40489 ZIP Code — Waynesburg, KY

Lincoln County, Kentucky

ZIP code 40489 is located in Waynesburg, Kentucky, within Lincoln County. It covers approximately 65.13 square miles and serves a population of 4,251 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 606.

About ZIP code 40489

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $102,700. Owner-occupancy is high at 91%, well above the national average.

Median household income is $48,797. Poverty affects 18% of residents, above the national average. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. An above-average commute of 40 minutes suggests many residents work outside the immediate area.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (27%) compared to national benchmarks.

Overall, ZIP code 40489 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

4,251

population

65.13

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

40489 ZIP code map

Cities in ZIP code 40489

Below are the cities the US Postal Service accepts for ZIP code 40489. Using any city not on this list may result in mail delivery delays.

City	Status
Waynesburg	Preferred

Nearby ZIP codes

40442 Kings Mountain (4.4 mi) 42567 Eubank (7.8 mi) 42541 Middleburg (7.8 mi) 40437 Hustonville (10.8 mi) 40484 Stanford (10.9 mi) 40419 Crab Orchard (11.5 mi) 40409 Brodhead (13.1 mi) 42553 Science Hill (13.7 mi) 42503 Somerset (17.2 mi) 42539 Liberty (17.4 mi) 40440 Junction City (17.5 mi) 40456 Mount Vernon (19.5 mi)

Demographics updated 05/2026

Population
Total population	4,251
Population density	65 / sq mi
State FIPS	21
County FIPS	137

Geography
Land area	65.13 sq mi
Water area	0.25 sq mi
Latitude	37.3653
Longitude	-84.6650
Timezone	Eastern (ET)
Area code	606

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.8%	57.5%	47.9%
$50k – $100k	33.7%	29.5%	30.3%
$100k – $200k	9.5%	11.1%	17.6%
Over $200k	0.0%	1.9%	4.2%

Demographics & statistics

4,251

Population

People per sq mi

38.8

Median age

$48,797

Median household income

$24,003

Per capita income

$102,700

Median home value

$760

Median monthly rent

91.0%

Home ownership

17.8%

Poverty rate

1.7%

Unemployment

1,444

Housing units

12.1%

Bachelor's or higher

Age distribution

Male Female

225

Under 5

239

161

5–9

171

132

10–14

140

156

15–19

165

20–24

206

25–34

218

230

35–44

245

215

45–54

228

114

55–59

121

117

60–64

124

253

65–74

268

147

75–84

156

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,259	29.6%
18 and over	2,992	70.4%
65 and over	914	21.5%
Median age	38.8 years

Race & ethnicity

White 97.4%

Two or more races 2.4%

Hispanic or Latino 0.2%

Group	Count	%
White	4,147	97.4%
Two or more races	104	2.4%
Hispanic or Latino	8	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.8%	57.5%	47.9%
$50k – $100k	33.7%	29.5%	30.3%
$100k – $200k	9.5%	11.1%	17.6%
Over $200k	0.0%	1.9%	4.2%

Under $10k 6.6%

$10k–$15k 10.3%

$15k–$25k 7.9%

$25k–$35k 7.9%

$35k–$50k 19.1%

$50k–$75k 22.3%

$75k–$100k 12.7%

$100k–$150k 9.5%

$150k–$200k 2.9%

$200k+ 0.9%

Range	% of households
Under $10k	6.6%
$10k–$15k	10.3%
$15k–$25k	7.9%
$25k–$35k	7.9%
$35k–$50k	19.1%
$50k–$75k	22.3%
$75k–$100k	12.7%
$100k–$150k	9.5%
$150k–$200k	2.9%
$200k+	0.9%
Median income	$48,797

Housing

Home values

Under $50k 14.9%

$50k–$100k 34.1%

$100k–$150k 16.5%

$150k–$200k 11.9%

$200k–$300k 14.8%

$300k–$500k 3.3%

$500k–$1M 2.5%

$1M+ 2.1%

Housing overview

Metric	Value
Median home value	$102,700
Median rent / month	$760
Owner occupied	91.0%
Renter occupied	9.0%
Vacant	1.9%
Single-family detached	76.0%
Large apartment buildings	0.0%
Mobile homes	21.0%
Median rooms	5.7
Avg household size (owned)	2.69

Year built

Era	%
2020 or later	0.0%
2010–2019	5.6%
2000–2009	12.3%
1990–1999	20.6%
1980–1989	12.3%
1970–1979	19.0%
1960–1969	8.2%
1950–1959	8.7%
1940–1949	2.8%
1939 or earlier	10.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	29.1%
3 bedrooms	55.0%
4 bedrooms	12.8%
5+ bedrooms	3.2%

