natural resources & construction	11.7%
Production & transportation	19.7%

Employment type

Type	%
Private sector	68.1%
Government	21.3%
Self-employed	10.2%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	82.7%
Carpool	6.4%
Public transit	0.4%
Walk	1.7%
Work from home	8.6%
Other means	0.2%
Avg commute (minutes)	30.6

Poverty

All people 18.0%

Under 18 years 16.7%

18 and over 18.3%

Married-couple families 8.5%

Female-led households 28.6%

Income support

Source	% of households
Social Security	36.9%
Retirement income	25.0%
Supplemental Security	11.2%
Cash public assistance	1.1%
Food stamps / SNAP	13.6%

Health indicators

Condition	%
Obesity	41.0%
High blood pressure	43.6%
High cholesterol	37.8%
Diabetes	13.3%
Heart disease	8.4%
Stroke	4.1%
Asthma	11.9%
Arthritis	33.8%
Kidney disease	3.5%
Pulmonary disease	12.2%
Cancer	6.8%

Behavior / access	%
Smoking	26.6%
Binge drinking	15.0%
No physical activity	35.8%
Less than 7 hrs sleep	39.2%
Depression	26.3%
Fair or poor health	23.8%
Poor mental health	19.1%
Poor physical health	16.0%
No health insurance	11.9%
Visited doctor (checkup)	76.4%
Visited dentist	49.6%
Cholesterol screening	89.0%
Teeth loss	22.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	712	7.3%

Disability	%
Any disability	17.7%
Under 18	2.7%
18–64 years	17.0%
65 and over	36.9%

Health insurance coverage

Type	%
Private insurance	59.1%
Public insurance	49.8%
No insurance	5.2%
Uninsured under 19	1.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	11,559	94.6%
Spanish	107	0.9%
Other Indo-European	65	0.6%
Asian & Pacific Islander	29	0.3%
Other languages	13	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	12,007	98.3%
Born in same state	11,913	97.5%
Born in different state	9,881	80.9%
Foreign born	94	0.8%
Naturalized citizen	213	1.7%
Not a US citizen	145	68.1%

Ancestry

Ancestry	Count	%
Arab	5,297	43.3%
French	1,349	11%
Italian	980	8%
German	19	0.2%

Ancestry	Count	%
Dutch	18	0.1%
Polish	10	0.1%
English	3	0%

Technology access

Metric	% of households
Computer access	41.5%
Internet access	89.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40484

What city is ZIP code 40484 in?

ZIP code 40484 is primarily assigned to Stanford, Kentucky.

What county is ZIP code 40484 in?

ZIP code 40484 falls within Lincoln County, Kentucky.

What is the poverty rate in ZIP code 40484?

18% of residents in ZIP code 40484 live below the poverty line, above the national average.

Does ZIP code 40484 have a large retiree population?

37% of households in ZIP code 40484 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 40484?

The median home value in ZIP code 40484 is $142,100.

What is the population of ZIP code 40484?

ZIP code 40484 has an estimated population of 12,220 residents, with a density of 88 people per square mile.

What timezone is ZIP code 40484 in?

ZIP code 40484 observes the EST timezone.