Payneville ZIP Codes — Meade County, KY

There is one unique ZIP code in Payneville, Kentucky and it is 40157. Area code: 270/364.

ZIP codes

32.31

sq mi land

0.16

sq mi water

270/364

area code

Payneville, KY ZIP code map

About Payneville, KY

Payneville is a charming small community located in Meade County, Kentucky. Known for its peaceful atmosphere and friendly residents, it offers a glimpse into the serene life of rural America. With a ZIP code of 40157, this town embodies the essence of Kentucky's warm hospitality.

Location & geography

Payneville is situated in the north-central part of Meade County, surrounded by beautiful rolling hills and scenic landscapes. The town is approximately 15 miles from Brandenburg and about 20 miles from Elizabethtown, making it accessible to larger cities while maintaining its quiet charm. Covering a land area of 32.31 square miles and a water area of 0.16 square miles, Payneville offers a blend of open space and natural beauty.

Community & economy

The character of Payneville is defined by its close-knit community, where neighbors know each other and often come together for local events. While primarily residential, the area has agricultural roots, with some local industries focusing on farming and small businesses that cater to the needs of residents. Daily life in Payneville is tranquil, with the rhythms of countryside living encouraging a slower pace and focus on family and community.

Transportation

Payneville is conveniently located near major roadways, including Highway 313, which connects the town to nearby cities and amenities. The nearest major airports are in Elizabethtown and Louisville, which are easily accessible for residents traveling further afield. Public transportation options are limited, making personal vehicles the primary mode of transport in the area.

History

Payneville was established in the early 19th century, developing around its agricultural roots and small-town charm. Key industries have historically included farming and local craftsmanship, contributing to the economy and character of the community. Notable events in the town's history often revolve around local fairs and gatherings that celebrate its rich heritage.

Did you know?

One surprising fact about Payneville is that it is known for its pristine rural landscapes, attracting visitors looking for seasonal outdoor activities. Despite its small size, the community hosts various local events that celebrate its culture and traditions throughout the year.

ZIP codes for Payneville, KY (1)

ZIP code	City	County	Map
40157	Payneville	Meade	View map

Demographics & statistics

1,015

Population

38.8

Median age

$84,306

Median household income

$34,353

Per capita income

$230,800

Median home value

Median monthly rent

89.6%

Home ownership

9.3%

Poverty rate

5.7%

Unemployment

378

Housing units

11.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

129

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	298	29.4%
18 and over	717	70.6%
65 and over	139	13.7%
Median age	38.8 years

Race & ethnicity

White 100%

Group	Count	%
White	1,015	100%

Household income

$10k–$15k 8.2%

$15k–$25k 9.5%

$25k–$35k 4.9%

$35k–$50k 9.0%

$50k–$75k 15.0%

$75k–$100k 11.7%

$100k–$150k 15.8%

$150k–$200k 9.5%

$200k+ 16.3%

Range	% of households
$10k–$15k	8.2%
$15k–$25k	9.5%
$25k–$35k	4.9%
$35k–$50k	9.0%
$50k–$75k	15.0%
$75k–$100k	11.7%
$100k–$150k	15.8%
$150k–$200k	9.5%
$200k+	16.3%
Median income	$84,306

Housing

Home values

Under $50k 10.3%

$50k–$100k 3.0%

$100k–$150k 16.7%

$150k–$200k 7.0%

$200k–$300k 34.7%

$300k–$500k 28.3%

Housing overview

Metric	Value
Median home value	$230,800
Median rent / month	$0
Owner occupied	89.6%
Renter occupied	10.4%
Vacant	11.8%
Single-family detached	70.4%
Large apartment buildings	0.0%
Mobile homes	27.9%
Median rooms	6.1
Avg household size (owned)	2.89

Year built

Era	%
2020 or later	1.9%
2010–2019	10.1%
2000–2009	19.5%
1990–1999	18.5%
1980–1989	16.6%
1970–1979	6.0%
1960–1969	7.2%
1950–1959	4.8%
1940–1949	0.0%
1939 or earlier	15.4%

