40176 ZIP Code — Webster, KY

Breckinridge County, Kentucky

ZIP code 40176 is located in Webster, Kentucky, within Breckinridge County. It covers approximately 36.38 square miles and serves a population of 763 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 270/364.

About ZIP code 40176

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $87,400. Owner-occupancy is high at 83%, well above the national average.

Median household income is $46,250. Poverty affects 18% of residents, above the national average. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with retail trade as the leading industry. An above-average commute of 43 minutes suggests many residents work outside the immediate area.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (26%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%; and disability rates above the national average at 39%.

Overall, ZIP code 40176 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

763

population

36.38

sq mi land

Standard

ZIP type

Central (CT)

timezone

40176 ZIP code map

Cities in ZIP code 40176

Below are the cities the US Postal Service accepts for ZIP code 40176. Using any city not on this list may result in mail delivery delays.

City	Status
Webster	Acceptable
Webster	Preferred

Nearby ZIP codes

40161 Rhodelia (3.7 mi) 40157 Payneville (5.2 mi) 40146 Irvington (6 mi) 40170 Stephensport (8.9 mi) 40142 Guston (9.1 mi) 40143 Hardinsburg (10.5 mi) 47525 Derby (11.6 mi) 40108 Brandenburg (11.6 mi) 40104 Battletown (11.8 mi) 47142 Mauckport (12.4 mi) 40117 Ekron (13.6 mi) 40111 Cloverport (14.4 mi)

Demographics updated 05/2026

Population
Total population	763
Population density	21 / sq mi
State FIPS	21
County FIPS	027

Geography
Land area	36.38 sq mi
Water area	0.20 sq mi
Latitude	37.9378
Longitude	-86.3737
Timezone	Central (CT)
Area code	270/364

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	73.1%	52.7%	47.9%
$50k – $100k	13.1%	29.8%	30.3%
$100k – $200k	13.7%	15.3%	17.6%
Over $200k	0.0%	2.2%	4.2%

Demographics & statistics

763

Population

People per sq mi

51.4

Median age

$46,250

Median household income

$25,555

Per capita income

$87,400

Median home value

Median monthly rent

83.3%

Home ownership

17.8%

Poverty rate

8.6%

Unemployment

365

Housing units

16.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	59	7.7%
18 and over	704	92.3%
65 and over	137	18.0%
Median age	51.4 years

Race & ethnicity

White 100%

Group	Count	%
White	763	100%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	73.1%	52.7%	47.9%
$50k – $100k	13.1%	29.8%	30.3%
$100k – $200k	13.7%	15.3%	17.6%
Over $200k	0.0%	2.2%	4.2%

$10k–$15k 18.2%

$25k–$35k 12.3%

$35k–$50k 25.3%

$50k–$75k 24.1%

$75k–$100k 3.7%

$100k–$150k 14.2%

$150k–$200k 2.2%

Range	% of households
$10k–$15k	18.2%
$25k–$35k	12.3%
$35k–$50k	25.3%
$50k–$75k	24.1%
$75k–$100k	3.7%
$100k–$150k	14.2%
$150k–$200k	2.2%
Median income	$46,250

Housing

Home values

Under $50k 21.1%

$50k–$100k 42.6%

$100k–$150k 7.4%

$150k–$200k 2.6%

$200k–$300k 15.6%

$300k–$500k 10.7%

Housing overview

Metric	Value
Median home value	$87,400
Median rent / month	$0
Owner occupied	83.3%
Renter occupied	16.7%
Vacant	22.7%
Single-family detached	50.4%
Large apartment buildings	0.0%
Mobile homes	42.5%
Median rooms	5.9
Avg household size (owned)	2.02

Year built

Era	%
2020 or later	6.9%
2010–2019	9.8%
2000–2009	19.6%
1990–1999	26.7%
1980–1989	21.7%
1970–1979	7.2%
1960–1969	0.0%
1950–1959	3.3%
1940–1949	1.9%
1939 or earlier	2.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	3.3%
2 bedrooms	15.5%
3 bedrooms	79.2%
4 bedrooms	1.9%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	26.9%
2 vehicles	36.4%
3 or more	36.7%

