Garrard County, KY ZIP Codes
Kentucky (KY) · 3 ZIP codes · 3 cities
3
ZIP codes
17,362
population (2021)
+2.7%
pop change since 2010
21079
FIPS code
Garrard County ZIP code map
About Garrard County
Garrard County is located in Kentucky and contains 3 ZIP codes across 3 cities and communities.
The county's population was 17,362 as of 2021,
an increase of
2.7% from 16,912 in 2010.
The timezone is Central Time (observes DST).
The Federal Information Processing System (FIPS) code for Garrard County is 21079.
| Population | |
|---|---|
| 2021 population | 17,362 |
| 2010 population | 16,912 |
| Change | +2.7% |
| County details | |
|---|---|
| State | Kentucky |
| FIPS code | 21079 |
| Timezone | Central |
| Daylight saving | Yes |
Cities in Garrard County
ZIP codes for Garrard County, KY (3)
| ZIP code | City | County | Map |
|---|---|---|---|
| 40410 | Bryantsville | Garrard | View map |
| 40444 | Lancaster | Garrard | View map |
| 40461 | Paint Lick | Garrard | View map |
Demographics & statistics
16,600
Population
43.4
Median age
$58,881
Median household income
$31,470
Per capita income
$165,550
Median home value
$844
Median monthly rent
79.9%
Home ownership
14.0%
Poverty rate
5.2%
Unemployment
5,892
Housing units
22.1%
Bachelor's or higher
Age distribution
Male
Female
438
Under 5
411
527
5–9
494
560
10–14
525
506
15–19
475
387
20–24
363
963
25–34
903
1,079
35–44
1,012
1,123
45–54
1,054
659
55–59
618
673
60–64
632
957
65–74
897
493
75–84
462
201
85+
188
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 3,584 | 21.2% |
| 18 and over | 13,016 | 78.8% |
| 65 and over | 3,198 | 20.1% |
| Median age | 43.4 years | |
Race & ethnicity
White
89.9%
Two or more races
2.9%
Hispanic or Latino
2.9%
Black or African American
2.4%
Other race
1.5%
Asian
0.2%
American Indian / Alaska Native
0.2%
| Group | Count | % |
|---|---|---|
| White | 15,369 | 89.9% |
| Two or more races | 504 | 2.9% |
| Hispanic or Latino | 487 | 2.9% |
| Black or African American | 410 | 2.4% |
| Other race | 264 | 1.5% |
| Asian | 27 | 0.2% |
| American Indian / Alaska Native | 26 | 0.2% |
Household income
Under $10k
3.7%
$10k–$15k
2.7%
$15k–$25k
11.5%
$25k–$35k
9.9%
$35k–$50k
15.3%
$50k–$75k
15.9%
$75k–$100k
12.3%
$100k–$150k
13.1%
$150k–$200k
9.5%
$200k+
6.2%
| Range | % of households |
|---|---|
| Under $10k | 3.7% |
| $10k–$15k | 2.7% |
| $15k–$25k | 11.5% |
| $25k–$35k | 9.9% |
| $35k–$50k | 15.3% |
| $50k–$75k | 15.9% |
| $75k–$100k | 12.3% |
| $100k–$150k | 13.1% |
| $150k–$200k | 9.5% |
| $200k+ | 6.2% |
| Median income | $58,881 |
Housing
Home values
Under $50k
7.9%
$50k–$100k
16.0%
$100k–$150k
19.1%
$150k–$200k
15.7%
$200k–$300k
25.8%
$300k–$500k
13.4%
$500k–$1M
1.7%
$1M+
0.7%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $165,550 |
| Median rent / month | $844 |
| Owner occupied | 79.9% |
| Renter occupied | 20.2% |
| Vacant | 9.2% |
| Single-family detached | 81.8% |
| Large apartment buildings | 0.1% |
| Mobile homes | 12.0% |
| Median rooms | 6.1 |
| Avg household size (owned) | 2.56 |
Year built
| Era | % |
|---|---|
| 2020 or later | 1.1% |
| 2010–2019 | 9.2% |
| 2000–2009 | 12.6% |
| 1990–1999 | 19.4% |
| 1980–1989 | 9.6% |
| 1970–1979 | 15.3% |
| 1960–1969 | 13.5% |
| 1950–1959 | 5.6% |
| 1940–1949 | 6.2% |
| 1939 or earlier | 7.8% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.2% |
| 1 bedroom | 4.5% |
| 2 bedrooms | 19.3% |
| 3 bedrooms | 47.5% |
| 4 bedrooms | 26.4% |
| 5+ bedrooms | 2.2% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 2.6% |
| 1 vehicle | 23.3% |
| 2 vehicles | 42.5% |
| 3 or more | 31.7% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 15.5% |
| Electricity | 69.6% |
| Propane / LP gas | 6.2% |
| Fuel oil | 1.6% |
| Wood | 5.0% |
| No fuel used | 0.1% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 3,585 | 59.3% |
| Cohabiting couple | 244 | 5.0% |
| Male householder, no spouse | 1,079 | 15.3% |
