40146 ZIP Code — Irvington, KY

Breckinridge County, Kentucky

ZIP code 40146 is located in Irvington, Kentucky, within Breckinridge County. It covers approximately 75.38 square miles and serves a population of 3,672 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 270/364.

About ZIP code 40146

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $117,900. Owner-occupancy is high at 79%, well above the national average.

Median household income is $48,279. Poverty affects 25% of residents, above the national average. SNAP benefit usage at 17% of households reflects economic stress in the area.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. An above-average commute of 36 minutes suggests many residents work outside the immediate area.

College attainment at 8% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (28%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 40146 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, high homeownership, and elevated reliance on food assistance.

3,672

population

75.38

sq mi land

Standard

ZIP type

Central (CT)

timezone

40146 ZIP code map

Cities in ZIP code 40146

Below are the cities the US Postal Service accepts for ZIP code 40146. Using any city not on this list may result in mail delivery delays.

City	Status
Irvington	Acceptable
Irvington	Preferred

Nearby ZIP codes

40176 Webster (6 mi) 40142 Guston (6.9 mi) 40143 Hardinsburg (7.7 mi) 40144 Harned (8.8 mi) 40115 Custer (9.6 mi) 40115 Custer (9.6 mi) 40161 Rhodelia (9.7 mi) 40170 Stephensport (10.9 mi) 40157 Payneville (11 mi) 40117 Ekron (11.7 mi) 40108 Brandenburg (12.5 mi) 40175 Vine Grove (13.1 mi)

Demographics updated 05/2026

Population
Total population	3,672
Population density	49 / sq mi
State FIPS	21
County FIPS	027

Geography
Land area	75.38 sq mi
Water area	0.54 sq mi
Latitude	37.8561
Longitude	-86.3365
Timezone	Central (CT)
Area code	270/364

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.0%	52.7%	47.9%
$50k – $100k	31.8%	29.8%	30.3%
$100k – $200k	12.1%	15.3%	17.6%
Over $200k	0.1%	2.2%	4.2%

Demographics & statistics

3,672

Population

People per sq mi

45.6

Median age

$48,279

Median household income

$24,834

Per capita income

$117,900

Median home value

$763

Median monthly rent

78.5%

Home ownership

24.5%

Poverty rate

9.4%

Unemployment

1,453

Housing units

8.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

143

10–14

146

15–19

140

20–24

142

174

25–34

177

198

35–44

202

329

45–54

335

106

55–59

107

165

60–64

168

255

65–74

259

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	749	20.4%
18 and over	2,923	79.6%
65 and over	644	17.5%
Median age	45.6 years

Race & ethnicity

White 87.6%

Black or African American 4.3%

Two or more races 3.4%

Hispanic or Latino 2.5%

Other race 2.2%

Group	Count	%
White	3,299	87.6%
Black or African American	161	4.3%
Two or more races	129	3.4%
Hispanic or Latino	94	2.5%
Other race	83	2.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.0%	52.7%	47.9%
$50k – $100k	31.8%	29.8%	30.3%
$100k – $200k	12.1%	15.3%	17.6%
Over $200k	0.1%	2.2%	4.2%

Under $10k 6.4%

$10k–$15k 10.3%

$15k–$25k 11.3%

$25k–$35k 13.1%

$35k–$50k 12.2%

$50k–$75k 15.2%

$75k–$100k 12.2%

$100k–$150k 18.0%

$150k–$200k 0.8%

$200k+ 0.4%

Range	% of households
Under $10k	6.4%
$10k–$15k	10.3%
$15k–$25k	11.3%
$25k–$35k	13.1%
$35k–$50k	12.2%
$50k–$75k	15.2%
$75k–$100k	12.2%
$100k–$150k	18.0%
$150k–$200k	0.8%
$200k+	0.4%
Median income	$48,279

Housing

Home values

Under $50k 12.3%

$50k–$100k 26.3%

$100k–$150k 33.0%

$150k–$200k 12.0%

$200k–$300k 12.6%

$300k–$500k 2.5%

$500k–$1M 1.4%

Housing overview

Metric	Value
Median home value	$117,900
Median rent / month	$763
Owner occupied	78.5%
Renter occupied	21.5%
Vacant	20.4%
Single-family detached	60.3%
Large apartment buildings	0.7%
Mobile homes	35.5%
Median rooms	5.9
Avg household size (owned)	2.80

Year built

Era	%
2020 or later	0.0%
2010–2019	11.1%
2000–2009	12.0%
1990–1999	14.5%
1980–1989	18.8%
1970–1979	14.3%
1960–1969	12.0%
1950–1959	8.2%
1940–1949	1.8%
1939 or earlier	7.3%

Bedrooms

Size	% of units
No bedroom (studio)	2.6%
1 bedroom	2.1%
2 bedrooms	17.3%
3 bedrooms	62.3%
4 bedrooms	15.3%
5+ bedrooms	0.5%