Bedrooms

Size	% of units
No bedroom (studio)	6.0%
1 bedroom	7.5%
2 bedrooms	26.2%
3 bedrooms	26.7%
4 bedrooms	17.5%
5+ bedrooms	16.1%

Vehicles per household

Vehicles	% of households
No vehicle	4.1%
1 vehicle	15.8%
2 vehicles	36.8%
3 or more	43.3%

Heating fuel

Fuel type	%
Utility gas	4.6%
Electricity	41.7%
Propane / LP gas	40.6%
Wood	13.1%

Households & families

Household type	Count	%
Married-couple family	240	65.4%
Cohabiting couple	22	6.0%
Male householder, no spouse	74	20.2%
Female householder, no spouse	31	8.4%
Households with children under 18	149	40.6%
Households with seniors (65+)	88	24.0%
Average household size	2.77

Marital status

Status	Male	Female
Never married	35.3%	17.9%
Married	54.1%	68.9%
Separated	0.0%	2.5%
Widowed	4.4%	5.5%
Divorced	6.2%	5.2%

Education

Less than 9th grade 2.0%

Some HS, no diploma 8.1%

HS graduate 35.4%

Some college, no degree 24.0%

Associate's degree 18.7%

Bachelor's degree 4.5%

Graduate / professional 7.3%

Metric	%
HS diploma or higher	89.9%
Bachelor's or higher	11.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	7	2.1%
Elementary school	188	55.5%
High school	65	19.2%
College / grad school	79	23.3%

Employment

Industry of employment

Manufacturing 27.3%

Education & healthcare 20.1%

Construction 12.0%

Public administration 11.3%

Other services 9.3%

Finance & real estate 6.0%

Retail trade 4.6%

Professional & management 4.2%

Arts, food & hospitality 2.3%

Wholesale trade 1.6%

Transportation & utilities 1.2%

Occupation

Category	%
Management, business & arts	42.4%
Service	11.8%
Sales & office	4.9%
Natural resources & construction	18.1%
Production & transportation	22.9%

Employment type

Type	%
Private sector	62.5%
Government	29.9%
Self-employed	7.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	86.8%
Carpool	4.4%
Public transit	2.3%
Walk	0.0%
Other means	0.0%
Avg commute (minutes)	36.2

Poverty

All people 9.3%

Under 18 years 3.7%

18 and over 11.6%

Married-couple families 0.0%

Female-led households 100.0%

Income support

Source	% of households
Social Security	29.2%
Retirement income	30.8%
Supplemental Security	4.4%
Cash public assistance	0.0%
Food stamps / SNAP	5.2%

Health indicators

Condition	%
High blood pressure	39.4%
High cholesterol	37.7%
Heart disease	7.2%
Stroke	3.2%
Asthma	10.6%
Arthritis	30.1%
Kidney disease	2.9%
Pulmonary disease	9.5%
Cancer	6.6%

Behavior / access	%
Binge drinking	16.2%
No physical activity	29.0%
Less than 7 hrs sleep	38.4%
Fair or poor health	18.3%
Poor mental health	17.7%
Poor physical health	13.1%
No health insurance	9.7%
Visited doctor (checkup)	75.8%
Visited dentist	55.6%
Cholesterol screening	89.8%
Teeth loss	17.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	103	14.4%

Disability	%
Any disability	16.3%
Under 18	6.0%
18–64 years	11.6%
65 and over	57.6%

Health insurance coverage

Type	%
Private insurance	87.2%
Public insurance	27.1%
Uninsured under 19	4.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	976	96.2%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,007	99.2%
Born in same state	1,007	99.2%
Born in different state	721	71.0%
Foreign born	0	0.0%
Naturalized citizen	8	0.8%
Not a US citizen	8	100.0%

Ancestry

Ancestry	Count	%
Arab	187	18.4%
French	166	16.4%

Ancestry	Count	%
Italian	161	15.9%
Polish	29	2.9%

Technology access

Metric	% of households
Computer access	36.2%
Internet access	94.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Payneville, KY have?

Payneville, KY has one ZIP code: 40157. Each ZIP code serves a distinct delivery area within the city and surrounding region.