| Female householder, no spouse | 1,411 | 20.5% |
| Households with children under 18 | 2,020 | 29.7% |
| Households with seniors (65+) | 2,192 | 38.1% |
| Average household size | 2.61 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 21.5% | 17.6% |
| Married | 62.9% | 60.1% |
| Separated | 0.8% | 1.0% |
| Widowed | 3.9% | 8.9% |
| Divorced | 11.0% | 12.5% |
Education
Less than 9th grade
4.8%
Some HS, no diploma
11.2%
HS graduate
37.8%
Some college, no degree
17.2%
Associate's degree
7.0%
Bachelor's degree
11.2%
Graduate / professional
10.9%
| Metric | % |
|---|---|
| HS diploma or higher | 84.1% |
| Bachelor's or higher | 22.1% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 164 | 3.8% |
| Kindergarten | 211 | 5.9% |
| Elementary school | 1,585 | 54.4% |
| High school | 944 | 26.3% |
| College / grad school | 352 | 9.8% |
Employment
Industry of employment
Education & healthcare
28.9%
Manufacturing
14.7%
Retail trade
11.8%
Construction
11.6%
Transportation & utilities
6.2%
Professional & management
6.2%
Other services
5.8%
Public administration
4.3%
Wholesale trade
3.0%
Arts, food & hospitality
2.5%
Agriculture & mining
2.4%
Finance & real estate
2.1%
Information
0.9%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 32.2% |
| Service | 13.3% |
| Sales & office | 19.0% |
| Natural resources & construction | 13.4% |
| Production & transportation | 22.2% |
Employment type
| Type | % |
|---|---|
| Private sector | 72.8% |
| Government | 22.4% |
| Self-employed | 4.3% |
| Unpaid family workers | 0.7% |
Commute
| Method | % |
|---|---|
| Drive alone | 87.3% |
| Carpool | 7.4% |
| Public transit | 0.0% |
| Walk | 0.1% |
| Other means | 0.0% |
| Avg commute (minutes) | 29.6 |
Poverty
All people
14.0%
Under 18 years
13.3%
18 and over
14.1%
Married-couple families
8.0%
Female-led households
30.6%
Income support
| Source | % of households |
|---|---|
| Social Security | 43.1% |
| Retirement income | 26.9% |
| Supplemental Security | 10.1% |
| Cash public assistance | 1.6% |
| Food stamps / SNAP | 11.1% |
Health indicators
| Condition | % |
|---|---|
| High blood pressure | 39.0% |
| High cholesterol | 36.1% |
| Heart disease | 7.2% |
| Stroke | 3.3% |
| Asthma | 11.2% |
| Arthritis | 30.3% |
| Kidney disease | 3.0% |
| Pulmonary disease | 10.2% |
| Cancer | 6.5% |
| Behavior / access | % |
|---|---|
| Binge drinking | 15.8% |
| No physical activity | 30.4% |
| Less than 7 hrs sleep | 38.4% |
| Fair or poor health | 19.9% |
| Poor mental health | 18.3% |
| Poor physical health | 13.8% |
| No health insurance | 10.8% |
| Visited doctor (checkup) | 75.9% |
| Visited dentist | 54.0% |
| Cholesterol screening | 89.7% |
| Teeth loss | 19.2% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,311 | 9.5% |
| Disability | % |
|---|---|
| Any disability | 18.5% |
| Under 18 | 1.6% |
| 18–64 years | 20.1% |
| 65 and over | 31.8% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 64.5% |
| Public insurance | 45.3% |
| Uninsured under 19 | 3.4% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 15,751 | 94.5% |
| Spanish | 243 | 1.2% |
| Other Indo-European | 23 | 0.1% |
| Asian & Pacific Islander | 189 | 0.7% |
| Other languages | 31 | 0.4% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 16,123 | 98.1% |
| Born in same state | 16,097 | 97.7% |
| Born in different state | 13,067 | 77.6% |
| Foreign born | 26 | 0.4% |
| Naturalized citizen | 477 | 2.0% |
| Not a US citizen | 192 | 69.2% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Arab | 5,614 | 33.8% |
| French | 2,055 | 12.4% |
| Italian | 1,041 | 6.3% |
| Polish | 34 | 0.2% |
| Ancestry | Count | % |
|---|---|---|
| Norwegian | 32 | 0.2% |
| English | 29 | 0.2% |
| Dutch | 24 | 0.1% |
| Irish | 15 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 38.2% |
| Internet access | 90.8% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
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