Vehicles per household

Vehicles	% of households
No vehicle	5.2%
1 vehicle	35.5%
2 vehicles	29.7%
3 or more	29.6%

Heating fuel

Fuel type	%
Utility gas	27.7%
Electricity	54.8%
Propane / LP gas	5.7%
Fuel oil	1.7%
Wood	8.1%
No fuel used	2.0%

Households & families

Household type	Count	%
Married-couple family	721	51.6%
Cohabiting couple	99	7.1%
Male householder, no spouse	236	16.9%
Female householder, no spouse	341	24.4%
Households with children under 18	394	28.2%
Households with seniors (65+)	418	29.9%
Average household size	2.63

Marital status

Status	Male	Female
Never married	24.0%	23.7%
Married	52.1%	49.9%
Separated	4.6%	2.4%
Widowed	2.8%	13.5%
Divorced	16.5%	10.6%

Education

Less than 9th grade 3.0%

Some HS, no diploma 11.0%

HS graduate 44.8%

Some college, no degree 22.7%

Associate's degree 10.4%

Bachelor's degree 6.8%

Graduate / professional 1.4%

Metric	%
HS diploma or higher	86.0%
Bachelor's or higher	8.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	14	2.0%
Kindergarten	54	7.7%
Elementary school	323	45.9%
High school	169	24.0%
College / grad school	144	20.5%

Employment

Industry of employment

Manufacturing 23.1%

Education & healthcare 16.2%

Transportation & utilities 10.4%

Professional & management 10.4%

Retail trade 9.3%

Construction 8.5%

Public administration 6.8%

Arts, food & hospitality 4.3%

Finance & real estate 4.1%

Agriculture & mining 2.8%

Wholesale trade 2.4%

Other services 1.2%

Information 0.4%

Occupation

Category	%
Management, business & arts	15.2%
Service	17.4%
Sales & office	22.4%
Natural resources & construction	13.6%
Production & transportation	31.4%

Employment type

Type	%
Private sector	78.5%
Government	17.8%
Self-employed	3.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	77.6%
Carpool	11.6%
Public transit	4.9%
Walk	3.8%
Work from home	0.2%
Other means	2.0%
Avg commute (minutes)	35.6

Poverty

All people 24.5%

Under 18 years 33.0%

18 and over 22.5%

Married-couple families 9.6%

Female-led households 35.9%

Income support

Source	% of households
Social Security	28.9%
Retirement income	21.4%
Supplemental Security	8.1%
Cash public assistance	2.5%
Food stamps / SNAP	17.1%

Health indicators

Condition	%
Obesity	40.8%
High blood pressure	44.3%
High cholesterol	39.4%
Diabetes	14.1%
Heart disease	9.0%
Stroke	4.4%
Asthma	11.9%
Arthritis	34.7%
Kidney disease	3.7%
Pulmonary disease	13.2%
Cancer	6.9%

Behavior / access	%
Smoking	27.9%
Binge drinking	14.8%
No physical activity	36.4%
Less than 7 hrs sleep	39.3%
Depression	27.1%
Fair or poor health	25.5%
Poor mental health	19.4%
Poor physical health	16.9%
No health insurance	12.2%
Visited doctor (checkup)	77.0%
Visited dentist	48.2%
Cholesterol screening	88.7%
Teeth loss	24.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	357	12.2%

Disability	%
Any disability	17.4%
Under 18	6.7%
18–64 years	13.6%
65 and over	43.3%

Health insurance coverage

Type	%
Private insurance	51.7%
Public insurance	50.1%
No insurance	10.3%
Uninsured under 19	8.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,524	96.0%
Spanish	67	1.9%
Other Indo-European	52	1.5%
Asian & Pacific Islander	0	0.0%
Other languages	15	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,597	98.0%
Born in same state	3,574	97.3%
Born in different state	2,569	70.0%
Foreign born	23	0.6%
Naturalized citizen	75	2.0%
Not a US citizen	26	34.7%

Ancestry

Ancestry	Count	%
Italian	617	16.8%
Arab	405	11%
French	240	6.5%

Ancestry	Count	%
Polish	14	0.4%
German	5	0.1%

Technology access

Metric	% of households
Computer access	38.0%
Internet access	91.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40146

What city is ZIP code 40146 in?

ZIP code 40146 is primarily assigned to Irvington, Kentucky.

What county is ZIP code 40146 in?

ZIP code 40146 falls within Breckinridge County, Kentucky.

What is the poverty rate in ZIP code 40146?

25% of residents in ZIP code 40146 live below the poverty line, above the national average.

How educated is the population of ZIP code 40146?

8% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 40146 have a large veteran population?

12% of civilians in ZIP code 40146 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 40146?

The median home value in ZIP code 40146 is $117,900.

What timezone is ZIP code 40146 in?

ZIP code 40146 observes the CST timezone.