Heating fuel

Fuel type	%
Utility gas	3.1%
Electricity	83.3%
Propane / LP gas	7.4%
Wood	6.2%

Households & families

Household type	Count	%
Married-couple family	129	39.8%
Cohabiting couple	0	0.0%
Male householder, no spouse	52	16.0%
Female householder, no spouse	143	44.1%
Households with children under 18	23	7.1%
Households with seniors (65+)	98	30.2%
Average household size	2.35

Marital status

Status	Male	Female
Never married	38.7%	39.0%
Married	41.5%	28.8%
Separated	0.0%	0.0%
Widowed	0.0%	9.5%
Divorced	19.8%	22.7%

Education

Less than 9th grade 5.5%

Some HS, no diploma 9.9%

HS graduate 45.5%

Some college, no degree 15.3%

Associate's degree 7.2%

Bachelor's degree 14.2%

Graduate / professional 2.4%

Metric	%
HS diploma or higher	84.5%
Bachelor's or higher	16.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	0	0.0%
High school	29	100.0%
College / grad school	0	0.0%

Employment

Industry of employment

Retail trade 20.7%

Manufacturing 20.4%

Construction 13.3%

Professional & management 12.6%

Transportation & utilities 9.7%

Wholesale trade 7.4%

Public administration 6.5%

Education & healthcare 5.5%

Arts, food & hospitality 3.9%

Occupation

Category	%
Management, business & arts	21.7%
Service	0.0%
Sales & office	37.5%
Natural resources & construction	13.3%
Production & transportation	27.5%

Employment type

Type	%
Private sector	81.6%
Government	8.7%
Self-employed	0.0%
Unpaid family workers	9.7%

Commute

Method	%
Drive alone	66.3%
Carpool	20.7%
Public transit	0.0%
Walk	9.7%
Work from home	3.2%
Other means	0.0%
Avg commute (minutes)	43.1

Poverty

All people 17.8%

Under 18 years 0.0%

18 and over 19.3%

Married-couple families 0.0%

Female-led households 75.0%

Income support

Source	% of households
Social Security	36.1%
Retirement income	18.5%
Supplemental Security	15.4%
Cash public assistance	3.7%
Food stamps / SNAP	16.0%

Health indicators

Condition	%
Obesity	39.2%
High blood pressure	41.3%
High cholesterol	37.6%
Diabetes	12.2%
Heart disease	7.8%
Stroke	3.6%
Asthma	11.2%
Arthritis	31.8%
Kidney disease	3.2%
Pulmonary disease	11.3%
Cancer	6.4%

Behavior / access	%
Smoking	25.6%
Binge drinking	16.0%
No physical activity	32.3%
Less than 7 hrs sleep	38.8%
Depression	26.4%
Fair or poor health	21.6%
Poor mental health	18.5%
Poor physical health	14.9%
No health insurance	10.9%
Visited doctor (checkup)	75.8%
Visited dentist	51.8%
Cholesterol screening	89.0%
Teeth loss	20.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	81	11.5%

Disability	%
Any disability	39.1%
Under 18	49.2%
18–64 years	28.6%
65 and over	78.1%

Health insurance coverage

Type	%
Private insurance	64.7%
Public insurance	54.5%
No insurance	0.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	750	98.3%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	763	100.0%
Born in same state	763	100.0%
Born in different state	589	77.2%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	182	23.9%
French	94	12.3%

Ancestry	Count	%
Italian	37	4.8%
English	12	1.6%

Technology access

Metric	% of households
Computer access	42.5%
Internet access	87.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40176

What city is ZIP code 40176 in?

ZIP code 40176 is primarily assigned to Webster, Kentucky.

What county is ZIP code 40176 in?

ZIP code 40176 falls within Breckinridge County, Kentucky.

What is the poverty rate in ZIP code 40176?

18% of residents in ZIP code 40176 live below the poverty line, above the national average.

Is ZIP code 40176 mostly owner-occupied?

83% of occupied units in ZIP code 40176 are owner-occupied, well above the national average.

Does ZIP code 40176 have a large veteran population?

12% of civilians in ZIP code 40176 are veterans, above the national average of ~7%.

Does ZIP code 40176 have a large retiree population?

36% of households in ZIP code 40176 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 40176 in?

ZIP code 40176 observes the CST timezone.