Vehicles per household

Vehicles	% of households
No vehicle	11.8%
1 vehicle	28.8%
2 vehicles	32.6%
3 or more	26.7%

Heating fuel

Fuel type	%
Electricity	76.6%
Propane / LP gas	6.1%
Fuel oil	2.3%
Wood	8.8%
No fuel used	1.9%

Households & families

Household type	Count	%
Married-couple family	855	55.1%
Cohabiting couple	25	1.6%
Male householder, no spouse	261	16.8%
Female householder, no spouse	412	26.5%
Households with children under 18	537	34.6%
Households with seniors (65+)	658	42.4%
Average household size	2.74

Marital status

Status	Male	Female
Never married	21.8%	25.6%
Married	63.5%	50.1%
Separated	0.0%	1.7%
Widowed	5.0%	13.8%
Divorced	9.7%	8.8%

Education

Less than 9th grade 10.8%

Some HS, no diploma 16.7%

HS graduate 40.9%

Some college, no degree 13.6%

Associate's degree 5.9%

Bachelor's degree 7.6%

Graduate / professional 4.5%

Metric	%
HS diploma or higher	72.5%
Bachelor's or higher	12.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	25	3.1%
Kindergarten	44	5.5%
Elementary school	349	43.9%
High school	246	30.9%
College / grad school	131	16.5%

Employment

Industry of employment

Education & healthcare 30.4%

Manufacturing 25.0%

Transportation & utilities 7.4%

Professional & management 7.2%

Construction 6.3%

Arts, food & hospitality 4.8%

Finance & real estate 3.7%

Wholesale trade 3.6%

Public administration 2.8%

Other services 2.5%

Retail trade 2.4%

Information 2.4%

Agriculture & mining 1.5%

Occupation

Category	%
Management, business & arts	31.9%
Service	14.1%
Sales & office	14.5%
Natural resources & construction	5.8%
Production & transportation	33.7%

Employment type

Type	%
Private sector	80.1%
Government	13.1%
Self-employed	6.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	81.4%
Carpool	7.9%
Public transit	2.9%
Walk	0.0%
Work from home	7.2%
Other means	0.7%
Avg commute (minutes)	40.3

Poverty

All people 17.8%

Under 18 years 19.1%

18 and over 17.2%

Married-couple families 13.5%

Female-led households 16.2%

Income support

Source	% of households
Social Security	45.3%
Retirement income	23.6%
Supplemental Security	15.6%
Cash public assistance	0.0%
Food stamps / SNAP	16.6%

Health indicators

Condition	%
Obesity	40.6%
High blood pressure	44.3%
High cholesterol	38.8%
Diabetes	13.7%
Heart disease	9.1%
Stroke	4.2%
Asthma	11.9%
Arthritis	34.7%
Kidney disease	3.7%
Pulmonary disease	13.1%
Cancer	7.0%

Behavior / access	%
Smoking	27.2%
Binge drinking	15.0%
No physical activity	36.5%
Less than 7 hrs sleep	38.8%
Depression	26.7%
Fair or poor health	24.8%
Poor mental health	19.3%
Poor physical health	16.6%
No health insurance	12.2%
Visited doctor (checkup)	76.2%
Visited dentist	48.5%
Cholesterol screening	88.5%
Teeth loss	23.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	214	7.2%

Disability	%
Any disability	17.1%
Under 18	7.6%
18–64 years	13.7%
65 and over	38.1%

Health insurance coverage

Type	%
Private insurance	49.4%
Public insurance	55.8%
No insurance	6.3%
Uninsured under 19	5.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,787	89.1%
Spanish	59	1.6%
Other Indo-European	0	0.0%
Asian & Pacific Islander	59	1.6%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,251	100.0%
Born in same state	4,251	100.0%
Born in different state	3,471	81.7%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	2,105	49.5%
French	396	9.3%
Italian	195	4.6%

Ancestry	Count	%
Dutch	25	0.6%
English	11	0.3%

Technology access

Metric	% of households
Computer access	36.5%
Internet access	84.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40489

What city is ZIP code 40489 in?

ZIP code 40489 is primarily assigned to Waynesburg, Kentucky.

What county is ZIP code 40489 in?

ZIP code 40489 falls within Lincoln County, Kentucky.

Is ZIP code 40489 mostly owner-occupied?

91% of occupied units in ZIP code 40489 are owner-occupied, well above the national average.

How educated is the population of ZIP code 40489?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 40489 have a large retiree population?

45% of households in ZIP code 40489 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 40489?

18% of residents in ZIP code 40489 live below the poverty line, above the national average.

What timezone is ZIP code 40489 in?

ZIP code 40489 observes the EST timezone.